... of agreement is also in keeping with previous research in this area [10] There are some limitations to this process Our method of scoring may not have been appropriate for some topics For example, ... rankings of attendings and residents, with a Pearson correlation coefficient r of 0.94 The agreement between the groups on each of the scales was also excellent, with correlation coefficients of ... goodness-of-fit for each model, as reflected by the R2 value We also calculated the correlation between the mean scores of faculty and residents using Pearson's correlation coefficient to assess the inter-rater...
... called excess hold so many reserves instead of lending them out, and some claim that inducing banks to lend their excess reserves is crucial for resolving the credit crisis This view has lead to proposals ... requirements until there are little or no excess reserves in the banking system This process has clearly not occurred following the increase in reserves depicted in Figure Whyhas the money multiplier ... multiplier and why it does not apply in the current environment, where reserves have increased to unprecedented levels and the Federal Reserve has begun paying interest on those reserves We also argue...
... of vessels haschanged with time Excepting aircraft carriers, LSW has grown by 80 to 90 percent for the ships we compare Clearly, the Navy’s desire for larger and more-complex ships has been a ... Historical analyses of British Navy weapon systems also show cost escalation rates comparable to those the Navy has experienced in recent years Principal Sources of Cost Escalation for Navy Ships We ... 80 Annual Growth Rate for Comparison Indexes, 1990–2004 81 xi xii WhyHas the Cost of Navy Ships Risen? D.3 D.4 D.5 E.1...
... OPNAV N81 for both cosponsoring this study and providing very useful input and guidance along the way We would also like to thank Blaise Durante (SAF/AQX) for also cosponsoring this project and ... “economy-driven” sources of cost escalation, or those associated with labor, material, and equipment, over which the Services have little control In Chapter Four, we examine “customer-driven” sources ... some pairwise comparisons of how both economy-driven and customerdriven characteristics have contributed to aircraft cost escalation We present views of some industry representatives on the sources...
... " no, I should promote SODIS " Whyhas it not been possible to trigger off a SODIS ' movement ' like an epidemic ? Some of the key issues are : ' Infections ' ( in the sociological sense ) are ... expensive solution of buying bottled water and the poor remain reluctant to accept cheap solutions, then something must be wrong with the marketing strategies for these cheap solutions Why even ... boiling, filtering or solar water disinfection ( SODIS ) are cheap and effective methods of improving water quality even in desperate environments SODIS – solar water disinfection – is a solution practically...
... DP2003/07 Has the rate of economic growth changed? Evidence and lessons for public policy Abstract1 New Zealand’s recent rate of economic growth has remained strong despite ... a variety of sources and involve some extrapolation, so they should be regarded as preliminary.10 Estimates of productivity growth: Cycle versus technology This section presents some estimates ... might take into account this uncertainty about the future course of the real economy The paper also has some further discussion of what public policy can and cannot about productivity growth Measuring...
... and domestic ownership are associated with higher spreads Higher 16 overhead costs are also associated with higher margins, while more agricultural lending is associated with lower margins There ... less exposure to mining as well as domestically owned banks are associated with higher spreads Higher overhead costs are also associated with higher ex-post margins, while banks with higher share ... control for inflation We also notice that the margin defined as net interest revenue follows closely the wide margin that include fees and commissions, although the gap has somewhat opened over the...
... participant (and that may be the reason why Fechner did not use the method), so that for n stimuli, a complete paired comparison requires n ϫ (n Ϫ 1)/2 comparisons, the number of pairs being proportional ... it should also be the case that A p C However, if preferences are occurring for different reasons (A has a nicer color than B, and B has better composition than C, it may then be reasonable that ... Whatever it is that is being compared is far from clear, but that something is compared and that some comparisons are harder than others also seem clear The most important result in the present study...
... with a car, why did he pick a site with solittle room to accelerate? Even more bewildering is the fact that we don’t see more terrorism of this sort If every car is a potential weapon, why aren’t ... government-sponsored data, Kuwait has generated very little terrorism.5 Similar findings emerged in subsequent surveys by the Pew Global Attitudes Project Support for terrorism does not appear to be associated ... martyrdom, why don’t we see terrorist attacks everywhere, every day? Islamist terrorists ask these questions too In their view, the West is engaged in a massive assault on Muslim societies and has been...
... the differences found in them, about scribes who copied scripture and sometimes changed it. This may not seem to be very promising as a key to one's own autobiography, but there it is. One haslittle control over such things. Before explaining how and why the manuscripts of the New Tes ... it and was inextricably bound up somehow with God and church and worship. Still, I saw no reason to read it on my own or study it. Things changed drastically for me when I was a sophomore in high school. It was then that I had a "bornagain" experience, in a set ... beliefs and ethics—strange as this sounds to modern ears—played al most no role in religion per se. These were instead matters of personal philosophy, and philosophies, of course, could be bookish. Since an ...
... 2:01 PM Page iii GREAT PEOPLE DECISIONS Why They Matter So Much, Why They Are So Hard, and How You Can Master Them CLAUDIO FERNANDEZ ARAOZ John Wiley & Sons, Inc ffirs.qxd 5/11/07 2:01 PM Page ... 2:01 PM Page iii GREAT PEOPLE DECISIONS Why They Matter So Much, Why They Are So Hard, and How You Can Master Them CLAUDIO FERNANDEZ ARAOZ John Wiley & Sons, Inc ffirs.qxd 5/11/07 2:01 PM Page ... including my own But I’ve also tried to find some more systematic answers that might help someone take action (Telling someone to “be lucky” is not enough, obviously.) So, when interviewing great...
... expenses The problem of increasing social isolation—“bowling alone”—is a form of social scarcity, of people having too few social bonds The problem of obesity is also, perhaps counterintuitively, ... deeply desire something because of our physiology or because our neighbor has it Just as how cold we feel depends not only on absolute temperature but also on our own private metabolism, so the feeling ... explanation for why the poor stay poor, why the busy stay busy, why the lonely stay lonely, and why diets often fail To understand these problems, existing theories turn to culture, personality, preferences,...
... their son Solomon as his successor When the legitimate heir, David’s older son Adonijah, protests, Solomon has him killed King Solomon is credited with fewer homicides than his predecessors and ... inhumanity to man has long been a subject for moralization With the knowledge that something has driven it down, we can also treat it as a matter of cause and effect Instead of asking, Why is there ... furious to learn that he has spared their king, Agag So Samuel “hewed Agag in pieces before the Lord.” Saul is eventually overthrown by his son-in-law David, who absorbs the southern tribes of Judah,...
... References ix 14 P A R T WHY ARE THERE SO MANY BANKING CRISES? 19 Chapter Why Are there So Many Banking Crises? Jean-Charles Rochet 21 1.1 1.2 1.3 1.4 1.5 1.6 Introduction The Sources of Banking Fragility ... — #1 i i Why Are there So Many Banking Crises? i i i i i i “rochet” — 2007/9/19 — 16:10 — page ii — #2 i i i i i i i i “rochet” — 2007/9/19 — 16:10 — page iii — #3 i i Why Are there So Many Banking ... of Last Resort Deposit Insurance and Solvency Regulations Lessons from Recent Crises The Future of Banking Supervision References 21 23 24 27 28 30 33 P A R T THE LENDER OF LAST RESORT 35 Chapter...