... understandable for patients. A few tools
are available to measure the readability of materials as well as the health literacy of the patients.
Evaluating the suitability of education materials for ... Checklist
2
assess how readable and
understandable education materials are, and
also evaluate how well materials stimulate
learning and motivation and whether the
materials are culturally appropriate. ... 18.
8. Brandes W, Furnas S, and McClellan F. Literacy, Health, andthe Law: An Exploration of the Law andthe Plight of Marginal Readers within the
Health Care System: Advocating for Patients and...
... Table2:Ratingagencycategories and defaultrates
S&P and
Fitch
Moody's Oneyear
avergedefault
rate*
Fiveyear
averagedefault
rate*
AAA Aaa 0.00% 0.16%
AA Aa 0.07% 0.72%
A ... Brokersare the Glue
Brokersare the gluethatbringstogether“issuers and investors”in the primary financialmarkets
and “buyers and sellers”in the secondarymarkets.Ratherthananinvestorhaving to findanother
investor to buy or sellbonds to, theygo toa brokerwhopurchasesbondsimmediately from them
and takes the riskofon‐sel
lingthem.Iftheycan’timmediately, or don’twant to, sellthem,theywill
warehousethemuntiltheyhavefoundanotherend‐investor to sellthem to. Thisalsoworksin
reverseinthattheywillalsosellbonds to aninvestorbeforetheyhaveactuallybought the bo
nds.
30
MerrillLynchMunicipalMasterIndexon the 11
th
March2010.
31
MerrillLynchUSCorporate and GovernmentMasterIndexon the 11
th
March2010.
32
The UStaxationsystem is differentin a numberofwaysthanthatin the UK.Inrelation to munibonds
though,both the federal and statecandeducttax from anindividual’sincome.Munibonds,aswellasbeing
exempt from federaltaxareoftenexempt from statetaxif the holderresidesin the state.
33
6.7%*(1‐40%)=4%
34
http://www.whitehouse.gov/assets/documents/PACE_Principles.pdf
35
Seesection3.4.3onassetbackedsecurities
18
... tsingilts to bothbuyers and sellers,althoughnot to otherGEMMs.They
alsohave to maintain a reasonablemarketshare−meaningthattheyhave to actuallybuy and sell
bonds(ratherthanjustmakingmarkets and nottransacting)inboth the primarygiltauctions and
the se
condarymarkets.As a benefit,theyare the onlymarketparticipantsthatcanbuygiltsdirectly
36
A book isa trader’sportfolioofbonds.Thiswillbemadeupofbothrealbonds and derivatives.
37
Seesection A. 4.
38
A listof the currentGEMMs is inAppendix A. 2.
39
The giltissuingarmof the UKTreasury.
19
...
... make a vessel froma lump of clay;
It isthe empty space within the vessel that makes it float.
Thus, while the visible has advantages,
It isthe invisible that makes it useful.
Lao-Tzu, Tao ... first, there is no
need to excel competitors trying to get the
same prize because the number of prizes
may be the same as the number of
runners.
G. Hamel & C. K. Prahalad,
Competing For The ... policy. They are limitations.
The foundations have to be customer values and customer decisions on the
distribution of their disposable income.
Peter Drucker, Management Challenges for the 21
st
century.
â...
... development,
organization, and appropriate and precise use of grammar and vocabulary.
TOEFL
đ
iBT Scores
Better information about theabilityto
communicate in an academic setting.
Listening.
Learning.
... (organization,
appropriate and precise use of grammar and vocabulary) andthe completeness and accuracy of the
content. The independent writing essay is scored on the overall quality of the ... for each task is rated on a scale of 0 to 4 according tothe standards (rubrics).
The average of all six ratings is converted toa scaled score of 0 to 30. (See the following rubric
charts and...
... Schopflocher is on a tour to
Australia, India andthe Near East, and by the time this letter reaches you he may be
already in your midst.
The Guardian wishes your N.S .A. to arrange for him to visit all ... behalf on the N.S .A. of the Bahá’ís of Australia and New-Zealand, andto
convey to you, andto your collaborators on that Assembly his grateful appreciation of
the stupendous efforts you have ... for the plans you have conceived for the reception, and
organisation of the work, of Martha during her visit to your shores. The community of
the believers in Australia and New Zealand is making...
... vegetables or sugar
and coffee just bread and meat. Some days we had the bread, but no meat; some days the meat, but no bread.
Two days we had nothing, neither bread nor meat and it was a solemn and ... Stuart and his men were written higher than
ever on the honor roll, andthe whole army was ready to take off its hat to salute the cavalry.
And, from that day, there was a marked change in the ... the road there was a small
open field containing a little farmhouse and garden and apple orchard, where the cavalry had been at work,
that morning before we came up. Around the house and in the...
... without major injuries andthe bee vanished. The bad news is
that his insurance did not cover the entire new loan on his car and he was unable to buy
another dream car.
#
“Being in debt isa state ... it to be valuable
and others have told us it is valuable. In some parts of the world, you can find them lying
right on the ground. There is even a state park in Arkansas where you can go and ... CONTENTS
Chapter 1 –
she forgot what she had purchased and when the package arrived on the front porch it
was like a surprise gift.
Jim and Linda had already borrowed against their house once to consolidate...
... data that get stored in the database. Other data get stored as
well, such as the date when you created the article and your username. All these bits of data are
associated with the article or ... otherwise might have missed but can now accommodate in the plan.
Disadvantages
You might have noticed that RAD and agile are similar. With that similarity come similar disadvan-
tages, such as ...
Advantages
An advantage of using an agile approach for the production of a site istheabilityto see the site
come to life sooner rather than later. You can assess whether the original requirements are...
... that the cost of the iPad,
either online or at another retail store, is always the same. There’s no
markup when you purchase the iPad 2 somewhere other than an Apple
store, andthe online store ... those files need, and then
triple that number. This calculation should account for the original files
storage andthe potential of creating twice as many files while away from
your base PC.
As for ... around.
One good way for you to pin down the answer tothe memory question
is to look at all thefiles you must have to educate and entertain kids away
from home, calculate the amount of memory...
...
monitor on the back of the camera and do
not have theabilityto increase the amount
of memory available for picture storage via
removable memory cards. The cheapest
cameras have a relatively ... tester for Adobe digital photography products and acts as an Adobe
Ambassador for Australia and New Zealand. He is an accomplished teacher/demonstrator who,
over the last 20 years, has lectured ... Publication Data
A catalogue record for this book is available fromthe British Library
Library of Congress Cataloguing in Publication Data
A catalogue record for this book is available from the...
... 21
Force engine market-share factor that applied to each Air Force en-
gine. OC-ALC staff decided that the data necessary to develop Air
Force engine market-share factors were not readily available. ... data for
spend analyses and inventory management.
Extracting and Integrating Relevant Data
For the F100 spend analysis, we integrated data provided to us by the
OC-ALC F100 Implementation Team ... Directorate of Transformation (USAF /A4 I) and the
Deputy Assistant Secretary (Contracting) (SAF/AQC). It is part of a
broader study titled “Air Force Purchasing and Supply Chain Man-
agement: Support...
... (HAQ) score, patient-scored visual ana-
logue scale for pain (VASpain) and general health
(VASglobal), physician's global assessment of disease activity
on a five-grade scale (EVALglobal), ... disease activity on a five-grade
scale; HAQ, health assessment questionnaire; MTX, methotrexate; VASglobal, visual analogue scale for general health; VASpain, visual analogue
scale for pain.
Arthritis ... patients treated with adalimumab were
therefore excluded from this report.
Furthermore, a linkage between the SSATG database and the
Swedish in-hospital discharge register was performed to iden-
tify...