... environment and given national government control of inflation and monetary policy, competition and concentration determine bank behavior andthe countenance of appropriate risk levels Bank concentration ... cost and marginal revenue Concentration measures the density ofthe banking industry by the number of firms present in the market Measuring Competition and Concentration The structure-conduct-performance ... merchants or other points of service The value ofthe card is stored on a central server, not onthe card, and is read through the magnetic strip onthe back ofthe card Prepaid and stored value...
... diameter and height and diameter increments ofthe 4month-old seedlings were generally greater than those ofthe acorns, none of these differences were significant during any year ofthe study The ... were measured and recorded Seedlings were then cut at the cotyledon scars, andthe shoots and roots dried at 70 °C for days These were then weighed andthe total seedling weights and shoot root ... late season flushing had ceased, the year-end height and basal diameter of each seedling planted in the field was recorded The height was the distance from the ground to the tip ofthe longest...
... significant effect on α2 expression Theeffectsof DZ on α1, α3, and γ2 expression were the same as theeffectsof diltiazem on these subunits DZ sig- Gibson et al Journal of Biomedical Science ... in most ofthe GABAAR found in the hippocampus, and were chosen based on their relative abundance and their potentially important contributions in GABAAR function When the expression of these proteins ... neuronal excitability and pharmacological responsiveness after TBI These studies, therefore, support the hypotheses that TBI alters the constituent proteins ofthe GABAAR and that these alterations...
... infiltration Theeffectsof CD8+ T Cell- Depletion or CD4+ T Cell- De pletion onthe Efficacy of Gene Gun Administration of Non-coating EGFR DNA vaccine The efficacy of gene gun administration of non-coating ... performed the experiments; CML provided advice onthe design ofthe study and commented onthe manuscript; CCL conceived and supervised the study, participated in the preparation ofand commented onthe ... vivo vaccine theof CD8+ T effectsof non-coating EGFR DNA tion of CD8+ or CD4+cell-depletion or CD4+ cell-depleThe effectsgene gun administration (A) ProtocolTfor depleon Theeffectsof CD8+ T...
... health and QOL Therefore, studies onthe negative impact of occupational stress should focus not only on mental and physical health but also ontheeffects they have on QOL [10-13] Recent studies on ... standard deviation were used to illustrate the distribution of Vietnamese care attendants based on their personal backgrounds and job responsibilities In addition, the Student’s t test and oneway ... regression analysis oftheeffectsof personal background and various dimensions of occupational stress onthe QOL of Vietnamese care attendants (N = 264) Variables B Beta R2 ∆R2 t F Modelone SF-36...
... translation stage – the identification of data structures and operations needed for the query Generation ofthe template and merging it with the lexical items for the final query together correspond ... functioning ofthe enterprise is modeled in the form of entities, categories, relationships, attributes and value sets The name of them andthe phrases expressing the semantics of relationships ... helpful information onthe schema concepts and constructs, andthe users just need to click onthe item about which information is needed Then the system uses semantic information about the schema...
... to one another, and whether these polices affect the decisions of young mothers regarding pregnancy and pregnancy resolution One ofthe major goals ofthe 1996 welfare reforms was to reduce non-marital ... whether or not state welfare and abortion policies are related to one another, and whether these policies affect the decisions of young mothers regarding pregnancy and pregnancy resolution One of ... examined theeffectsof PRWORA onthe pregnancy resolution decisions of young mothers (i.e whether they choose abortion over a live birth) Moreover, though many have examined theeffectsof abortion...
... configuration and fuel type on emissions and efficiency where Econv is the energy lost through convection (J), h is the convection coefficient (Wm−2 K−1), A is the surface area ofthe sides ofthe stove ... in the stove body, and lost through radiation and convection from the outside walls ofthe stove was subtracted from the total energy contained in the fuel input at the beginning ofthe test The ... impinging onthe bottom ofthe pot The surface area for convection was limited to the area ofthe bottom ofthe pot Consequently, thermal efficiencies were low in these configurations Stove 3,...
... number of controls in each condition Further analysis showed that subjects in the schematic condition clustered more than those in the taxonomic condition In the schematic condition, even the novices ... being the dominant dimension, control objective the secondary dimension, and control method the other dimension These results further confirm Weber's (1980) and Frederick's (1991) findings Also consistent ... expectations about the contents ofthe financial statements The overriding goal of this phase is to carefully consider whether these expectations are consistent with the operations and financial...
... direction ofthe effect ( for increase and for decrease) onthe accounting equation Check that the accounting equation remains in balance after each transaction 2-47 E2-6 Recording InvestingandFinancing ... which occurred at the end ofthe most recent year If the event is not a transaction, write “no transaction.” a.Ordered and received $12,000 worth of cotton candy machines from Candy Makers, Inc., ... Inc., on August The company issues stock to Mauricio and his wife as evidence of their contribution of $50,000 cash, which is deposited in the company’s bank account Pizza Aroma receives $50,000 Cash...
... obviouseffect onthe hydrolysisof AKD; thus, the acceleration ofthe hydrolysisrate in buffer solutionsmay be mainly contributedto anionicions HzPOd’, C032-andHC03’ To further study the anionic effect, the ... 8) This further confirmed the catalyticeffect ofthe bicarbonate onthe AKD ion sizing, which was studiedpreviously [4], and also indicatedthe catalytic effect ofthe bicarbonate onthe AKD hydrolysis ... solutionand a PCC suspensionshould not be attributed to theeffectsof pH and dissolved anions (carbonateand bicarbonate)because both systemswere adjustedto the samepH in the experiments ,and the theoretical...
... Section studies the data cross-sectionally Section presents the panel analysis and provides the main results ofthe paper Section concludes The Appendix contains an overview ofthe structure ofthe ... operation ln(assets) andthe equity ratio are available monthly In the regressions, for each operation we use the values of these two variables at the end ofthe month prior to the start ofthe ... deviation of 28.83 billion On auction days, the swap spread has an average of 5.91 bps, with a standard deviation of 8.66 bps The volatility ofthe swap rate has an average of 5.32 bps on auction...
... relative to the market’s expectation ofthecash rate The cost of long-term wholesale debt continues to place upward pressure on banks’ funding costs, as still nearly one-fifth of bonds outstanding ... about one-fifth of banks’ funding, and is priced mainly off 1-month and 3-month bank bill rates Prior to mid 2007, bank bill rates closely tracked the market’s expectation for thecash rate with the ... also fallen since the onset ofthe financial crisis, as the amortisation ofthe outstanding stock of residential mortgage-backed securities (RMBS) has exceeded new issuance Furthermore, Australian...
... peptide penetration ofthe hydrocarbon core ofthe membrane and subsequent aggregation [22,37] In order to test the effect of zinc addition in the present experiments on peptide binding and bilayer ... high-resolution sensor Other experimental conditions were as in Fig (A) and (B) p-Polarized PWR spectra obtained for the bilayer in the presence of mM Zn ions, as a function of time, after the addition of ... assume that the peptide layer onthe DOPC and SM membrane surface consists of such a mixture of oligomers and secondary conformations This accounts for the isotropic nature of this layer in these two...
... Where n s and n1, are the refractive indices ofthe substrate andthe corresponding layer respectively, d1, is the geometrical thickness ofthe corresponding quarter wave layers and λ B is the target ... a long nitridation times must be avoided because it leads to formation of AlN onthe surface, which degrades the properties ofthe epilayer [6] 2.2 Silicon Carbide (SiC) The main advantage of ... simulation andthe formulas from Eq (1) to (7) in previous section are used The objective of this simulation is to show how the change in the DBR substrate will result in the difference of reflectivity...
... procedures, and these contaminants may mimic the effect of serum Optimal glucose concentration depends upon the culture medium; i.e., 1.0-1.5 mM in SOF [6] and TLP [11], and 5.56 mM in TCM199 The beneficial ... beneficial effectsof co-culture included a reduced glucose concentration, an increase in the levels of L-lactate and pyruvate [5], and a reduced oxygen concentration [27] The inhibitory effect of glucose ... containing NEAA alone In conclusion, the use of a two-step culture system, including the use of a serum-free media at the cleavage stages, followed by the inclusion of serum for the differentiated...
... Smith F.A., Walker N.A., Effect of photon irradiance onthe growth of shoots and roots, onthe rate of initiation of mycorrhizal infection andonthe growth of infection units in Trifolium subterraneum ... photosynthetic photon flux densities (PPFD) measured over the daytime in the sheltered tunnel and outdoor in full sunlight The use of shelters leads to an alteration ofthe local climate Among the ... from the soil level to the apical meristem, in order to describe the kinetic of leaf production and shoot growth At the end ofthe experiment (350 days), the seedlings were harvested andthe following...
... Together, the present study andthe findings of Woodgate and Conquer [29] demonstrate that fenugreek supplementation has the potential to improve body Poole et al Journal ofthe International ... supplement in conjunction with a resistance training program has no anabolic effect onthe hormonal status of resistance trained males Conclusions Based onthe results ofthe study, we conclude that ... in the Exercise and Biochemical Nutrition Lab at Baylor University Subjects then performed repetition maximum lifts (1-RM) onthe isotonic bench press and leg press to assess strength and then...
... vasoconstriction pattern after injection of AVP Marshall and colleagues [14] reported strong AVP-mediated vasoconstrictive effectson proximal arterioles ofthe spinotrapezius muscle ofthe rat Important ... substantial contributions to conception and design as well as analysis of data and have been involved in revising the mansucript for intellectual content All authors gave final approval ofthe version ... high dose NE therapy alone [3,12,22] Conclusion When interpreting the results of this study, and particularly when drawing conclusions for the clinical setting, important limitations need to be...