... ProchaskaCue, 1991, 1993) The specific financial management practices of family financial managers are examined in this study From the analysis of that data, various constructs and relationships are ... experience was observed ©1999, Association for Financial Counseling and Planning Education by Edin & Lein (1997), Shepard (1982) and Xiao and Olson (1993) Chang, Hanna and Fan (1997) and Hanna and Chen ... (199 0a) Family financial management Family Relations, 39, 221-228 Godwin, D D (1990b) Towards a theory of family cash flow management Proceedings of the Association for Financial Counseling and...