Disertation international payment application for letter of credit issuance

VIETNAM MARITIME UNIVERSITY ECONOMICS FACULTY INTERNATIONAL BUSINESS DIVISION DISERTATION INTERNATIONAL PAYMENT Lecturer: Luong Thi Kim Oanh Student: Vu Thi Thuy Dung _ 77423 Tran Hai Yen - 85624 Class: International payment – N01 Group: 17 HAI PHONG – 2022 TABLE OF CONTENT CHAPTER : APPLICATION FOR LETTER OF CREDIT ISSUANCE .1 1.1 Fundamental theory on documentary credit 1.1.1 Documentary credit definition 1.1.2 Parties to a documentary credit .1 1.1.3 Documentary credit procedures 1.2 Procedure to open a letter of credit at Techcombank .4 1.3 Sales Contract 1.4 Filling in the application for letter of credit issuance 14 CHAPTER PREPARATION OF THE DOCUMENT PACKAGE AS L/C REQUEST 19 2.1 Introduction to documents used in documentary credit 19 2.1.1 Overview of documents used in documentary credit 19 2.1.2 Bill of exchange 20 2.1.3 Commercial invoice .22 2.1.4 Bill of lading 22 2.1.5 Insurance documents 23 2.1.6 Certificate of origin .23 2.2 Standard for issuance and examination of documents under UCP 600 and ISBP 745 .24 2.3 Preparing the documents package based on the given L/C 31 1.Full set (3/3) of original bill of lading marked “freight prepaid” 31 2.Commercial invoice in triplicate: originals .32 3.Packing list in triplicate: 02 originals 33 4.Insurance policy covered by the seller all risk for 110% invoice value payable in Viet Nam: 02 originals 34 5.Certificate of origin issued by ccpit: 01 original and 01 copy 36 Certificate of Quality and Quantity/Weight/container cleanliness in one original & copies issued by an independent surveyor 38 CONCLUSION 40 References : 41 Annex : 42 Timeline .42 1.Sale contract 43 2.Application form 47 3.LC 52 Bill of lading 55 Commercial invoice 57 Packing list 58 7.Insurance 59 8.Certificate of origin .61 9.Certificate of Quality and Quantity/Weight/container cleanlines 63 10.BILL OF EXCHANGE .64 Table of Acronyms Acronyms L/C IP Stands for Letter of credit International Payment B/E Bill of exchange CO Certificate of Origin DOO Declaration of Origin UCP 600 Uniform Customs & Practice for Documentary Credits List of Diagram : Diagram Page 1.1.3: The processes of opening a documentary credit 1.2: Procedure to open a L/C at Techcombank i 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.2237.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.66 INTRODUCTION After international economic integration, Vietnam has achieved certain achievements To get this result, we cannot deny the great contribution of foreign trade - the bridge between Vietnam's economy and the world economy The opening up of international trade and investment relations more and more widely requires the continuous development of international payment, currency and banking services In today's international trade, there are many payment methods such as money transfer, collection, opening a debit book, collection entrustment, letter guarantee, and documentary credit However, only the documentary credit payment method ensures the best interests of both parties Payment by this method will strictly bind the responsibility of the seller and the buyer Therefore, the international payment subject project has presented specific details about the documentary credit method, bringing useful knowledge to students The international payment course project consists of two parts: Chapter 1: APPLICATION FOR LETTER OF CREDIT ISSUANCE Chapter 2: PREPARATION OF THE DOCUMENT PACKAGE AS L/C REQUEST Due to limited understanding, it is difficult in our group's article avoid certain errors and omissions I hope the teacher will help I recognize and correct my mistakes Finally, I would like to thank lecturer Luong Thi Kim Oanh for supporting us to complete this project ii 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.99 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.2237.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.66 CHAPTER : APPLICATION FOR LETTER OF CREDIT ISSUANCE 1.1 Fundamental theory on documentary credit 1.1.1 Documentary credit definition A documentary credit is a method of payment that protects both the seller (exporter) and the buyer (importer) in a contract of sale In the case of the seller, it gives a guarantee (usually issued by the buyer’s bank on his request) that the seller will receive payment after the shipment of goods has been fulfilled On the buyer’s side, however, the buyer gets a guarantee that goods ordered will be delivered Generally, the seller requests the documentary credit in order to check the credit worthiness of the buyer The buyer, upon issuing the requested document, also requests confirmation or compliance documents from the seller The confirmation documents could be a bill of lading, insurance certificate, certificate of origin, et cetera At the fulfilment of the agreed terms in the contract by both parties, the buyer gets his goods and the seller gets paid In some parts of the world, documentary credit is also known as a letter of credit (L/C) 1.1.2 Parties to a documentary credit Applicant of Letter of Credit Applicant is one of the main parties involved in a Letter of Credit Applicant is the party who opens Letter of Credit Normally, the buyer of goods is the Applicant who opens a letter of credit Letter of credit is opened as iii 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37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.2237.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.66 per his instruction and necessary payment is arranged to open Letter of credit with his bank The applicant arranges to open a letter of credit with his bank as per the terms and conditions of Purchase order and business contract between buyer and seller So Applicant is one of the major parties involved in a Letter of credit LC Issuing Bank Issuing Bank is one of the other main parties involved in an LC Issuing Bank is the bank who opens a letter of credit Letter of credit is created by the issuing bank who takes responsibility to pay the amount on receipt of documents from the supplier of goods (beneficiary under LC) Beneficiary party Beneficiary is one of the main parties under letter of credit Beneficiaries of Letter of credit get the benefit under Letter of credit Beneficiary is the party under letter of credit who receives the amount under letter of credit The LC is opened in the Beneficiary party’s favor Beneficiary party under letter of credit submits all required documents with his bank in accordance with the terms and conditions under LC Advising Bank Advising bank is another party involved under LC Advising banks, as a part of letter of credit, takes responsibility to communicate with necessary parties under letter of credit and other required authorities The advising bank is the party who sends documents under Letter of Credit to the opening bank Confirming Bank Confirming bank is one of the other parties involved in Letter of Credit Confirming the bank as a party of letter of credit confirms and guarantees to iv 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.99 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.2237.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.66 undertake the responsibility of payment or negotiation acceptance under the credit Negotiating Bank Negotiating bank is one of the main parties involved under Letter of Credit Negotiating Bank, who negotiates documents delivered to bank by beneficiary of LC Negotiating bank is the bank who verifies documents and confirms the terms and conditions under LC on behalf of beneficiary to avoid discrepancies Reimbursing Bank Reimbursing Bank is one of the parties involved in an LC Reimbursing bank is the party who is authorized to honor the reimbursement claim of negotiation/ payment/ acceptance Second Beneficiary Second beneficiary is one of the other parties involved in the Letter of Credit Second beneficiary who represents the first beneficiary or original beneficiary in their absence, where in the credits belongs to original beneficiary is transferable as per terms v 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.99 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.2237.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.66 1.1.3 Documentary credit procedures D iagram 1.1: The processes of opening a documentary credit (1) The buyer applies to his bank (issuing bank) and opens a letter credit naming the seller as beneficiary based on specific terms and conditions that are listed in the credit (2) Issuing bank acting on the request and issues a letter credit in favour of the seller and sends it to the advising bank named in the credit (3) The advising bank informs ( advises) the seller of the letter credit (4) The seller on receipt of LC , examines LC to make sure that he or she is satisfied that it meets the terms and conditions of the sales contract and the seller can meets the LC terms and conditions, the the seller ships the goods to the buyer (5) Once shipment is made , the seller will present the relevant documents called for in the credit to his bank ( advising bank) or to the bank where LC is made available (6) The advising bank forwards the documents package to issuing bank for payment vi 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37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.2237.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.66 3.LC - Instance Type and Transmission Outgoing SWIFT Message Priority : Normal - Message Header SWIFT Output : FIN 700 Issue of a Documentary Credit Sender : F01ICBVVNVXAXXX000152054 Receiver : I517HVCBOCCNBJ410XXXXN Message Text -27:Sequence of Total 1/1 20:Documentary Credit Number 40A:Form of Documentary Credit 31C:Date of Issue HP/MAP01082022HB854 Irrevocable 220811 40E:Applicable Rules UCPURR LATEST VERSION 31D:Date and Place of Expiry 221019 IN SINGAPORE 50:Applicant MINH CHAU CO.,LTD Add: 121 Nguyen Hue Street, Pho Moi Ward, Lao Cai City, Lao Cai Province, Vietnam 59:Beneficiary INTERNATIONAL PTE LTD GOLDEN BARLEY Add ：65Chulia Street, #42-05 OCBC Centre, Singapore 049513 32B:Currency Code, Amount USD 74,000.00 41D:Available With By Any Bank BY Negotiation 42C:Draft at Sight 100 percent of invoice value 42A: Drawee VTCBVNVXXXX Vietnam Technological And Commercial Joint Stock Bank (Techcombank) 43P:Partial Shipments 43T:Transhipment NOT ALLOWED ALLOWED lvii 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37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.2237.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.66 44E:Port of Loading/Airport of Departure SINGAPORE SINGAPORE 44F:Port of Discharge/Airport of Destination HAIPHONG, VIETNAM 44C:Latest Date of shipment ANY PORT, PORT(S) IN 220930 45A:Description of Goods and/or Services: CIF -1000.00 MT Mono-Ammonium Phosphate (MAP) in bags, with 10 % more or less both in quantity and total amount -Total Nutrients : 60.0% MIN -Nitrogen : 10.0% (+,-0.5%) MIN -P2O5 : 50.0% MIN -Moisture : 3% MAX -Color : White or off-white powder 46A:Documents Required FULL SET (3/3) OF ORIGINAL BILL OF LADING MARKED “FREIGHT PREPAID” COMMERCIAL INVOICE IN TRIPLICATE: ORIGINALS PACKING LIST IN TRIPLICATE: 02 ORIGINALS INSURANCE POICY COVERED BY THE SELLER ALL RISK FOR 110% INVOICE VALUE PAYABLE IN VIETNAM: 02 ORIGINALS CERTIFICATE OF ORIGIN ISSUED BY SINGAPORE: 01 ORIGINAL AND 01 COPY CERTIFICATE OF QUANTITY/WEIGHT/CONTAINER CLEANLINESS IN ONE ORIGINAL & COPIES ISSUED BY AN INDEPENDENT SURVEYOR 47A:Additional Conditions: ONE ADDITIONAL COPY/PHOTOCOTY OF ALL ORIGINAL SHIPPING DOCUMENTS TO BE PRESENTED FOR LC ISSUING BANK’S FILE OTHERWISE USD10.00 WILL BE DEDUCTED FROM THE PROCEEDS A DISCREPANCY FEE OF USD70.00 SHOULD BE DUDUCTED FROM THE PROCEEDS FOR ALL DOCUMENTS NEGOTIATED WITH DISCREPANCYS DRAWN UNDER THIS CREDIT NOTWITHSTANDING lviii 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37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.2237.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.66 ANY INSTRUCTION TO THE CONTRARY, THIS CHARGE SHOULD BE FOR ACCOUNT OF THE BENEFICIARY ALL DOCUMENTS MUST BE ISSUED IN ENGLISH ALL DOCSS MUST BE TITLED AS LC REQUIRED AND DATED THIS LC EXCLUDE THE PHRASE “A PLACE FOR PRESENTATION OTHER THAN THAT OF THE ISSUING BANK IS IN ADDITION TO THE PLACE OF THE ISSUING BANK” IN ARTICLE 6DII OF UCP 600 ALL DOCS MUST BE BE PRESENTED TO THE NEGOTIATING BANK(S) AT BENEFICIARY’S COUNTRY THIRD PARTY DOCS ACCEPTABLE 71D:Charges BENEFICIARY CINFIRMATION FEES, IF ANY FOR 48:Period for Presentation in Days Documents to be presented within 21 days after date of shipment but not later than the validity of the credit 49:Confirmation Instructions MAY ADD 57A: ADVISE THROUGH BANK OCBC SINGAPORE, 65 CHULIA STREET, #9-00 OCBC CENTER, SINGAPORE 049513 78:Instruction to Paying/Accepting/Neg Bank THE AMOUNT AND DATE OF EACH DRAWING MUST BE ENDORSED ON THE REVERSE OF THE OPERATIVE INSTRUMENT UPON OUR RECEIPT OF DOCUMENTS NEGOTIATED IN FULL COMPLIANCE WITH THE TERMS AND CONDITIONS OF THE CREDIT AT OUR COUNTER, WE'LL AUTHORIZE YOU TO claim reimbursement from the reimbursing bank AT SIGHT BASIS WITH VALUE DATE 03 WORKING DAYS KINDLY INDICATE SWIFT ADDRESS (IF ANY) - Message Trailer -End of Message lix 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.99 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.2237.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.66 Bill of lading Shipper: GOLDEN BARLEY INTERNATIONAL PTE LTD ADD: 65 Chukia Street,#42-05 OCBC Centre, Singapore 049513 FAX: 006564387515 TEL: 0065-64387510 Consignee: TO ORDER OF VIETNAM TECHNOLOGICAL AND COMMERCIAL JOINT STOCK BANK FBL No: SITGFTHO017869 Negotiable fiata Multimodal transport Bill of lading Issued subject to UNCTAD/ICC Rules for Multimodal Transport Documents (ICC Publication Carrier: Mono-Ammonium Phosphate (MAP) in bags Notify address (carrier not responsible for failure to notify): MINH CHAU CO.,LTD ADD: 121 Nguyen Hue Street, Pho Moi Ward Lao Cai City, Lao Cai Province, Vietnam FAX: 0084203836365 TEL: 0084-203836365 Place of receipt SINGAPORE PORT, SINGAPORE Ocean Vessel: Port of loading: HF SPIRIT 2117N SINGAPORE PORT, SINGAPORE Port of discharge: Place of delivery HAI PHONG, VIETNAM Marks and numbers SEGU68185/SITK49527 SEGU68185/SITK49528 SEGU68185/SITK49524 SEGU68185/SITK49523 SEGU68185/SITK49525 SEGU68185/SITK49529 SEGU68185/SITK49522 SEGU68185/SITK49520 HAIPHONG,VIETNAM Number and kind of packages: Description of goods Total Nutrients : 60.0% MIN Nitrogen : 10.0% (+,-0.5%) MIN P2O5 : 50.0% MIN Moisture : 3% MAX Color : White or off-white powder Gross weight (Kg) Measurements (Cbm) 200.000,00 KGS 200.0 CBM lx 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.99 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.2237.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.66 Declaration of Interest of the consignor according to In timely delivery (Clause 6.2) (C Declared value for ad valorem rate the declaration of the consignor The goods and instructions are accepted and dealt with subject to the Standard Conditions printed overleaf Taken in charge in apparent good order and condition, unless otherwise noted herein, at the place of receipt for transport and delivery as mentioned above Once of these Multimodal Transport Bill of Lading must be surrendered duly endorsed in exchange for the goods In Witness whereof the original Multimodal Transport Bill of Lading of this tenor and date have been signed in the number stated below, once of which being accomplished the other(s) to be void Freight amount Freight payable at: Place and date of issue: 11/08/2022 SINGAPORE Cargo insurance through the undersigned Number of Originals Issued Signature For delivery of goods please apply to: lxi 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.99 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.2237.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.66 Commercial invoice GOLDEN BARLEY INTERNATIONAL PTE LTD ADD: 65 CHULIA STREET, #42-05 OCBC CENTRE, SINGAPORE 049513 COMMERCIAL INVOICE No: GOLDEN 270810706 DATE: 2022 SEP 21 Sold to: MINH CHAU CO.,LTD ADD: 121 Nguyen Hue Street, Pho Moi Ward, Lao Cai City, Lao Cai Province, Vietnam Invoice No: GOLDEN270817060 Shipped from:SINGAPORE SINGAPORE PORT, Sailling on or about: OCT 04 2022 Shipped to: HAI PHONG PORT, VIETNAM Vessel: HF SPIRIT 2117N Bill No: SITGJTHP073429 Documentary credit No: 131086 Payment terms: IRREVOCABLE OF DOCUMENTARY CREDIT NO 131086 Date of Issue LC: 11/08/2022 Bank of Beneficiary: OCBC SINGAPORE, 65 CHULIA STREET, #09-00 OCBC CENTER, SINGAPORE 049513 Swift Code: OCBCSGSGXXX Account: 10555201040000706 Description of goods Mono-Ammonium Phosphate (MAP) Unit MTS Quantity 200 TOTAL Unit price(USD) 370.00/MT CIF HAIPHONG ACCORDING TO INCOTERMS 2010 200 In words: USA DOLLAR SEVENTY-FOUR THOUSAND lxii 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.99 Amount (USD) 74,000.00 74,000.0 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.2237.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.66 Packing list GOLDEN BARLEY INTERNATIONAL PTE LTD ADD: 65 CHULIA STREET, #42-05 OCBC CENTRE, SINGAPORE 049513 PACKING LIST Sold to: MINH CHAU CO.,LTD ADD: 121 Nguyen Hue Street, Pho Moi Ward, Lao Cai City, Lao Cai Province, Vietnam Invoice No: GOLDEN270817060 Shipped from: SINGAPORE SINGAPORE PORT, Sailling on or about: OCT 04 2022 Shipped to: HAI PHONG PORT, VIETNAM Vessel: HF SPIRIT 2117N Bill No: SITGJTHP073429 Documentary credit No: 131086 Payment terms: IRREVOCABLE OF DOCUMENTARY CREDIT NO 131086 Date of Issue LC: 11/08/2022 Description of goods Unit Quantity G.W MEASUREME NTS MTS 200 200,000.00 KGS 200.0 MTS 200,000.00 KGS 200.0 TS Total Nutrients : 60.0% MIN Nitrogen : 10.0% (+,0.5%) MIN P2O5 : 50.0% MIN Moisture : 3% MAX Color : White or offwhite powder TOTAL: PLT 200 lxiii 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.99 M 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.2237.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.66 7.Insurance CARGO INSURANCE POLICY Policy No: UT-12345 THIS POLICY OF INSURANCE witness that in consideration of a premium, as agreed, being paid to China Life by Assured for own account of Assignee or others, The Issuer makes insurance on the following goods, subject to the General Condition of Marine Cargo Insurance as printed overleaf and the condition and/or as stipulated hereinafter or annexed hereto or written hereen: SCHEDULE NAME AND ADDRESS OF THE ASSURED: GOLDEN BARLEY INTERNATIONAL PTE LTD ADD: 65 CHULIA STREET, #42-05 OCBC CENTRE, SINGAPORE 049513 Name and/or No of vessel/flight: HF SPIRIT 2117N Documentary credit (L/C) No :131086 B/L No: SITGJTHP073429 Contract No : VU-ZX91 From: SINGAPORE PORT, SINGAPORE To: HAI PHONG PORT,VIETNAM Sailing on or about: 04/10/2022 Subject matter insured: Mono-Ammonium Phosphate (MAP) Total Nutrients : 60.0% MIN Nitrogen : 10.0% (+,-0.5%) MIN P2O5 : 50.0% MIN Moisture : 3% MAX Color : White or off-white powder Sum insured:74,000 USD (110% CIF) Premium rate: 0.3% Premium: 222,000 USD VAT: 22,200 USD(10%) Total amount: 244,200 USD Clauses, conditions, endorsements and warranties: INSTITUTE CARGO CLAUSES ( ALL RISKS ) lxiv 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.99 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.2237.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.66 INSTITUTE WAR CLAUSE ( CARGO ) INSTITUTE STRIKES RIOTS AND CIVIL COMMOTIONS CLAUSES EXCLUDING RUST , OXIDATION , DISCOLOURATION UNLESS DIRECTLY CAUSED BY SINKING , STRANDING , BURNING , COLLISION AND / OR HEAVY WEATHER TERMINATION OF TRANSIT CLAUSE ( TERRORISM ) In the event of loss or damage apply to survey to (16) Issued in 11/08/2022 SINGAPORE LIFE INSURANCE CORPORATION HEAD OFFICE Claim payable in HANOI, VIETNAM By: Singpore Life Insurance (18) CORPORATION lxv 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.99 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.2237.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.66 8.Certificate of origin Original (Duplicate/Triplicate) Consignor CERTIFICATE OF ORIGIN GOLDEN BARLEY INTERNATIONAL PTE LTD Issued in Singapore 65 CHUKIA STREET, #42-05 OCBC CENTER, SINGAPORE 049513 Consignee MINH CHAU CO.,LTD NUMBER : 200218-03/02 121 NGUYEN HUE STREET, PHO MOI WARD, LAO CAI CITY, LAO CAI PROVINCE, VIETNAM Means of transport VESSEL BILL : AMALIA C 074B No : YMLUI490380628 CONT/SEAL No : YMLU3502747/YMAF983957 FROM :SINGAPORE PORT, SINGAPORE TO : HAIPHONG PORT, VIETNAM DESCRIPTION OF GOODS WEIGHT/ QUANTITY NUMBER OF GW:200,000 KGS NO : TPV0302/EX INVOICE Mono-Ammonium Phosphate (MAP) NW: 200,000 KGS CUSTOMS DECLARATION FOR EXPORT COMMODITIES NO: 303034141600 DATE: SEP 21TH 2022 SEP 21TH 2022 lxvi 37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.99 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37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.99 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