Untitled Tác động của trao quyền cho phụ nữ đến hiệu quả hoạt động của các tổ chức tài chính vi mô Việt Nam Nguyễn Ngọc Tân Tóm tắt Trong những năm vừa qua, các tổ chức tài chính vi mô (TCVM) tại Việt[.]
Tác động trao quyền cho phụ nữ đến hiệu hoạt động tổ chức tài vi mơ Việt Nam Nguyễn Ngọc Tân Tóm tắt: Trong năm vừa qua, tổ chức tài vi mơ (TCVM) Việt Nam cung ứng dịch vụ tài ưu đãi cho phụ nữ có thu nhập thấp, đặc biệt phụ nữ nghèo Việc trao quyền cho phụ nữ thông qua hoạt động cung ứng dịch vụ tài tác động đến thu nhập rủi ro tín dụng, từ ảnh hưởng đến khả sinh lợi hiệu hoạt động tổ chức TCVM (D’Espallier, Guérin, & Mersland, 2013; Abdulai & Tewari, 2017; Lopatta & ctg, 2017) Tuy nhiên, việc cho vay khách hàng phụ nữ có thực đem lại hiệu cho tổ chức TCVM hay không vấn đề cần quan tâm nghiên cứu Nghiên cứu thực nhằm mục tiêu xác định tác động việc trao quyền cho phụ nữ đến hiệu hoạt động tổ chức TCVM Việt Nam Nghiên cứu sử dụng phương pháp GMM hệ thống (SGMM) với liệu 26 tổ chức TCVM Việt Nam giai đoạn 2013–2017 Kết nghiên cứu cho thấy, việc trao quyền cho phụ nữ có tác động tích cực đến hiệu hoạt động tổ chức TCVM, thể qua khía cạnh khả sinh lợi (ROA, ROE), khả tự bền vững hoạt động (OSS) hiệu phân bổ (SE) Trên sở kết nghiên cứu, tác giả đề xuất hàm ý sách nhằm nâng cao hiệu hoạt động tổ chức TCVM Việt Nam Từ khóa: Tổ chức tài vi mô, hiệu hoạt động, trao quyền cho phụ nữ Mã phân loại JEL: D02, D14, D24 Tài liệu tham khảo Abdulai, A., & Tewari, D D (2017) Trade–off between outreach and sustainability of microfinance institutions: evidence from sub–Saharan Africa Enterprise Development and Microfinance, 28(3), 162–181 Abu Bakar, T., Md Ali, A., Omar, R., Md Som, H and Muktar, S.N (2007) Women’s Involvement In Entrepreneurship In Johor: A Study About Critical Factors In Achievement And Failure In Handling Business Retrieved from http://eprints.utm.my/5803/1/75087.pdf Arellano, M., & Bond, S (1991) Some tests of specification for panel data: Monte Carlo evidence and an application to employment equations The Review of Econometric Studies, 58(2), 277–297 Bhatt, N., & Tang, S Y (2005) Delivering Microfinance in Developing Countries: Controversies and Policy Perspectives Policy Studies Journal 29 319 – 333 10.1111/j.1541–0072.2001.tb02095.x Blundell, R., & Bond, S (1998) Initial conditions and moment restrictions in dynamic panel data models Journal of econometrics, 87(1), 115–143 Cohen, M & Sebstad, J (2001) Microfinance, Risk Management and Poverty Background paper for World Development Report (2000–2001) Washington, D.C: U.S Agency for International Development and World Bank Cull R., DemiguăcKunt, A., & Morduch, J (2008) Microfinance meets the market Policy Research Working Paper No 4630, Washington, DC: World Bank D’Espallier, B., Guérin, I., & Mersland, R (2013) Focus on Women in Microfinance Institutions Journal of Development Studies 49 10.1080/00220388.2012.720364 Đào Lan Phương & Lê Thanh Tâm (2017) Các nhân tố ảnh hưởng đến tự bền vững hoạt động tổ chức tài vi mơ Việt Nam Tạp chí Kinh tế & Phát triển, 243(2), 69–78 Dissanayake, D (2014) The Determinants of Microfinance Profitability: Evidences From Sri Lankan Microfinance Institutions Kelaniya Journal of Management, 1(1), 50–67 DOI: http://doi.org/10.4038/kjm.v1i1.6446 George, B (2014) A Review of Literature on Microfinance and Women Empowerment International Journal of Sciences: Basic and Applied Research, 16(1), 505–522 Gilligan, C (1982) In a Different Voice: Psychological Theory and Women’s Development (Cambridge, MA: Harvard University Press) Goetz, A.M & Gupta, R.S (1996) Who takes the credit? 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(2014) A Review of Literature on Microfinance and Women Empowerment International Journal of Sciences: Basic and Applied Research, 16(1), 505–522 Gilligan, C (1982) In a Different Voice: Psychological... role of management strategies in business performance: Men and women entrepreneurs managing creativity and innovation International Journal of Entrepreneurship and Small Business, (3), 243–263 Lopatta,