... yet nearlyone in five doctors reports a malpractice claim annually and one-third toone-half of high-risk specialists face a claim every year. Are they all baddoctors? Plaintiff attorneys say ... Hospital, SantaMonica, CA; Member, Board of Governors, The DoctorsCompany, Napa, CAJOEL A. MATTISON, MD, FACS • Department of Utilization Managementand Quality Assurance, St. Joseph’s Hospital, ... equitablyapportioned among the pool.ACTUARIAL SCIENCE AND FINANCIAL MARKETSActuaries use a variety of complex mathematical models to esti-mate future loss and legal defense costs based on past...