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2.1.5.2Phu*ong hu-otig nhiem vu nam
o Phat hien sam cac rui r tin dung
2.1.5.2Phu*ong hu-otig nhiem vu nam
De gdp phan thuc hien nhiem vu ciia nganh ngan hang va thuc hien dinh hudng phat triln Vietcombank hudng tdi xay dung Tap doan tai chinh. Vietcombank se tap trung dat cac muc tieu va thuc hien tdt cac nhiem vu nam 2007.
Bang 2-7
Muc tieu nam 2007 ciia Vietcombank
Muc tieu
• Tdng ngudn vdn tang
• Tdng ngudn vdn huy ddng tir nen kinh te tang • Tdng du ng tin dung tang
• Ty le ng xau (nhdm 3 - 5 ) • Lgi nhuan sau thue tang
tren 15% tren 20 % tren 18% dudi 3%o tren 15%
Nhii'ng nhiem vu cu the
1.- Tap trung cao do mgi ngudn lire dk xay dung va thuc hien thanh cdng chuang trinh
Co phan hoa: phat hanh trai philu va niem yit tren thj trudng chirng khoan; triln khai chon ddi tac chiin luge; xay dung quy ehl thich hgp dl chuyin ddi co ehl quan tri dieu hanh tir DNNN sang Doanh nghiep co phin tao ddng lire phat triln quan trong nhim nang cao sire canh tranh ciia Vietcombank.
2.- Song song vdi viec tien hanh cd phin hoa, xay dung md hinh tap doan theo chi dao ciia Chinh phu theo djnh hudng chiin luge phat triln cua Vietcombank din 2015.
3.- Tiep tuc tien hanh ddi mdi co cau td chirc va ap dung md thirc quan tri dilu hanh theo thdng le qudc te, nang cao mot budc quan tri he thdng, hoan thien cdng tac quan tri nii ro, kiem tra, kiem soat va kiem toan ndi bg.
4.- Thay ddi, dieu chinh mot each ca ban co cau ddi tugng khach hang theo hudng da dang hoa va hudfng tdi khach hang muc tieu: phat trien khach hang SMEs, khach hang ban le thdng qua viec ca cau lai td chiic, phat trien mang ludi, xay dung he thdng chinh sach thich hgp cho tirng ddi tugng khach hang muc tieu, thiet ke va dua vao ap dung cac san pham mdi phii hgp vdi yeu cau cua nhdm khach hang.
5.- Da dang hoa cac san phim huy ddng vdn; tang cudng va day manh cac giai phap nhim triln khai ung dung mot each cd hieu qua cac san pham mdi, dac biet cac san pham di kem khuyin mai. Ddi mdi cdng tac khach hang, trudc hit la phong each giao tilp. 6.- Tap trung diy manh dich vu diu tu va chung khoan, coi day vira la boat ddng kinh doanh vira la budc di mang tinh chiin luge, dl tao co sd cho viec cai each he thdng sau nay.
7.- Nghien cim cac giai phap dl xay dung mot nin tang cdng nghe mdi, bao gdm cac he thdng CO sd (core banking), chuin bi cho budc cai each co ban phii hgp vdi quy md phat triln ngan hang, phuang thiic quan ly mdi va ciu tnic ngan hang mdi sau khi da cd phan hoa va hinh thanh tap doan.