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In huy6 dh h|' khL hr (') nsrn qut (!) il6.s, lo rhuln d! duor bln ,4 ph,lu is|I t3 (330) qu, [ul rn hoar d0tr8 rri f,lnh Iv rE !!r& da' tulr rlq rri v Tl& vr dc *ioatr r@g nuds a&r qi lhri dih ;iu L, VI Di& !hl t!! hrnq ca! rh., dai tl gil vlr Tian vl dc rd'oan t4p DI tms aMs biau ffi e3e) nan (2r3) o!0) q' lliel ,ild rufi ry t512,!ll (95r4457) 76)1\1.1 ll,?61J33 71i51,6rt rals ci.o d6.lul, fffi i'j1?ltl,- l'tsntrrr irila,7( ici:ic o:it'r ';c'c t,':.,,,", i,t,r,'/c \ ;i) :.,// THUYET MINH BAO CAO TAI CHINH HOP NHAT Cho giai doan ti ngdy 0l thang 0l ndn 2017 din ngdy 30 thang 09 ndn 2017 /: i,ii, \ r'' SHB SliCdn -HA Noi Ngen hAng TMCP THUYT,T MINH BAo CAoTAI CHiNH HqPNHAT QUV III NAM 2OI7 Th6ng tin vi ngin hlog Gi6y ph6p hoft OO4I-NH/CP ngdy 13 thdng I I ndm 1993 iloog ciay ph6p hoat dQng Ng6n hdng Nhd nuoc ViCt Nam c6p Thoi han hoal dong cia Ngan heng la 40 n6m ki rn ngiy cip gi6y phdp dau ti6n HOi ddng Quin tri 6ng D5 Quang Hidn 6ng Vd Duc Tiiin 6ng Nguy6n Vin LE Chr) tich ThAnh vi6n Tai b6 nhiCm 28 th6ng 04 nem 2017 T6i bii nhi6m ngdy 28 th6ng 04 nem 2Ol7 T6i b6 nhiem 28 theng 04 ndm 2017 6ng Trin Ngqc Linh Thinh vi6n Trii b6 nhi€m ngdy 28 theng 04 nem 2017 6ng D5 Quang Huy 6ng Th6i Quiic Minh Thanh viCn T6i b6 nhi€m ngdy 2E theng 04 nem 2017 Thdnh vi€n d6c l5p Bd nhiQm ngdy 28 th6ng 04 ndm 20l ? Thdnh viCn B6 nhiQm ngdy 28 th6ng04 ndm 2Ol1 Ong Phgm C6ng Ph6 chri tich Doin Bao ki6m so{t 6ng Pham Hda Binh Thenh vi€n Tei b6 nhiem 28 thdng 04 nam 2017 6ng NguyEn Htru Duc Thdnh vi6n Trii b6 nhi6m ngiy 28 th6ng 04 nlm 2017 Be Nguyan Thi Hoat Thdnh vi6n T6i b6 nhi6m ngiy 28 th6ng 04 ntrm 2017 Bi Thinh vi€n 86 nhigm ngiy 28 th6ng 04 nem 2017 Thenh viCn 86 nhi€m 2E thengO4 nlrr| 2017 L€ Thanh C6m BA Pham Thi Bich Hdng Ban T5ng Gi6m tt6c vi K6 toitr truitrg 6ng Nguy6n Vdn L6 6ng L6 DEng Khoa 6ng NguyEn Huy Tdi T6ng Ci6m di5c Ph6 T6ng Ci6m tliic Trii b6 nhi6m ngiy 2l thdng nem 2014 86 nhi6m ngey l0 th6ng nem 2009 Ph6 T6ng Girim d6c 86 nhi€m ngdy Ba Ng6 Thu Hd Ph6 Tdng Ci6m d6c Be Ninh Thi Lan PhuonS Ph6 T6ng Ci6m rliic Ba Ddng T6 Loan Ph6 Tiing Cirlm diic 86 nhi6m ngiy 15 theng nam 20t I 86 nhi€m ngAy 0E th6ng 06 nEm 2012 Bij nhiem hgdy thdng I0 ndm 2012 BA Ng6 K6 toen Tr{ sA Thi V6n chinh truong IE thring 02 nim 2013 B6 nhi€m ngdy I I rh6ng I I ntrm 20t4 55 77 - Tran Hung Dao - e.HoAn Kiilm - Tp.Hi N6i - Vi€t Nam U- SHB Ngtn htng TMCP Sai Gdn - Hi D{c di6n ho4t il6ng cia Noi a6 chie lin dqng Ngan hAng ThuonS mai C6 phin Srii Cdn - He Nai (dusi dny g9i tit la 'Ngnn hdng") ld mot ngen hing thuong m4i c5 phin Viet Nam lap lai nudc COng hda Xa hoi Cht nghia Viet Nam v6i thoi gian hoat dong la 40 nem theo 0041-NH/GP ngey 13 theng I I ndm 1993 cria Ng6n hang Nhd nudc ViCt Na-m.V6n didu lQ cia Ngen ddng (Mudi mot nghin mot trdm chin muoi sriu ti hAng tai ngny 30/09/2017 ld 11.196.891 trieu tiim rram chin m6t tri6u ddng) H6i so chinh cua Ngan hang d{t t4i 56 77 - Trin Hmg Deo - Q.Hoan Kidm - Ha NOi - ViCt Nam.TAi ngey 3010912017 Ngan hdng c6 6.2E9 nhan vi6n, tei 3111212016 Ngan hang c6 6.351 hhAn vi€n T6m tit chuir c6c chiDh mgc vi sich k6 to6n chi y6u ch6 dO k6 to6n ip ag,g Ng6n heng trinh bay cdc b6o c6o tAi chinh rheo Luar cdc T6 chic Tin dung, Luat sua d6i ve bo Vift Nam vd Hf th6ng Vi€t Nam chtc tin dung Ki b4o c6o ifon tidn tQ Kj, b6o crio cria Ng5n heng bit diu ti nga! O l/O l/2017 vd kdl lhic vao 30/09/2017 Don vi tian te su dung ghi chdp k6 toAn la d6ng Vigt Nam (VND) Tuy nhien, rheo quy dinh tai Th6ng tu 49120 | 4iTT-NHNN ngiy I l/ l2l2014 cta Ngan hing Nhd nudc, cac s6 lieu trCn Beo c6o sung mor s5 diau Luat cec T6 chrrc Tin dung c6c chuin mgc kE todn Ki torin c6c t6 { tii chinh duqc lem rdn d6n hang trieu ve trinh bay theo don vi rrieu ddng Vrgr Nam 4, NguyCn tic ghi nhAr cdc rghiep vqr bing trgo{i te vi quy d6i Theo he th6ng k6 todn cia Ng6n hing t;t ce cec nghi€p vu pher sinh cua Ngan hAng duorc hach todn theo nguy6n te Taithoi dii.im cuiSi nem, tdi sin vd c6ng ng c6 ngudn g5c ngoai t€ tluoc quy d6i sang VND theo ti gi6 quy dinh vdo ngdy lap bang can d6i k6 toan C6c khoan thu nhap vd chi phi bing ngoai tC cia Ngan heng duoc hach toen bing VND theo ri gie ph6t sinh { th6ng qua giao dich mua b6n ngoai t€ Ch6nh l€ch gii d6nh gin tai c6c tii khodn kinh doanh ngoai tC dugc hech toen beo ceo Kdt qua Hoar d6ng Kinh doanh vd lqi nhuen di lai Ch€nh lech ry Bi6 phdt sinh quy d6i c6c tei san vi c6ng ng kh6c bing ngoai r€ sang VND duqc xt li vao doanh s6 cia ciic khoen muc luong ung tr6n bdng c6n d6i k6 toen ngdy lap bdo cao tei chinh Chring khorin dAu tu giii it6E Dgiry it6o h4r Chung kho6n ng gii li c6c chung khoin c6 kj,han c6 dinh vd c6c khoin toan c6 dinh hoic c6 th6 xiic dinh dugc vd Ban T6ng Ci6m d5c c6 y dinh ve c6 kha neng git d6n ngAy drio han d6n ngdy d5o han Ngdn hdng dang ghi nhan cAc ching kho6n ndy rheo gie g6c c6ng lai dg thu rni laichd phan b6 Gi6 rri phu tr6i ho6c chi6r kh6u (n6u c6) cing ttuoc phdn 6nh vao gid rri ghi so cua khodn diu tu L.iii dugc du rhu hoic phdn bo rheo phuong phdp tluong thing Chrjng khoen Ngrn hnng TMCP Sli Gdn duqc git - HA Noi d6n ddo han sE alugc xem xdt vA khe nang giam gra Chfng khoan duqc lap du phdhg giam gi6 gi6 tri lhi truong nhd hdn gi6 tri ghi s6 Du phdnB gidm gid ilugc ghi nhan vdo b6o c6o k6t qira hoat dong kinh doanh Chrimg kho6n itiu tusin sing tt6 bdn Chung kho6n diu tu sAn sang d6 bdn la cdc chfng khodn ilugc gi& thdi gran khong an dinh truoc, c6 thd duoc b6n d€ ddp ung nhu cAu khoan hoic d6 ung ph6 voi rrudng hqp thay d6i laisu6t, d gi6, hoec gi6 tri chung kho6n Ngan hang dang ghi nhen cdc chrjng kho6n ndy theo giri gtic cQng lai dU thu tru IAi cho phin b6 Cie tri phu troi hoic chi6t kh6u (n6u c6) c[ng du 16 Tidn gui tai Ng6n hans Nhii nuoc duqc x6e roai rian grii rhanh toan d6 ki hpn dinh lai ldi sudr rhgc t6 la1' duoc xip loai d6n mor thing; li:r > Thdi han dinh lai lai su6t thuc G cda chrhg kiorin diu ru vi chl,ng kho6n kinh doanh dusc tinh dua trcn thoi ddo han rhuc r€ hi rhdi sian r" rr, tung loqi chrhg khodn; di;rl;.;;l ' Thdi hendinhlai l6i su6t thuc ri cta cdc khodn riin grii kioan cho vay khdch hang: cdc.khodn vi gtr6 y6y cac TCTD: c:ic r;;""; r;;ff; ;,,:-.,';^,tll' ngchinh *rn.o" I;r " r;;" * ,-,: Nam: cdc khodn riin gui va lay cdc tu Td chda r," "'" "no" tin dung va kloan muc tiin grii cria kh6ch hdng duqc xiic dinh nho."r, Cdc kiodn muc c6 l- suir cd d;nh rrong,su5r thoi gian cria hqp dong: suar thuc 16 d1,a lrin thoi gian ddo h?n thuc rd rinh ru thAi didm Cdc khoen muc c6 lai sudt rha n6i: vay.co lhoi gian d6o hqn lai a,roi o cdc hqp d6n8 cd thoi ki dinh rai rai suir l r# B,r, or" ;;; ;;;'',:*:;; ,r, han dinh lai lzi Ihoi ,:;;;r,;;;; suil thgc han dinh lai lai t6 cda cic hqp d6ng cho duqc xdc.dihh dua tren thoi gian ddo hen cdn rai: roai ru r rhiins ddn thdns ;;;r[,'::Ti'-l;,,t;-* "- .]F-S TI-P NEtn hnngTMCP Sti Gdn _HA NOi > Thdi han dinh lei lei su6l rhuc re.cda khodn mqc ngu6n vdn rai tro ui th6c diu trr, cho ray md to chuc tin dung chiu rur ro duqc linh dua tren thoi gian ddo han cdn lai cda ttmg hqp d6ng; ' Thoi hen rlinh lai ldi suir cua r dnh huong dinh tai lai su6r t khodn mpc nriy c6 rh6 c.,n., khoan ng khdc dugc x6p vdo khoan rnuc kh6ng bi *,j;Ti:lfflr'.Jrll,lii"ilj ,rr", rrons rhuc 16 c6c 29 , a - - al6l ;r End6al€l _ =l=l *ilil s 'l9l = I i: =" lll 11 = - ' g = == ;* ' : ' ; 'lkl lil 11 =" ^ = r ;_ : :: lll Ei E1 ' lEl x' ;l l=l , , lrl lflglEl lEl l:lr,1$l ,|-| a - - olrl n ? 1l-l - { o olFl 6- 'o h 6-.: lnl Es o n 'lal l+l 5l.- r i1 'lel =l-l 113;1fl E "-t-lFlll * ; z P Z EEia- :: ^E : ; E j a U F z i i: i €*EqH'^ -s i a '- i €.89 €€ ;;aEx.-zE ii f €::'- ll=;lfl s E; P : I!b €: : = i {4 qeg =,i!E : f = :AE! 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