- - NG : 60340201 TS Thang Long University Libraty Trang 1.1 1.1.1 1.2 1.2.1 1.2.4 ng 11 16 16 16 17 21 21 24 27 27 30 33 & 36 36 36 38 & 39 47 47 48 60 60 62 70 70 Thang Long University Libraty 72 72 74 75 76 78 79 82 84 86 87 87 88 89 92 93 - Chi Thang Long University Libraty CV Cho vay CVTD KDNT KH NHNN NHNo&PTNT NHTM PGD TCTD TTQT WTO -2014 39 -2014 42 -2014 45 n 2010-2014 46 -2014 48 0-2014 54 -2014 55 -2014 56 -2014 58 -2014 59 2014 30 Cho 2014 31 33 40 -2014 43 - 47 -2014 49 -2014 51 -2014 53 -2014 54 2014 59 12 14 38 Thang Long University Libraty NHTM trung gian Nam - - - Thang Long University Libraty a NHNN 3.2.6.3 (Promotion) 81 3.2.7 82 Thang Long University Libraty k : o p 83 , , 3.2.8 Vi mang h 84 Thang Long University Libraty th 85 p 3.2.9 C - - CVTD, CVTD 86 Thang Long University Libraty CV - Trong CVTD CVTD - 3.3 3.3.1 CVTD -B CVTD CV CVTD CVTD 87 - - CV - CVTD n - 3.3.2 - 88 Thang Long University Libraty kinh doanh - CVTD - - cho vay 3.3.3 No&PTNT CVTD http://bizlive.vn/ngan-hang/can-coi-troi-cho-vay-tieu-dung-doi-voi-ngan-hang-956129.html 89 - CVTD CVTD CVTD - CV - - - 90 Thang Long University Libraty - g - 91 ao, CVTD CVTD CVTD CVTD CVTD 92 Thang Long University Libraty I http://bizlive.vn/ngan-hang/can-coi-troi-cho-vay-tieu-dung-doivoi-ngan-hang-956129.html http://cafef.vn/tai-chinh-ngan-hang/no-xau-tiem-an-tu-tin-dung-tieudung-20150322115113431.chn http://www.vnba.org.vn/?option=com_content&view=article&id=1456 &catid=43&Itemid=90 10 - - - -NHNo- - - 93 Agribank 11 - 12 http://vietstock.vn/2015/06/tang-truong-tin-dung-nam-2015co-trien-vong-tich-cuc-757-426478.htm 13 https://www.techcombank.com.vn/khach-hang-uu-tien/tintuc/tin-tuc-thi-truong/thi-truong-cho-vay-tieu-dung-2015-se-nhieuchuyen-bien 14 - 15 02/2013/TT-N 16 - 17 :T http://baodautu.vn/tin-dung-4-thang-dau-nam- 94 Thang Long University Libraty 2015-tang-278-tang-hon-5-lan-so-voi-cung-ky-d25995.html 30/05/2015] II Andrea Ryan Gunnar Trumbull Peter Tufano, A brief Postwar History of US Consumer Finance, Harvard Business School, 2010 Consumer credit http://www.federalreserve.gov/releases/g19/current/ : 10/05/2015] Mark Furletti, An overview and History of Credit reporting, June 2002 Tom Orlik & Fielding Chen, Development with Consumer Credit, January 2015 95