1 What is microcredit, March 2011, Grameen Bank [Online] Available at: http://www.grameen-info.org/index.php? option=com_content&task=view&id=28&Itemid=108> [Accessed on 12th March 2011] Amanah Ikhtiar Malaysia, 2011, The Government of Malaysia [Online] Available at: [Accessed on 22th March 2011) Economic Plan Unit (2004), Malaysia: 30 Years of Poverty Reduction, Growth and Radical Harmony, Prime Minister Department, Federal Government Administrative Center, Pp: 1-7 Section & 2: Sampling Design in integrated impact assessment, 2011 SED, School of Environment and Development, the University of Manchester [Online] Available at: [accessed on 25th May 2011] Elizabeth Dunn and J Gordon Arbuckle Jr., 2001 The Impacts of Microcredit: Case Study from Peru Accessing the Impacts of Microenterprise Services (AIMS), Management Systems International, Washington, D.C 20024-2488, Pp: 4-6 Hassan Zaman, 2000, Assessing the Poverty and Vulnerability Impact of Micro-Credit in Bangladesh: A case study of BRAC, The World Bank, Pp: 1-5 Anup Shah, 2010 Poverty Facts and Stats From Global Issues [Online] Available at: http://www.globalissues.org/article/26/poverty-facts-and-stats [Accessed on 02 March 2011] Simon Maxwell, 1999, The Meaning and Measurement of Poverty, ODI (Oversea Development Institute) Poverty Briefing, 3: February 1999, Pp: 2-5 Monthly Report in USD, 2011-03 Issue, Last update: April 12 2011 From Grameen Bank, 1998 [Online] Available at: [Accessed on 11th June 2011] 10 Shane Nichols, 2004, A Case Study Analysis of the Impacts of Microfinance upon the Lives of the Poor in Rural China, RMIT 2004, Pp: 11 Graham A.N Wright, 1999, The Impact of Microfinance Services: Increasing Income or Reducing Poverty?, MicroSave-Market-led solutions for financial services, Pp: 4-8 12 FAO, 1995, Causes and Characteristics of Poverty From FAO CORPORATE DOCUMENT REPOSITORY [Online] Available at: [Accessed on 15th May 2011] 13 Government of Ireland 2007, National Action Plan For Social Inclusion 2007-2016, ISBN 0-7557-7494-9, Pp: 20 14 World Submit for Social Development,1995, Economic and Social Development at the United Nations, Programme of Action, Chapter 15 Shahua Chen and Martin Ravallion, 2004, How have the world’s poorest fared since early 1980s?, Development Research Group, World Bank, WPS3341, Pp:1-11 16 Sabina Alkire and Moizza binat Sarwar, 2009, Multidimensional Measures of Poverty & Well-being, Department of International Development, Oxford United Kingdom, Pp: 1-8 17 Kathleen S Short, 2005, Material and Financial Hardship and Income-Based Poverty Measures in the USA, Jnl Soc, Pol., 34, 1, 21-38, Cambridge University Press, Pp: 24 18 Poverty & Inequality Analysis, 2010 From The World Bank, 2011 [Online] Available at: [Accessed on 12th June 2011] 19 Maria Emma Santos, Maria Ana Lugo, Luis Felipe Lopez-Calva, Guillermo Crucess and Diego Battiston, 2009, Refining the Basic Needs Approach: A multidimensional analysis of poverty in Latin America, Pp: 1-2 20 Abdullah-Al-Mamun, Sazali Abdul Wahab, Sayed Hossain, C A Malarvizhi, 2010, Impact of Amanah Ikhtiar Malaysia’s Microcredit Schemes on Hardcore Poor Households Quality of Life, International Research Journal of Finance and economics, ISSN 1450-2887 Issue 60, 2010, Pp: 157-165 21 Jessica, 2011, Microcredit: A Good option to Reduce Poverty? From Christianityismore [Online] Available at: [Accessed on 6th March 2011] 22 Grameen Bank At Glance, 2011 From Grameen Bank [Online] Available at: < http://www.grameen-info.org/index.php? option=com_content&task=view&id=26&Itemid=175> [Accessed on 15th April 2011] 23 State of The Microcredit Summit Campaign Report 2011, Microcredit Summit Campaign Co-Chairs, Pp: 43 24 Economic Planning Unit, 23 April, 2002, Poverty Eradication: Malaysia’s Experience, Pp: 1-5 25 Tenth Malaysia Plan 2011-2015, 2010, Special Target Group, The Economic Panning Unit, Prime Minister’s Department