Therefore, the author who conducted this research gratefully gives acknowledgement to their support and motivation during the time of doing this research as a requirement of completing m
Trang 1A completed study would not be done without any assistance Therefore, the author who conducted this research gratefully gives acknowledgement to their support and motivation during the time of doing this research as a requirement of completing my Degree of Business Management
First of all, I would like to express my endless thanks and gratefulness to my supervisor Dr Abdullah – Al – Mamun His kindly support and continuous advices went through the process of
completion of my thesis His encouragement and comments had significantly enriched and improved my work Without his motivation and instructions, the thesis would have been impossible to be done effectively
As a part of project: Fighting Against Poverty, my thesis has been done by contribution of all
relevant students So far, I would like to thanks to groups who took charge in the process of data collection and data entry for doing this research as a part of the project I also acknowledge my thankfulness to all respondents and managements’ branches of AIM program where data would
be collected for their valuable time, kind assistances and support in participating in the surveys I
would like to state my thanks to Binary University College where supported financial for the
project and provided me scholarship to pursuing and completing my degree
My special thanks approve to my parents for their endless love, care and have most assistances and motivation me for the whole of my life I also would like to explain my thanks to my siblings, brothers and sisters for their support and care me all the time
As last, my deeply thanks come to all my friends during time I study in Malaysia Their kindly help, care, motivation gave me strength and lift me up all the trouble for the rest of my life
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Trang 2Many studies including those by World Bank provided evidence of the positive impact of microcredit In most cases, the studies have focused on the direct effects of microcredit on household income and expenditure In this study, the author would like to exam the effect of microcredit on Quality of Life, Vulnerability and Unsatisfied Basic Needs in Urban Malaysia as
a part of study to find out whether this program has positive impact on the clients The theory is that the increase in income associated with microcredit scheme increases investigated the probability that the poor can ease with their current situation
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Trang 3Tables of Contents:
1 Chapter 1: INTRODUCTION
2 Chapter 2: LITERATURE REVIEW
2.1.6 How Microcredit leads to a decrease in Poverty rate – based on
2.1.8 Microcredit characteristics of Grameen Banks Microcredit Program and Client Selection Process 23
2.1.10 Sample Models of Microcredit in The World 27
2.2.4 Microcredit Organizations in Malaysia 39
3 Chapter 3: Research Methodology
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Trang 4List of Tables
2.1.2 Results of the Verification Process (12/1999 to 12/2009) 30
List of Figures
2.1 Percent of people in the world at different poverty levels in
2.2.1 Malaysia’s GDP (purchasing power parity) in 2007-2009 34 2.4.1 HOUSEHOLD ECONOMIC PORTFOLIO MODEL
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