... Settlements (the “Promisel Report”), the Bank of England, the Group of Thirty, theOf ce ofthe U.S Comptroller ofthe Currency, the Commodity Futures Trading Commission, and, most recently, the U.S ... majority of both the Board of Governors ofthe Federal Reserve System and the Directors ofthe Federal Deposit Insurance Corporation as well as the secretary ofthe Treasury agreed Thus, the moral ... Banking Profile FRBNY ECONOMIC POLICY REVIEW / JULY 1995 29 terest income and therefore overstates thedecline in the profitability of traditional banking Another indicator ofthedecline in the profitability...
... recounts the curse that befalls the family of King Agamemnon after he returns home from the Trojan War A series of inter-familial murders, all in the name of avenging and defending the honor of one ... that lionized the importance ofthe individual, a drumbeat which intensified many times over in the 20th century, and would ultimately be one ofthe biggest nails in the coffin of traditional ... judgment of whether you were living a moral life (this state of honor was last seen during the time ofthe Victorian gentleman, which we’ll discuss next time.) But in the evolution of honor,...
... real, and America stayed out of it until the Japanese directly attacked Pearl Harbor Once the full extent ofthe horrors ofthe Holocaust became known at the end ofthe war, a staggeringly powerful ... society, the reasons he gave for the war were the liberation of an oppressed people and the threat of WMDs – even if the latter had to be pulled together on shaky evidence In the absence of a clear ... unwilling to deny their own personal needs for the good ofthe group They rebelled against authority — the man” — and the idea that a common good should be dictated In the absence of a shared honor...
... courses A study ofthe individual decisions in the market economy and an overall view ofthe operation ofthe economy Specific topics include theories of consumer behavior, behavior of firms in various ... courses A study ofthe basic concepts of accounting with an emphasis on the evaluation of transactions and the preparation and analysis of financial statements including their use in the management ... acceptance ofthe proposal ACCS 5xxx Special Topics The study of a particular topic of special importance, relevance, and currency to students in the Master of Business Administration program The content...
... decades The global temperature change lags behind the growth of greenhouse gases because ofthe thermal inertia ofthe planet: in particular, the large amount of energy needed to warm the ocean ... to the period since 1980, which was part ofthe upward cycle oftheAtlantic Multidecadal Oscillation The AMO is an observed oscillation ofAtlantic sea surface temperatures, over a period of ... “downscale” or translate the projections ofthe large scale models to the resolution of individual weather stations The analysis also can be used to show the level of uncertainty of global climate models...
... not by the president ofthe United States, but by the clerk ofthe House of Representatives, who read aloud the written message ofthe president This is an often-missed fact that alters the conventional ... picture ofthe effect ofthe change in 1913 The first, from 1790 to 1912, shows an annual rate of increase ofthe Flesch score (βI ) of 0.10; and the second, from 1913 to 2006, shows a rate of increase ... for the abandonment ofthe other If the costs were not approximately equal, then there would be no dilemma to start with Now, if the problem ofthe rhetorical presidency were derived from the...
... Holland.’’ And the ambassador of Honduras stated that the show ‘‘certainly was a success from the artistic point of view and I think that the tour of these pictures in other countries ofthe Americas ... enrich and to make more comfortable the life ofthe common man.’’ That, of course, had been one ofthe main goals ofthe American art exhibit: to let the people ofthe world know that American culture ... a little better than when they entered it.’’∑ The director ofthe Department of Painting and Sculpture at the Museum of Modern Art, James Soby, went to the crux ofthe matter when he stated in...
... On the banks ofthe Ganges some distance east of Benares, in the most wretched and neglected part ofthenorth Indian state of Uttar Pradesh, lies the little town of Ghazipur It is not much of ... stirred until the intense dry heat ofthenorth Indian plain had lowered the water content to 30 percent Then it and the poppy petal sheets went together to the caking room Down the sides ofthe caking ... wait for the rains ofthe summer monsoon to sweep up from the Bay of Bengal But in fact there is activity here even at this time ofthe year For Ghazipur is one ofthe few places in the world...
... Finally, the comparison between the different behaviour ofthe species tested suggests that resistance to the action of aerosols is the result ofthe strength ofthe structures protecting the leaf, ... reproduction ofthe damage In the st experiment P pinea appeared to be quite susceptible to the absorption and accumulation of NaCl The levels of Cl in the pine needles are related to the concentration of ... observed The report will also illustrate the results of a number of experiments the aim of which was to measure the toxic- ity ofthe various components of polluted sea spray, both in isolation...
... at the higher altitudes ofthe mountain ridge, but also present along the southern slopes ofthe lower hillsides These stands are mum made up of conifers, the result of planting programmes [26] ... between a thermophile sub-Mediterranean flora and a mountain flora typical ofthe Apennines Most ofthe spontaneous stands consist of mixed deciduous xerothermal oakwoods, typical ofthe sub-Mediterranean ... substances The mean pH ofthe surface layer ofthe soil (0-20 cm) is 7.76; the CaCO content ranges from 10 % in the upper layer (0-5 cm under the organic matter layer) to 30 % (at 10-20 cm deep) The...
... ofthe peak and the year is pre-peak or the year ofthe peak is the final year ofthe time series); exploited (catches ≥ 50% ofthe peak catches); overexploited (catches between 50% and 10% of ... development ofthe offshore fisheriesThe design of such subsidy programmes provides incentives for fishers to invest in their fishing effort and capacity The policy goal of improving the income and profitability ... earnings surveys; then, the study examines the effect of these subsidies on the economic profitability ofthe vessels Economic performance indicators are used to evaluate the vessel profitability and...
... widely across the coastal waters (continental shelves) of both sides oftheNorthAtlantic Where the fish are caught 26 Fisheries catches in theNorth Atlantic, averaged for the decades ofthe 1950s, ... fishes in theNorth Atlantic, and the increase ofthe fishing mortality to which they are subjected Summary view ofthedecline in populations of large predatory fishes in theNorthAtlantic since ... “Provinces.” TheNorthAtlantic as covered by the Sea Around Us Project is made up mainly of FAO area 21 (Northwest Atlantic) and 27 (Northeast Atlantic) , but also includes the northern edges of areas...
... through the hydration process Most ofthe cold and temperate water commercially important species oftheAtlantic are batch spawners, although the number of batches and the duration of their spawning ... 1979) The start ofthe maturation stage is indicated by the migration ofthe nucleus to the animal pole When the nucleus has completed its migration, the first meiotic division takes place The ... many species at the end ofthe maturation stage, just prior to ovulation; this stage consists of a rapid uptake of fluid by the oocyte through its follicle and the coalescence of yolk spheres...
... method One is the level of fishing effort (FMSY ), which is associated with overfishing, or the process of taking out more than the MSY level of harvest The other is the size ofthe stock (BMSY ... different levels of analysis, including the economics ofthe fishing industry, the politics of domestic agenda setting, and the relations of international negotiations Each of these is further complicated ... stopped, theAtlantic stock of northern albacore is not likely to return to MSY levels of productivity and may even decline again On a more positive note, two ofthe stocks listed in the table...
... waters and the Gulf of Mexico further support the existence of a single stock that utilizes the area of Cape Cod to the northern Yucatan peninsula (Heist et al 1995) The Sandbar Shark in the WNA ... within year of each other for 86% ofthe samples and within years for 93% ofthe samples For the VIMS2004 data set, PA was 71% Reader estimates were within year of each other for 95% ofthe samples ... if the compared data sets had different maximum ages, the data set with the greater maximum age was truncated to the maximum age ofthe other data set The best fit model was then refitted to the...