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forever seed bank takes root in the arctic 1730

Growing from Crises. The Portuguese Saving Bank Montepio Geral in the nineteenth-century docx

Growing from Crises. The Portuguese Saving Bank Montepio Geral in the nineteenth-century docx

Ngân hàng - Tín dụng

... within the institution and also enlarge their share in the market at the cost of the conventional, larger banking institutions with which they compete Our working hypothesis is that saving banks ... Growing from Crises The Portuguese Saving Bank Montepio Geral in the nineteenth-century Introduction We started in the last fall a doctoral thesis dedicated to savings banks in Portugal ... founded, in 1840, the Portuguese banking system was starting to experience a very favorable period The 1840s saw the emergence of the first Portuguese savings banks, including the CEMG (founded in...
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Báo cáo hóa học:

Báo cáo hóa học: " Air ambulance services in the Arctic 1999-2009: a Norwegian study" pptx

Hóa học - Dầu khí

... activity during the summer, fisheries experience limited access to the northern regions in winter because of enlarged polar ice coverage, cruise liners mainly operate in the area during summer, ... helicopters operate on the Norwegian mainland and along its coastline They very rarely operate in the Arctic In February 2010, the LABAS database was analysed focussing on the time period between ... ambulance operations in the Arctic, serving both Page of Norwegians and others The pressure on the limited resources is strongest in April, June, July and August In the future, shipping and polar adventure...
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Báo cáo khoa học:

Báo cáo khoa học: "The influence of fire on the seed bank in the soil of a Quercus faginea forest (NW Spain)" pot

Báo cáo khoa học

... soil seed bank The fire helped the germination of seeds present in the soil in contrast with the number of seeds which germinated in the control area In the same way, the greatest number of germinated ... observed in this area that the germination increase continued during the second year after the fire must sent The total number of seedlings in the burned area : 2 (16 015 seeds/m 14 648 seeds/m in the ... higher than in the lower layer In the former we found 29 468 seedlings/m and in the latter 617 seedlings/m Whether from burned or unburned sites, seedlings in the upper layer than in the lower...
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Tài liệu IMPACT OF BANK COMPETITION ON THE INTEREST RATE PASS-THROUGH IN THE EURO AREA pptx

Tài liệu IMPACT OF BANK COMPETITION ON THE INTEREST RATE PASS-THROUGH IN THE EURO AREA pptx

Ngân hàng - Tín dụng

... ‘Factors explaining the interest rate margin in the banking sectors of the European Union’, Journal of Banking and Finance 28, 2259-2281 Mester, L.J., and A Saunders (1995), ‘When does the prime ... that the sum of cost shares is equal to unity In other words, the value of the three inputs is equal to total costs Linear homogeneity in the input prices requires that the three linear input ... national banking systems: specialized German governmental credit institutions, comprising mainly the major Landesbanken, are included In addition to certain public finance duties, the Landesbanken...
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Tài liệu Central bank rates, market rates and retail bank rates in the euro area in the context of the recent crisis docx

Tài liệu Central bank rates, market rates and retail bank rates in the euro area in the context of the recent crisis docx

Ngân hàng - Tín dụng

... important financing tool for banks in several euro area countries The yield on these instruments shot up following the Lehman Brothers failure, potentially disrupting the financing of many credit institutions ... liquidity so that the Eonia rate – the overnight interbank rate in the euro area – moves as close as possible to the minimum bid rate on main refinancing operations (1) In the wake of the tensions ... non-financial sector, the spread in financing costs relative to the public sector tended to diminish In many countries, in fact, there was a decoupling of financing costs between the non-financial and...
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Tài liệu The Benefits of Bank Deposit Rate Ceilings: New Evidence on Bank Rates and Risk in the 1920s (p. 2) docx

Tài liệu The Benefits of Bank Deposit Rate Ceilings: New Evidence on Bank Rates and Risk in the 1920s (p. 2) docx

Ngân hàng - Tín dụng

... uncover in banking, they should be reflected in the records of these banks The other reason to focus on New York City banks is that confining the sample to a single market, where all sample banks ... corresponding to the percent deposit rate in the interest rate table on page of the report The passbook rate varies across the sample banks, so there is something to explain Among these banks, the ... about the survival of the traditional bank deposit, began hearings on the possibility of eliminating deposit rate ceilings The costs of these ceilings were well-documented during the hearings,...
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Tài liệu Identifying “Problem Banks” in the German Co-operative and Savings Bank Sector: An Econometric Analysis docx

Tài liệu Identifying “Problem Banks” in the German Co-operative and Savings Bank Sector: An Econometric Analysis docx

Ngân hàng - Tín dụng

... surface in the public domain (IMF, 2003) Ailing savings banks often receive indemnities to remain in business rather than exit the market In addition, they may be merged with a stronger savings bank ... provide the key rationale for investigating problem institutions in these two pillars These groups of institutions together account for more than 48 percent of total assets in the German banking industry.2 ... (1999) examine the period of banking difficulties in Italy in the 1990s and Logan (2000) provides an overview on leading indicators for the U.K small banks crisis in the early 1990s Problem institutions...
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Tài liệu Identifying “Problem Banks” in the German Co-operative and Savings Bank Sector: An Econometric Analysis pptx

Tài liệu Identifying “Problem Banks” in the German Co-operative and Savings Bank Sector: An Econometric Analysis pptx

Ngân hàng - Tín dụng

... surface in the public domain (IMF, 2003) Ailing savings banks often receive indemnities to remain in business rather than exit the market In addition, they may be merged with a stronger savings bank ... provide the key rationale for investigating problem institutions in these two pillars These groups of institutions together account for more than 48 percent of total assets in the German banking industry.2 ... (1999) examine the period of banking difficulties in Italy in the 1990s and Logan (2000) provides an overview on leading indicators for the U.K small banks crisis in the early 1990s Problem institutions...
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Tài liệu ELECTRICAL /DATA CABLING WORKS IN THE BRANCH OF BANK OF INDIA, BHULLAR , LUDHIANA. doc

Tài liệu ELECTRICAL /DATA CABLING WORKS IN THE BRANCH OF BANK OF INDIA, BHULLAR , LUDHIANA. doc

Ngân hàng - Tín dụng

... for the above said work is enclosed The sealed cover containing the schedules and the tender in original along with earnest money for Rs 10,000/= in shape of demand draft in favour of Bank of India, ... execution 22 The contractor shall examine all drawings before quoting & commencing of actual work & report to the Architect / Bank any discrepancy or omission & shortcomings in the drawings 23 The Architect ... Labour 25 The contractor shall examine all drawings before connecting the actual work & report to the Architect/ Bank any discrepancies or omission & shortcomings in the drawings or when they conflict...
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Tài liệu INTERIOR/ FURNISHING & RENOVATION WORKS IN THE BRANCH OF BANK OF INDIA, BHULLAR , LUDHIANA ppt

Tài liệu INTERIOR/ FURNISHING & RENOVATION WORKS IN THE BRANCH OF BANK OF INDIA, BHULLAR , LUDHIANA ppt

Ngân hàng - Tín dụng

... Required including pointing of the joints white cement and matching pigments, curing etc in all respect till the satisfaction of architect a Skirting Providing & fixing vitrified tile skirting in 600 ... mentioned in the drawing and no deviation is permitted in this regard All wooden beading / moldings / lipping etc should be finished strictly as per the colour specified in the respective drawings The ... per the drawing However, minor variations in the length of counters depending on the Zonal Managers In the case of cash counters, the blue colour boxing is provided at the extreme ends of the...
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Tài liệu Temi di discussione: Are there asymmetries in the response of bank interest rates to monetary shocks? pdf

Tài liệu Temi di discussione: Are there asymmetries in the response of bank interest rates to monetary shocks? pdf

Ngân hàng - Tín dụng

... rigidity diminished after the introduction of the 1993 Banking Law Second, there has been a considerable fall in average rates since the end of 1992 The main reason for the fall in bank rates ... lending rates in the case of monetary tightening In the second period, the only asymmetry is detected in the response of the lending rate to a deviation in the long run relationship between the interest ... 14 basis points in the first period and basis points in the second In the case of deposits the difference is -12 basis points in the period of partial liberalization and vanishes in the deregulation...
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Tài liệu PRINCIPLES AND PRACTICES OF ORGANIC LETTUCE SEED PRODUCTION IN THE PACIFIC NORTHWEST potx

Tài liệu PRINCIPLES AND PRACTICES OF ORGANIC LETTUCE SEED PRODUCTION IN THE PACIFIC NORTHWEST potx

Cao đẳng - Đại học

... contamination in the gathered seed The plants are harvested with the roots in order to Sclerotinia overwinters in the soil as sclerotia, which germinate when soil temperatures increase in the growing ... extreme heat during flowering can damage the seed Rain during harvest can cause seed shattering, sprouting of seeds in the seed heads, and encourage discoloration and diseases of the seed Higher ... once, instead they mature sequentially The expansion of the pappus from the beak of the seed, called feathering, signals seed cluster maturation Seed harvest may begin when 30 - 80% of seed clusters...
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Depositor trends in the Limehouse Savings Bank potx

Depositor trends in the Limehouse Savings Bank potx

Ngân hàng - Tín dụng

... reflects the changing economic mix of East End industries, their growing economic activity and, I suggest, the confidence which they had in the savings bank to maintain their account independence ... of the area, it was the building of the docks that opened up the East End The construction of the Limehouse Basin in 1820 further established the area as a transport hub The Basin enabled the ... asking them to release information about a woman’s account and the bank refused, citing the fact that the rules forbid the giving of information about depositors and their accounts’ 32 The bank...
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Credit appraisal for projects in the field of Petroleum in Vietnam Joint stock commercial bank for Industry and Trade - Hanoi branch

Credit appraisal for projects in the field of Petroleum in Vietnam Joint stock commercial bank for Industry and Trade - Hanoi branch

Kinh tế

... Business operating results of Vietinbank In the recent years, the world economy is becoming more and more unstable, particularly when the banking and financial crisis in the U.S spread to other ... and the initial investment The yearly average profit of the project during its life is the arithmetic average of the profits from the beginning until the end of the project Among projects, the ... operations of the branch is always growing, exceeding the assigned targets The branch was the especially outstanding unit in Vietinbank’s whole system 2.1.2 Business operating results of Vietinbank and...
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BY HOOK AND BY CROOK - Israeli Settlement Policy in the West Bank potx

BY HOOK AND BY CROOK - Israeli Settlement Policy in the West Bank potx

Ngân hàng - Tín dụng

... and Bet Horon in the northwest; Kochav Ya’akov, Tel Zion, Geva Binyamin, and the Sha’ar Binyamin industrial area in the northeast; Ma’ale Adummim in the east; and Betar Illit and the Gush Etzion ... settlements and initiate building projects in them, even told Sasson that the Division intentionally violates the planning and building laws applying in the West Bank He stated that the practice ... of the industrial sector in the settlements is marginal Only 4,600 persons, 1.3 percent of those employed in industry in Israel, are employed in Israeli industrial areas in the West Bank, and the...
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The Role of Bank Capital in the Propagation of Shocks potx

The Role of Bank Capital in the Propagation of Shocks potx

Ngân hàng - Tín dụng

... contributions to the financing from the bank (at ) and the bank s investors (dt ), and e b how the project’s return is shared among the entrepreneur (Rt > 0), the bank (Rt > 0) h and the investors (Rt ... households investing in the bank is limited by the two moral hazard problems: if either were to worsen, the payment to households would decrease Introducing (19) into the participation constraint (14), ... the monetary authority can set policy more moderately Short term rates only increase by 50 basis points, and the increase in inflation is 50 basis points less than in the baseline case A banking...
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WORKING PAPER SERIES NO. 518 / SEPTEMBER 2005: TERM STRUCTURE AND THE SLUGGISHNESS OF RETAIL BANK INTEREST RATES IN EURO AREA COUNTRIES docx

WORKING PAPER SERIES NO. 518 / SEPTEMBER 2005: TERM STRUCTURE AND THE SLUGGISHNESS OF RETAIL BANK INTEREST RATES IN EURO AREA COUNTRIES docx

Ngân hàng - Tín dụng

... the “GARCH-inspired” specification are, just as for the asymmetric specification, rather inconclusive and unable to convincingly explain the observed change in retail bank pricing since the introduction ... following a level shift in the yield curve, the response of retail bank rates appears smaller since the launch of the euro than before Hence the increase in the pass-through is largely due pricing ... 2001) The main lesson of these banking structure studies is that the pricing behaviour of banks may depend on the degree of competition and contestability in the different segments of the retail bank...
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Preferences of the Central Reserve Bank of Peru and optimal monetary policy rules in the inflation targeting regime ppt

Preferences of the Central Reserve Bank of Peru and optimal monetary policy rules in the inflation targeting regime ppt

Ngân hàng - Tín dụng

... to the tolerance interval set by the CRBP in the inflation targeting regime The present sampling period ends in 2008:02,19 as the macroeconomic variables were influenced by the effects of the ... allow the incorporation of forward-looking components in the structure of the economy, such as the incorporation of inflationary expectations in the supply equation On the other hand, another ... the interbank rate.32 Note that the optimal interest rate captures the main movements of the observed interest rate However, there are some inconsistencies, especially in the first periods For instance,...
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