... BIDVGiaiPhong (2012- 2014) Figure 5: Mobilization from deposits ofBIDVGiaiPhong (2012- 2015) Figure 6: Operating expenses ofBIDVGiaiPhong 2012- Jun2015 Figure 7: Profit margin ofBIDVGiaiPhong ... rate of return Net present value Debt service coverage ratio LIST OF TABLES Table 1: DepositandborrowingofBIDVGiaiPhong 2012- 2014) Table 2: The rate of return on assets (ROA) ofBIDVGiaiPhong ... of 0.25%/ year for the customer is the economic organization And we have the following table: Table 1: DepositandborrowingofBIDVGiaiPhong 2012- 2014) Year 2012 2013 2014 6/2015 Deposit and...
... Paraphrasing of questions (eg judged instead of true measure, education success instead of academic achievement • Well-expressed sentences – simple and clear, range of structures and use of a linking ... art of advertising A8 B5 C3 D7 Reading p127 Identification of beliefs or arguments 1 A (Paragraph C: …by the age of seven or eight they have developed a good understanding of the purpose and ... forms of intelligence 3 creative or artistic ability perform complex pieces of music or create beautiful pieces of work through painting or sculpture This type of skill is more a ‘natural form of...
... London None of those farmers had ever driven a tractor Note that you use `all of' , `most of' , and `none of' with an object pronoun All of us were sleeping I had seen most of them before None of them ... use `a lot of' , `lots of' , or `plenty of' instead You can use them with both uncount nouns and plural nouns He demanded a lot of attention I make a lot of mistakes They spent lots of time on ... quantities of the food or drink Do you like coffee? (uncount) We asked for two coffees (count) Uncount nouns are often used with expressions such as `a loaf of' , `packets of' , or `a piece of' , to...