All of banking operations, one of the most important activities determining the surviral of a bank if credit. Currently, credit contracts are based on the credit regulations of The State Bank as well as the policies and management of each bank. All of the policies given are to ensure a healthy credit contract and prevent financial risks. Especially, in current period, the banking sector is implementing opendoor commitments with the establishment of more and more jointventure banks and banks with 100% foreign capital. Barriers and limitations in the business sector of these ba11ks have been increasingly removed. If previously, these banks were only allowed to mobilize capital, they are now operating most of their business functions. On that basis, the authors thesis analyzed the credit performance evaluation criteria to evaluate the actual situation of Bao Viet Bank. From the actual data at Bao Viet Bank and the analyzed indicators, the author gives con1ments and recommends solutions to improve the efficiency for Bao Viet Banks credit activities.
BO GIAO DUC VA DAO TAO TRU'ONG DAI HOC IQNH TE TP HO CHi MINH • • NGUYEN NGOC HUY • GIA.I PHAP NA.NG CAO " m,E:u QUA HO~T I>QNG TIN DUNG TAI NGAN HANG TRUONG MAI CO PHAN • • • BAO VIETCHI NHANH TP HCM • , , " Chuyen nganh: Tai , chfnh - Ngan hang (Tai chfnh) Huang dao t~o: Vng d\lng Ma s6: 8340201 Kh6a: 28 LU~N VA.N TH~C Si KINH TE NGU'OI HU'ONG DAN KHOA HOC: • - V , PGS.TS DANG VAN DAN • TP Ho' Chi Minh - Nam 2022 ' LOICAMl>OAN Toi xin cam doan lu~n van "Giiii phap nang cao hiju qua hoq,t dpng tin d1;tng , t(!i Ngan hang TMCP Bao Vi?t - Chi nhanh TP HCM" la ket qua nghien cuu cua chinh tac gia dtr6i si,r hu6ng d&n khoa hc cua PGS.TS D~ng Van Dan Cac s6 li?u, - , ket qua nghien cuu lu~n van la hoan toan trung thvc, duqc trich dan, phat ' , , trien tu cac tai li~u, c6ng trinh nghien cuu, t~p chi va cac trang web c6 ngu6n g6c ro ' rang, dang tin c~y duqc trinh bay day du danh ffi\lC tai li?u tham khao TP H6 Chi Minh, 13 thang 12 nam 2021 Tac gia Nguy~n NgQc Huy Ml)C Ll)C TRANG PHU• BIA LOlCAMDOAN Ml)C Ll)C cAc T U VIET TAT DANH MUC cAc BANG • DANH Ml)C ' , DANH Ml)C CAC HINH TOM TAT - ABSTRACT ' CHUONG 1: GIOl TIDEU DE T Al .1 • 1.1 LYdo chqn de' t8i 1.2 M\l,C tieu nghien cllu , 1.2.1 M1_1c tieu tOng quat , 1.2.2 Muc tieu cu• the • 1.3 C3u hOi nghien cii·u 1.4 Dfii tu·vng va ph~m vi nghien cll·u • •.• • .• • •.6 1.4.1 D6i tu·9·ng nghien Ctill • 6 1.4.2 Pham vi ng 1en cu·u • .• •.• • • h • •A , 1.5 Phll'«ng ph3p nghien cll'u • • 1.5.1 Phu·ang phap nghi@n cll.·u .6 1.5.2 Thu th~p dii· lif u 1.5.3 XU' IYva ph3n tich dir li~u 1.6 Y nghia thl}.'C ti~n ciia d~ tai , " ciia de' tai .7 1.7 Ket cau CHUONG 2: TONG QUAN VE NGAN HANG BAO VI]::T VA SO LU"OC TiNH HiNH BOAT DONG • • • 2.1 Gioi thifu khai quat v~ Ngan hang TMCP Bao Vift - CN TP H CM.9 • 2.1.1 Qua trinh hinh va phat trien 2.1.2 Co· c§u t6 chll.·c 10 2.1.3 Linh vuc boat dOng 11 • • • , 2.1.4 Khai quat ket qua ho:;tt d9ng kinh doanh 12 2.2 Nhfrng diu hi~u c3nh b3o 13 , TOm tat chtr«ng 16 CHU.ONG 3: CO SO LY , THUYET VA CAC BA.I HQC KINH NGIDEM 17 • 3.1 Co· so· ly lu~n v~ hifu qua ho:;tt d9ng tin d1_1ng ciia ngan hang 17 ? 3.1.1 TOng quan ve tin d\)ng cU.a N"HTM 17 ' 3.1.1.1 Sv hinh va phat triin cua tin dl,lng 17 1 Cac loq,i hlnh tin d1,1,ng 18 3.1.2 T6ng quan v~ hif u qua ho:;tt d9ng tin d1,1ng l8 3.1 Cac chi tieu danh gia hif u qua ho:;tt d9ng tin d1,1ng 20 , 3 Chi tieu du n9· tren von huy d9ng 20 , 3.1.3.2 Hi so thu n9· 21 • 3.1.3.3 Chi tieu n