... +) Cho vay cú nhiu k hn tr n c th (Cho vay tr gúp): L loi cho vay m khỏch hng phi hon tr gc v lói theo nh k Loi cho vay ny ch yu c ỏp dng cho vay bt ng sn nh thng mi, cho vay tiờu dựng, cho vay ... dng: Da vo cn c ny cho vay chia lm loi: - Cho vay trc tip: Ngõn hng cp trc tip cho ngi cú nhu cu, ng thi ngi i vay trc tip hon tr n vay cho ngõn hng - Cho vay giỏn tip: L khon cho vay c thc hin thụng ... d n cho vay nn kinh t - Phõn theo k hn cho vay: Cho vay ngn hn n 31/12/2008 l 256,34 t ng chim 24,12%/tng d n cho vay nn kinh t Cho vay trungdi hn l 806,73 t ng chim 75,88%/tng d n cho vay nn...