... episodes of tightening Section offers some brief concluding remarks These sections are followed by two appendixes The first presents the eight case studies that form the basis for the findings The ... to the OCR less 100 basis points Thus, balances in excess ofthe tier are similar to excess reserves or balances placed at the standing deposit facilities of other central banks By offering a relatively ... the European Central Bank, the Bank of Japan, the Reserve Bank of New Zealand, Norges Bank, and Sveriges Riksbank The views in in this paper are solely the responsibility ofthe authors and should...
... BULLETIN, JULY 2003 CASE STUDIES to the savings patterns of low-income savers through the type of savings products and services they offer Progressively savings banks have designed and commercialized ... savings banks in Western Europe and US have shown an impressive concentration of their business Conclusion The role of savings banks is undisputable for the large and cost-effective distribution of ... to save Safety of Deposits One ofthe principal concerns of savers is the safety of their deposits This has partly to with having an appropriate secure physical infrastructure, which savings banks...
... University and a Senior Fellow at Harvard s Davis Center for Russian and Eurasian Studies Professor Kramer is the editor ofthe Journal of Cold War Studies, published by MIT Press four times a ... its numerous manifestations; and that it could be the sole basis ofthe defence policies of states Such claims need to be tested by a rigorous examination ofthe record The chapters of this book ... its basis of support Forms of action can be very varied, and have included demonstrations, vigils, and petitions; strikes, go slows, and boycotts; and sit ins, occupations, andthe creation of parallel...
... features e.g the emphasis on the histological type andthe evaluation ofthe amount of necrosis Neither ofthe systems is endorsed solely by the Association of Directors of Anatomic and Surgical ... problems, grading of sarcomas has been an important progress pathologists have contributed to the treatment of sarcomas Grading identifies patients at highest risk of distant metastasis and aggressive ... difficulty of achieving firm conclusion and statistical significance with regards to the prognostic factors analysis Conclusion Theexperience in our institution represents the surgical experience and...
... continuing to use the system, and willingness to recommend the system to others Although the IITQ is specifically designed to assess PRO related to insulin therapy, the system satisfaction and system preference ... differences in response patterns (because these measures were obtained after use ofthe device) Discussion The results of this study provide evidence that the IITQ is a reliable instrument for assessing ... changes in means for three of eight tests, the shifts were small, less than 0.1 SD units [17] Test-retest reliability was not assessed for the device performance measures because this was not possible...
... substantially contributes to addressing these needs and reduces their demands on medical services In our experience, integration of HIV activities strengthened other health activities such as ... a risk Large stocks should not be kept in high-risk sites Dividing stock and storing it at different locations minimises the risk of losing all of it or of all stock being inaccessible for security ... of treatment programmes forces people to look to these costly and sub-standard sources In such contexts provision of treatment is also a form of harm reduction Populations in conflict and post-conflict...
... possible to add more sessions, taking into consideration the evolution of symptoms ofthe individual patient The primary health care psychologists also assessed cases of severe mental illness, ... disorder, depression, post-traumatic stress disorder, acute stress reaction, CMD otherwise specified + Severe mental disorders (SMD): schizophrenia, epilepsy, severe depression, psychosis, SMD ... procedures [22] The supervising psychologist entered the data into an MS Excel spreadsheet (Microsoft, Seattle, Washington) Retrospective analysis ofthe data was performed using Stata statistical software...
... competitiveness— measured by unit labor costs—before the start ofthe recession but has since reversed course, at least in terms of unit labor costs, showing the second-largest decrease after Germany, ... assumptions that have been proven wrong by the spectacular failure ofthe austerity programs ofthe last three years “Marshall Plan” scenario The results ofthe LIMG simulations ofthe baseline ... ofthe simulation period Conclusions This analysis seeks answers to Greece s continuing spiral of lost GDP and employment and higher public deficits and debt, which in our view is the result of...
... uncertainties associated with doing business in most of those markets The EIU s Business Environment Index, which has tracked a detailed set of operational risks across 59 countries since 2002, shows sharp ... allows his staff to manage supplier relationships Not in Asia: Every visit is spent paying personal calls on the owners and senior executives of as many suppliers as possible These factors don’t ... subsidiaries in these industries, andthe government might want an ownership stake Despite these challenges andthe risks they pose for foreign companies, over two-thirds ofthe private businesses that...
... resevative areas and coastal ecosystems, such as coral reef ecosystem and mangrove forest ecosystem - Developing eco-tourism based on reservative activities, and promoting propaganda, awareness ... of causing these damages There are many human induced causes including destructive fishing practices, waste run-off, air polluting sources, pesticide residues, heavy metals, suspended matters, ... increase the fishery production of nearby area, but also helped to increase the number of tourists who come for sea seeing, scuba diving and fishing These result in increasing of local people s income...
... controls and septic patients, divided into survivors and non-survivors, measured on the day ofthe diagnosis of sepsis P=0.014, healthy controls versus survivors and non-survivors (Kruskall Wallis ... depressed in sepsis, nor plasma levels of soluble HLA-DR, correlate with prognosis in those patients Both of these measurements are increased by GM-CSF and low levels of this are associated with ... samples (Figure 4) The septic survivors showed a trend of higher levels of sHLA-DR than the non-survivors when the sHLADR was measured over the three days, but this was not statistically significant...
... among other related conditions [1] One ofthe syndromes within this spectrum comprises ofthe syndrome of midline facial defects, callosal agenesis, basal encephaloceles, and eye anomalies It has ... above considerations, as well as the present casuistic andthe number of reviewed papers, the clinical delineation ofthe present condition can be established as follow: callosal agenesis, basal encephloceles, ... (MIM 136760 and 305645), acrofrontofacionasal dysostosis (MIM 201180), acrofrontofacionasal dysostosis (MIM 201181), frontofacionasal dysplasia (MIM 229400), oculoauriculofrontonasal syndrome (MIM...
... he suggested six purposes of language tests as follows: Diagnosis and Feedback: to explore strengths and weaknesses ofthe learners Screening and Selection: to assist in the decision of who ... or the teacher can use tests to diagnose his own efforts as well as those of his students Testing and Learning Testing is a tool to “pinpoint strengths and weaknesses in the learned abilities of ... thesis showing the context ofthe study andthe detailed results obtained from collected tests and findings in response to the research questions Chapter 4- Conclusion offers conclusions and...
... young sir.’ The cat goes up the stairs trip, trap, The door she knocks at tap, tap, tap, ‘Mistress Fox, are you inside?’ ‘Oh, yes, my little cat,’ she cried ‘A wooer he stands at the door out there.’ ... rings at the door she knocks: ‘Are you within, good Mistress Fox? If you’re in want of a husband now, Then will it please you to step below? Mrs Fox asked: ‘Has the gentleman red stockings on, and ... But one ofthe good qualities which old Mr Fox had possessed, was always lacking, andthe cat had continually to send the suitors away At length came a young fox Then Mrs Fox said: ‘Has the gentleman...
... information see Gärtner 2007) Fig 2: Savings banks andthe spatial structure Kreis A Kreis B Savings B Savings B Savings B Savings B Savings B Kreis D Kreis C Because ofthe political controversial discussion ... wealthy regions The fact that these results are based on the examination ofthe statistical population makes them stable and feasible, also in political discussion In summarising, the statistical data ... CIR andthe operation profit) on the y-axis The poorer a regions is, the more the regional indicator (x-axis) increases, andthe more successful a savings bank, the more the savings banks indicator...
... requires banks to hold capital as a cushion against losses arising from other risks associated with derivatives positions, such as operations risk Not surprisingly, there is considerable controversy ... failures of risky real estate projects funded by banks Olympia and York s collapse is a prominent example The loan-loss provisions of British and French banks, like those of U .S banks, have risen ... because of OTC derivatives activities appears to stem from two sources First, the sheer size of banks’ OTC derivatives activities suggests that they may be exposed to substantial market and credit...
... from studying the uses of reflected sound waves from bats The way a clam shell opens suggested the design for aircraft cargo doors The built-in system weakness ofthe pea pod suggested a way of ... human face the same sort of expression ofthe process of growth and struggle as he found in rugged surfaces of boulders or the irregular contours of a range of hills ‘There are so many ideas I want ... Military Academy Sandhurst, and Associate Director ofThe Industrial Society, in 1979 John became the world s first Professor of Leadership Studies at the University of Surrey Between 1981 and 1986 John...
... aggregates is often limited by the intrinsic insolubility ofthe samples, responsible for a high level of light scattering disturbances and signal loss The characteristic presence of b-sheet structures ... proteins increases in the cell, chaperones are saturated andthe equilibrium shifts toward the free version of r32, leading to induction ofthe stress response Nevertheless, the nature and variability ... mutations and overexpression, as discussed in the next paragraphs Also, ‘quality’ of protein synthesis is affected by environmental stress due to an increase in the rate of translational errors, amino...
... developed, and they are not exempt from the rules and norms of those worlds On the other hand, the social uses ofthe Internet, in the few years of its existence, have been astonishing and almost completely ... Boston: Harvard Bus Sch Press Burbules NC 1998 Questions of content and questions of access to the Internet Access 17:79–89 Burbules NC, Callister TA 2000 Watch IT: the Risks and Promises of ... social spaces, and it allows anthropologists to address important issues ofthe social role of technology, the relationship between language and technology, and questions of access to technologies...
... linear regression analysis ofthe data using Eqn (7) and using the best estimate of kdiss governing the dissociation ofthe HNErecelan complex Good ts were also obtained for the three other enzymeinhibitor ... relationships [25]: kass ẵI0 ỵ kdiss ỵ S0 =Km 3ị kdiss ẳ kvs =vz 4ị Ki ẳ kdiss =kass kẳ 5ị Kinetics for the association of HNE and Pr3 with rec-elan or rec-trappin-2 were studied as described ... limit the inammation and therefore the progression ofthe disease Indeed, aerosol administration of recombinant SLPI to patients with cystic brosis has been shown to markedly decrease the level of...