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rates by quintile and level 1993 and 1998

Tài liệu Housing Bubbles and Interest Rates by Christian Hott and Terhi Jokipii doc

Tài liệu Housing Bubbles and Interest Rates by Christian Hott and Terhi Jokipii doc

Ngân hàng - Tín dụng

... implies that the fundamental value of houses is driven by present and future aggregated income, population and mortgage rates and by past, present and future construction activities 6 2.2 Calibration ... in 1999, rates have been consistently too low relative to those implied by the Taylor rule In Ireland and Spain, observed rates were too low in the early 1980s and similarly to Finland, have ... Switzerland and the US, rates were generally too low in the late 1980s and early 1990s and again from the late 1990s However, compared to IE and ES, the deviations from the Taylor implied interest rates...
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The Duration of Bank Retail Interest Rates BY Ben R. Craig and Valeriya Dinger ppt

The Duration of Bank Retail Interest Rates BY Ben R. Craig and Valeriya Dinger ppt

Ngân hàng - Tín dụng

... interest rates across different bank products, with checking account rates and money market deposit account rates being the most inflexible deposit rates, 9 and personal loan and credit card rates ... Caucutt, Ghosh, and Kelton (1999), and Bils and Klenow (2004) In the case of bank retail interest rates, Berger and Hannan (1991), Neumark and Sharpe (1992), Mester and Saunder (1995), and de Graeve ... previous studies of interest rate rigidity (Berger and Hannan, 1991; and Neumark and Sharpe, 1992) and price rigidity (Bils and Klenow, 2004; and Nakamura and Steinsson, 2008), which use data at monthly...
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báo cáo khoa học:

báo cáo khoa học:" Correlation between adherence rates measured by MEMS and self-reported questionnaires: a meta-analysis" pps

Báo cáo khoa học

... between adherences measures by MEMS and self reported questionnaires and corresponding 95% confidence intervals by study and pooled type of measures The methods (MEMS and SRQs) collect different sets ... hypertension and demonstrated high concurrent and predictive validity with regard to blood pressure control The items scale and its modified versions: 8- and 5-item scales are relatively simple to use and ... (QUOROM) statement, [11] and were re-verified by the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) statements, the latter of which is the most recent standard process for...
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Báo cáo y học:

Báo cáo y học: " Systems-level comparison of host responses induced by pandemic and seasonal influenza A H1N1 viruses in primary human type I-like alveolar epithelial cells in vitro" pdf

Báo cáo khoa học

... involved in the regulation of seasonal-, pandemic- and sharedresponse genes Of the 13 transcription factors regulating genes affected by both seasonal and pandemic viruses, four (IRF1, IRF2, IRF7, ... MCWC and JSMP conceived and designed the experiments RWYC, MCWC and SSRK generated the type I-like alveolar epithelial cells and performed the virus infection experiments in bio-safety level ... only Figure Validation of microarray data by real-time PCR Expression of viral M gene and five ZNF genes were assessed after h infection by pdmH1N1 and seasonal H1N1 viruses compared to mock...
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Comparative decolorizing efficiency of textile dye by mesophilic and thermophilic anaerobic treatments

Comparative decolorizing efficiency of textile dye by mesophilic and thermophilic anaerobic treatments

Môi trường

... temperatures were at 35oC and 55oC Samples were taken every hours during the treatment period and measured for decrease in color by spectrophotometer at 470 and 598 nm for MO and RB4, respectively ... 35OC (■) and 55OC (□) 300 350 400 450 500 Wavelength 550 600 650 Figure - Wavelength scanning of untreated (■) and treated (□) RB4 and apparent color Inhibition by temperature increase and presence ... methanogenesis (Melpai et al., 1998) Table - Results of Batch decolorization of MO and RB4 by anaerobic treatment under mesophilic and thermophilic conditions at the 72nd and 168th hour of experimentation...
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Salts Transport in Alkali Soil Reclamation by Gypsum and Prediction of Na Leaching in Field in China

Salts Transport in Alkali Soil Reclamation by Gypsum and Prediction of Na Leaching in Field in China

Môi trường

... Water and Environment Technology, Vol 7, No 2, 2009 concentration and a high ESP (Quirk and Schofield, 1955) In recent years, the air, water and soil in China have been polluted by economic and ... a column were investigated by using a tensiometer and a four-electrode sensor, and the amounts of these salts in soil and leachate were measured by ICP-MS Moreover, by taking the water balance ... application rates of 0.5 wt% and 1.0 wt% Alkali soil and gypsum were mixed uniformly and were packed in an acrylic ring with an outer diameter of 60 mm, inner diameter of 50 mm, and height of...
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Impact of pH on Anaerobic Substrate Uptake by PAOs and GAOs in an EBPR Activated Sludge Process Analyzed by MAR-FISH

Impact of pH on Anaerobic Substrate Uptake by PAOs and GAOs in an EBPR Activated Sludge Process Analyzed by MAR-FISH

Môi trường

... between and or The effect of pH on the anaerobic uptake of radio-labeled acetate by Candidatus ‘Accumulibacter phosphatis’ and Candidatus ‘Competibacter phosphatis’ was examined by MAR-FISH, and ... the method described by Andreasen and Nielsen(1997) and Lee et al (1999) The cover slip was immersed in Hypercoat Emulsion LM1(Amersham Bioscience Inc.) at 43oC for sec, and dried The cover slip ... exposure times were hrs (Candidatus ‘Competibacter phosphatis’ for the first and second experiments and Candidatus ‘Accumulibacter phosphatis’ for the - 217 - Journal of Water and Environment Technology,...
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Control of Membrane Fouling by Coagulant and Coagulant Aid Addition in Membrane Bioreactor Systems

Control of Membrane Fouling by Coagulant and Coagulant Aid Addition in Membrane Bioreactor Systems

Môi trường

... carbohydrate removals by PSI-025 (45 mg Fe/L and 12 mg Si/L) and PSI-100 (45 mg Fe/L and 49.5 mg Si/L) additions The standard deviations were calculated from samples Protein and carbohydrate removals ... intermittently operated by keeping it on for 1.5 h and off for 0.5 h The membranes were washed (physical washing by tap water while wiping the membrane with hand or chemical washing by submerging the ... polysilicate and Fe(III) was used in this study Behaviors of these materials on biopolymer (protein and carbohydrate) removal and fouling reduction were investigated by conducting batch and long-term...
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The effect of EGR rates on NOX and smoke emissions of an IDI diesel engine fuelled with Jatropha biodiesel blends

The effect of EGR rates on NOX and smoke emissions of an IDI diesel engine fuelled with Jatropha biodiesel blends

Vật lý

... NOX and smoke emission by 36% and 31%, respectively Through all of these results and observations, it is could be concluded that blending JBD with DF up to 20% (by volume) along with EGR rates ... Journal of Energy and Environment (IJEE), Volume 2, Issue 3, 2011, pp.477-490 481 Results and discussion The results and discussion based on the effect of EGR rates on engine performance and emission ... JBD blends and DF with various EGR rates The torque output was decreased and deteriorated, when EGR was operated In fact, the torque losses are considerable with increasing EGR rates, and more...
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UNIT 9: BY LAND AND BY SEA

UNIT 9: BY LAND AND BY SEA

Kỹ năng nói tiếng Anh

... 11 hitchhike /’hItS,haIk/ verb [intransitive] to travel by asking other people to take you in their car, by standing on the side of a road and holding out your thumb or a sign: giang xe You should ... chụp hình I’ll stand over here, and you can take the picture 22 get lost: not knowing where you are or how to get to where you want to go: bị lạc They decided to drive to New York and ended up getting ... airplane, or between the shelves of a supermarket: lối hai hàng ghế 27 hand luggage /hAnd ’lVgIdZ/ noun [uncount] bags and suitcases that you can keep with you on an airplane: CARRYON luggage:...
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Biogeochemical Variability of Vietnamese Coastal Waters Influenced by Natural and Anthropogenic Processes

Biogeochemical Variability of Vietnamese Coastal Waters Influenced by Natural and Anthropogenic Processes

Điện - Điện tử

... Brunei Indonesia Malaysia The Philippines All land and water areas km inland from MHWM and areas inundated by tides any time of the year Administrative and selected environmental units District boundaries ... for land and sea resources and space by various stake holders that result in conflicts and the degradation of coastal ecosystems Further challenges to the coasts come from: (1) erosion and siltation ... Mekong River and the adjacent deltaic, estuarine, and coastal environment, An and Son (1998) could show differences in the elemental cycling between the river, front and plume, and shallow waters...
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A study on ambiguity caused by ellipsis and substitution in english = nghiên cứu về sự mập mờ về nghĩa gây ra do phép tỉnh lược và phép thay thế trong tiếng anh luận văn tốt nghiệp đại học

A study on ambiguity caused by ellipsis and substitution in english = nghiên cứu về sự mập mờ về nghĩa gây ra do phép tỉnh lược và phép thay thế trong tiếng anh luận văn tốt nghiệp đại học

Khoa học xã hội

... ambiguity caused by the usage of words and sentence structures This makes learners at all levels, from elementary to university or even at higher levels, difficult to understand and to interpret ... wants to pay her attention and contribution to solve this problem Ellipsis and substitution are used a lot in all books and at any levels of English learning However, at low levels the students rarely ... understanding about ellipsis and substitution and their ambiguity In addition, the study is implemented with the hope to make a little contribution to solve ambiguity caused by ellipsis and substitution...
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Tài liệu Management by objectives and the Balanced Scorecard: will Rome fall again? doc

Tài liệu Management by objectives and the Balanced Scorecard: will Rome fall again? doc

Quản trị kinh doanh

... Inc., pp 1-20 David Dinesh and Elaine Palmer Management by objectives and the Balanced Scorecard: will Rome fall again? Management Decision 36/6 [1998] 363–369 Landau, M and Stout, R (1979), “To ... done by using the measurement focus of the Scorecard for the following critical management processes (Kaplan and Norton, 1996b): • clarify and translate vision and strategy; • communicate and ... objectives and measures; • plan, set targets, and align strategic initiatives; • enhance strategic feedback and learning; • link measures with rewards Similarities and differences between MBO and the...
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LISTENING DIFFICULTIES PERCEIVED BY TEACHERS AND STUDENTS IN USING THE NEW ENGLISH TEXTBOOK FOR GRADE 10 AT QUE VO II UPPER SECONDARY SCHOOL IN BAC NINH

LISTENING DIFFICULTIES PERCEIVED BY TEACHERS AND STUDENTS IN USING THE NEW ENGLISH TEXTBOOK FOR GRADE 10 AT QUE VO II UPPER SECONDARY SCHOOL IN BAC NINH

Khoa học xã hội

... questionnaire, interview and classroom observation The comments and perceptions made by teachers and students in response to the questionnaires were consolidated and categorized by the researcher The ... appropriate and relevant to students’ background, levels, and interests This can be done by simply changing the order of some parts of the tasks, or by getting rid of some exercises or tasks and adding ... to the students’ lives, needs, and interests and when the students themselves are actively engaged in creating, understanding, and connecting to knowledge (McCombs and Whistler, 1997) Students...
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Tài liệu Essentials of Psychiatric Mental Health Nursing in the BSN Curriculum: Collaboratively Developed by ISPN and APNA, (2007-2008) approved 5/08 ppt

Tài liệu Essentials of Psychiatric Mental Health Nursing in the BSN Curriculum: Collaboratively Developed by ISPN and APNA, (2007-2008) approved 5/08 ppt

Sức khỏe giới tính

... Health and Human Services [DHHS], 2004) identify that nurses play a key role in the delivery of mental health care at all levels of intervention and that there is a need to improve and expand this ... World Health Report and Surgeon General’s Report on Mental Illness) Healthy People 2010 goals and objectives Standardized screening and symptom rating instruments IOM Report and National Patient ... medical conditions and psychiatric disorders and/ or substance abuse and psychiatric disorders) Concepts of relapse, relapse prevention, recovery and resilience ANA Code of Ethics and patient rights...
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Tài liệu Interest Rates for Savings and Bank Accounts. docx

Tài liệu Interest Rates for Savings and Bank Accounts. docx

Ngân hàng - Tín dụng

... and investment management products and services to its clients through Barclays Bank PLC and its subsidiary companies Barclays Bank PLC is registered in England and authorised and regulated by ... Equivalent Rate % Rates effective from 10 December 2008 €2,000+ 0.10 0.08 0.10 Sterling (£) rates Rates effective from 11 December 2008 Rates are fixed US dollar ($) rates Rates effective from ... Sterling Balance (£) Gross Rate % Per Annum £10,000+ £1+ Rates are fixed Euro (€) rates Rates effective from 10 December 2008 Rates are fixed Rates are fixed International Regular Savings Account...
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Tài liệu Computer and Internet Use by Children and Adolescents in 2001: Statistical Analysis Report pptx

Tài liệu Computer and Internet Use by Children and Adolescents in 2001: Statistical Analysis Report pptx

Quản trị mạng

... and publish reports and specialized analyses of the meaning and significance of such statistics; assist state and local education agencies in improving their statistical systems; and review and ... child and family/household characteristics and computer and Internet use: 2001………………………………………………………… Table Percentage of children and adolescents age 5–17 using computers at home and at school, by ... confidence level (p
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Tài liệu IAB Internet Advertising Revenue Report: An Industry Survey Conducted by PwC and Sponsored by the Interactive Advertising Bureau (IAB) doc

Tài liệu IAB Internet Advertising Revenue Report: An Industry Survey Conducted by PwC and Sponsored by the Interactive Advertising Bureau (IAB) doc

Quản trị mạng

... deployed via standard Web and wireless applications including e-mail, static (e.g .html) and dynamic (e.g .asp) Web pages, and may appear in ad formats such as banners, buttons and interstitials ... Personal Care, Toiletries and Cosmetics Computers (Hardware/Software) and Consumer Electronics Drugs and Remedies Consumer Packaged Goods, Food, Non-Alcoholic Beverages and Candy Restaurants/ Fast ... re-skinned with the advertiser’s branding; • Sweepstakes & Contests can range from branded sweepstakes on the site to a full-fledge branded contest with submissions and judging Email Banner ads, links...
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