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change directory to etc default examine etc default su and record the value of the sulog

Are credit scoring models sensitive with respect to default definitions evidence from the austrian market

Are credit scoring models sensitive with respect to default definitions evidence from the austrian market

Ngân hàng - Tín dụng

... minimizes the squared difference between the original and the filtered log odds subject to a smoothness constraint on the smoothed log odd values The larger the value of , the smoother the result ... on the detailed default definition provided there Table Results of the test for the difference of the power of the three rating models This table reports the values of the test statistics and the ... below C and the debtor does not default the classification was correct Otherwise a defaulter was incorrectly put into the non-defaulters group The ROC Curve is a plot of the percentage of the defaulters...
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The relationship between default risk and interest rates: An empirical study research insight

The relationship between default risk and interest rates: An empirical study research insight

Tài chính doanh nghiệp

... asset value hits the default point, the firm is assumed to default The model calculated a distance-todefault (DD) value for each firm at the end of each month The DD value is then mapped to the ... over the change in the 10-year Treasury bond yield, the change in slope (defined as the difference between 10-year and 2-year Treasury bond yields), the convexity, the change in leverage, the change ... firms in the U.S in the Moody’s KMV default database Default rate is calculated as the number of defaults divided by the total number of firms recorded in the corresponding quarters Total observations...
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Experimental study of passive cooling of building facade using phase change materials to increase thermal comfort in buildings in hot humid areas

Experimental study of passive cooling of building facade using phase change materials to increase thermal comfort in buildings in hot humid areas

Môi trường

... due to the inclusion of PCMs depend on the climate, design and orientation of the construction, but also to the amount and type of PCM [7] PCM materials can contribute to the energy efficiency of ... the night The development of an energy storage system may be one of the solutions to the problem when electricity supply and demand is out of phase There two methods for incorporating phase change ... air [8] The air temperature and relative humidity are the important factors in determining the comfort level in the hot and humid region The typical climate of the hot and humid region is the high...
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Tài liệu Module 3: Designing Active Directory to Delegate Administrative Authority docx

Tài liệu Module 3: Designing Active Directory to Delegate Administrative Authority docx

Hệ điều hành

... stencil on the right side of the window on to the drawing page Use the toolbar at the top of the Visio window to zoom in on the domain shape Select the shape, and then type nwtraders.msft to name ... click OK Ensure that Work offline is selected, and then click OK in the Connect to Directory dialog box ! To start an Active Directory drawing Drag the Domain shape from the Active Directory Objects ... cause the shape to reappear The only way to permanently delete a shape is to delete it from the Directory navigator Drag the Bangalore shape in the drawing window so that it is on top of the nwtraders.msft...
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Tài liệu Module 5: Designing Active Directory to Support Group Policy docx

Tài liệu Module 5: Designing Active Directory to Support Group Policy docx

Hệ điều hành

... the administrative needs of an organization, and then describe how to design an Active Directory structure to support the plan Explain the importance of filtering, inheritance, and blocking of ... installing software to managing the user environment The Group Policy object (GPO) is used to apply Group Policy to users and computers in the Active Directory directory service at the site, domain, and ... can create OUs to group together subsets of users with common needs, and then apply a GPO appropriate to their needs to the OU Creating GPOs for OUs gives the network administrator precise control...
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Tài liệu NOTES AND QUERIES: A MEDIUM OF INTER-COMMUNICATION FOR LITERARY MEN, ARTISTS, ANTIQUARIES, GENEALOGISTS, ETC pdf

Tài liệu NOTES AND QUERIES: A MEDIUM OF INTER-COMMUNICATION FOR LITERARY MEN, ARTISTS, ANTIQUARIES, GENEALOGISTS, ETC pdf

Cao đẳng - Đại học

... not say anything of the importance and value of the ballads, &c., contained in such collections, to the historical student and the archæologist, for their value is too well known to require it; ... pedigree of the Lipyeatt family, who were burghers of wealth and consideration in the town of Marlborough, from the middle of the seventeenth century down to the latter part of the eighteenth? PATONCE ... meetings, and much wanton familiarity; the which being discovered by the Earle, to prevent the pursuit thereof, when Generall of the Low Countreys, hee tooke Blunt with him, and theire purposed to have...
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Liquidity, Default, Taxes and Yields on Municipal Bonds docx

Liquidity, Default, Taxes and Yields on Municipal Bonds docx

Ngân hàng - Tín dụng

... Second, the Treasury yield (Ct) on the right hand side of the model in (14) has impounded the effect of the Treasury liquidity risk and so there is no need to add the liquidity innovations of the ... expressed in terms of present value The value of the municipal bond at time t is equal to the sum of (10) and (11) Because we assume that the municipal bond is priced at par, the pricing formula ... issued between 1977 and 1998, 1,765 out of a total of 253,850 issues were defaulted, with a face value of $24.9 billion out of a total of $375.5 billion (see Litvack and Rizzo, 1999) Thus, the...
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Default Risk Cannot Explain the Muni Puzzle: Evidence from Municipal Bonds That Are Secured by U.S. Treasury Obligations ppt

Default Risk Cannot Explain the Muni Puzzle: Evidence from Municipal Bonds That Are Secured by U.S. Treasury Obligations ppt

Ngân hàng - Tín dụng

... default risk and differential call option hypotheses Fama (1977) suggests and Trzcinka (1982), Yawitz, Maloney, and Ederington (1985), and Stock (1994) support the hypothesis that municipal default ... a standard error of 0.011 is within standard errors of the null hypothesis of 0.54 In addition, the coefficient β1:Post = 0.64 with a standard error of 0.013, is within standard errors of the ... number of time-series and crosssectional observations The first time-series observation is lost to estimate the autocorrelation coefficients The Pre and Post subscripts refer to whether the variable...
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Make Millions and Make Change! - Secrets to Business and Personal Success pdf

Make Millions and Make Change! - Secrets to Business and Personal Success pdf

Kế toán - Kiểm toán

... exclusive rights of use in relation to the subject matter of the IP The term intellectual property reflects the idea that the subject matter is the “product of the mind or the intellect,” and its IP ... goal and prove to be the most adept will win, or at least get to share the top prizes Others who can’t manage to get past the competition will be run off and knocked 30 Make Millions and Make Change! ... competitors Another option would be to consider niches of big industries For example, instead of trying to be the leader of the “widget” industry, strive to be the leading analyst of the industry...
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By the Light of the SoulMary Eleanor Wilkins-Freeman..By the Light of the Soul A Novel By Mary E. Wilkins Freeman Author of “The Debtor” “The Portion of Labor” “Jerome” “A New England Nun” Etc. etc.1907To Harriet and Carolyn Alden..By the Light o pptx

By the Light of the SoulMary Eleanor Wilkins-Freeman..By the Light of the Soul A Novel By Mary E. Wilkins Freeman Author of “The Debtor” “The Portion of Labor” “Jerome” “A New England Nun” Etc. etc.1907To Harriet and Carolyn Alden..By the Light o pptx

Khoa học xã hội

... By the Light of the Soul A Novel By Mary E Wilkins Freeman Author of The Debtor” The Portion of Labor” “Jerome” “A New England Nun” Etc etc 1907 To Harriet and Carolyn Alden By the Light of the ... ghost of pain and death The doctors have neither of them had any breakfast, and they can’t leave her,” he said, with a jerk of his elbow, and speaking still with that angry tone towards the unoffending ... explained, and I didn’t want to carry them to church I thought your mother might like them The doctor said she might eat fruit.” With that he darted into the store with the agility of a boy Maria stood...
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210. The change from day to night results the rotation of the Earth. a. change b. to c. results d. potx

210. The change from day to night results the rotation of the Earth. a. change b. to c. results d. potx

Kỹ năng nói tiếng Anh

... anchoring themselves c the soil d their roots > b 248 To understand the directions, they must be read carefully a To understand b the c they must be read d carefully > c 249 The children were surprised ... Police have to break the meeting up yesterday a have to b break c the d up > a 289 We are suppose to read all of chapter seven and answer the question for tomorrow’s class a suppose b all of chapter ... 293 The jury be trying to reach a decision a The b be c to d reach > b 294 Of the two landscape that you have shown me, this one is the more picturesque a Of the two landscape b that c me d the...
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Influencer The Power to Change Anything by Kerry Patterson, Joseph Grenny, David Maxfield and Ron McMillan_3 pptx

Influencer The Power to Change Anything by Kerry Patterson, Joseph Grenny, David Maxfield and Ron McMillan_3 pptx

Quản trị kinh doanh

... taught these behaviors to new subjects, and then demonstrated changes in the outcomes they care about, they’re not the people we want to learn from Second, in many of the areas where you’d like to ... hyperventilate and pass out when I enter the room?) If you want to change behavior, change one or both of these expectations The most common tool we use to change others’ expectations is the use of verbal ... ideas Implement the proposed actions and see if they yield the results you want Don’t merely measure the presence or absence of the vital behaviors; also check to see whether the results you want...
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Influencer The Power to Change Anything by Kerry Patterson, Joseph Grenny, David Maxfield and Ron McMillan_5 pptx

Influencer The Power to Change Anything by Kerry Patterson, Joseph Grenny, David Maxfield and Ron McMillan_5 pptx

Quản trị kinh doanh

... afford to stay away from work This forces them to labor in and around the water supply Quite simply, to put food on the table, they’ll need to fetch water for both their crops and livestock This ... all the tools they need to filter the water or to care for their wounds in a way that keeps them away from the community water source Worse still, the layout of the village makes access to the ... demonstrated the difficult side of the learning process, so it wasn’t a huge surprise People understood the pleasures of reading, but knew they’d have to work to become proficient before these pleasures...
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Influencer The Power to Change Anything by Kerry Patterson, Joseph Grenny, David Maxfield and Ron McMillan_6 pot

Influencer The Power to Change Anything by Kerry Patterson, Joseph Grenny, David Maxfield and Ron McMillan_6 pot

Quản trị kinh doanh

... what changes in their life might be required in order for them to live according to their values When you listen and they talk, they discover on their own what they must Then they make the necessary ... minister has harangued them for their self- and other-defeating actions Nevertheless, these offenders have been able to withstand the shrill cry to return to the right path because they aren’t accidentally ... one of three phrases: Neutral: The subjects from the other school are here.” Humanizing: The subjects from the other school are here They seem nice.” Dehumanizing: The subjects from the other...
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Influencer The Power to Change Anything by Kerry Patterson, Joseph Grenny, David Maxfield and Ron McMillan_10 pdf

Influencer The Power to Change Anything by Kerry Patterson, Joseph Grenny, David Maxfield and Ron McMillan_10 pdf

Quản trị kinh doanh

... determined privileges on the basis of how much alcohol the patients consumed If they drank too much, they were given pureed food instead of the normal offering Their amount of consumption also affected ... the spread of HIV/AIDS to a halt, but it would have to be done as a group When a client offered money for sex and the sex worker demanded protection (a solution to the spread of AIDS), more often ... brainstorm new work methods, solutions to long-standing problems, and possible new products To put teeth into the new program, she put together a committee that reviewed submissions and then awarded...
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Influencer The Power to Change Anything by Kerry Patterson, Joseph Grenny, David Maxfield and Ron McMillan_13 ppt

Influencer The Power to Change Anything by Kerry Patterson, Joseph Grenny, David Maxfield and Ron McMillan_13 ppt

Quản trị kinh doanh

... criminal scenes taken of each of the subjects in action and then asks the subjects to raise Become an Influencer 261 their hand when they see themselves committing a felony And they This method for ... vile habits and promptly returned to their old ways, they let themselves down And each time they failed to transform into a new person, they failed because not one of them brought together a comprehensive ... activities, they find a way to change things Like an ape fashioning a stick to its needs, they change things in order to make the right behaviors easier to enact And depending on whether the glass...
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Influencer The Power to Change Anything by Kerry Patterson, Joseph Grenny, David Maxfield and Ron McMillan_15 pot

Influencer The Power to Change Anything by Kerry Patterson, Joseph Grenny, David Maxfield and Ron McMillan_15 pot

Quản trị kinh doanh

... Designing Casinos to Dominate the Competition: The Friedman International Standards of Casino Design (Reno, Nevada: The Institute for the Study of Gambling and Commercial Gaming College of Business ... reconnecting existing behavior to, 105 Ven Conmigo (“Come with Me”), 15, 54 Verbal persuasion, to change expectations, 50–51 disbelief of, 59–61 and misunderstanding of words, 58–59 stories vs., 57–61 Vicarious ... thanks to our colleagues, associates, and team members at VitalSmarts who help in hundreds of ways—working to achieve our mission, serving customers, training the skills to help change lives, and supporting...
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Báo cáo sinh học:

Báo cáo sinh học: " Bayesian analysis of genetic change due to selection using Gibbs sampling" pps

Báo cáo khoa học

... distributions of a conditional on the data: The first term in the numerator of the right-hand side of [10] is the conditional density of the data given the parameters, and the second is the prior ... where to be constant, 2maX a afl!!! and are the maximum values which, according to densities which a! and !2 take In the rest of the paper, all the bounds in of b, and ae will implicity take the value ... a priori Further, a and b are assumed to be independent, a priori To the description of the model, the prior distributions of the variance specified In order to study the effect of different...
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Báo cáo khoa hoc:

Báo cáo khoa hoc:" Applying the Stages of Change model to Type 2 diabetes care in Trinidad: A randomised trial" pptx

Báo cáo khoa học

... ready to change their exercise behaviour by the end of the study A longitudinal comparison of the stage of change shifts for patients at the start of the study and at the end was performed and ... size of HbA c of 1% based on the results of the UKPDS [12] and an audit described above which provided a mean HbA1c of 8.48% and a standard deviation (S) of the mean of 1.94% gave a sample size of ... contributed to the unusual results This economic hardship occurred because of the closure of the sugar factory, Caroni (1975) Limited [15] which was the major employer in the Ste Madeline area This closure...
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báo cáo khoa học:

báo cáo khoa học: " ‘A major lobbying effort to change and unify the excise structure in six Central American countries’: How British American Tobacco influenced tax and tariff rates in the Central American Common Market" doc

Báo cáo khoa học

... opportunity to discuss this issue’, and Republic Tobacco was preparing a presentation to be given to the Ministry of the Economy prior to this meeting [26] The document also described the issue of imported ... the routine use of lobbying and other mechanisms to influence policy by TTCs, often (though not always) with considerable success This article seeks to strengthen understanding of trade and tobacco ... position paper and send to all GM’s [general managers] and Finance Directors (to be sent on 24/5) May 28: Rosales to adapt Bingham position paper to the sensitivities of the region and issue to all CACM...
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