best s impairment rate and rating transition study 1977 to 2010 published may 16 2011
ease guidelines for authors and translators of scientific articles to be published in english
... 2 EASE Guidelines for Authors and Translators of Scientific Ar ticles to be Published in English, June 2011 EASE Guidelines for Authors and Translators of Scientific Articles to be Published ... Society of English-Native-Speaking Editors (Netherlands) (SENSE), the Association of Learned and Professional Society Publishers (ALPSP), and the Society for Editors and Proofreaders (SfEP) We have ... research results conflict with those of Smith and Jones To resolve those differences we measured • Repeat key words and phrases – not use synonyms In scientific writing, repetition sharpens...
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Best’s Credit Rating Methodology : Global Life and Non-Life Insurance Edition potx
... Surplus to Total Assets: The ratio of total capital and surplus to total assets This test measures the relationship of a company s asset base to its capital and surplus ● Months Reserves: The ... rigorous committee process that involves A.M Best' s analysts and senior rating officers who possess relevant expertise This committee approach ensures rating consistency across different business segments ... Expenses to NPW and Deposits: Commissions and expenses incurred as a percentage of net premiums written and deposits Commissions and expenses include payments on both direct and assumed business,...
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Tài liệu Bike Lanes, On-Street Parking and Business: A Study of Bloor Street in Toronto’s Annex Neighbourhood docx
... businesses on the street. The difference in these distributions demonstrates that owners or managers of retail stores were more likely to respond to the survey than those at services, bars and restaurants. Almost three‐quarters of store‐owners and managers responded to the survey, ... Plan, less than 20% of the planned‐for on‐street bike lanes have been built, in part because of opposition from businesses on streets where they are proposed. 1.1 STUDY PURPOSE The purpose of this study is to understand and estimate the importance of on‐street parking to business. Regardless of the specific findings of the study, the project is intended to increase the ... customers drive to their business. In fact, only 4% of businesses believe that more than 50% of their customers drive to their business, and almost three‐quarters of businesses believe that less ...
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Tài liệu Báo cáo khoa học: Mutational analysis of plasminogen activator inhibitor-1 Interactions of a-helix F and its neighbouring structural elements regulates the activity and the rate of latency transition pdf
... behave as substrates for uPA As will be discussed, the data presented can probably be extrapolated to other serpins and thus provide further insight into the molecular details of the stressed -to- relaxed ... insertion K325 is also conserved among serpins (K335 in a1PI) [2] and its substitution for A in a1PI, a1ACT and ATIII has been suggested to stabilize the stressed conformation of these serpins ... Backbone atoms of the s1 A/hFloop (residues D127 to E130) and of the top of hF and the hF /s3 Aloop (residues T146 to L154) are shown in CPK colours The following side chains are shown in CPK colours and...
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VIETNAM’S EXCHANGE RATE POLICY AND IMPLICATIONS FOR ITS FOREIGN EXCHANGE MARKET, 1986-2009 doc
... disparate sources, such as short articles in trade journals, and undergraduate student dissertations or research papers (for examples of these, see Nguyen Tran Phuc 2009b) Reconciling and synthesizing ... not only banks but also businesses (such as export-import companies) wishing to trade in foreign currency The floors operated on a face -to- face basis, and participants met several days a week By ... with such excess demand for foreign currency has been the use of what might be described as ‘moral suasion’ or ‘talking up the VND’ Senior officials would at times issue statements to reassure...
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Factor Structure and Measurement Invariance of the Women’s Health Initiative Insomnia Rating Scale docx
... use of sleep questionnaires in research is common (cf Weaver, 2001), their use as tools to assist clinicians in assessing the severity of insomnia symptoms is less frequent Sateia (2002) observed ... racial differences and sleep in the WHI As discussed, we observed no systematic association between age and self-reported insomnia symptoms This finding has been observed by others as well (e.g., ... ϭ 20; Study 12, df ϭ 16; Study 15, df ϭ 17 c Studies 11 and 20, df ϭ 42; Studies 17 and 19, df ϭ 43; Studies 13 and 14, df ϭ 44; Study 15, df ϭ 41; Study 18, df ϭ 45; Study 16, df ϭ 46; Study...
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Derivative Exposure and the Interest Rate and Exchange Rate Risks of U.S. Banks ppt
... these risks The results of this study provide the first formal estimates of the joint effect of derivative exposures on the systematic interest rate and exchange rate risks of U S banks The rest ... firm s basic balance sheet exposure and derivative off-balance sheet exposures, while the subsequent discussion addresses the sources of these exposures Moreover, they also reveal that the interest ... estimation in the second step This reduces the sample size in the second step to 50 banks The cross sectional estimation is based on bank-specific data for 1992 In this step, too, interest rate...
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Monetary Policy in the Eurozone: Evaluating the European Central Bank’s interest rate decisions and the needs of member states using a Taylor rule ppt
... is also mention of potential gains such as “reduced transactions costs” that may have offset some of those issues) 55 This slow growth may be the reason why the Taylor recommended rate falls ... competitiveness issues is no longer available due to the sovereign debt crisis 79 What is surprising is that the growth developments may have more to with the crisis than fiscal responsibility 80 ... measurement errors.” 64 However, these issues not preclude the potential utility of using a Taylor rule to study ECB decisions as “the ECB itself does not seem to totally reject the usefulness...
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Energy and Environmental Problems behind China’s High Economic Growth – A Comprehensive Study of Medium- and Long-term Problems, Measures and International Cooperation pptx
... concern This study is designed to clarify the present shape of energy-related and environmental problems lurking behind China s high growth, and then to assess what self-help domestic efforts and international ... water supply, the water shortage amounts to billion tons a year In total China, the water shortage amounts to as much as 21.8 billion tons nationwide While sandstorms have caused damage to Japan, ... expanding at the fast rate of 3,436 km2 a year In addition, arable lands are decreasing by 300 to 600 thousand hectares yearly and deterioration of soils is advancing Natural grasslands are also...
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Báo cáo y học: " Histology of adipose tissue inflammation in Dercum’s disease, obesity and normal weight controls: a case control study" doc
... production and release of inflammatory mediators such as cytokines An increased density of macrophages has been observed in the adipose tissue of obese subjects [31,32] This can explain why DD patients ... inflammatory response that contributes to comorbidities such as diabetes, increased cardiovascular risk and liver disease [29-31] The expanded pool of adipocytes is responsible for the increased ... Helsinki Declaration of 1964 Statistics Values are given as medians and ranges Histograms were drawn to examine the distribution of the measured factors The histograms indicated that the measured...
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Histology of adipose tissue inflammation in Dercum’s disease, obesity and normal weight controls: a case control study pdf
... production and release of inflammatory mediators such as cytokines An increased density of macrophages has been observed in the adipose tissue of obese subjects [31,32] This can explain why DD patients ... inflammatory response that contributes to comorbidities such as diabetes, increased cardiovascular risk and liver disease [29-31] The expanded pool of adipocytes is responsible for the increased ... Helsinki Declaration of 1964 Statistics Values are given as medians and ranges Histograms were drawn to examine the distribution of the measured factors The histograms indicated that the measured...
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Báo cáo y học: "Anticitrullinated protein antibody (ACPA) in rheumatoid arthritis: influence of an interaction between HLA-DRB1 shared epitope and a deletion polymorphism in glutathione s-transferase in a cross-sectional study" ppt
... the presence of risk factor pairings (GSTM1-SE, GSTM1smoking and smoking-SE), and associations of these risk factor assignments with outcomes were examined using similar regression techniques Gene-gene ... interest To optimize study power, assessments of interaction were limited to dichotomous variables (SE-positive vs SE-negative, ever vs never smoking) and to two-way interactions All analyses were ... Differences in study design (case only vs case control) and study populations (smoking prevalence and predominantly male vs female patients) may also help explain these discrepant study results Controversy...
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Báo cáo y học: " Associations between children’s social functioning and physical activity participation are not mediated by social acceptance: a cross-sectional study" ppt
... Social Functioning scales of the Strengths and Difficulties Questionnaire (SDQ) [16, 17] The prosocial scale consists of items assessing positive social actions (e.g., I am kind to younger children) ... variables by SDQ social functioning scores Statistical assumptions of regression analyses (i.e., linearity, homoscedasticity and independence and normality of residuals) were tested [38] To test mediation ... components and PA may differ between boys and girls [19] we analysed associations among boys and girls separately Our secondary aim was to test whether perceptions of social acceptance mediated any social...
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Oil for freedom in brunei state policies and women¿s strategies in brunei a case study of the women¿s business council
... business issues, and unites common business interests,"42 The WBC has the mandate to forge a strategic network amongst women s businesses in Brunei but it also has a larger ambition to create links ... local Malay Muslim businesswomen and to establish networks amongst female business owners The WBC was established with the aim of providing professional support to businesswomen and helping women ... goals The desire yet inability of the government to ensure these women to have successful businesses thus questions whether the Brunei as a welfare-state is as capable as it used to be in appeasing...
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An empirical study on macroeconomic determinants of exchange rate and stree testing application on vietnam non financial corporate sector
... analysis 2.5 Stress Testing Theory The second stage of this study is to conduct stress testing for Vietnamese firms Thus, the subsequent sections will introduce about the concept of stress testing ... highest and most conservative loss that companies should reserve for Macro stress testing is applied to create adverse scenarios and VaR is re-calculated in the stressed market conditions In this study, ... the scenario underlying a stress test has been referred to as extreme but plausible Figure 2.1: Stress testing and scenario Source: Stress Testing and Scenario Analysis, IAA (2013) According to...
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Báo cáo y học: "Effects of p-Synephrine alone and in Combination with Selected Bioflavonoids on Resting Metabolism, Blood Pressure, Heart Rate and Self-Reported Mood Changes"
... Table shows changes in blood pressures and resting heart-rates from baseline to the ending test for each of the five study groups The average baseline blood pressures and resting heart-rates for ... properties are frequently associated with elevated blood pressures and heart-rates p-Synephrine is a phenylethylamine de- 299 rivative with some structural similarities to ephedrine, and is thus assumed ... flavonoids naringin and hesperidin with p-synephrine may assist weight management Further studies are required to determine optimal doses as well as safety and efficacy associated with long term use...
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FAILURES IN LOGISTICS MANAGEMENT OF VINALINK’S LOGISTICS DEPARTMENT AND RECOMMENDATIONS
... organization s business strategies Because market demand is changing, business strategies should be ready to change to satisfy customers’ needs and wants However, any changes of strategies should be ... solutions for their businesses Moreover, these lessons will lower risks when implementing business strategies and losses resulting from bad decisions Finally, manager should be alerted and ready to ... reserve stock As a result, it is more necessary for Vinalink s warehouses to make good use of space to stock as much goods as possible Having many wide aisles becomes a disadvantage in this case because...
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Study guide MOS 2010 for microsoft: word, excel,powerpoint and outlook
... example, using Microsoft Outlook at work to send messages, track contact information, schedule appointments and meetings, track and assign tasks, and take notes This book has been designed to guide ... procedures included in the section, but also the concepts and tools discussed in the review information In some cases, graphics depict the tools you will use to perform procedures related to the skill ... United States, Microsoft software product support issues not covered by the Microsoft Knowledge Base are addressed by Microsoft Product Support Services Location-specific software support options...
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Spectroscopic and Microscopic Investigation of Gold NanoparticleFormation: Ligand and Temperature Effects on Rate and Particle Size
... progress was monitored by UVÀvis absorption spectroscopy, and as soon as a stable absorption λmax was observed, the solution was removed from heat and allowed to cool to room temperature ’ RESULTS ... simple UVÀvis spectroscopy and TEM analyses We demonstrated synthesis of nearly monodisperse AuNPs in organic solvents The HRTEM analysis showed the nanoparticles are mostly single crystalline in ... of the cluster assembly Also, as the size of the AuNPs increases, the LSPR λmax is expected to shift to longer wavelengths We investigated the LSPR properties of the AuNPs synthesized using 9-BBN...
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Tìm thêm: xác định các mục tiêu của chương trình xác định các nguyên tắc biên soạn khảo sát chương trình đào tạo của các đơn vị đào tạo tại nhật bản khảo sát chương trình đào tạo gắn với các giáo trình cụ thể tiến hành xây dựng chương trình đào tạo dành cho đối tượng không chuyên ngữ tại việt nam điều tra với đối tượng sinh viên học tiếng nhật không chuyên ngữ1 khảo sát thực tế giảng dạy tiếng nhật không chuyên ngữ tại việt nam khảo sát các chương trình đào tạo theo những bộ giáo trình tiêu biểu xác định mức độ đáp ứng về văn hoá và chuyên môn trong ct mở máy động cơ rôto dây quấn hệ số công suất cosp fi p2 đặc tuyến hiệu suất h fi p2 đặc tuyến tốc độ rôto n fi p2 đặc tuyến dòng điện stato i1 fi p2 động cơ điện không đồng bộ một pha sự cần thiết phải đầu tư xây dựng nhà máy thông tin liên lạc và các dịch vụ phần 3 giới thiệu nguyên liệu từ bảng 3 1 ta thấy ngoài hai thành phần chủ yếu và chiếm tỷ lệ cao nhất là tinh bột và cacbonhydrat trong hạt gạo tẻ còn chứa đường cellulose hemicellulose chỉ tiêu chất lượng 9 tr 25