CONG HoA XA HOI CHO NGHIA VIET NAM D6c Lap — Tu: Do — Hanh Phiic *** HOP HONG BAO HIEM MOI RC1I RO TAI SAN BAO GOM CHAY NO BAT BUOC SO: 0000013/HD/020-03/PHH.TS.2.1/ 2019 - Can co' luat Dan s41 so" 91/2015/QH13 24/11/2015; - Can cer Luat kinh doanh bao Nein so 24/2000/QH10 09/12/2000 va Luat szia doi; bei sung mot so" Ili& ceia Luat Kinh doanh bao hie'm sJ61/2010/QH12 24/11/2010; - Can co' Nghl Binh 73/2016/ND-CP 01/07/2016 quy Binh chi tret thi hanh Luat kinh doanh bao higm va Luat scia c16; be; sung mot so dieu ccia Luat kinh doanh bao higm; - Can co' vao nhu kha nang cUa cic ben; Horn nay, 14 thang 01 narn 2019, chung toi gam: NGUVI BAO HIEM (Sau clay g9i tat la Ben A) Ten ddn vi Dia chi Dien thoai Tai khoan so Tai Ma so- thug Do Ong : CONG TY BAO HIEM BM) DON SAI GoN : rang 3, 24C Phan Dang PhUang 6, Quan Binh Thanh, Tp HCM : (08) 3841 0576 Fax: (08) 3841 0577 : 04301010005370 : Ngan hang TMCP Hang Hai — Chi Nhanh Tan Binh : 0 7 — 20 : Doling Ngoc Khue Chk Pho Giam D6c lam dai dien NGUtil DURK BAO HIEM Chu sit hifu tai san: Ben B Ten ddn vi Dia chi Ma so thug" Do Ba : CONG TY CO PHAN GIAY PHUNG VINH HUNG : 307A Nguyen Thi Nho, Phutng 16, Quan 11, Tp HCM : 0310547875 : To MS, Chau Chic T6ng Giam D6c lam dai dien Ngu'ai thu hu'ong : Ben C Ten ddn vi Dia chi Dien thoai Do Ong/ Ba Va Ten ddn vi Dia chi Dien thoai Do Ong/ Ba : NGAN HANG TMCP SAI Gem THYO'NG TIN- CN TAN PHU : 47 Flea Binh, Phuang Tan Thdi HOa, Quan Tan Phu, Tp Ho Chi Mirth c• • PHO GIAM DOC c vu: lam dai dien : NGAN HANG TMCP NGOAI THUVNG VIET NAM - CHI NHANH GIA DINH : 423 - 425 Le Van Viet, Phdang Tang Nhdn Phu A, Quan 9, Tp HCM Chirc lam dai dien Cang thaa thuan va thong nhat kj/ kat Hdp Tang Bao hiem moi rui ro tai san theo cac dieu kien, dieu khoan quy dthh cu the cludi day: toigu 1: Rui Ro Va 06i TaIng Bao Higm Ben A nhan bao higm moi rui ro tai san la hang hOa cho kho hang bao gom ca may mac, thigt bi cua Ben B theo Quy tac bao him sau: 1/6 It/ (;;:.( • • 23/2018/ND-CP 23/02/2018 a:2 Bo Tai Phan 1: Bao hiem chay n6 bat buOc theo Nghi dinh Chinh Phan 2: Bao hiem moi rui ro d5i vai ton that ve tai san theo Quyet dinh 269/QD-PTI 16 thang nam 2016 cila T6ng Giam d5c T6ng Cong ty C6 phan Bao hiem Bau On (Dinh kern theo H9p (long nay) va cac Dieu khohn b6 sung dinh kern hdp Song Dieu khohn ve re ri hoac chay tran Dieu khoan ve cac tai san khac (Han mac VND100,000,000 cho mOi danh myc mOi ton that) Dieu khoan ve thay cl6i va sit-a chila Dieu khoan ve sit dyng cong ty tinh toan ton that theo thoa thuan Dieu khohn tit dOng bao higm cho tai san b6 sung (Han mac 10% S5 tign bao higm — thong bao yang 60 ngay) Dieu khoan to Ong bao hiem cho dia diem mai (Han mat VND10,000,000,000 rn6i dia diem, thong bao yang 60 - thu phi ngan han) Dieu khoan ve tai dOng gia han thai han bao hiem (30 theo phi Nan han) Dieu khoan ve bao higm dutti gia tri (85%) Dieu khoan ve vi pharn cac dieu kien va/hoac dieu khoan h9p Song 10 Dieu khoan vC cai tao b6 sung Sol vai tai san cluttc bao hiem (Han mac 10% S5 tin bao higm thong bao yang 60 ngay) 11 Dieu khoan ve chi phi don dep he thong thoat nu'oc (Han mac VND100,000,000 mOi ton that) 12 Dieu khoan ve chi phi cho viec pha do, d9n dep hien traang va lap dat van the hang rao tam thoi (Han mac VND200,000,000 mOi ton that) 13 Dieu khoan chi phi soan thao lai tai lieu va lap ho s9 khieu nai (Hen mac VND100,000,000 mOi t6n that) 14 Dieu khoan ye chi phi lap dat lai 15 Dieu khoan ye chi phi bao ve tam thOi (Han mac VND200,000,000 mOi t6n that) 16 Dieu khoan ve mo to tai san 17 Dieu khohn ye he thong thiet bi dien tif, may tinh va thiet bi truyen dcr lieu 18 Dieu khoan ve he thOng thiet bi dien 4B 19 Dieu khoan sai sot va nham Ian 20 Dieu khoan ve chi phi tra them (Hon mac 10% S5 Mil bao higm) 21 Dieu khoan ve chi phi cho dOi chaa chay va chi phi cau hoa (Han mac VND200,000,000 mOi ton that) 22 Dieu khohn ve ton that clang dien d5t ming (Han mac VND10,000,000,000 mOi ton that) 23 Dieu khoan ve hang hoa nguy hiem 24 Dieu khoan ye sa dung nhiet va nang luting 25 Dieu khoan ve chi phi ngan ngita t6n that 26 Dieu khoan ye di chuyen nOi bo 27 Dieu khoan ve 16 dat va sut dat (Gidi han thdi han bao higm) da 10.000.000.000 VND/vu va t6ng so" vu suOit 28 Dieu khoan qui dinh ve thong bao t6n that (30 ngay) 29 Dieu khoan ve ma to sai 30 Dieu khoan ye nhUng vi phom khong kiern soot da9c 2/6 ti, 31 Dieu khoan ve cac quyen [di khac 32 Dieu khoan ve cong trinh phu trd 33 Dieu khoan ve tai san ben ngoai (Han mitc 10% S5 tien bao higm) 34 Dieu khoan ye toan boi thuting tam ting (50% so" tien boi thutng yang 15 kg Ur nhan bao cao tit Cong ty giam dinh du'dc chi dinh) 35 Dieu khohn ve dia diem du'dc bao hiem 36 Dieu khoan ye toan phi bao hiem (30 ngay) 37 Dieu khoan ye nhCrrig chi phi chuyen mon (Gidi han suOt thoi han bao hiem) da 3.000.000.000 VND/vu ya tong so vu 38 Dieu khoan ye chi phi don dep hien trutng (Han mirc VND 10.000.000.000 mOi t6n that) 39 Dieu khoan ye chi phi kien tung va cac chi phi lien quan 40 Dieu khoan ve dinh ding, n6i loan ya bao Ong dan sy' (Gidi han VND 5.000.000.000) 41 Dieu khoan ye bpi trir rui ro khUng 42 Dieu khoan ve dieu chinh thdi gian — 72 gia 43 Dieu khoan ve tir bo quyen truy doi boi thuttng ka 44 Dieu khoan ye Cam van thu'dng mai queic Quy tac Bao hiem va cac Dieu khoan b6 sung dinh kern la mot IDO phan khong the tach rai cua Hdp Tong Bao hiem 131 Dieu 2: Thai Han Bao Him Ben A nhan bao higm moi rui ro tai san la hang hoa cho kho hang bao gam ca may mac, thief bi a:a Ben B thai gian 01 narn Ice tit 14 thang 01 flan) 2019 den het 13 thang 01 nam 2020 Dieu 3.: Dia Digm, Nganh San Xuat Kinh Doanh 3.1 Dia diem du'dc bao hi6m: Dia digm 1: 353 Thoai Ngoc Hau, Phutng Hiep Tan, Quan Tan Ph6, Tp HCM ya/hoac tai bat kY dia diem lanh th6 Viet Nam ndi Ngtfeii du'dc bao hiem co quyen Idi bao hiem Dia digm 2: 328 Tan KY Tan Quy, P Sdn KY, Q.Tan Phu, TP HCM va/hoac tai bat kY Oa diem lanh th6 Viet Nam ndi Nguti du'dc bao hiem co quyen Idi bao hiem Dia diem 3: Hong Tien Phat: La SO Dieing so 3, KCN Tan Tao , Phutng Tan Too A, Quan Binh Tan, TP HCM va/hoac tai bat kY dia diem lanh th6 Viet Nam ndi Nguti du'dc bao hiem có quyen Idi bao hiem Dia diem 4: Kho Depot CONG TY CO PHAN TAN LANG HIEP Lljt 938A13 Nguyen Thi Dinh, P Thanh MY" Ldi, Q.2, TP HCM va/hoac tai bat kY dia diem lanh th6 Viet Nam ndi Nguti du'dc bao hiem có quyen Idi bao hiem Dia digm 5: Cong Ty TNHH MTV SX TM IN BAO BI MINH GIA PRAT: LO 20-22C Dutng so' 1, KCN Tan Tao, P Tan too A, Q Binh Tan, Tp HCM ya/hoac tai bat kY Oa diem lanh th6 Viet Nam ndi Nguti du'dc bao hem co quyen 10 bao 3.2 Nganh san xuat kinh doanh tai dia diem bao higm: Nganh giay Dieu 4: S5 Tien Bao Higm M MO to chi tiet SO tien bao hiem Cci so NM gia Hang hoa kho VND 150.000.000.000 Theo s6 sach ke toan May mac kho VND 10.000.000.000 Gia tri thay the mai TONG CONG VND 160.000.000.000 3/61A, • ).! Tang stiffen bao hiem: VND 160.000.000.000 (Bang chti: Kit tram sat, mutii clang.) Trong suat thdi han bao hiem, neu tong gia tri tai san có sy' thay yang 30 kg tit thay COI va du'dc Ben A chap nhan sita chinh tien bao higm va phi bao hiem cho pha hdp thi Ben B thong bao cho Ben A bang mot phi lyc bob sung de dieu Dieu 5: Mac khgu trit : 5% gia tri ton that, tOi thieu VND 50.000.000/ vu ton that dai voi m9i rui ro Dieu 6: Phi Bao Hiem TY le phi bao hiem : 0.22% (bao gom 10% VAT) Phi bao higm: VND 160.000.000.000 x 0.22% = 352.000.000 VND (Bao gem 10% VAT) (Bang chi, Ba tram nam mutt,' hai trieu clang.) Dieu 7: Phu'dng Thac VA Thai Han Thanh Toan 7.1 Phutng thot toan: Phi bao higm di.tdc toan mat Ian bang chuygn khoan vao tai khoan cua Ben A Thong tin tai khoan: Ngu'di thy Wong: Ong Ty Bao Higm Bu'u Dien Sai Gen 410 tai khoan 04301010005370 Tai Ngan hang TMCP Hang Hai — Chi Nhanh Tan Binh 7.2 Thai han toan: Trutc 30/01/2019 Ben B phai clang day dit phi bao higm yang 15 kg tit hieu Itic ghi tren hdp Tong bao higm HIEW 3AI AOHIEI Trutng hdp hdp clang bao hiem clang có hieu Iktc va phi bao higm chu'a den han toan ma t6n that )(ay thi Ben B có trach nhiem nap toan ba so phi bao higm cho Ben A trutc Ben A giai quyet boi thutng hoac theo thdi han toan neu tai khoan Mau ap dung theo thdi diem nao den trutc Trong moi trudng hdp, neu het thdi han nap phi theo quy dinh tai khoan dieu nay, Ben B khong (long phi bao hiem hoac Bong phi bao hiem khong day dit cho Ben A thi Hdp (long bao hiem tit Clang cham dirt kg tit tiep cuc3i ding phai nap phi Truing hdp Hdp clang bao hiem cham dirt hieu tic theo quy dinh tai khoan dieu nay, nhu'ng sau Ben B (long phi bao hiem va yeu cau tie)) tyc du'dc bao hiem cho cloi titdng bao hiem cua minh, thi Hdp Tong bao hiem se du'dc khoi phyc hieu Itic kg tit thdi digm Ben A co van ban Clang jr viec khoi phyc hieu Iktc hdp dang Hdp dong chi du'dc khoi phyc hieu lyt vc i dieu kien Ben B da (long du phi bao higm tinh den k' qua han gan nhat theo quy dinh cua Hdp clang, Ben B có van ban yeu cau Ben A khoi phyc hieu lut hdp clang va dudc sit clang Y oh Ben A Trach nhiem bao hiem chi phat sinh kg tit thdi diem Ben A co van ban clang y khoi phyc hieu lut hdp clang va Ben B da (long du phi bao hiem tinh den k'' qua han gan nhat theo quy dinh cua Hdp clang Ben A se khong chiu trach nhiem b8i thutng dal vOi cac ton that xay thdi gian tit Hdp Tong bao higm da kY tut (long charn dirt hieu lyt den thdi diem Ben A co van ban Bong y khoi phyc hieu hdp clang va Ben B cla (long du phi bao higm tinh den kY qua hp gan nhat theo quy dinh cua Hdp clang Dieu khoan ye thuang neu khong có t6n that 10% ( phi bao higm truac thue) Cac ben thoa thuan rang Nguti du'dc bao higm se du'dc nhan mat khoan thitOng ddn khong c6 t6n that du'dc tinh theo le phan tram quy dinh ten hdp clang bao higm ten phi bao higm hang nam cua ddn vita het han, va khoan thutng se du'dc khau trit vao phi bao hiem hang nam cua hdp Tong tai tyc ma Nguti du'dc bao higm phai du'dc toan cho PTI cho nam bao higm tied theo Val dieu kien la: Khong có yeu cau doi boi thutng nao plat sinh thdi han bao higm, va Don da du'dc tai tyc voi PTI cho nam bao hiem tiep theo 4/6 Ili 31 HA Neu help 'Song bao hiem bao hiem cho nhieu hcin mat loci hinh bao hiem, dieu khoan se ap dyng dac lap cho timg ph& a:2 hdp Tong nhu' the mOi ph5n da dudc cap mat hdp (long bao higm dac lap Dieu khohn quyen thu hulfing: Trong trudng hdp co t6n that thuac trach nhiem bao higm thi quyen 101 thy hutrig bao higm thuac ve Dong thy Wang giu'a ngan hang: NGAN HANG TMCP SAI GoN THIRYNG TIN- CN TAN PHCI NGAN HANG TMCP NGOAI THVONG VIET NAM - CHI NHANH GIA DINH la ddn vi thy huting, moi trudng hdp t6n that thuac trach nhiem bao higm Neu t6n that xay thuac trach nhiem bao hiem thi cong ty bao hiem Bu'u Dien Sai Gan se chuygn cho: NGAN HANG TMCP SAI GoN THUONG CN TAN PHU NGAN HANG TMCP NGOAI THIJO'NG VItT NAM - CHI NHANH GIA DINH Theo do, NGAN HANG TMCP SAI GoN THUONG TIN- CN TAN PHU va NGAN HANG TMCP NGOAI THIrO'NG VIO- NAM - CHI NHANH GIA DINH la (long thy Wong ciau tien dal voi plian thiet hai (neu co) theo ty le tai trd Trong trudng hdp du, s6 tien se chuyen tra cho Cong Ty CP Giay Phang Vinh Hung, nhifng khong veldt qua s6 tien tham gia bao hiem dutic quy dinh hdp dong bao higm Neu khong co su dang y b5ng van ban oh NGAN HANG TMCP SAI GoN THYONG CN TAN PHU va NGAN HANG TMCP NGOAI THIYO'NG VItT NAM - CHI NHANH GIA DINH thi hdp Tong bao hiem se khong dudc thay dai Ngudi thy Wong, cham ditt hieu bao higm thay dai/b6 sung suot thdi gian Dieu 8: Trach Nhiem Va Nghia Vu Cua Cac Ben 8.1 Ben A chiu trach nhiem: a Cap Hop Tong Bao hiem sau nhan dudc yeu eau bao hiem cUa Ben B va tien hanh cac th0 tuc can thiet theo quy dinh (Khao sat, danh gia rOi ro va tit-1h phi bao hiem) b Trong yang 24 gid lam viec ke tir nhan dudc thong bao t6n that, Ben A (ho5c dal dien dm Ben A) phai co mat tai hien trudng de ding Ben B giam dinh va lap bien ban Om dinh hien trudng Neu qua thai han ten, Ben A phai chap nhan hien trudng va hen ban Om dinh Ben B ding cd quan chilt nang hoc chinh quyen dia phudng ndi xay syr co" lap c Trach nhiem boi thdang a:2 Ben A khong vudt qua so tien bao hiem cUa mOi hang myc tai san dutic ghi danh muc hoc gop loi khong qua tong s6 tien ghi HOp Tong Bao higm d Cif giam dinh vien hoc Ong tac vien tdi cd sd a:2 Ben B de xem xet va gop y kie'n ve he thong PCCC hoc yeu c5u Ben B b6 sung phudng tien PCCC nh5m giam t6i thigu mire thap nhat kha nang xay t6n that Cham nhat 30 kg ti( Ben B gUi cho Ben A ba ho sd yeu eau b.& thudng day du va hop le, Ben A phai có trach nhiem town toan bo s6 tien b.& thuting thuac pham vi bao hiem Neu qua thdi han Wan tien bai thutng 30 thi Ben A se phai tra them ph5n l'ai suat phat sinh cho so' tien boi thu'dng cham town theo I5i suat vay a:2 Ngan hang vao cOng thdi diem tra Ben B nhu'ng khong dudc qua thai han 90 a 8.2 Ben B chiu trach nhiem: a Thu'c hien theo nhitng dieu khoan Quy tac bao higm mpi rOi ro doi vdi t6n that ve tai san va cac Dieu khoan b6 sung dinh kern b Khi xay t6n that, Ben B phai thong bao cho Ben A thdi gian som nhat co the va bang phuting ben nhanh nhat co the va yang 24 gid lam viec gill van ban thong bao cho Ben A va ding Ben A phol hdp vdi cac ben lien quan nhanh ch6ng xac dinh nguyen nhan va mtk thiet hoi Dieu 9:, Cam Ket Chung Cac ben cam lc& thin hien dung theo Quy tac bao higm nribi rui ro khoan b6 sung dinh kern 5/61,u voi ton that ve tai san va cac Dieu N ‘.4 HO clang khong du'Oc sCia dai, b6 sung hay charn di:ft tru'dc han neu khong có sly dong V bang van ban dia 03 Ben Cac ben tham gia Hop clang la mat phan cau va co tu' cach phap IV ve toan bo cac quyen va nghia vu ngang di5i vdi hOp (long Trong qua trinh thuc hien, neu co vuang mac phat sinh thi cac ben tang ban bac giai quyet Moi tranh chap xay neu cac ben khong giai quyet dtiOc bang thuOng lung thi se dtfa Toa an Kinh tai Viet Nam cap có tham quyen giai quyet, quyet Binh cuai ding cua Toa an la cd sd phap IV cho cac ben thuc hien Tru'ang hdp Hop clang cUng cac Quy tac bao him moi rt:Ji ro doi vett ton that ve tai san va cac Dieu khoan b6 sung Binh kern du'oc lap bang tieng Viet va tieng nudc ngoai thi ban tieng Viet CO gia tri phap IV, ban tieng nu'acc ngoai chi co gia tri tham khao Hdp Tong dircic lap 04 ban co gia tri phap IV nhu' mOi ben gitT? ban de thu'c hien DAI IEN NG Yon ou'or BAO DAI DIEN Rtrys11411)(s1Me,StM Ho GiAm e6c 51054%, O• GONG TY CO PHAN GIAY G rpH • 1A at* igia" 0/1 DAI DIEN DON VI THU HtiaNd e.„ Pio Gikm D6C goat Atl &://19 024 3, GiAg Doe gag i41 6/6 PTI TONG CONG TY C6 PHAN BAO HI M BIIU DIEN CONG TY PTI SAI GON Igng 3, 24C Phan Hang Luu, P 6, Q Binh Thanh,Tp HCM T: 028 3841 0576 IF: 028 3841 05771W: www.pti.com.vn insu Nguai ban Bich that GIAY CHUNG NHAN BAO HIEM CHAY NO BAT BUCK So: 0000013/HD/020-03/PHH.TS.2.1/2019 (Giay ChUng nhan Bao Higm Chay NO Bat BuOc du'Oc cap tuan thu theo Nghi dinh so 23/2018/ND-CP 23/02/2018 cua BO Tai Chinh.) (Day la bi) phan khong thg tach rcli khoi hdp clang bao hiem so' 0000013/HD/020-03/PHH.TS.2.1/2019) Ten va dia chi cua ben mua bao higm CONG TY CP GIAY PHUNG VfNH HUNG 307A Nguyen Thi Nho, Phutng 16, Quan 11, Tp HCM Nganh san xuat kinh doanh Nganh giay Dia digm tai san du'Oc bao higm Dia digm 1: 353 Thoai Ngoc Hau, Phtfang Hiap Tan, Quan Tan Phu, Tp HCM va/hoac tai bat kit dia diem lanh th6 Viet Nam ndi Nguti dudc bao hiem có quyen Idi bao higm Dia digm 2: 328 Tan Kit Tan Quct, P Sdn Kji, Q.Tan Phu, TP HCM va/h0c tai bat k9 Oa digm lanh th6 Viet Nam ndi Nguti du'dc bao hiem có quyen Idi bao higm Dia digm 3: Hong Tian Phat: Lo SO Dung so 3, KCN Tan Tao , Phu'ang Tan Too A, Quan Binh Tan, TP HCM va/hoOc tai bat lo/ dia diem lanh th6 Viet Nam ndi Nguti dirdc bao hiem cá quyen lai bao hiem Dia diem 4: Kho Depot CONG TY Co PHAN TAN CANG HIEP LlIt 938A13 Nguyen Thi Dinh, P Thanh M9 Ldi, Q.2, TP HCM Dia digm 5: pig Ty TNHH MTV SX TM IN BAO BI MINH GIA PRAT: La 20-22C Dutng so 1, KCN Tan Tao, P Tan too A, Q Binh Tan, Tp HCM Don bao higm Sp dung, nhiIng rui ro du'Oc bao higm Ap dung theo "Quy tSc bao higm Chay, no bat buOc" (Giay Chitng nhan Bao Hiem Chay NO Bat Buac du'cic cap tuan th6 theo Nghi clinh so 23/2018/ND-CP 23/02/2018 cua Ba Tai Chinh.) Dieu khohn be sung Chi tigt theo hop clang bao higin 55 0000013/HD/020-03/PHH 75.2.1/2019 Tai san du'Oc bao higm Chi tiet theo hop tieing bao hiem 56' 0000013/HD/020-03/PHH T5.2 1/2019 •", cap IMO IA ,SAI TRIG CO MO41 T6ng gia tri tai san: 160.000.000.000 VND (M'Ot tram seu mutii 1)% clang) S6 den bao higm 160.000.000.000 VND (MO tram sau mcfol tk dong) Mat khgu tat 5% gia tri Win that, tol threu VND 50.000.000/ vu ton that cleii voi m9i riii ro Thai han bao higm 01 riam k6 tip 14 thang 01 riarn 2019 den het 13 thSrig 01 nam 2020 Phi bao higm VND 160.000.000.000 x 0.22% = 352.000.000 VND (Bao Om 10% VAT) NGAY 14/01/20.19U_ DAI DIt1141§1A11145ftEM O GIAm eac 9101 eAilfe Via P, ... du'dc bao hiem co quyen Idi bao hiem Dia digm 2: 328 Tan KY Tan Quy, P Sdn KY, Q.Tan Phu, TP HCM va/hoac tai bat kY Oa diem lanh th6 Viet Nam ndi Nguti du'dc bao hiem co quyen Idi bao hiem Dia... khong (long phi bao hiem hoac Bong phi bao hiem khong day dit cho Ben A thi Hdp (long bao hiem tit Clang cham dirt kg tit tiep cuc3i ding phai nap phi Truing hdp Hdp clang bao hiem cham dirt hieu... tai khoan dieu nay, nhu'ng sau Ben B (long phi bao hiem va yeu cau tie)) tyc du'dc bao hiem cho cloi titdng bao hiem cua minh, thi Hdp Tong bao hiem se du'dc khoi phyc hieu Itic kg tit thdi digm