Ôn thi trác nghiệm môn tài chính tiền tệ có đáp án

Q Lai suat cua trai phieu c6 ky h9n khac nhau bien dong cung nhau... Question 13 of 50 Ca nhan cho ngan hang vay tien thong qua vi~c gll'i tiet ti~m ho~C mO' tai khoan thanh toan dltf1C

Qu es ti o n 1 o f 5 0

N6i chung, ngltcti di vay c6 thong tin tot hctn so v6'i nglfcti cho vay ve IQ'i nhu~n va rui ro tiem nang cua m9t dlf an dau tlt.Slf khac biet trong thong tin dltQ'C

g9i 1a _ _

0 llfa chQn ac;30 acre

V @ thong tin bat can xcrng

O chia se rui ro

0 rui ro ac;30 acre

Trong thcti ky sieu 1~m phat, _

0 nglfO'i tiet ki~m (j tang 16'p trung ILtu OU'Q'C hlf&ng IQ'i tU' St/ tang gia

,,, 0 tien kh6ng the thl/C hi~n chU'C nang IU'U trO' gia tri Va mQi nglfO'i quay tr& l~i

hang doi hang & di~n r9ng

(j) gia tri cua tien tang nhanh ch6ng

0 gia tri cua tien c6 dinh & m9t mU'c gia nao do, khi gia tang gap doi th1 gia tri cua tien cOng tang gap c16i

Question 3 of 50

To ch(rc tiet ki~m theo h<;rp dong bao gom

O quy tlfa'ng ho thi trlfa'ng tien t~

O ngan hang thlfa'ng m~i

O ngan hang tiet ki~m tlfa'ng ho

V @ cong ty bao hiem nhan th9

Tfn phieu kho b~c khong tra lai suat nhlfng ban v6'i gia NghTa la, b~n tra m9t mll'c gia thap hctn

so v6'i khoan tien ma ban nhan dlfctc khi dao han

Phat bieu nao sau day la SAi ve ly thuyet ky v9ng?

{t) Lai suat dai h9n 16'n hO'n lai suat ngan h9n neu nha dau tlf ky v9ng lai suat ngan

hc:;3n tang

Q Trai phieu ky h9n khac nhau thay the hoan hao cho nhau

Q Lai suat cua trai phieu c6 ky h9n khac nhau bien dong cung nhau

V Q Lai suat dai h9n luon luon 16'n h6'n lai suat ngan h9n

Question 7 of 50

Khi 1~m phat ky VQng tang, _ _ trai phieu giam, trong khi d6 dU'ctng - djch chuyen sang phai, m9i thU' khac khong doi

V (j) cau; cung

O cung; cau

O cau; cau

Q cung; cung

Cong Cl) nao sau day dU'<;tc giao dich tren thi trU'ctng von?

Q ChU'ng chi tien gLI'i

~ Q ChU'ng khoan chfnh phu

Q Thoa thu~n mua l9i

(j) Tf n phieu kho b9C

Question 9 of 50

Cong Cl) nao sau day dlt~C giao dich tren thj trltctng tien te?

(i) Trai phieu chfnh phu

Q Cac khoan cho vay cua ngan hang thLtO'ng m 9i

V Q ThVO'ng phieu

Q Cho vay cam co mua nha

Sieu 1~m phat la _

V Q thO'i ky 19m phats cao hon 50% m(>t thang

(j) thO'i ky bat on do gia ca tang

O Sl/ gia tang trong san ILfQ'ng do gia tang

0 khong the hi~n nay bo'i Sl/ quan ly ch~t che

Question 11 of 50

So Ian trung blnh ma m9t dO'n vi tien dlt<;tc dung de mua toan bQ so hang h6a va dich vv cuoi cung dlt<;tc san xuat thU'c trong m9t khoang thO'i gian nhat dinh dlt<;tc g9i la

O so nhan chi tieu

v O toe dQ llfu thong tien

(j) tong san pham quoc gia

O so nhan tien

Khi chung ta n6i tien la bien khoi llt~ng, chung ta am

chi rang

v O so ILrQ'ng tien dLrQ'C do tc;li m(>t diem Cl) the

O chung ta phai SU' dl;Jng do'n vi tho'i gian de do ILro'ng

<i) tien kh6ng bao gio' mat sue mua

Question 13 of 50

Ca nhan cho ngan hang vay tien thong qua vi~c gll'i tiet ti~m ho~C mO' tai khoan thanh toan dltf1C gQi la

V (i) nguai gLI'i tien

Q d6i tac kinh doanh

O cac nha ho~t d(>ng chfnh sach

O chu nQ'

Thi trlfctng tai chfnh cai thi~n phuc l~i kinh te vl

0 chung loc;3i b6 cac cong ty khong hi~u qua

V (j) chung cho phep ngLt6'i tieu dung xac djnh th6'i diem mua hang tot hon

0 loc;3i b6 nhu cau tai chfnh gian tiep

O chung chuyen van tU' cac nha dau tU' den tiet ki~m

- la thai gian Va nguon 11/C danh de trao doi hang hoa Va djch Vl)

V @ Chi phf giao dich

Q Chi phf thU'O'ng IU'Q'ng

O chi phf trao doi

O chi phf ky ket hQ'p dong

Question 17 of 50

Ly thuyet ve nhu cau tien cua Keynes ngv y rang toe

dQ IU'u thong tien la

0 khong co djnh ma bien d9ng theo thO'i gian

O mQt hang so

0 khong CO djnh ma bien OQng theo Sl/ thay doi Cua mLJ'C gia

v @ khong co djnh ma bien d9ng theo Sl/ thay doi trong lai suat

Cong CV nao sau day dlt~C giao dich tren thi trltctng von?

{t) Tf n phieu kho b9C

Q Th6a thu~n mua 19i

V Q Trai phieu cong ty

Q ChU'ng chi tien gLI'i th6a thu~n

Que s o n 1 9 o f 5 0

Gia trai phieu giam tU' P1 xuong P2 khi

(t) rui ro cua trai phieu so v6'i cac tai san khac tang

0 IQ'i nhu~n tlfO'ng d6i cua trai phieu ky VQng se tang trong tlfO'ng lai

V O 1~m phat ky v9ng tang trong tlfO'ng lai

0 lai suat ky v9ng giam trong tlfO'ng lai

Khai ni~m da d~ng h6a dlt<;tc g6i g9n trong cau

0 CUQC Oo'i van O~p sao

0 khong dung nui nay tr6ng nui nQ

O ao'i cha an m~n ao'i con khat nu6'c

~ (t) khong bo tat ca trung vao m(>t ro

Thong tin bat can XU'ng la van de pho bien E>ieu nay c6 nghTa la quy djnh tai ch1nh

0 khac bi~t rat 16'n giO'a cac quoc gia

V Q t9i cac quoc gia cong nghi~p la tuong tl/ nhau

O la khong can thiet

Question 23 of 50

Neu gia co phieu ky VQng se leo thang nam t6'i, m9i thli khac khong doi, dltO'ng - trai phieu djch chuyen sang - va lai suat -·

O cau; trai; giam

O cung; trai; tang

~ O cau; trai; tang

(i) cau; phai; tang

T~i Viet Nam, cac khoan cha vay tit _ la quan tr9ng doi v6'i tai chinh doanh nghiep khi so v6'i thi trU'O'ng tai chfnh

~ (j) trung gian tai chfnh; nhieu hO'n

Q trung gian tai chfnh; ft hon

0 CO' quan chfnh phu; nhieu hO'n

0 CO' quan chfnh phu; ft hO'n

Cac nha kinh te co dien cho rang gia tang gap doi khi tang gap doi cung tien dU'Q'C xay dV'ng tren niem tin rang trong thO'i gian ngan toe dQ IU'u thong tien la

Question 27 of 50

Trung gian tai chfnh cung cap cho khach hang cac dich vu thanh khoan.Cac dich vu thanh khoan

0 la m9t each dien d~t khac cua chuyen h6a tai san

O cho phep khach hang nham nhi mc)t ly ca phe khi ngoi cha a sanh

V (t) giup khach hang de dang tien hanh cac giao dich hon

Neu c6 5 hang h6a trong nen kinh te hang doi hang,

Tat ca cac thj trlfctng tai chinh deu c6 cac d~c tfnh sau day:

0 N6 cho phep cac khoan vay OU'Q'C tht/C hi~n

0 £)6 la no'i xac dinh lai suat

Q N6 cho phep co phieu pho thong dU'Q'c giao djch

~ {i) N6 chuyen van tU' ngvoi cho vay - tiet ki~m sang ngvoi di vay - chi tieu

Slf tien h6a cua h~ thong thanh toan tll' kim lo~i quy, sang tien phap djnh, roi den chi phieu la h~ qua cua

Question 33 of 50

Tai san chfnh cua m9t cong ty tai chfnh la

~ (j) cho vay ca nhan va doanh nghi~p

0 trai phieu va co phieu c6ng ty

O cho vay cam co mua nha

O trai phieu d!a phU'O'ng

Keynes l~p lu~n rang thanh phan dlf phong cua cau tien chu yeu dltQ'C xac djnh bO'i - Cl.la nglfO'i dan, ma ong tin la ty I~ thu~n v6'i

¥ 0 giao djch; thu nh~p

@ thu nh~p; cua cai

O giao djch; tuoi

O thu nh~p; tuoi

Ly thuyet ve llfa ch9n danh ml)C dau tlt cho thay lai suat cao h<1n lam cho tien dLtc;tc mong muon -'

va nhu cau ve so dlt tien thltc se

-Question 37 of 50

B~n c6 the vay $5000 de tai tr(l cho m9t di/ an kinh

doanh m6'i.D1! an nay se t~o ra thu nh~p hang nam la

$251.Lai suat toi da ma b~n se phai tra tren von vay

ma tai d6 ban c6 IO'i nhuan la • • • •

0 12,5%

0 25%

0 10%

BO'i VI Keynes cho rang l~i nhu~n ky VQng cua tien la khong, ong l~p lu~n rang m9i nglfO'i se

0 giO' tien nhlf m(>t phLto'ng ti~n chfnh phu luu trcr gia tri chi khi bat bu(>c b6'i chfnh sach cua

~ @ giG' tien nhlf mQt phlfo'ng ti~n llfu trG' gia tr! khi IQ'i nhu~n kY v9ng cUa trai phieu

la am

O khong bao gio' giO' tien nhlf m(>t phlfo'ng tien luu trcr gia tri

O khong bao gio' giO' tien

Question 39 of 50

MQt trung gian dau tlf cho khach hang vay la

~ (t) mot c6ng ty tai chfnh

O mot ngan hang dau tlf

0 mot c6ng ty tieu dung

O mot quy tai chf nh

Neu cung tien la $2 nghln ty dong va toe dQ llfu thong tien la 5, thl GDP danh nghTa la

0 $2 ngh1n ty

~ @ $10 ngh1n ty

0 $5 ngh1n ty

0 $1 ngh1n ty

Question 41 of 50

_ va _ deu la tai san cua Ngan hang Nha

nu6'c Viet • Nam

(t) Tien trong IU'u thong; dl/ trO'

V- Q ChCtng khoan; cac khoan cho vay doi v6'i to chCtc tai chfnh

Q Tien trong IU'u thong; chCtng khoan

Q ChCtng khoan; dl/ trO'

Sl! di chuyen d9c dltO'ng cung ho~c dltO'ng cau trai phieu xay ra khi - thay doi

Q thu nh~p

(j) IQ'i nhu~n dl/ kien

V Q gia trai phieu

O cua cai

Question 43 of 50

NhCi'ng phat minh tai chfnh gan day giup cong vi~c

dieu hanh chfnh sach tien t~ cua Ngan hang nha nlf6'c Vi~t Nam (SBV) _ _

~ Q kh6 khan hO'n b6'i v1 SVB khong con biet cai g1 dLJQ'c coi la tien

@ de dang hO'n b6'i VI SBV biet cai g1 dLJQ'c coi la tien

Q de dang hO'n b6'i VI SBV kh6ng con biet cai g1 dLJQ'C coi la tien

Q kh6 khan hO'n b6'i SBV biet cai g1 dLJQ'C coi la tien

Phat bieu nao mo ta chfnh xac hai thtt6'c do cua cung tien?

0 Sl/ di chuyen trong ngan h9ng cua cung tien la Cl/C ky dang tin c~y

@ Hai thlfo'C do di chuyen gan nhlf song song

~ O Hai thu6'c do kh6ng di chuyen cLJng nhau, vl v~y cc3c nha ho9ch dinh chfnh sc3ch

khong the SU' dl)ng Chung cho nhau

0 M2 la thlf6'c do h~p cua tien

Question 45 of 50

Neu gia trai phieu dU'Q'C thiet l~p _ gia can

bang, IU'Q'ng cau trai phieu VU'Q't qua IU'Q'ng cung trai

phieu, tlnh tr~ng nay dU'Q'C gQi la dU' -·

~ @ thap hO'n; cau

O thap hO'n; cung

0 cao hO'n; cung

O cao hO'n; cau

MQi th(r khac khong doi, neu l(li nhu~n ky VQng cua co phieu RST giam tlf 12 xuong 9% va l(li nhu~n ky v9ng cua co phieu XYZ giam tlf 8 xuong 7%, thl l(li nhu~n ky VQng cua co phieu RST se - tU'O'ng doi so v6'i co phieu XYZ va cau ve co phieu XYZ se _

~ @ giam; tang

0 tang; tang

O tang; giam

Q_ giam; giam

Question 4 7 of 50

E)ieu g1 sau day CO the dlt~C mo ta nhlt tai chfnh gian tiep?

0 89n mua CO phieu pho thong tren thj tnJ'ong ScJ cap

0 B9n cha ngU'oi khac mU'Q'n $1 ooo

V (j) B9n vay the chap ta cac ngan hang dia phuong

Neu nglfO'i dan ky VQng gia bat d9ng san tang, dltO'ng

- trai phieu djch chuyen sang -' mQi thU' khac khong doi

~ O cau; trai

@ cung; phai

0 cung; trai

O cau; phai

Question 49 of 50

Khi kinh te thoat khoi khung hoang, thlfO'ng cau trai phieu - va cung trai phieu -' mQi th(r khac khong doi

O tang; giam

@ giam; tang

v O tang; tang

O giam; giam

MQt nhU'{lC diem cua lam tl.l' cac kim lo~i quy

la n6 rat n~ng va kh6 v~n chuyen tl.l' nO'i nay sang nO'i khac

V- @ h6a t~

O tien giay

O tien phap dinh

O tien di~n tU'