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Motor vehicle insurance fraud at petrolimex joint stock insurance company period 2000 062006 analysis solution

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Đ IH CM - TP HCM UNIVERSITE OUVERTE DE HCM VILLE UNIVERSITE LIBRE DE RUXELLES ECOLE DE COMMERCE SOLVAY PROGRAMME DE MAITRISE EN MANAGEMENT VIETNAM COMMUNAUTE FRANCAISE DE BELGIQUE MOTOR VEHICLE INSURANCE FRAUD AT PETROLIMEX JOINT-STOCK INSURANCE COMPANY PERIOD 2000 - 06/2006: ANALYSIS & SOLUTIONS Đ IH CM - TP HCM UNIVERSITE LIBRE DE RUXELLES UNIVERSITE OUVERTE DE HCM VILLE ECOLE DE COMMERCE SOLVAY !"#$%& &' ! ! #$%&'# " # % # (#)*+',$' '# - ! " ! !#$ % $ # & !#$ ' % (# ! !#$ # /- # , % ' # * ) *+ + - ! + " + " + " / $ 01 ! " 21 ! " ! ! 41 ! 001 ! / " ! 00 "" ! " " 0031 021 "" ! !! / 0201 " " 0021 # ! ! 0001 0 ! ! 31 ! ! / "" ! / ! ! 3 ! " / ! ! " / ! ! " / ! ! ! " ! " " 5 02 " / 0221 ! 0231 ! 0241 ! " / " " / / ! " " ! ! ! " ! " ! ( 01 896 ) 001 " / 1 " 1- " " 01 / ! " ! ! ! ! 03 " / 201 - " ! " ! / ! ! 04 / 0: ! " 896 ) / ! ! " 896 ) / 321 - " "" ! '; 07 ! " ! / "" 0 / 3 '/ 0: ! " " " 4 " 31 / , ! 896 ) ! " 301 / ! " " 221 ! 02 ! '/ " 21 21 - 896 ) / ! ! 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" / G" " / (< "" / ! ! @ Master of Management Thesis Page 23 Motor vehicle insurance fraud at PJICO period 2000-06/2006: Analysis & Solutions !! 1- D / 1* / "! 16 / " 16 "/ "" ! ! ! ! ! D " ! / " ! ! * " " " " !! ! / = ! G ! " / ! ( " ! ! ! ! !! ! " H ! ! ! 1< / !! ?! ! ! " / ! "! (* ! ! 1B ! 1, ! ! / ($ ! ! / ! ! ! " ! Master of Management Thesis / ! / / ! ! Page 24 Motor vehicle insurance fraud at PJICO period 2000-06/2006: Analysis & Solutions ( B / ! ! ! !! / " ! 1* / ! / ! ! " ($ " / 896 ) ! / ! " 1- / " !! ! ! ! ! 1@ " " ! / " 16 " ! " " " ! ! > " / " / ! " / / ! ! / ! / ';'; ")+2)4#5/ , ,34 % .&)2! 0&,",54#%5 )5! !#$&204#%5 " / ! ; ! ! ! ! D ! / O / / !! " ! 896 ) > " #, ! / ! ! " / / " / "" / ! " ! ';'( 896 ) / " 6#$4#5/ 0&%*+,-$ Master of Management Thesis Page 25 Motor vehicle insurance fraud at PJICO period 2000-06/2006: Analysis & Solutions $ ! ! " / ! D L, / ! " " / ! L @ 896 )= "! " ! ! ! "! L / ! !! "! " " ! " / / " / " " ! ! " ; ! M ! ! / ! / " " $ ! ! " " 1 ! $ ; ! ! " ! / ! ! ! O ! / 896 ) ! Master of Management Thesis ! ! ;! ! D !! ! ! " !! Page 26 Motor vehicle insurance fraud at PJICO period 2000-06/2006: Analysis & Solutions * ! / ! " ! / ; M " " ! " / "" ! " / ! ! " " / ! ! ! 1< " 18 " " ! " " ! ! ! M 18 ! ! ! > ! D M " / " / ! " "" ! / ! " ! / M " :'8 :'8'8 ,5,&)+ $4&)4,/7 @ ", ! ! / / ! " ! / ; ! / / "! ! 16 ! ! ! Master of Management Thesis " ! ! " = ! ! ! / = " " ! Page 27 Motor vehicle insurance fraud at PJICO period 2000-06/2006: Analysis & Solutions ! ! ! ! @ ! ! ! " ! M ! ! ;! " ! - /! ! ; ! ! > " " " " " " / ! ! " ! " ! :'8' %54&%++#5/ 0%+#37 !%32-,54$ ! ! ! / "" ! " ! " ! ! ! ! M ! ! ! " ! " :'8': ! ! 51)53#5/ )/,54D$ $,5$, % 0&%.,$$#%5 ! ! D ; ! " ! M / / ! " " ! H ! "! / ! ! "" / ! " / ! " " !! / ! / " / "! ! " / G " / ! ! /! ! ' ! = Master of Management Thesis M < ! "" ! " M ! Page 28 Motor vehicle insurance fraud at PJICO period 2000-06/2006: Analysis & Solutions :'8'; 5$0,34#%5 )5! 3%-0,5$)4#%5 @ ! " " ! / ! ! " "" ! / 896 ) " " / " 896 )= " / = ! / ! ; ! / ! ! ! / " " "! / ! ! /! / 1' ! / ! ! ! ! " ! ! " ! / ! ! / / D / 1* /! " " ! " ! ! " @ " "" ! / ! "" " 896 ) ! / :' @ ! "" ! G / ! " ! "" ! / Master of Management Thesis M " ! ! ! ! " " ! " " ! ! " 1* 0777 6H / ! ! ! D ! / " !! Page 29 Motor vehicle insurance fraud at PJICO period 2000-06/2006: Analysis & Solutions ; "" ! " " ; ! ! "! 1 / " ;! ! ! / ! " M " ! ! ; ! " " ! " ! " / ! " ! " / " / ! / ! / " ! " " ! ! / ! ! ! ! > +B ! / ! ! M ! / ! / ! / ! ! ; / ! ! D :':'8 " ! :': E ,,! % 0,&.,34#5/ 41, +,/)+ 3%&&#!%& %& #5$2&)53, *2$#5,$$' * / ! @ / ! ! / " " ! ! " + ! @ ! / AP , ! ! " - 3A " " / " # ! > ! ! Master of Management Thesis " ! Page 30 Motor vehicle insurance fraud at PJICO period 2000-06/2006: Analysis & Solutions " " ! ! ! ! @ ! ! - + ! @ ! " ! ; ! !! ! J $ / ! ! :':' #5#$4&7 % ! " $ / " @ "- "" ! / " " + ! ! 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" !! ) '# - )B ' )% #-' ++)< Subject: Motor Vehicle Insurance Fraud At Petrolimex Joint- Stock Insurance Company in the Period 200 0-2 006:... period 200 0-0 6/2006: Analysis & Solutions !/ / ! ! " " 8'8'; 1, , ,34 % -% 4 %& ",1#3+, #5$ 2&) 53, %&% &- & % ! !! ! ! ! " %&% &- & " " ! ! / ! ! ! " / ! " /! " "" ! !! ! - / /! ! %&% &- & ' " "

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