kinh nghiệm xử lý nợ xấu từ một số quốc gia trên thế giới và đề xuất

kinh nghiệm xử lý nợ xấu từ một số quốc gia trên thế giới và đề xuất kinh nghiệm xử lý nợ xấu từ một số quốc gia trên thế giới và đề xuất kinh nghiệm xử lý nợ xấu từ một số quốc gia trên thế giới và đề xuất kinh nghiệm xử lý nợ xấu từ một số quốc gia trên thế giới và đề xuất kinh nghiệm xử lý nợ xấu từ một số quốc gia trên thế giới và đề xuất

-o0o - Tên công trình: - 2013 1.1 1.1.1 1.1.2 10 1.1.2.1 c tài 10 NHTM 11 12 12 12 13 1.2.1 14 1.2.1.1 l 14 1.2.1.2 14 1.2.1.3 15 1.2.1.4 15 16 1.2.2 1.2.2.1 17 17 17 1.2.2.3 18 18 1.2.3 1.2.3 - AMC .18 18 1.2.3.2 20 1.2.3.3 21 1.2.3.4 22 .23 23 2.1 .23 2.1.1 23 2.1.2 - KAMCO (Korea Asset Management Corporation) KDIC (Korea Deposit Insurance Company) 25 2.1.3 2.1.3.1 27 27 - 28 29 30 2.1.4 .31 32 2.2.1 2.2.2 Mô 32 -RCC IRCJ 34 2.2.3 2.3 KI .38 MALAYSIA 39 2.3.1 .39 2.3.1.1 39 2.3.1.2 39 2.3.2 Danaharta, Danamodal CDRC 40 2.3.2.1 Danaharta 41 2.3.2.2 Danamodal 41 2.3.2.3 CDRC - 2.3.3 43 .45 .46 46 2.4.1 - TARP (Troubled Assets Relief Program) 47 2.4.1.1 - (Troubled Assets Relief Program) 47 2.4.1.2 48 2.4.2 2.5 2.5.1 49 50 50 2.5.1.1 50 2.5.1.2 52 2.5.2 Securum Retrieva 53 2.5.3 54 2.6 56 2.6.1 56 2.6.2 57 2.6.3 .58 2.6.4 .59 59 60 2.6.5 Bài .60 .61 61 62 3.1 62 3.1.1 .62 3.1.2 63 3.1.3 65 3.1.3.1 65 3.1.3.2 65 66 66 3.2.2 67 3.2.3 .68 3.2.3.1 68 69 70 3.2.4 72 72 VAMC 73 75 3.3.2.1 75 3.3.2.2 75 3.3.2.3 75 3.3.2.4 77 3.3.2.5 Cá 77 3.3.3 78 3.3.3.1 78 78 ý - VAMC .79 3.4.1 79 .80 .81 .83 87 ABS Asset Backed Securities AMC Asset Management Company CDO Collateralized Debt Obligation CDRC Corporate Debt Restructuring Committee CDS Credit Default Swap CNXH CRC Corporation Restructuring Company CRV Corporate Restructuring Vehicle DATC Debt and Asset Trading Corporation DN IRCJ Industrial revitalization Corporation of Japan KAMCO Korea Asset Management Corporation KDIC Korea Deposit Insurance Company MBS Mortgage-Backed Securities NHNN NHTMNN NHTW NPLs Non-performing Loans NSNN RCC Resolution and Collection Corporation TARP Troubled Assets Relief Program TCTD TCTK TTCK TTTC UBGSTCQG VAMC Vietnam Asset Management Corporation B 27 34 Hình 2.3 40 Hình 3.1 73 28 31 36 43 55 2012 63 -2003 64 (1997-2002) 87 -2002) 87 88 88 2000 89 89 90 -2003 90 1995 91 10 92 2010 93 94 14 95 006- 8, ngân hàng Và c hàng làm g công công trình sau: u 82 DN lý Trong tron , tùy cho NSNN m 27% GDP (1998) công ty: VAMC CRC ính nói riêng 83 Bae, Kim & Lee November 13, 2000 Framwork for the disposition of non-performing loans in Korea Baird Webel, Troubled Asset Relief Program (TARP): Implementation and Status Ben Fung, Jason George, Stefan Hohl and Guonan Ma Public asset management companies in East Asia Carl-Johan Lindgren,Tomás J.T Baliño, Charles Enoch, Anne-Marie Gulde, Marc Quintyn, and Leslie Teo, Financial Sector Crisis and Restructuring: Lessons from Asia, IMF Occasional Paper Clas Bergström, Peter Englund & Per Thorell, May 2003 Securum and the Way out of the Swedish Banking Crisis Dong He, The Role of KAMCO in Resolving Nonperforming Loans in the Republic of Korea IMF Working Paper George Chackho, Jacob Hook, Vincent Dessain & Ander Sjoman December 6, 2005 KAMCO and the Cross-Border Securitization of Korean NonPerforming Loans Ito Takatoshi and Hashimoto Yuko, Bank Restructuring in Asia: Crisis management in the aftermath of the Asian financial crisis and prospects for crisis prevention Malaysia RIETI Discussion Paper Series 07-E-039 Kay Ellen Herr, Goe Miyazaki, April 14, 1999 A proposal for The Japanese Non-performing Loans Problem: Securitization as a Solution 10 Kim Kihwan at The High-Level Seminar on Crisis Prevention in Emerging Markets Organized by The International Monetary Fund and The Government of Singapore, July 10-11 2006 The 1997-98 Korean Financial Crisis: Causes, Policy Response, and Lessons 11 Manmohan Singh and Carolyne Spackman, March 2009 The Use (and Abuse) of CDS Spreads During Distress IMF Working Paper 09/62 84 12 O Emre Ergungor, On the Resolution of Financial Crises: The Swedish Experience, Federal Reserve Bank of Cleverland Policy Discussion Paper 13 Rahimah Majid Jan, March 1999 Restructuring the banking sector: Role of Danaharta and Danamodal 14 Richar KOO, March 1, 2010 Masaya SASAKI loans: Failure or Success? 15 Sanger, David, July 30, 1998 estimated near $1trilion The New York Times 16 Specialist in Financial Economics October 19, 2012 17 Stefan Ingves, Steven A Seelig, and Dong He, Issues in the Establishment of Asset Management Companies IMF Discussion Paper 18 Stefan Kawalec, 2002 Difference models of Bad debt Restructuring 19 Tanju Yorulmazer Lessons from the Resolution of the Swedish Financial Crisis 20 The Swedish Banking Crisis, Roots and Consequences Oxford Review of economic policy, Vol 15 No 21 Troubled Asset Relief Program: Two Year Retrospective, United States Department of the Treasury Office of Financial Stability -2015 [ 2/05/2012] DN TCTD 85 http://moj.gov.vn/ct/tintuc/Pages/nghien-cuu-traodoi.aspx?ItemID=4525 http://www.thesaigontimes.vn/Home/taichinh/nganhang/71812/> [ngày truy 02/05/2012] Nam .T 2012 10 11 Giáo trình tài , trang 254-255 12 .[ngày 13 14 Sameer Goyal, Ngân h 15 16 17 86 truy -2002) sách Won) won) 30.7 9.4 23.7% 40.4 17.1 42.8% 35.4 12.7 32% 2.6 0.6 1.5% 110.1 Daewoo bá 39.8 100% -2002) 62.1% 8.4 21.1% 7.4 1.8 4.5% 6.8 0.8 2.1% 5.0 2.1 5.3% 3.5 1.6 4.1% 0.5 0.2 0.5% 0.1 Các công t 61.8 22.3 Ngân hàng won) 24.7 0.1 0.2% 2.6 0.0 0.0% 110.1 39.8 100% KDIC Khác 87 70- : 10-20% : 1sách C 70-75% giá 20- 1997-1998 1998-1999 g 6.1999 88 - 2000 http://www.tradingeconomics.com/japan/gdp-growth GDP / 1992 12.8 482 452.7 739.4 2.7 2.8 1.7 1993 13.6 488 511 739 2.8 2.7 1.8 1994 12.5 492 509 746 2.5 2.5 1.7 1995 28.5 504 513 750 5.7 5.6 3.8 1996 21.8 517 512 754 4.2 4.3 2.9 1997 29.8 521 514 788 5.7 5.8 3.8 1998 29.6 514 503 779 5.8 5.9 3.8 1999 30.4 511 493 768 5.9 6.2 4.0 2000 32.5 515 475 759 6.3 6.8 4.3 2001 43.2 503 454 759 8.6 9.5 5.7 2002 40.1 501 432 732 8.0 9.3 5.5 management c 89 - 1995 90 -2003 ( 6/1998 6/1999 12/1999 6/2000 12/2000 6/2001 12/2001 12/2002 12/2003 8.11 17.79 19.13 20.50 20.39 20.13 19.82 19.73 19.71 11.62 21.54 26.39 26.27 27.10 27.90 27.94 27.97 27.97 19.73 39.33 45.52 46.77 47.49 48.03 47.76 47.70 47.68 61 57 56 55 55 55 54 54 58 15.05 28.7 35.83 40.89 50.94 52.5 52.4 12.06 21.08 23.80 23.21 28.51 30.19 30.6 80 73 66 57 56 58 58 anaharta 91 10 1985 SE - banken cho vay 65.6 vay vay giai (%) 1988 (%) 76 12 11.7 1993 Handelsbanken 73.1 9.5 38 Gota Bank 29.8 37.3 102 16 Nordbanken AMC Sparbanken Sverige 78.3 17.6 88 14 Föreningsbank en 23.1 16.6 67 10 92 11 lý 108,5 (KAMCO) Malaysia 750 (Dahaharta) Thái Won Lan ringgit 23,8 (TAMC) baht 5000 AMC) 0,127% 15,13% 0,139% 2,857% management companies in East Asia - 2010 NHNN; Key Indicators for Asia and the Pacific 2010, ADB 93 gi STT %) 231,158 -0,54 607,846 5,19 143,000 6,00 233,889 -1,47 524,071 -1,83 107,533 -0,41 151,678 4,83 176,173 -13,73 188,879 3,99 khí Bán - 94 C 14 Ngày ban hành 12/03/2012 - 10/04/2012 - 10/04/2012 - 04/05/2012 DN 25/05/2012 - 25/05/2012 - 23/04/2012 - 16/05/2012 NHTM 95 8/6/2012 - Ngân hàng: 8/6/2012 TCTD 8/6/2012 -NHNN S TCTD kin 29/6/2012 - ngân hàng 96