Luận văn thực trạng và giải pháp hạn chế rủi ro từ hoạt động cho vay tiêu dùng tại ngân hàng TMCP sài gòn hà nội chi nhánh hà nội

-o0o - : G TMCP : : A17451 : - 2014 - -o0o - : G n : : A17451 : 2014 Thang Long University Library , hu Trang Thang Long University Library CH NG .C 1.1 1.1.1 1.1.1.1 1.1.1.2 1.1.2 1.1.2.1 1.1.2.2 1.1.2.3 1.1.3 1.1.3.1 1.1.3.2 1.1.3.3 1.1.3.4 1.2 1.2.1 1.2.2 1.2.2.1 1.2.2.2 1.2.3 1.2.3.1 1.2.3.2 10 1.2.4 10 1.2.4.1 11 1.2.4.2 12 1.2.5 1.2.5.1 17 ch 17 1.2.5.2 18 1.2.5.3 18 CH NG 20 2.1 2.1.1 2.1.1.1 C 20 Chi 20 20 2.1.1.2 21 2.1.2 C 21 2.1.2.1 2.1.2.2 S 2.1.3 21 23 i 24 2.1.3.1 24 2.1.3.2 30 2.1.3.3 34 2.2 2013 36 2.2.1 36 2.2.1.1 36 2.2.1.2 37 2.2.1.3 37 2.2.1.4 37 2.2.2 39 2.2.3 2013 41 Thang Long University Library 2.2.4 -2013 42 2.2.5 2013 44 2.3 48 2.3.1 48 2.3.2 50 2.3.2.1 50 2.3.2.2 52 2.3.2.3 52 2.3.2.4 56 2.3.2.5 57 2.3.2.6 59 2.3.2.7 61 2.3.2.8 62 2.3.3 63 2.3.4 64 2.3.4.1 64 2.3.4.2 65 2.4 H C -2013 66 2.4.1 66 2.4.2 68 2.4.3 69 2.4.3.1 69 2.4.3.2 Chi 70 2.4.3.3 71 CH NG 73 3.1 73 3.1.1 73 3.1.2 73 3.2 C 74 3.2.1 74 3.2.2 T 75 3.2.3 76 3.2.4 77 3.2.5 77 3.2.6 78 3.2.7 79 3.2.8 79 Thang Long University Library CBTD CVTD DPRR RRTD QHKH HTTD NHNN NHTM TMCP SHB USD EUR JYP GBP PGD Euro 26 -2013 .32 35 2011 - 2013 35 SHB 41 2011 2013 41 2013 43 2013 .45 - 2013 54 56 2011 2013 56 .57 2011 -2013 .57 59 2011 2013 59 61 11 2013 61 CVTD SHB - 62 2011 2013 62 64 - .65 2011 - 2013 65 S 23 S 38 S - 51 Thang Long University Library 2.4.2 D 2012 - 10% ch th c hi b o hi t ng nguy c g y r b bu c kh h h ng ph i mua t c t ch ro cho v 68 Thang Long University Library 2.4.3 2.4.3.1 p kinh doanh t Nam m S Trong cho N SHB : 69 m 2.4.3.2 C , vay T , C i ng C k 70 Thang Long University Library i K vay cho vay 2.4.3.3 h , T m tra Y ut n ys g yn nr v thu h n th chung 71 ro qu n l a r i ro cho ng ba s CVTD t i 72 Thang Long University Library O VAY 3.1 3.1.1 3.1.2 C ng 73 bi t, r t s t trung h n n ro g s t t i l c v nh n l Vi ki trung thu h i n v o c ng t , v sau cho vay x l r ro, th hi kh ch ti u t ng tr g, thu h i n x u, n qu h , n x l r i ro, l t n t ng c n b t n d v th hi x p lo v chi tr l ng tr c s n 3.2 C 3.2.1 n vay , ng : aN 74 Thang Long University Library CBTD cho CBTD: 3.2.2 ng Intellect 75 3.2.3 c CBTD/ n B vay c Twitter 76 Thang Long University Library , 3.2.4 i m: c TD 3.2.5 , , 77 h , 3.2.6 78 Thang Long University Library 3.2.7 c kh h h ng ho c b th ba, t o 3.2.8 ng n BTCI 79 80 Thang Long University Library v y T 81 PGS.TS 2013 2013 ng -NHNN - http://www.gso.gov.vn/ http://www.baomoi.com/ http://www.shb.com.vn/ http://vietstock.vn/ http://kinhdoanh.vnexpress.net/ Thang Long University Library