Title heading 1 Overview of VietinBank 1988 2009 2010 • Vietnam Joint Stock Commercial Bank for Industry and Trade (“Vietinbank”) is a leading financial and banking group of Vietnam with diversified a[.]
ThiNganHang.com ThiNganHang com Sách – Tài liệu thi tuyển Overview of VietinBank Overview • Vietnam Joint Stock Commercial Bank for Industry and Trade (“Vietinbank”) is a leading financial and banking group of Vietnam with diversified activities • Established in 1988, upon its separation from the State Bank of Vietnam (“SBV”) • In 2008, the Vietnam Bank for Industry and Trade successfully undertook its Initial Public Offering • The Bank was equitized and renamed into Vietnam Joint Stock Commercial Bank for Industry and Trade in July 2009 • As at 31/Dec/2010, VietinBank has total assets of VND367.7trn accounting deposits of 1988 for a 12.7% market share, total customer2009 VND[205.9]trn, accounting for 12.1% of the market share and total customer loan of 231.4trn accounting for 10.4% of the loans market share • Provides a range of banking and financial products and services (retail banking, trade finance, Internet banking, etc.) as well as manages correspondent banking relationships ~1000 banks worldwide • Present in 63 provinces and cities and has the 2nd largest distribution network in Vietnam VietinBank has formidable franchise with strong market share (As at 31/12/2010) Credit Card Business 23.00% Overseas Remittance Loans Deposits Assets 15.00% 201010.40% 12.10% 12.70% ThiNganHang.com ThiNganHang com Sách – Tài liệu thi tuyển Key business lines and product portfolio Key business lines Corporate and financial institution banking • Offers credit lines, syndicated loans and project specific loans • Corporate loans constitute 45% of gross loans as at 30 Jun 2011 • Interbank and valuable papers trading SME banking • Trusted and pioneering bank for SME clients • SMEs constitute 35% of gross loans as at 30 Jun 2011 Retail Banking International Banking • Range of consumer lending products, including business and consumer loans • 1,093 branches, Transaction offices and Saving offices Product portfolio Card Services •VietinBank cards and international credit cards Import-export payment • Export/Import LC confirmation, transferring, settlement • Document processing, shipping guarantee issuance Derivative products •Spots, forwards, swaps and options Overseas remittance •Speed remittance through remittance companies Foreign exchange •Spots, forwards, swaps and options •Interbank market Guarantee • Guarantees for loans, advanced payment, performance, payments, tax/customs, warranty Securities • Brokerage services, securities custody analysis and investments etc • Trade financing, international settlement and overseas remittance services Other products • Money transfer, leasing, insurance, individual and corporate savings ThiNganHang.com ThiNganHang com Sách – Tài liệu thi tuyển Second Largest Branch Network in Vietnam Multiple touch points for individual and corporate customers across Vietnam Expanding network overseas • Opened a branch in Frankfurt in September 2011 Main Operation Center in Ha Noi 1,093 branches, Transaction offices and Saving offices North: MOC & 71 branches Representative offices in Da Nang and Ho Chi Minh City Branch expansion plan Central: 28 Branches • Plans to open branches in Berlin and Laos in 4th quarter of 2011 • Plans to expand network to England, France, Czech, Poland and South-east Asia nations in 2012 Joint-Venture Companies Correspondent Banking Relationships with nearly 1.000 financial institutions in the world Subsidiaries South: 50 Branches non-profit making units Strong distribution footprint in Vietnam with significant expansion potential ThiNganHang.com ThiNganHang com Sách – Tài liệu thi tuyển Pre-eminent financial institution in Vietnam with a dominant market share Assets (VND trn) Loans (VND trn) State Owned Banks 307 18 366 535 43 142 378 183 281 91 102 396 151 58 58 233 2303 75 69 179 38 57 81 143 597 77 33 141 358 24 56 130 Branches (VND trn) 20 25 115 Joint Stock Commercial Banks Deposits (VND trn) 320 141 259 192 1093 Largest bank in Vietnam in terms of total loans and 2nd largest in terms of distribution network ThiNganHang.com ThiNganHang com Sách – Tài liệu thi tuyển VietinBank’s Credit Strengths Network • Second largest bank in Vietnam in terms of assets • Wide network of diversified business lines with central and convenient locations • Good knowledge of customers with a large number of traditional customers Customer Base • Large and increasing source of deposits • Large lending customer base Products & Services Human Resources • Diversified products and services which are constantly improving • Young, enthusiastic competent and well-trained staff and management • Focused investments on modernization, software application in banking management Technology & Management • Management system which complies with the standard of modern banking management • Professional, secured and modern model of operation and management ThiNganHang.com ThiNganHang com Sách – Tài liệu thi tuyển BỘ TÀI LIỆU ÔN THI – PHỎNG VẤN VIETINBANK 25 dịch Anh văn chuyên ngành 90 Câu hỏi PV Giao dịch viên + Trả lời mẫu Contact: Mr Giang – 0888.888.713 – 098.939.0127 46 ... 14 2 378 18 3 2 81 91 102 3 96 15 1 58 58 233 2303 75 69 17 9 38 57 81 143 597 77 33 14 1 358 24 56 13 0 Branches (VND trn) 20 25 11 5 Joint Stock Commercial Banks Deposits (VND trn) 320 14 1 259 19 2 10 93... ThiNganHang.com ThiNganHang com Sách – Tài liệu thi tuyển Pre-eminent financial institution in Vietnam with a dominant market share Assets (VND trn) Loans (VND trn) State Owned Banks 307 18 366 ... distribution network ThiNganHang.com ThiNganHang com Sách – Tài liệu thi tuyển VietinBank? ??s Credit Strengths Network • Second largest bank in Vietnam in terms of assets • Wide network of diversified business