Tiếng anh trong tài chánh ngân hàng phần 1

0004153 2000 0004153 2000 M H O I t ẩ l "Tiếng A nh tro n g T ch án h A N g n h n g " dược viết cho học tinh tin h viền, người làm việc lãnh vực tái chánh vá ngán hàng Cuốn tách dược thiết kế vá chi dần theo ngôn từ chuyên mồn tài chánh, ngăn hàng Sách dược chia làm hai phẩn, phần Phẩn dầu gồm thù tục bàn ngân hàng; Phần thứ hai có liên quan đến việc đầu tư tải chánh ngăn hàng th í giới 14 chương tách dược lưu ý đến khía cạnh khác biệt ngân hàng tài chánh, cung cấp nhiều tập cd v i cấu trúc thơng tin Trong dó người học dược thực hành với từ vựng vá điểm ngữ pháp chinh yếu chl dẫn Một 8ố học cịn có dọc bổ tung tạo diều kiện cho người học nghiên cửu thềm Chúng hy vọng uT iến g A nh tro n g T i C h án h & N gân H àng" dược xuất lần dịa dáng quan tâm bạn Cuốn sách 8ẻ mở rộng tẩm hiểu biết cung cấp kỹ cần thiết d ể dạt tự thành cồng mơn tiếrìg Anh chuyỀn ngành 9Aầ n e: AC THÚ TVC c PỊCH vụ MẨN HẨM Bài : QUỸ TIẾT K IỆ M T hì - T h ể p h ủ đ ịnh câu h ỏ i 14 Thì k h ứ - T h ể p h ủ định câu h ỏ i 15 Bài s TÀI KHOẢN CHI P H IẾ U -7— - - - - - - 21 Thì k h ứ động từ bất qui t ắ c .27 Đọc thêm - Lệnh rút tiền -— - .30 Bài : CHO VAY - - 35 T hì kh ứ đơn động tù bất qui tắ c — 40 Kết hợp câu: câu với hai m ệnh đề — 41 Bài í THẾ CHẤP - - 46 Thì hồn th n h -— T 54 S ự tạo thành kh ứ phân từ - 54 Đọc thèm - Chỉ dẫn th ế chấp .- 57 Bài í TÍN DỤNG TIÊU DÙNG-— , 61 Túc từ trực tiếp gián tiếp 67 Túc từ trực tiếp gián tiếp m ột câu 67 Túc từ trực tiếp m ột m ệnh đ ề .68 Đọc thêm - Thẻ tín d ụ n g 71 Bài s DI CHÚC VÀ DI SẢ N - 74 T h ề bị đ ộ n g - .80 Bài : PHÒNG KẾ TO Á N 89 Danh từ không đếm 95 Mmi : TÀI chanh í M ần hàng 6101 Bài ! Tuc từ gián tiếp thành chủ tu câu bị động-—— 109 Bài : DỊCH v ụ NGÂN HÀNG QUỐC T Ế »- 115 Ì^ P rĩr-T T Ễ Thì tương lai - —-———- .-i- i- 123 Be + going tò '+ động tù đơn - 123 Đọc thêm - Bảng tỷ g i — -— -' - 127 Bài 10 : QUỸ TIỀN TỆ QỦỐC TẾ IM F — — ■ - - - So sánh tính từ só sánh trạng t — —- 136 Bài 11 : ĐẦU TƯ (Phần í) - 144 Từ bất định p h ủ đ ị n h - - - .-149 Đọc thềm - T hị trường chứng khoán New Y o r k 154 Bài 12 : ĐẦU T (Phần II) 158 Động từ khiếm khuyết —- —-——- 164 Đọc thêm - Quảng cáo tạp chí - 174 Bài 13 : NGHIỆP v ụ NGÂN HÀNG T ự ĐỘNG - 177 Điều kiện cách - -—- — 184 Câu điều k iệ n ——— — 184 Đọc thêm - Máy trả tiền tự động —-— 190 Bài 14 V PHÁ GIÁ TIỀN TỆ-—- .—— — 193 M ệnh đề tính từ-— -— — 200 Vị biến cách cụm từ bất đ ịn h 201 A P P E N Đ IX — 210 BANGKING SERVING PROCEDURES (CÁC THỦ TỤC & DỊCH vụ NGÂN HÀNG) t "s; " SAVINGS BANKS (QUỸ TIẾT KIỆM) TỪVựNG ,t : m an ager - person who directs or conducts the operations of a bank (nhị quản lý ngân hàng) p a y ch eck - check for salary given by an employer to someone who works fa him (chi phiếu trả lương) vvindovv - the place where bank customers come to give money to or get money from a teller (nơi rút, nhận tiền) to d e p o sit - to put money into bank (gởi tiền vàọ ngân hàng) to w ith d raw a d e p o sit - a w ith d raw al to take money out of the bank (rút tiền khỏi ngân hàng) money th a t a customer take out of the bank (tiền gởi) money th a t a customer take out of the bank (tiền rút về) a d epositor — a customer of a bank who has an account there (người có tài khoản) a slỉp - a bank form used to order a deposit or withdrawal when íĩlled out by the customer (phiếu; chứng từ; biên lai) te lle r - the person who receives and gives out money in a bank (thủ qu ngân hàng) to en d o rse - to vvTĨte one’s name on the back of a check in order to cash o deposit it (kí hậu vào hối phiếu; chi phiếu) passbook - a small book that records a depositoi^s account It shovvs her deposit, withdrawals and interest payments by the bank (sổ tiết kiệm) a cco u n t - a statem ent or record of money th a t the bank owes a depositor; a record of a depositor’s deposits and withdrawals (tài khoản) - money left in the bank th a t drawls in terest khoản tiết kiệm) - an account shared by two (or more) depositors (tài khoản liên hợp) term -d ep osit accou n t - an account in which the depositor agrees not to withdraw his money for a period of tim e (tài khoản tiền gởi định kỳ) dsa v ỉn g s accou n t join t accou n t », op en an a ccou n t (tài - to begin depositing one’s money in a bank (mở tài khoản) c lo se an a cco u n t - to w ithdraw all of one’s money from the bank (khóa sổ tài khoản; đình giao dịch) terest - paym ent by the bank for th e use of money (tiền lãi) r ty - one of the people interested in a contract; one of the depositors in a joint account (bên ký hợp đồng) lay - slowness; lateness (trả chậm) ,1 a depositor’s MỞ RỘNG fĩll ou t - to write necessary iníbrm ation (viết thơng tin cần • thiết) If you w ant to deposit money you have to íill out a deposit slip If you w ant to w ithdraw money you have to fill out a w ithdraw al slip sign , - to write one’s name (ghi; ký tên) Please sign on the last line of th e slip nature - a person’s name w ritten by him self (chữ ký) The bank requires the depositor’s signature for all withdrawals e - amount or percentage (%) (tỷ suất) “W hat is the current rate of in terest on savings accounts ?” “The bank pays Vố% in terest a year” \ Term-deposit accounts pay higher in terest rates than regular savings accounts an eẳectronie machino that do— dỉHlcolt operationa and that haa a meraory (máy vi tinh) Modern baakinc depeoda oo computera to complex operationa Com puter ( • o'fl to accom m odate- to take care of, attand to, halp (làm tho thích hợp; giúp đg dung nạp) There w u a dalay in aocommodatin t tha customere becauM tha compuỉers broka down everything that a oompany or bank owna and %hat h u vai— ( ? '■ i ,'i ' (NHÀ QUẢN LÝ NGÂN HÀNG CHUYỆN TRÒ) My name is Jan e Carson and I’m the m anager of a savings bank in Portland, Oregon My bank is open every day from 8:30 in the m orning until 4:00 in the aítem oon On Fridays the bank rem ains open until 6:30 in the evening Friday is our busiest day Many people get their paychecks on Friđays and they come in to deposit them I íind th a t on Fridays I have to keep six windows open all day long My bank tries very hard to reduce the amount of tim e th a t customers have to wait for Service We have many signs to rem ind people th a t they need their passbooks for all transactions and th a t they m ust íill out th eir deposit or withdrawal slips completely If our depositors cooperate w ith us we can accommodate them w ith as few delays as possible 'Of course, people forget The tellers inform me th a t m any customers still forget to endorse th eir checks or try to open or close joint accounts w ith the signature of only one of the parties But I hope th a t my program of inform ation for customers will reduce such delays Banking has changed a lot in recent years Computers now much of the work th a t the tellers used to As computers improve, they are able to accomplish more diíĩlcult tasks and they help us serve our customers better A nother im portant change in banking, especially for savings banks, are the m any diữerent term -deposit accounts th a t are now available to our customers Since these certiíĩcates of deposit offer very high in terest rates they help a ttrac t depositors to our bank I make sure th a t my staff always has the latest inform ation about these accounts so th a t they can advise our depositors correctly My bank is not a very large bank The total of out current assets and ílxed assets comes to 15,550,000 dollars I’m proud of our balance sheet Although some banks across the country are having diíĩĩculties, my bank has more assets th an liabilities We are solvent and growing The number of customers we serve has increased this year and I expect th a t it will continue to grow in the future 11 : INVESTMENT (Part Two) t' (Đ Ầ U T (P hần H ai)) ti I) V f O’Brein định nghe ý kiến Carol Levine’s advice Anh ta có hẹn nhà môi giới Jeff H unter dể bàn việc dầu tư tiền bạc Bây dang ỊŨvăn phòng làm việc Mr Hunter ừ.H Hello, Mr ’Brien It’s good to m eet you Have a Seat, please Ir.O’B Thank you As you may know, I wanted some advice about how to invest my aunt’s money I have alm ost no experience with investm ent and I feel I don’t have enough knowledge or information to make intelligent choices One of your clients, a Ms Carol Levine, recommended th a t I see you Ir.H Well, I can understand your concem There are m any investm ent possibilities, and conditions íluctuate so much nowadays lr.O ’B The íĩrst area I thought about was stocks My wife and I have a few shares in utility companies already, so stocks are not completely strange to me Ir.H I should tell you th a t th ere are two ways to look a t investing in stocks [r.O’B First, there are long-term investments.You can put your money into stable companies with a relatively secure yield Or, you can concentrate on buying stocks th a t promise a good, rapid growth rate and resell them a t a proíit r.H Well, I guess the second option m eans th a t I’d have to watch the stock m arket pretty carefully I know I don’t have tim e for that r.O’B You’re right.Your investm ent strategies would depend on w hether you were facing a bullish or bearish market.You’d also have to consider factors in the economy such as a slowdown or a recession, đouble-digit inílation, in terest rates, and other things th a t aíTect the companies you invest in r.H I’d like to know w hat kind of stocks you’re been recommending Which sectors of the economy have been strong lately? W hat are the areas I ought to th in k about? 161 Mr.O’B Well, we’ve had sọme ẹpod rẹgidtệ Ị^ h -y ieM in g ban k sha recently, and experts are predicting these will appreciate quỉckỉy th e n ear future The d a ta Processing companies have been doing Y and high technogoly stpclp have also had high earnings M r.H I’ve read th a t th e m arket has been p retty bearỉsh lately I t m ust b good tim e for bargain-hunter to ỉnvest Mr.O’B True, but bargain-hunters m ustn’t ju st buy stocks unless th ẹy mj sure th a t th e companies they invest ỉn can m aỉntaỉn th eir grov through diíĩĩcult tim es O thenvise those investors m ay be íaced w declining values Mr.H W hat yổu know about collectibles ? I thought th a t they m ight offe! some interesting possibilities for investm ent Mr.O’B uVe got to be carul w ith coUectiblẽs nowadays W orks c art,stam ps and coins are ỉéss ỉn dem anđ now and aré proving rathel diíTicult to sell Prices are therefore dropping, and owners collectibles are íinding th e ir liquidity limited M r.H I can’t believe it I t doesn’t seem very long ago th a t dealers auction-housee were m aking very big commissions I rem em ber son very high bids on paintings about yẹar ago Mr.O,B Yes, but th t has changed Even gold jewelry, which was in great de because of th e steadily rísing price of gold, has become less popular as value of an ounce of gold has íalỉen over the Ịast sỉx months M r.H Well You’ve given me spme valuable inỉbrm ation Let me ta lk th in I over w ith my wife and r il talk to you again next week Mr.O,B Good Let’s see if we can m ake some money for you! TRẮC NGHIỆM a) Dựa học, tim câu sai Phil ’B rien already owned some stock when he consulted Jeff Huntểr Mr Ơ B rien prefers th e option th a t requires him to w atch th e s to l m arket carefully His broker advises Mr Ơ B rien th a t investm ent stategies depend I w hether th e stock m arket is bullish or bearish Mr Hunter suggests th at inAation and interest, rates aỉso afiect the market 162 I í lị Mr H unter ia uncertain w hether high-yielding bank shares will continue to appreciate D ata Processing and high technology stocks have had a good yield recentiy, according to Mr Hunter I Mr Ơ B rien has read th a t prices have been rising in the m arket lately I Mr H unter doesn’t reconunend investing in colỉectibles because they’re no longer as easy to seil as they were before 1,9, Paintings, unlike stam ps and coins, have not lost any of their liquidity 10 H er broker thinks th a t Mrs ’Brien should sell her gold jewelry because of the steadily rising price of gold T rả lờ i c c c â u h ỏ i s a u W hat are the two ways to look a t investing in stocks? W hat are the factors th a t should be considered by someone who is developing his inevestm ent strategies? W hat kinds of stocks have been doing well lately? W hat bargain-hunting investors who buy stocks in a bearish m arket have to be careful of? W hat are collectibles? Why aren’t they good investm ent nowadays? B ổ su n g Viết đoạn ngắn mô tả vài chiến lược đầu tư mà người áp dụng thị trường chứng khốn í ", XÂY DựNG TỪ VựNG K ế t h ợ p Tìm từ cột phải có nghĩa tương tự từ cột trái slowdown a yield choicce b process of rising prices sale by bids c declinỉng decreasing d liquidity inílation e payment for broker’s serevices rate of retu m on investm ent f option commsission g auction abiỉity to be changed into cash h a decrease in economic activity 163 b) V iế t lạ i c â u Thay th ế từ gạch viết lại câu sau You should look into your alternatives beíore you invest in these stocks M r.Halpem is an investor who counts on pricces íallũig in the stock m arkat This stock prom ises a very good percentạgẹ of increase in value The govem m ent is not dealing very successfully w ith th is period tem pọrarv economic decline and iineniplovTTìRnt We’re hoping our shares in the data Processing company will give us high income * Cathy Caruso is an investor who buvs stocks when prices rise The broker told me my stam ps and coins would be quite diíTcult to se rith t now He’s selling these works of a rt now because he’s aíraỉd th eir abilitv to h converted into cash will be decreasing VĂN PHẠM ĐỘNG TỪ KHIẾM KHUYẾT f I You m ust He ought to She may < We m ight They can ^ 164 should couỉd > consider other investm ent strategies J I f should not (shouldn’t ) You must not He ought to ( *‘ ) may not (* ' ) She < (mustn’t) invest in We might not (might not) They cannot (can’t) ^ could not (couldn’t) -S Should I Must you Ought to : 'ị• May ^ collectibles now he she Might we Can they ^ Could t study the stock m arket careM ly? J Shouldn’t I (Should I not) ^ M ustn’t I (Must I not) M ightn’t I (Migh I not) Can’t I (Can I not) Couldn’t I (Could I not) /*■ see a broker? MỘT VÀI NGHĨA KHÁC CỦA ĐỘNG TỪ KHIẾM KHUYẾT We have to earn more = We m ust eam more We don’t have to eam more * We m ustn’t e am more We don’t have to eam more = It isn’t necessary for us to e am more We m ustn’t e am more = It is íorbidden for us to eam more 165 We m ust e am more = We have tọ earn more It would seem th a t we eam ed more May I go? = Do I have perm ission to go? Can I go? = Do I have perm ission to go? Am I able to go? This stock may appreciate = th is stock m ight appreciate We should study th e m arket = we ought to study the m arket Can I go? = Could I go? (Asks perm ission) } THựC HÀNH CẤU TRÚC CÂU • a) Bạn m ột nhà đầu tư thị trường chứng khốn, bạn đến m< nhà m giới đ ể x ỉn ý kiến Hãy đổi sang câu hỏi, sử dụng động ti khiếm k h uyết should Ví dụ: I invest money now —> Should I invest money now? I consider several options My wife and I invest in stocks w ith a pretty secure yield I buy stocks in a bearish m arket I take into account double-digit inílation We invest in data Processing companies I concentrate on high technology stock I look for bargains in the m arket We buy collectibìès b) Trả lời câu h ỏi dã làm tập A, sử dụng động từ ought to Ví dụ: “Should I invest money now?” “Yes, you ought to invest money now.” c) Trả lời câu hỏi nhà m ôi giới họ kiểm tra bạn 166 Ví dụ: “Can I sell 20% of your shares in the electríc company?" “Yes, you may Bell 20% of those sharea.” Can I buy some high-yielding bank shares for you? Can I auggest some new investm ent strategiea to you? í Can I use a part of your earnings to buy high technology stocka? Can I also invest some of your earnings in data Processing companies? Can I speculate for you on some stocks th a t promise a rapid growth te? Can I look into collectibles for you? I) Biên dối c&u sau, sử dụng dộng từ m ay d ê diễn đạt đốn Ví dụ: He wants to consider his options -> He may w ant to conrider his options They wait until interest rates fall I watch the stock m arket very carefully We’re facing a bullish m arket now Ms Chen needs some advice on investỉng The brokers recommend high technology stocks to you They’re many bargain-hunters in the m arket Paintings prove diílĩcult to sell Bank shares offer some good possibiỉities ) Đọc lọỉ tập D, biến dổi lại c&u, sử dụng m ight d ể d iễn dạt đốn Ví dụ: He wants to consider his options -» He m ight w ant to consider his options Trả lời câu hỏi sau, sử dụng dộng từ m ight have + p.p d ể diễn đạt đốn Ví dụ: "Did Ned earn a lot of money?” “I’m not sure He m ỉght have earned a lot of money.” Did Ned buy a lot of stocks? Did he consult a brokerage íìrm? Did he study the stock m arket carefully? Did Ned invest in stocks with a relatively secure yield? 167 Did h e have shares in utilỉty companies? Did Ned look into coỉlectibles? Did he check th e current lỉquidỉty of works of art? Did he consideí economic factors such as inílation? g) Đ ọc lạ i b ài tập F trả lời cá c câu h ỏ ỉ với động từ may + p.p để di đ ạt đ ốn q khứ Ví dụ: “Did N ed e a m money?” T m not sure.He m ay have eam ed money.” * h) Trả lời câu h ỏ i củ a th ân chủ k h ỉ họ h ỏ i v iệ c đẩu t Ví dụ: “Should Ị w ait to invest until th e m ark et ỉs bullish?” “Yes, you m ust w ait untỉl th e m arket is bullish.” Should I consỉder some new plans of action? Should I fínd some other options for investing? Should I sell some stocks durỉng this recession? Should I look for some bargain stocks? Should I buy th e bank shares you recommended? Should I dispose of these stocks with declining values? Should I put some of my money into high technology stocks? Should I concentrate on stocks th a t promỉse a rapid growth rate? I Trả lởi câu h ỏ i sau Sử dụng must câu trả lởi đ ể d iễn đ ạt đỉề ch ắc ch ắn xảy Ví du: ”W hat tim e does th e stock exchange open?” (9 A.M) “I don’t know I t m ust open a t A.M.” How much money are they losing with those stocks? (thousands of dollars) W hen does th e board m eeting start? (around 10:30) W hat’s th e te of inũation now? (about 12%) How m any companies you own stock in? (19 or 20) W here is Mr Chan now? (with a Client) How old is th a t painting? (250 years old) Who is Je a n Summer? (the new broker) Which of these stocks has the highest growth rate? (the dat Processing stocks) 168 V iết lại câu tường thuật th ể nghi vấn V iết dạng giản lược Ví dụ: They shouỉd buy shares in this company -* They shouldn’t buy shares in th is company rỉ We ought to follow our old investm ent strategies He should have kept only common stock You m ust sell your sculpture collection B arbara m ight have gone to a brokerage íirm I may try to find a bargain Their investm ent strategies m ust depend only on íalling prices You ought to have sold your securities The slowdown should be continuing ' ■' X Â Y D ựN G C Â U a) Lựa ch ọn từ cột A, B, c D đ ể thành n h ất 10 cầ u kh ẳng đỊn với động từ khỉếm khuyết Thêm t n ế u cầ n th iết A B c D You should be strategies We m ay sell growth íạ te P hil Ơ B rien ought to Consider options T he property m ight invest (in) yield I m ust appreciate collectibles These stocks can bụy declining value The stock m arket could have inílation The dealer look in to slowdown B argain-hunters fĩnđ bullỉsh need data Processing show auction make bearish w ant hight technology recommend bids th in k about ỉiquỉdỉty commỉssion b) Sắp x ếp lạ i đ ể tạo thành câu có chứa m ột động từ khiến khuyết Thêm từ n ế u cần th iết options/ought to/other/you/consider we/stocks/invest in/hỉgh technology/should a/face/investors/m ay/m arket/bearish mighưcoins/lim ited/she/find/liquidity/the concentrate on/other/he/possibilities/must/investment durning/not/buy/share/recession/should/I/the/more may/a/gold/Carol/to/sell/her/jewelry/dealer count on/prices/these/rising/investors/m ight 170 ( ỉ c) Lựa ch ọn a h oặc b cá c câu sau You _ to watch the stock m arket carefully li* ii a) ought b) should ĩì They not invest in a bullish m arket a) should b) m ìghtrít Those stocks _ shown a good growth rate a) may b) m ust have “Should I try to sell my coin collection?” “Yes, you really _sell it ” a) m ight have b' ought to “Did Tom consider other economic fractors before he bought those shares?” ‘T m not sure He _ ” a) m ight have She w aits until th e inílation rate drops a) may b) may b) m ust have “Can I buy some data Processing stocks for your portíolio?” “No, y o u _ ”, a) should b) may not These bids are too high We _ let them go higher a) m ustn’t b) m ight “You m ust continue th a t strategy” “You’re right I _ a) m ight b) should 10 These vvorks of a rt _ be worth half a million dọllars a) ought b) m ust C ase stu d v : E P ISO D E 1: A n E a r ly I n h e r ita n c e W hat an incredible week it had been Friday had arrived none to soon for you Not th a t had been a bad week, but the phone call on Monday from your G reat Uncle Jim m y saying th a t he wanted you to have your inheritance early had really shaken ,up your circumstances Being on the receiving end of $400,000 d id n t happen 'veryday! The rest of the week had been a shambles with ỉegaỉ paperwork, family 171 Debit Credit Ị- Expense Liability A sset Income Drawings Proprientorship Pick a Liability: Your biggest customer owes you money c You owe a furniture company some money A Fax Machine Đ À M THOẠI ĩởi nội dung: đột th ân chủ đến công ty môi giới bạn để xin ý kiến việc đầu tư ìiải thích cho chiến lược đầu tư, yếu tô' kinh tế ảnh hưởng đến [uyết định việc mua bán loại chứng khoán 173 discussions and constantly thinking about w hat to w ith all th a t money At first early retirem ent (very early!) had been íbrem ost in your mỉnd But the more you thought about it, th e less appealing it was W hat you really w anted to was be your own boss, in a business th a t was fun - and successful You had considered a lot of options, talked to friends who knew you, asked Uncle Jinuny's advice, and finally settled on a CD-Shop w ith a wide range of Products Now came th e hard part S ta rtin g a business, and running th a t business successM ly were two diíTerent things Fortunately you knew you would have some help in a t least one area, keeping track of the financial side of things You had m et a guy nam ed DEAD CLIP (DC), an odd nam e for sure, but he seemed pretty clued up on thÊ Accounting thing, he said th a t you could call on him anytim e you needed help Today you took your inheritance and opened a bank account in the name of The Awesome CD-Shop They were happy to take the deposit But once you took care of th a t you w eren't too sure how to classiíy the transaction for accounting purposes A quick call to DC and he explained all about the accounting eauation and the need to "balance the books" so you could be sure th a t the information was accurate For sure you wanted accurate information, the goal was a successíul business, not a failure! R e q u ire d : Indicate below w hat category should be Debited and w hat category should be Credited to properly record opening th e bank account: Q u e stio n s Please answ er th e questions below To m ark the questions, press the button a t the bottom of th e form Correct answ ers will have th eir 'correct?' check boxes checked The help buttons guide you to m aterial if you get stuck You have ju st paid th e caterers for the huge shop opening party you had last m onth Which category would be debited? a r Expense Income r r A sset c Drawing c Liability Proprietorship And which category would be credited? c Expense r Liability r r A sset Income c c Drawing Proprietorship You decided to buy a work desk to help create your ’offĩce’ You buy th e desk on credit Which categories wpuld you use to record th e transaction? 172 High Technology Growth stocks ỉ High technology Growth Stocks is a nẹw m onthly investm ent advisory sevice which concentrates on identifying attractive fast-growing high techonology companies w ith sales typically in th e $5 million range Each issue concentrates on a fast-grow high technology m arket and contaỉns the í^ụowing major sections: (1) disucssion of th e m ạrket, (2) selected stock of the m ónth from th e given m arket, (3) other recommended companies serving th a t m arket, (4) secected high technology new issue of th e m onth, (5) other attractỉve high technology new issues, (6) a calendar of all high technology new issues for the m onth, (7) company news on prevỉous and still recommended high technology stocks and (8) a m aster list w ith statistical data on all reconunended high technology stocks Previous recommendations are followed until delisted Each reconunnendation includes an easily understood description of the products/servỉcés oữered by the company The editer has had extensive in analyzỉng high technology-oriented m arket and a high success rate in identiíying/selecting emerging fast-gFOWỈng high technology companies Yes, I am interested in emerging fast High Technology Gowth Stocks growing high technology growth stocks 402 Border road □ Please en ter my subscrỉption to High Concord.MA 01742 Technnlngy firow Stocks for a year, Enclosed is $30 □ Pỉease en ter my subscription for a m onth triaỉ Enclosed is $95 p Please send me back issues covering th e followỉng m arkets Name: Address □ D ata Communications □ Computers Citv □ Computer Peripherals □ Medỉcal Equipment/Supplies □ CAD/CAM □ Enclosed is $10 issue checked for each back State 175 B ài đoc thêm: MAGAZINE ADVERTISEMENT (Q U Ả N G CÁO T R Ê N TẠ P CHÍ) 'í Bây bạn hồn thiện học đầu tư, bạn đọc phần quảng “High Technology Grawth Stock” Trước tiên học thêm từ cụm từ ì f issue - an edition of a newspaper or a magazine (sự xuất bản; phát hành) b a ck ỉssu e - an old issue of a nevvspaper or magazine (tái bản; tái p h t hành) ran ge - extent, span, diíTerence (mở rộng; trải qua; phân biệt) s ta tỉstỉc a l - pertaining to statistics, the Science of quantitative data (thuộc tó s thống kẽ) h ig h te c h n o ỉo g y o r ie n te d - concentrating on or interested in high technolog) Ị* companies (thích ứng kỹ thuật cao) ỉ - new, Corning into the market unexpectedly (nẩy sinh; xuất hiện) su b sc r ip tỉo n - an agreement to receive a certain number of issues of a magaz: after paying a certain price , a two-year subscription (sự bán dài hạn) e m e r g in g e n c lo s e d - r placed in an envelope (đính kèm, đính này) (three-m onth) trial-a (three-month) test to see if a product is satisíactory (thử nghiệm Com puter p e r ip h e ls - equipment added to a Computer that widens the ran of its functions (thiết bị ngoại vi) Bây đọc tờ quảng cáo trả lời câu hỏi )1 ]( 11 0: 174 ... từ chuyên mồn tài chánh, ngăn hàng Sách dược chia làm hai phẩn, phần Phẩn dầu gồm thù tục bàn ngân hàng; Phần thứ hai có liên quan đến việc đầu tư tải chánh ngăn hàng th í giới 14 chương tách... New Y o r k 15 4 Bài 12 : ĐẦU T (Phần II) 15 8 Động từ khiếm khuyết —- —-——- 16 4 Đọc thêm - Quảng cáo tạp chí - 17 4 Bài 13 : NGHIỆP v ụ NGÂN HÀNG T ự ĐỘNG - 17 7 Điều kiện cách... động-—— 10 9 Bài : DỊCH v ụ NGÂN HÀNG QUỐC T Ế »- 11 5 Ì^ P rĩr-T T Ễ Thì tương lai - —-———- .-i- i- 12 3 Be + going tò ''+ động tù đơn - 12 3 Đọc thêm - Bảng tỷ g i — -— -'' - 12 7