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MINISTRY OF EDUCATION & TRAINING THE STATE BANK OF VIET NAM HO CHI MINH UNIVERSITY OF BANKING NEANG LINL DA THE RELATIONSHIP BETWEEN RISK ATTITUDE AND BEHAVIOR AGAINST COVID 19 EVIDENCE FROM HO CHI MI[.]
MINISTRY OF EDUCATION & TRAINING THE STATE BANK OF VIET NAM HO CHI MINH UNIVERSITY OF BANKING NEANG LINL DA THE RELATIONSHIP BETWEEN RISK ATTITUDE AND BEHAVIOR AGAINST COVID 19: EVIDENCE FROM HO CHI MINH UNIVERSITY OF BANKING STUDENTS GRADUATE THESIS MAJOR: BUSINESS ADMINISTRATION CODE: 7340101 Ho Chi Minh City, June 2022 MINISTRY OF EDUCATION & TRAINING THE STATE BANK OF VIET NAM HO CHI MINH UNIVERSITY OF BANKING NEANG LINL DA THE RELATIONSHIP BETWEEN RISK ATTITUDE AND BEHAVIOR AGAINST COVID 19: EVIDENCE FROM HO CHI MINH UNIVERSITY OF BANKING STUDENTS GRADUATE THESIS MAJOR: BUSINESS ADMINISTRATION CODE: 7340101 SUPERVISOR Dr PHAM HUONG DIEN Ho Chi Minh City, June 2022 ABSTRACT The research paper builds on previous studies and focuses on analyzing the factors of risk attitudes and behaviors against Covid 19 The goal is to clarify their relationship and come up with innovative strategies to contribute to future research The research model is based on Ajzen's Theory of Planned Behavior (TPB), Theory of Reasoned Action (TRA) In addition, responded to 225 student‘s HUB online surveys conducted using a combination of quantitative and qualitative methods First, the author bases his risk analysis on an 11-point scale inquiry concerning general risk attitude Second, construct a 5-point Likert scale for each of the risk attitude variables' particular contexts, and determine the differences in individuals' risk preparedness for specific-context domains: health, finance, working, and traveling Finally, the uses additional questionnaires of behavioral variables with the same scale with risk attitude related to the issue of compliance with regulations under the directives of Covid 19 Keywords: risk attitude, general risk attitude, behavior, covid 19 i ACKNOWLEDGE To complete this thesis, I would like to express my gratitude to the following individuals: First, I would like to express his gratitude to the Board of Directors, Faculty of Business Administration, Graduate Training Department, other departments, and all Teachers of Banking University of Ho Chi Minh City who generously shared their knowledge with the author during his time at school Next, I would like to express gratitude to my supervisor, Dr Pham Huong Dien, who has provided direct guidance as well as useful feedback in order for the author to conduct the study in the most thorough manner possible Finally, I deepest thanks my family and friends for their support Throughout the writing of this thesis, friends have supported, provided ideas, and assisted me Despite the numerous attempts made to complete the thesis, flaws are unavoidable To improve the topic, I would appreciate relevant advice and comments from teachers I wish all instructors good health so that they can continue to mentor future generations of gifted kids Thanks very much ii DECLARATION I declare that this final study is entirely my composition All references made to works of other persons have been duly acknowledged The figures in this thesis are taken from sources that are published Signature Neang Linl Da iii Table of Contents ABSTRACT i ACKNOWLEDGE ii DECLARATION iii LIST OF ABBREAVIATIONS iv TABLE LIST .v FIGURE LIST vi CHAPTER 1: INTRODUCTION 1.1 Research statement 1.2 Research Objectives and Questions 1.2.1 Research Objectives Error! Bookmark not defined 1.2.2 Question Error! Bookmark not defined 1.3 Research Subject and Scope .2 1.3.1 Research Subject .2 1.3.2 Scope .3 1.4 Research methodology 1.5 Research Limits Error! Bookmark not defined 1.6 Research Significance Error! Bookmark not defined 1.7 Expected Contribution Error! Bookmark not defined 1.8 Thesis structure Chapter Summary CHAPTER 2: LITERATURE REVIEW 2.1 Related theories 2.1.1 Theory of Planned Behavior (TPB) 2.1.2 Theory of Reasoned Action (TRA) Error! Bookmark not defined 2.2 Concepts .6 2.3 Related studies .8 2.4 Research Hypotheses and Model .10 2.4.1 Research Hypotheses Error! Bookmark not defined 2.4.2 Model Error! Bookmark not defined Chapter Summary 10 iv CHAPTER 3: RESEARCH DESIGN 12 3.1 Research Process 12 3.2 Building the scale .13 3.3 Sample size 16 3.4 Data analysis 17 3.4.1 Test EFA (Exploratory Factor Analysis) 17 3.4.2 Regression analysis and ANOVA test 18 Chapter Summery 19 CHAPTER 4: DATA ANALYSIS 20 4.1 Sample description 20 4.2 Reliability test by Cronbach’s Alpha .25 4.2.1 General risk attitudes 26 4.2.2 Risk attitudes in Health .26 4.2.3 Risk attitudes in Finance .27 4.2.4 Risk attitudes in Working .28 4.2.5 Risk attitudes in Traveling 28 4.2.6 Behavior 29 4.3 Result of Exploratory Factor Analysis (EFA) .29 4.3.1 Exploratory factor analysis for Risk attitudes 30 4.3.2 Exploratory factor analysis for Behavior 32 4.4 Correlation analysis 33 4.4.1 Result of correlation analysis of General risk attitude and Risk attitude 33 4.4.2 Result of correlation analysis of Behavior and Risk attitudes 34 4.5 Regression analysis 36 4.6 ANOVA test 39 4.6.1 ANOVA test between School year and General risk attitude 42 4.6.2 ANOVA test between Major and General risk attitude 44 4.6.3 ANOVA test between Parental occupation and General risk attitude 46 Chapter Summary 46 CHAPTER 5: CONCLUSION AND RECOMMENDATIONS 47 v 5.1 Conclusion 47 5.2 Recommendation and suggestion .48 5.3 Limitations and the next research direction 50 Chapter Summary 51 REFERENCE 51 APPENDIX vi LIST OF ABBREAVIATIONS Acronym Definition EFA Exploratory Factor Analysis TRA Theory of Reasoned Action TPB Theory of Planned Behavior HUB Ho Chi Minh University of Banking vii TABLE LIST Table 3.1: General risk attitudes scale 12 Table 3.2: Risk attitudes scale 13 Table 3.3: Behavior scale 15 Table 4.1: Statistics for Gender 20 Table 4.2: Statistics for School year 20 Table 4.3: Statistics for Major 21 Table 4.4: Parental occupation 22 Table 4.5: Descriptive Statistics for General risk attitudes 22 Table 4.6: Descriptive Statistics for Risk attitudes 23 Table 4.7: Descriptive Statistics for Behavior 24 Table 4.8: Result of the reliability statistics for General risk attitudes 26 Table 4.9: Result of the reliability statistics for Health 26 Table 4.10: Result of the reliability statistics for Finance 27 Table 4.11: Result of the reliability statistics for Working 28 Table 4.12: Result of the reliability statistics for Traveling 28 Table 4.13: Result of the reliability statistics for Behavior 29 Table 4.14: KMO and Bartlett's Test 30 Table 4.15: Eigenvalues and covariance deviations for independent variables 30 Table 4.16: Result of independent factor analysis with principal varimax rotation 31 Table 4.17: KMO and Bartlett's Test 32 Table 4.18: Eigenvalues and covariance deviations for dependent variables 32 Table 4.19: The factor rotation matrix of the dependent variable 33 Table 4.20: Correlations analysis of General risk attitude and Risk attitude 33 Table 4.21: Correlations analysis of Behavior and Risk attitude 34 Table 4.22: Correlations analysis of Risk attitude and specific behavior 35 Table 4.23: Correlations analysis of Risk attitude 36 Table 4.24: Model Summaryb 37 Table 4.25: ANOVA 37 Table 4.26: Coefficients 38 Table 4.27: Test of Homogeneity of Variances 40 Table 4.28: ANOVA 40 Table 4.29: Descriptive 41 viii ... to Covid 19 has increased anxiety and confusion in their attitudes and behaviour With the above reasons, I decided to the research ? ?The relationship between risk attitude and behavior against Covid. .. attitude At the same time, the research objective is to verify the compliance with "5K Message" of students and then compare the relationship between risk attitude and response to Covid 19 1.4 Question... with the same scale with risk attitude related to the issue of compliance with regulations under the directives of Covid 19 Keywords: risk attitude, general risk attitude, behavior, covid 19 i