LAP 1964 1994 1994 1996 1995 1995 1998 1996 1997 1999 1999 HINH THLTC SO HUU Nha nuac Nha nuac Nha nuac Nha nuac C6 phan Co phan Co phan Lien doanh Lien doanh Lien doanh Lien doanh LINH \UC HOAT DONG Nhan Iho xa phi nhan tho Phi nhan tho
Tai bao hiem
Phi nhan the Phi nhan tho
Phi nhan tho
Phi nhan tho
Phi nhan tho
Nhan tho
Phi nhan tho
Nhan tho
12
13
14
15
16
Cong ty bao hiem nhan tho Prudential
Cong ty TNHH bao hiem nhan tho Chinfon- Manulife
Cong ty TNHH bao hiem Allianz-AGF
Cong ty bao hiem quoc te My(AIG)
1999
1999
1999
2000
Hon 7000 ca nhan lam dai ly bao hiem
100% von nude ngoai 100% von nude ngoai 100% von nude ngoai 100% von nude ngoai Nhan tho Nhan tho Nhan tho Nhan tho
• Ngucri mua bao hiem: Theo phap luat Viet Nam la ca nhan hoac to chuc co
nhu cdu mua bao hiSm hoac co nghia vu tham gia bao hi6m theo quy dinh cua phap luat.
Van de can chu y a day la tu each chu the cua cac ca nhan, to chuc khi tham
gia quan he giao ket HDBH hang hoa XNK la gi? nhiJng yeu to nao de mot ca nhan, to chiic trof thanh chu the giao ket hap dong co tinh chat phuc tap nhu HDBH hang hoa XNK:
- Doi v6i to chiic, ngoai tu each phap nhan, yeu cau dat ra doi vai ngucri dai dien to chuc giao ket hap dong, cung phai co nang lire phap luat, nang lire hanh vi theo quy dinh cua phap luat trong giao ket hap dong kinh te, ma a day la HDBH hang hoa XNK. Trong trudng hap dai dien theo uy quyen, thi ngoai nhung yeu cau
vi mat chu the neu tren, nguai duac uy quyen phai co van ban uy quy6n hap phap
ciia to chiic ve viec tham gia giao ket HDBH cho hang hoa XNK do.
- Doi v6i ca nhan, ngoai nang lire phap luat, nang luc hanh vi, trong giao ket HDBH hang hoa XNK yeu cau ca nhan phai co dang ky kinh doanh theo quy dinh ciia phap luat.
Xoay quanh khai niem chu the giao ket HDBH hang hoa XNK, chiing ta
con bk gap mot so dang chu the pho bien nhu:
- Nguai duac bao hiem
- Ngu5i thu huang quyen lai bao hiem - Nguai true tiep giao ket HDBH
- Nguai the quyen bao hiem
Dieu dang luu y la, do tinh chat cua quan he bao hiem hang hoa XNK la
loai quan he hap dong kinh te, nen trong truang hgp chii the tham gia giao ket HDBH hang hoa XNK theo sir uy quyen nhung viec giao ket do dugc thuc hien dual dang tai lieu giao dich, thi mac nhien hgp d6ng do khong co hieu luc phap luat. Theo Dieu 7 Nghi dinh 17/CP ngay 16-01-1990 huang din chi tiet thi hanh phap lenh hgp dong kinh te 1989 thi nhiing hgp dong dugc giao ket dual dang tai lieu giao dich thi khong dugc uy quyen. Day la vu viec da xay ra tren thuc ic. da dugc toa an nhan dan thanh pho Ho Chi Minh giai quyet [35,1]