... Condition and Income, National Information Center Database deposit share has come at the expense of regional and super-regional banking organizations, those in the $10–100 billion range Another ... Deposits, National Information Center Database II IMPACT OF THE CHANGES ON CONSUMERS Consumers have traditionally relied on nearby banks and branches for many of their banking services Will the ... presentment In this case, the bank collects the bills itself and transmits them to the consumer over the Internet, where the customer can review them along with his account balances and initiate payment...
... of the BICM for different message representations As it was mentioned, the randomness of the message is given not only by the iteration andthe observation vector, but also by the position in the ... of iterations (we can consider an arbitrary subset of all iterations) andthe observation vector Once the autocorrelation function is given, the solution of the characteristic equation I rxx (s, ... in the FG/SPA The FG cont-ains both discrete and continuous messages The discrete messages are presented in the coder There is no need for the investigation of their representation, because they...
... absorption approach emphasizes the determinant of production and expenditures, andthe monetary approach emphasizes the excess ex−ante flow demand (or supply) for money The monetary approach ... had not concluded happily, either The capital inflows of the 1920s ended with the economic crisis of the early 1930s, andthe large capital inflows of the late 1970s ended with the debt crisis ... publication and accepts no responsibility whatsoever for any consequence of their use The boundaries, colors, denominations, and other information shown on any map in this volume not imply on the...
... (iii) The Law onthe State Bank in 1997 andthe Law on Credit Institutions of 1997, amendments to both laws in 2003 and 2004 respectively; the new Law onthe State Bank of Vietnam 2010; andthe ... (i) The Law on Foreign Investment in 1987, its amendments in 2000 andits later unification with the Law on Domestic Investment in 2005; (ii) The Law on Enterprises in 1999, andits replacement ... productivity gains for individual companies and their investors, andthe results then have positive impactonthe overall economy (OECD, 2004) Recognizing the importance of corporate governance,...
... (iii) The Law onthe State Bank in 1997 andthe Law on Credit Institutions of 1997, amendments to both laws in 2003 and 2004 respectively; the new Law onthe State Bank of Vietnam 2010; andthe ... (i) The Law on Foreign Investment in 1987, its amendments in 2000 andits later unification with the Law on Domestic Investment in 2005; (ii) The Law on Enterprises in 1999, andits replacement ... productivity gains for individual companies and their investors, andthe results then have positive impactonthe overall economy (OECD, 2004) Recognizing the importance of corporate governance,...
... special education and one on inclusive education in Danang and Vinh Long respectively Data collection The survey was conducted with qualitative and quantitative approaches The quantitative approach ... disabilities, and Correpondent Nr 9890/BGD ĐT-GDTH guiding the contents and approaches for education of students in difficult situation In theory, the existing policies has mentioned andimpacton all ... Correspondence 9890/BGD ĐT-GDTH: The contents of the inclusive education 27 programs is based onthe common education program and curriculums that are relevant to the ability and learning conditions...
... (iii) The Law onthe State Bank in 1997 andthe Law on Credit Institutions of 1997, amendments to both laws in 2003 and 2004 respectively; the new Law onthe State Bank of Vietnam 2010; andthe ... (i) The Law on Foreign Investment in 1987, its amendments in 2000 andits later unification with the Law on Domestic Investment in 2005; (ii) The Law on Enterprises in 1999, andits replacement ... than the mean of the other sectors (43.5) There are two possible reasons First, given the important financial intermediation role of the banking and financial services industry in an economy, there...
... to the variations of' substrates Especially in decisive reactor, the conditions of sludge concentration and oxygen should be strictly controlled Steady sludge concentration and aerobic situation ... LJNITANK units 240 No Sludge concentration dynamic distribution anditsimpactonthe performance of UNITANK ~~~~ Influent quality was considered stable during the tested half-cycle 2.3.1 Variations ... and Tank B in sludge concentration Given the initial MLSS in Tank A, the MLSS distributions in Tank A and B could be described SRT could be easily-controlled if the online sensor and fuzzy monitor...
... further address the conditions and expectations underlying these assumptions, about how the respective modes of institutionalised knowledge are conventionally represented in opposition, andthe ... culture There are also other varying connotations to the word "entrepreneur" to consider, as will be considered at length in this andthe other chapters following The New Economy andits dot.com ... short consideration of the denotations and connotations attached to the concept of "youth", and moves on to examine a series of research surveys focussing on three broad areas in the literature on...
... % The Mass Media anditsImpacton Economics May Hancock Harrison Jackson June Hancock Harrison Jackson July Hancock Harrison Jackson August Hancock Harrison Jackson September Hancock Harrison ... believed theThe Mass Media anditsImpacton Economics 22 media coverage of the Deepwater Horizon oil spill was a key factor the slowing of the local economy while 37% believed the national recession ... media’s portrayal of the oil spill The Mass Media anditsImpacton Economics 26 could have caused more harm than good onthe perception of the local economies Limitations: The case study of how...
... reasons One of the reasons is the need to minimize negative impacts of urban expansion in economic, social and environmental impacts, to bring mutual development and symbiotic integration of the ... literature The third chapter deals with the description of the study area and methodology of the study andthe fourth chapter deals with the results and discussion parts of the thesis Finally, the last ... enormous conflicts associated with land acquisition The most sources of conflict are found at the borders of the urban and rural, common and private, smallholder and investors land The research conducted...
... climate.Conclusion:Although there are still many problems regarding the relationship of carbon dioxide andglobal climatic changes and even global warming itself, there is little question that ... locations of the remaining 11% remain mysterious at present (Kraushaar, 1988) .The next question comes with the effect of these carbon dioxide increases onglobal climate and here is where the controversy ... another natural fluctuation in temperature At present time, using our current understanding onthe atmosphere that based on hypothesises and models, we cannot yet make accurate predictions on the...
... definition and description of the concept of financial centers and economic clusters Section provides explanations onthe TOPSIS model andits calculations Section consists of the application and ... recommendations The study consists of two parts The literature review defines the terms of crisisand economic crisis together with 2008–2009 global financial crisisandglobal economy The last ... intensive-production resulted in the financialization of the world economy In the third section the rise of the neoliberalism and in the fourth section the financialization of the world are examined The role...
... for consumption smoothing—is closely linked to the second, and we therefore discuss them together because they both affect the resilience of households in bearing production and consumption risks ... mainly on an input package for hybrid maize The second reason is the below-average rainfall in the two survey years andthe concentration of the loan portfolios of the formal lenders on maize, ... institutions and their services play a larger role These attributes include the types of loans provided andthe restrictions on their use, as well as the types of nonfinancial services provided by the...
... trade-concentration More specifically, this study provides the background for the concept of retail trade-concentration andits application to emerging economies Then, the status of trade-concentration in ... boundaries To understand the process of tradeconcentration, andthe consequent retail restructuring, one has to take into account the phenomenon of globalization The proliferation of supermarkets ... formation of associations The Trade-Concentration Model To understand retail development, in this dissertation, I employ the model of tradeconcentration The concept of trade-concentration has...
... International migration and health A paper prepared for the Policy Analysis and Research Programme of theGlobal Commission on International Migration, International Centre for Migration and Health, ... design, conducted and supervised data collection and drafted the manuscript EE contributed to design, conducted and supervised statistical analysis and contributed to the manuscript IS contributed ... began in the early 1970s and followed 1980s and 1990s There are smaller communities scattered around Britain but the majority of them live in and around London They are working and living in the...
... permeability reduction for the Namur, Hutton and Murta formations of 30% In the other hand, the normalized permeability for the Poolowanna and Birkhead formations decreased only 10% This agrees ... discontinuity and can vary as a result of factors such as the differential stress magnitude, fault models, the friction coefficient onthe discontinuity andthe strike of the discontinuity relative to the ... C., and Yassir, N A.Estimation of horizontal stress at the depth in faulted regions and their relationship to pore pressure variation SPE Formation Evaluation (1996) [2] Ambastha, A K., and Meng,...
... dropped out in the first years of the study To attenuate self-selection bias and exercise effects due to the exercisers among the community controls, we also created groups of Ever-Runners and NeverRunners ... NeverRunners based on responses to the question at baseline: "Have you ever run for exercise for a period greater than one month?" The study was approved by the Stanford University Investigational Review ... responded to the question "How bad has pain or stiffness been in the past week?" and marked their response onthe VAS In 1987, the VAS anchors were: = no pain or stiffness; and 100 = very severe...
... Authors’ contributions BA and NHH conceived the study, participated in its design and have been involved in drafting the manuscript and revising it critically for intellectual content YIY and AL ... education; and secondary education or more), socioeconomic status (determined by the monthly household income (less than 1000 Dirhams (DH), between 1000 and 2000 DH; 2000 and 5000 DH and above ... well-adjusted or nondistressed marriage is linked with less pain and better functioning [11] In fact, the associations between spinsterhood and disease progression and severity in RA are complex and interpretation...