... understandable for patients. A few toolsare available to measure the readability of materials as well as the health literacy of the patients. Evaluating the suitability of education materials for the audience1,21009 ... 18.8. Brandes W, Furnas S, and McClellan F. Literacy, Health, andthe Law: An Exploration of the Law andthe Plight of Marginal Readers within the Health Care System: Advocating for Patients and ... or Not applicable, plus Comments.Testing the readability of the education materialsReadability formulas measure only one aspect of readability, but they are a place to start, providingscores...
... Table2:Ratingagencycategories and defaultratesS&P and FitchMoody's Oneyearavergedefaultrate*Fiveyear averagedefaultrate*AAA Aaa 0.00% 0.16%AA Aa 0.07% 0.72% A ... Brokersare the GlueBrokersare the gluethatbringstogether“issuers and investors”in the primary financialmarkets and “buyers and sellers”in the secondarymarkets.Ratherthananinvestorhaving to findanotherinvestor to buy or sellbonds to, theygo toa brokerwhopurchasesbondsimmediately from them and takes the riskofon‐sellingthem.Iftheycan’timmediately, or don’twant to, sellthem,theywillwarehousethemuntiltheyhavefoundanotherend‐investor to sellthem to. Thisalsoworksinreverseinthattheywillalsosellbonds to aninvestorbeforetheyhaveactuallybought the bonds.30MerrillLynchMunicipalMasterIndexon the 11thMarch2010.31MerrillLynchUSCorporate and GovernmentMasterIndexon the 11thMarch2010.32 The UStaxationsystemisdifferentin a numberofwaysthanthatin the UK.Inrelation to munibondsthough,both the federal and statecandeducttax from anindividual’sincome.Munibonds,aswellasbeingexempt from federaltaxareoftenexempt from statetaxif the holderresidesin the state.336.7%*(1‐40%)=4%34http://www.whitehouse.gov/assets/documents/PACE_Principles.pdf35Seesection3.4.3onassetbackedsecurities18 ... tsingilts to bothbuyers and sellers,althoughnot to otherGEMMs.Theyalsohave to maintain a reasonablemarketshare−meaningthattheyhave to actuallybuy and sellbonds(ratherthanjustmakingmarkets and nottransacting)inboth the primarygiltauctions and the secondarymarkets.As a benefit,theyare the onlymarketparticipantsthatcanbuygiltsdirectly36 A bookis a trader’sportfolioofbonds.Thiswillbemadeupofbothrealbonds and derivatives.37Seesection A. 4.38 A listof the currentGEMMsisinAppendix A. 2.39 The giltissuingarmof the UKTreasury.19...
... first, there is no need to excel competitors trying to get the same prize because the number of prizes may be the same as the number of runners.G. Hamel & C. K. Prahalad, Competing For The ... make a vessel froma lump of clay; It is the empty space within the vessel that makes it float. Thus, while the visible has advantages, It is the invisible that makes it useful.Lao-Tzu, Tao ... Lumiknows31 From New Product to New Market Development… Management will increasingly have to be based on the assumption that neither technology nor end use is a foundation for management policy. They...
... the ratings. The response for each task is rated on a scale of 0 to 4 according tothe standards (rubrics). The average of all six ratings is converted toa scaled score of 0 to 30. (See the ... overall quality of the writing: development, organization, and appropriate and precise use of grammar and vocabulary. TOEFLđ iBT ScoresBetter information about theabilityto communicate ... set TOEFL iBT scores that are comparable tothe CBT and PBT for the total score, and for the Reading, Writing and Listening sections. Because the Speaking section is new, it cannot be compared...
... behalf on the N.S .A. of the Bahá’ís of Australia and New-Zealand, andto convey to you, andto your collaborators on that Assembly his grateful appreciation of the stupendous efforts you have ... on a tour to Australia, India andthe Near East, and by the time this letter reaches you he may be already in your midst. The Guardian wishes your N.S .A. to arrange for him to visit all the ... such articles for publication in that magazine as would serve to make it a more direct and effective teaching medium for the spread of the Cause throughout Australia and New-Zealand. He is advising...
... vegetables or sugar and coffee just bread and meat. Some days we had the bread, but no meat; some days the meat, but no bread.Two days we had nothing, neither bread nor meat and it was a solemn and ... the road there was a smallopen field containing a little farmhouse and garden and apple orchard, where the cavalry had been at work,that morning before we came up. Around the house and in the ... Stuart and his men were written higher thanever on the honor roll, andthe whole army was ready to take off its hat to salute the cavalry. And, from that day, there was a marked change in the...
... she forgot what she had purchased and when the package arrived on the front porch it was like a surprise gift. Jim and Linda had already borrowed against their house once to consolidate the ... of the stands.I watch many people with money problems and issues behave exactly the way I did that day at the ball game. They are inexperienced, unsure of exactly what to do and rather than ... morning and look forward tothe day with childish glee and anticipation. I’d say I feel that way most of the time because I love what I do and I’m thankful for any day I’m not dead. As far as I’m...
... data that get stored in the database. Other data get stored as well, such as the date when you created the article and your username. All these bits of data are associated with the article or ... (and all the other important code that makes Drupal run) ‰Theme codeData Storage The content of your site and its confi guration settings are stored in a database. By default, each website has ... designer and instructor, project manager, and facilitator, and has taken part in planning and building numerous Drupal and non-Drupal websites and web-based systems over the past 14 years. In 2005,...
... that the cost of the iPad,either online or at another retail store, is always the same. There’s nomarkup when you purchase the iPad 2 somewhere other than an Applestore, andthe online store ... those files need, and thentriple that number. This calculation should account for the original files storage andthe potential of creating twice as many files while away from your base PC.As for ... iPad has a 25Chapter 2 Second Step: Interfacing with the iPadFigure 2.6 The iPad Searchscreen. (and any storage device to which thecomputer has access) to handle stor-ing files. In such a...
... monitor on the back of the camera and do not have theabilityto increase the amount of memory available for picture storage via removable memory cards. The cheapest cameras have a relatively ... tester for Adobe digital photography products and acts as an Adobe Ambassador for Australia and New Zealand. He is an accomplished teacher/demonstrator who, over the last 20 years, has lectured ... Photography at Birmingham College for Art and Design. He served as an external assessor for several BA courses, as well as an adviser to national examination boards for photography at school and college...
... titled “Air Force Purchasing and Supply Chain Man-agement: Support and Evaluation of the ALC-Wide Demonstrations and the Proposed Organization.”Similar RAND Corporation work for the U.S. Air Force ... they then can be analyzed. These steps can be repeatedas more is learned about the data and as new data become available.In particular, analyses can uncover problems with the data that mayrequire ... market-share factor that applied to each Air Force en-gine. OC-ALC staff decided that the data necessary to develop AirForce engine market-share factors were not readily available. OC-ALC explored...
... (HAQ) score, patient-scored visual ana-logue scale for pain (VASpain) and general health(VASglobal), physician's global assessment of disease activityon a five-grade scale (EVALglobal), ... disease activity on a five-grade scale; HAQ, health assessment questionnaire; MTX, methotrexate; VASglobal, visual analogue scale for general health; VASpain, visual analogue scale for pain. Arthritis ... as well as adalimumab werewidely available (Figure 1). The number of biologic-naïvepatients starting adalimumab was too limited to allow mean-ingful analysis, and patients treated with adalimumab...