... appreciation ofthe characteristics of savings banks against both the background ofthe savings and retail banking sector and within the context ofthe multi-dimensional world of banking For these reasons, ... submissions The winner receives € 5,000 Submissions are evaluated based on the structure and methodology ofthe paper, the breadth of analysis, the relevance and originality ofthe research and the importance ... runners-up will be voted upon for theEuropean Savings Banks Academic Award Each member ofthe jury has one vote In the absence of a majority, the president ofthe jury holds the deciding vote 17 o...
... MFIs in the provision of microcredit The Commission sees the role ofthe savings banks as a complementary to non-banking financial institutions, since they often target different segments ofthe ... minority groups and people with disabilities TheEuropean Investment Fund (EIF) manages the funds allocated to microfinance By way of example, theEuropean Progress Microfinance Facility is a microfinance ... definition ofthe terms used in the microfinance sector and involving all the actors in the development of this sector in Europe The financial crisis has had a “positive” impact on microfinance...
... But by the turn ofthe century, lynchings were hardly the everyday occurrence that they are often considered in the public recollection Compare the 281 victims of lynchings in the 1920s to the number ... to the study cited at the beginning of this book, which measured the difference between the sale prices of homes that belonged to real-estate agents themselves and the houses they sold for their ... carried “We’re proud of it,” Lott told the partygoers “And if the rest ofthe country had followed our lead, we wouldn’t have had all these problems over all these years either.” The implication that...
... etc.) upon the inhabitants of their manors and the areas around their castles, and to reduce some of them (but rarely 14 History oftheEuropean Economy the majority) to the status of serfs, who ... from far away The most important case was the settling by Germans ofthe countries to the east ofthe Elbe and later ofthe Oder At the start of this migration, a crucial episode ofEuropean history, ... harnessing of oxen also improved, as their yoke was put on their horns and then on their forehead instead of their withers; because several pairs of them could be harnessed in file, they were often...
... debt or by members oftheEuropean System of Central Banks performing their tasks as provided for by the Treaty and the Statute oftheEuropean System of Central Banks and oftheEuropean Central ... on other regulated markets, even without the consent ofthe issuer and in compliance with the relevant provisions of Directive 2003/71/EC oftheEuropean Parliament and ofthe Council of on the ... Council on the state ofthe removal ofthe obstacles which may prevent the consolidation at theEuropean level ofthe information that trading venues are required to publish On the basis ofthe reports...
... categories of employment From this information, to determine the relative weights of each ofthe subjects ofthe structure in terms of their relevance to the labour market, they requested the opinion of ... EDUCATION IN SPAIN WITHIN THE FRAMEWORK OFTHEEUROPEAN AREA OF HIGHER EDUCATION» As it is well known, the starting point ofthe process to achieve an integral harmonization oftheEuropean higher education ... information, the study analyzes how well the content ofthe studies ofthe degree in «Business Administration» respond to the demands ofthe labour market Based on this analysis, the study proposes...
... 0.02 % ofthe amount by which the value ofthe portfolios ofthe AIFM exceeds EUR 250 million Irrespective ofthe amount ofthe requirements set out in the first and second subparagraphs, the own ... order to reflect the net asset value ofthe shares or units ofthe AIF The rules applicable to the valuation of assets and the calculation ofthe net asset value per unit or share ofthe AIF shall ... shares of an AIF managed by the AIFM and book them on behalf ofthe AIFM in a segregated account; verify whether the AIF or the AIFM on behalf ofthe AIF has obtained the ownership of all other...
... and the use ofthe designation "European Venture Capital Fund" should be sanctioned by the prohibition ofthe use ofthe designation and the removal ofthe venture capital fund manager ofthe ... relevance) THEEUROPEAN PARLIAMENT AND THE COUNCIL OFTHEEUROPEAN UNION, Having regard to the Treaty on the Functioning oftheEuropean Union, and in particular Article 114 thereof, Having regard to the ... by theEuropean Parliament or the Council within a period of two months of notification of that act to theEuropean Parliament and the Council or if, before the expiry of that period, the European...
... chromosomes the question arises concerning the mechanisms underlying the orchestrated expression of these enzymes by the oxygen tension The findings that the effect of hypoxia on the gene expression ofthe ... thus on the one hand fully support these previous findings and on the other hand extend them by far and set them in a more general context, as both a-subunits of P4h, PDI as the b-subunit of P4h ... 100, : 1000) of a cDNA generated from the pooled RNA ofthe normoxic (control) cultures (at the different time points) ofthe respective experimental series (standard cDNA) Analysis ofthe individual...
... Book of Abstracts ofthe 60th Annual Meeting oftheEuropean Association for Animal Production EAAP - European Federation of Animal Science TheEuropean Association for Animal ... the presentation of material in this publication not imply the expression of any opinion whatsoever on the part oftheEuropean Association for Animal Production concerning the legal status of ... Effect of a match or mismatch of maternal and offspring environment on the development and behavior ofthe offspring 16 101 The effects of docking on growth and blood biochemical parameters of Sanjabi...
... Book of Abstracts ofthe 63rd Annual Meeting oftheEuropean Federation of Animal Science EAAP - European Federation of Animal Science TheEuropean Federation of Animal Science wishes ... presentation of material in this publication not imply the expression of any opinion whatsoever on the part oftheEuropean Federation of Animal Science concerning the legal status of any country, ... EAAP The Foundation aims to stimulate the quality ofthe scientiic program ofthe EAAP meetings and to ensure that the science meets societal needs The Foundation Board of Trustees oversees these...
... find the selected student papers and the poster/demo abstracts at the end ofthe Proceedings The programme further includes an information session on infrastructural initiatives in the area of ... for the first time theEuropean Conference ofthe ACL includes a student session This part ofthe conference was organized by the Dutch Student Association for Computational Linguistics The student ... organising the tutorials; the 11 members ofthe Programme Committee and the 93 referees; Johan van Benthem, Ken Church and Ivan Sag for the invited talks; Jeroen Groenendijk and Martin Stokhof, Mark...
... ensure the achievement ofthe objectives of this Regulation However, in the case ofthe direct supply of small quantities of primary products, by the food business operator producing them, to the ... published in the C series ofthe Official Journal oftheEuropean Union CHAPTER IV IMPORTS AND EXPORTS Article 10 Imports As regards the hygiene of imported food, the relevant requirements of food ... enter into force twenty days after the date of its publication in the Official Journal oftheEuropean Union It shall apply 18 months after the date on which all ofthe following acts have entered...
... months ofthe publication ofthe decision or of its notification to the plaintiff or, in the absence thereof, ofthe day on which it came to the knowledge ofthe latter, as the case may be 14.3 The ... 17 ofthe Act concerning the conditions of Accession ofthe Czech Republic, the Republic of Estonia, the Republic of Cyprus, the Republic of Latvia, the Republic of Lithuania, the Republic of ... equal to the sum of: — 50% ofthe share of its respective Member State in the population ofthe Community in the penultimate year preceding the establishment ofthe ESCB; — 50% ofthe share of its...
... had been critical ofthe EMU over the years 3 is not at the heart ofthe crisis It was, in fact, a result ofthe overall crisis The following section describes the process of financial liberalization, ... effects ofthe crisis in the deficit countries, where, in the absence of nominal exchange rate depreciation, the adjustment ofthe balance of payments must be carried by variations in the level of ... conclusions and sorts out the facts and the myths about theEuropean crisis A central conclusion is that the solution to theEuropean crisis requires a profound reform ofthe euro institutionality...
... October In conclusion, the Contact Committee of Heads ofthe Supreme Audit Institutions ofthe Member States oftheEuropean Union and theEuropean Court of Auditors, during the Meeting on 6-7 December ... with the plan; • Changes in methodologies or other elements ofthe plan are approved by the principal auditor and, if appropriate, by other officials ofthe SAI; and • He/she and the members ofthe ... of report or other output 2.5.2 The draft ofthe audit report should be prepared by the principal auditor, normally in consultation with other members ofthe team, if any 2.5.3 The draft of the...
... Table of cases Introduction : The transfigured constitution I II III IV V VI The failure ofthe constitutional moment The power of law beyond the constitutional moment Law in the making oftheEuropean ... primarily of former judges ofthe ECJ, and focusing the analysis upon the pivotal European ‘constitutional’ principle ofthe balance of powers’, the effort is one of ascertaining why European ... examples: the constitutional function ofthe protection ofthe individual from the sovereign power may be contrasted with that ofthe incorporation ofthe individual within the sovereign power; the...
... a REGULATION OFTHEEUROPEAN PARLIAMENT AND OFTHE COUNCIL on the Cohesion Fund and repealing Council Regulation (EC) No 1084/2006 THEEUROPEAN PARLIAMENT AND THE COUNCIL OFTHEEUROPEAN UNION, ... UNION, Having regard to the Treaty on the Functioning oftheEuropean Union, and in particular the second paragraph of Article 177 thereof, Having regard to the proposal from theEuropean Commission, ... transmission ofthe draft legislative act to the national Parliaments, Having regard to the opinion oftheEuropean Economic and Social Committee6, Having regard to the opinion ofthe Committee of the...
... (First Quarter of 2011) Trends in theEuropean Investment Fund Industry Net Assets by Country of Domiciliation The combined assets ofthe investment fund market in Europe, i.e the market for ... business accounted for just over 73 percent ofthe fund market at end March 2011, with the remaining 27 percent composed of non-UCITS Table Net Assets oftheEuropean Investm ent Fund Industry 31/03/2011 ... consequences ofthe earthquake in Japan and the tensions in oil prices and sovereign debt markets, has contributed to an emerging trend of lower net sales of equity funds This can be seen from the trend...