... the industry, finding that the honest, reputable agencies are losing out to companies that are inthe “non-profit” credit counseling business to make quick money Instead of offering a range of ... 4.1 The Marketing of Non-Profit Status One ofthe inherent contradictions inthe credit counseling industry is that the more the agencies engage in competition, the more they behave like for-profit ... departments of each creditor on their own.67 In other cases, the agency is simply inefficient in sending money tothe creditors.68 Credit Counseling Agencies and Non-Profit Status: Abuses ofthe System...
... outstanding point is the area of highstorey apartments and office buildings inthe center of Linh Dam peninsula, surrounding by low-storey buildings, parks, open spaces and a huge water body Like other ... the central area for the purpose of resettlement Generally, getting along with the rapid expansion, the east bank ofthe Red River exhibited the beginnings of urbanization The south-west ofthe ... ofthe city The main entrance is from north Linh Dam, following the third ring road to approach the main axes However, the ring road seems to split the area into two parts making it difficult...
... nặng nhọc với mức thu nhập thấp, kéo theo điều kiện sống mức tối thiểu, tạm bợ khu nhà trọ rẻ tiền với điều kiện sinh hoạt an ninh không đảm bảo Đời sống tinh thần lao động hạn chế Họ thấy cô ... làm việc chợ lao động thuê trọ theo ngày (đêm), lại thuê nhà theo tháng Có khoảng 22,86% nữ lao động tự phải sống nơi có điều kiện sinh hoạt không đảm bảo, vệ sinh; 40,95% không sử dụng nước ... khỏe an to n Bên cạnh đó, đời sống vật chất, tinh thần lao động nghèo nàn Họ thường tiêu tiết kiệm cho khoản chi phí sinh hoạt thiết yếu Có 22,86% nữ lao động tự phải sống nơi có điều kiện sinh hoạt...
... fragment ofthe amoA gene was carried out using the amoA-1F and amoA-2R primer set specific for amoA gene of AOB belonging tothe ß subclass of Proteobacteria The thermal profiles included an initial ... regardless of Fe/P molar ratio However, inthe case of Fe/P molar ratio of 5, copy number of amoA mRNA obviously decreased and 40% of ammonia remained at the end ofthe batch experiment According tothe ... within 24 h in response to a cessation of activity This range of time-lag is reasonable to explain the result of this study Certainly, there must be some other factors affecting the ammonia oxidation...
... expression develop together Today educators have become aware ofthe importance of cultural factors inthe teaching of speaking skills and, too , aware ofthe great influence of inferences between ... amount of grammar and vocabulary, teachers must be aware ofthe contribution of other factors involved in speaking 1.3 Cultural factors inthe teaching and learning of speaking skills in classrooms ... learners during speaking activities in classrooms, especially in group work They prefer to listen tothe ideas of others rather than express their own opinions Another cultural aspect is that of the...
... way of explaining the complex concepts inthe ethnic cultures Example Bưng trống cơm = buffalo skin to be nailed on to body of rice drum Inthe example, the translators have explained the meaning ... equivalent terms in English Inthe 25 following section, we are going to examine the techniques and methods that have been used by the translators in transferring the terms into English II THE COMMON ... ofthe target language Through modulation, the translator generates a change inthe point of view ofthe message without altering meaning and without generating a sense of awkwardness in the...
... of rainfall At the end ofthe rainy season, due tothe combination of floodwater draining from the upstream areas, the overland flood water entering from Cambodia across the Vietnam border, the ... forest inthe Upper and the Lower U Minh areas were burned, accounting for approximately 57% (17% inthe Lower U Minh and 40% inthe Upper U Minh) ofthe total Melaleuca forest area Inthe U Minh ... step inthe formulation of sustainable strategies in wetland conservation The inventories provide information on the type and the location of wetland, the economic and ecological value of the...
... worthy to investigate the students’ attitude towards learning the speaking skill Therefore, the question is raised to find out whether they like learning this skill It is easy to see that most ofthe ... that their teachers often wrote the title ofthe lesson on the board and ask them tothe tasks in textbook According to some students, their teachers started the speaking lesson by introducing ... have the function inthe interaction The message has to be encoded by the speaker in order to convey it in appropriate language, while the listener has to decode the message Sharing this point of...
... provide nurturing care The three subcomponents ofthe intervention help foster parents to: learn to follow the child’s lead, the value of touching, cuddling, and hugging their child, and to create ... suggests the acute need to enhance the training of mental health providers to develop competencies in serving young children.71 –– Recent studies of pre-schoolers indicate variation inthe profile of ... interaction The initial assessment sessions include individual sessions with the mother to communicate emerging assessment findings, agree on the course of treatment, and plan how to explain the treatment...
... We focus on the function and relationship ofthe two single domains Additionally, the possibility that fusion ofthe PhyH N-terminal domain to other single-domain BPPs would improve the catalytic ... 298 nm The structure was intact after 12 h of incubation and failed to refold after of boiling The kinetic values for PhyH and PhyH-DII towards InsP6 at 35 °C and 20 °C are given in Table The higher ... Some ofthe residues involved in phosphate and calcium binding are conserved inthe PhyH-DII sequence, whereas only one phosphate-binding residue is conserved inthe PhyH-DI sequence (Fig S1) There...
... cost of tonne of SO2 released in a city of 100,000 people is €6,000 The default results then provide a set of factors for cities of different sizes To scale up to a city of 500,000 people, the initial ... providing the main details ofthe database and default estimates of externalities, but lacking the facility for manipulation of functions, etc that is present inthe full version ofthe database The ... or for individual countries as specified using the cell shaded pink Results are scaled up to an emission of 1000 tonnes ofthe primary pollutant simply to make them easier to read Impacts to materials...
... challenge today, due tothe high incidence of infections accompanied by a dwindling of treatment options The objective of this global action plan is to control the spread and minimize the impact of ... which outlines the policies and principles for the prevention and care of STIs, to offer guidance to ministry of health officials who have the responsibility of developing and implementing interventions ... cases in a month), a more thorough determination ofthe magnitude ofthe problem is mandated The response ofthe public health system then includes liaising with the laboratory to identify the...
... Penicillin-Streptomycin-Glutamine 1X (Gibco-Life Technology) Cell lines were maintained at 37 C in a humidied incubator containing 10% CO2 mixed with air Cytotoxicity assay Cells were seeded in 24- ... thioethylamine or glutathione moieties, respectively (Table 1) This led us to hypothesize that the cytotoxic activity ofthe latter monomers was due tothe presence in these proteins of disulde ... found to be totally converted into dimers When the incubation was carried out inthe presence of 10 mM IAM, the product of Fig Gel-ltration analysis ofthe labelled monomeric derivative of BS-RNase...
... obtained by other groups who also point tothe role ofthe connecting loop ofthe b-hairpin of defensins A combination of mutational analysis [35] and structural analysis ofthe plant defensin ... comprising Ôresidues inthe protruding domain consisting ofthe type VI b-turn and the first part of b-strand 3Õ (i.e the b-hairpin loop and part ofthe adjoining b-sheet) and Ôresidues inthe loop ... without lysing the bacteria Therefore, it is speculated that the binding of MGD1 tothe bacterial membrane is mediated by the loop region ofthe defensin, thus participating inthe early events of bactericidal...
... to holding and strengthening the positions gained The 2nd Australian Division took no part in any of these operations, but one of its battalions the 18th arrived in time to join inthe fighting ... commanders inthe field Another factor to be borne in mind was that from the ranks ofthe N.C.Os would, inthe future, be drawn the men to fill the gaps caused by casualties inthe commissioned ranks The ... tothe depôt units The Battalion was the better for the changes June 3rd was the anniversary ofthe Birthday of His Majesty the King The 28th, together with certain other troops from the training...
... bind tothe active site because the side chain of Val216 interfere with binding of a 4-linked glucose The CG1 of Val216 is too close tothe O3¢ of maltose On the other hand, both isomaltose and ... maltose can bind tothe V216T mutant because the steric hindrance between OG1 of Thr216 and O3¢ of maltose is canceled by the rotation ofthe side chain of Thr216 The results indicate that the ... was inserted into the pKP1500 vector and the resulting plasmid was introduced into E coli KP3998 Several transformants containing the 1.8 kb insert were selected and sequenced The plasmid carrying...
... arising inthe order of phosphorylation ofthe subsequent tyrosines inthe whole cTCRf chain in vitro, relative tothe single-tyrosine-containing peptides, may well be due tothe presence of an ... located on the intact protein Therefore, determination ofthe kinetics of phosphorylation of these peptides allows the order of phosphorylation ofthe six TCRf ITAM tyrosines, by the PTK Lck, to be ... Role of electrostatic interactions in SH2 domain recognition: salt dependence of tyrosyl-phosphorylated peptide binding tothe tandem SH2 domain ofthe Syk kinase and the single SH2 domain of the...
... articles indexed in MEDLINE at the end of 2004 (14,785,094 articles) The following sections explain in detail off-/on-line processing for the text retrieval system for MEDLINE 3.1 Off-line processing: ... ontologies4 Comparison of X-1 and X-2 clarifies the effect of using the term ontology Comparison of X-2 and X-3 shows the effect ofthe event expression ontology The results for X-3 indicate the ... part -of- speech base form ofthe word ID of modifying phrase ID ofthe X-th argument ofthe word event type sentence’s ID whether gene, gene prod, or disease ID in GENA ID inthe UMLS meta-thesaurus...
... rearrangements ofthe inhibitor and binding site The consequences of a conserved binding mode on inhibitory efficacy In order to allow for bigger readjustments ofthe inhibitor and lining amino-acid ... PNU142721 show that these inhibitors bind tothe K103N mutant in essentially the same way Only minor adjustments are seen inthe positioning ofthe inhibitors and lining residues Interestingly, our structural ... readjustments inthe positions of residues lining the binding site Thus, compared tothe corresponding wild-type structures, these inhibitors bind tothe mutant in a conservative mode rather than through...