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crisis the clear electoral victory of evo morales in december 2005 led to

Credit Counseling in Crisis: The Impact on Consumers of Funding Cuts, Higher Fees and Aggressive New Market Entrants doc

Credit Counseling in Crisis: The Impact on Consumers of Funding Cuts, Higher Fees and Aggressive New Market Entrants doc

Ngân hàng - Tín dụng

... the industry, finding that the honest, reputable agencies are losing out to companies that are in the “non-profit” credit counseling business to make quick money Instead of offering a range of ... 4.1 The Marketing of Non-Profit Status One of the inherent contradictions in the credit counseling industry is that the more the agencies engage in competition, the more they behave like for-profit ... departments of each creditor on their own.67 In other cases, the agency is simply inefficient in sending money to the creditors.68 Credit Counseling Agencies and Non-Profit Status: Abuses of the System...
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LINH DAM NEW TOWN - SOLUTION FOR THE HIGH-DENSITY DEVELOPMENT OF NEW SETTLEMENTS IN THE SOUTH-WEST OF HANOI

LINH DAM NEW TOWN - SOLUTION FOR THE HIGH-DENSITY DEVELOPMENT OF NEW SETTLEMENTS IN THE SOUTH-WEST OF HANOI

Môi trường

... outstanding point is the area of highstorey apartments and office buildings in the center of Linh Dam peninsula, surrounding by low-storey buildings, parks, open spaces and a huge water body Like other ... the central area for the purpose of resettlement Generally, getting along with the rapid expansion, the east bank of the Red River exhibited the beginnings of urbanization The south-west of the ... of the city The main entrance is from north Linh Dam, following the third ring road to approach the main axes However, the ring road seems to split the area into two parts making it difficult...
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LINH DAM NEW TOWN - SOLUTION FOR THE HIGH-DENSITY DEVELOPMENT OF NEW SETTLEMENTS IN THE SOUTH-WEST OF HANOI

LINH DAM NEW TOWN - SOLUTION FOR THE HIGH-DENSITY DEVELOPMENT OF NEW SETTLEMENTS IN THE SOUTH-WEST OF HANOI

Môi trường

... nặng nhọc với mức thu nhập thấp, kéo theo điều kiện sống mức tối thiểu, tạm bợ khu nhà trọ rẻ tiền với điều kiện sinh hoạt an ninh không đảm bảo Đời sống tinh thần lao động hạn chế Họ thấy cô ... làm việc chợ lao động thuê trọ theo ngày (đêm), lại thuê nhà theo tháng Có khoảng 22,86% nữ lao động tự phải sống nơi có điều kiện sinh hoạt không đảm bảo, vệ sinh; 40,95% không sử dụng nước ... khỏe an to n Bên cạnh đó, đời sống vật chất, tinh thần lao động nghèo nàn Họ thường tiêu tiết kiệm cho khoản chi phí sinh hoạt thiết yếu Có 22,86% nữ lao động tự phải sống nơi có điều kiện sinh hoạt...
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Influence of Polyferric Sulfate Coagulant on the amoA mRNA Expression of Ammonia Oxidizer in Activated Sludge

Influence of Polyferric Sulfate Coagulant on the amoA mRNA Expression of Ammonia Oxidizer in Activated Sludge

Sinh học

... fragment of the amoA gene was carried out using the amoA-1F and amoA-2R primer set specific for amoA gene of AOB belonging to the ß subclass of Proteobacteria The thermal profiles included an initial ... regardless of Fe/P molar ratio However, in the case of Fe/P molar ratio of 5, copy number of amoA mRNA obviously decreased and 40% of ammonia remained at the end of the batch experiment According to the ... within 24 h in response to a cessation of activity This range of time-lag is reasonable to explain the result of this study Certainly, there must be some other factors affecting the ammonia oxidation...
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A study on cultural obstacles to the teaching and learning of speaking skills in the classroom of grade 10 at nguyen tat thanh high school

A study on cultural obstacles to the teaching and learning of speaking skills in the classroom of grade 10 at nguyen tat thanh high school

Khoa học xã hội

... expression develop together Today educators have become aware of the importance of cultural factors in the teaching of speaking skills and, too , aware of the great influence of inferences between ... amount of grammar and vocabulary, teachers must be aware of the contribution of other factors involved in speaking 1.3 Cultural factors in the teaching and learning of speaking skills in classrooms ... learners during speaking activities in classrooms, especially in group work They prefer to listen to the ideas of others rather than express their own opinions Another cultural aspect is that of the...
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A STUDY ON THE VIETNAMESE ENGLISH TRANSLATION OF EXHIBIT LABELS IN THE VIETNAM MUSEUM OF ETHNOGRAPHY

A STUDY ON THE VIETNAMESE ENGLISH TRANSLATION OF EXHIBIT LABELS IN THE VIETNAM MUSEUM OF ETHNOGRAPHY

Khoa học xã hội

... way of explaining the complex concepts in the ethnic cultures Example Bưng trống cơm = buffalo skin to be nailed on to body of rice drum In the example, the translators have explained the meaning ... equivalent terms in English In the 25 following section, we are going to examine the techniques and methods that have been used by the translators in transferring the terms into English II THE COMMON ... of the target language Through modulation, the translator generates a change in the point of view of the message without altering meaning and without generating a sense of awkwardness in the...
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Tài liệu Action plan for the multi-level conservation of forest wetlands in the Mekong River Delta, Vietnam pdf

Tài liệu Action plan for the multi-level conservation of forest wetlands in the Mekong River Delta, Vietnam pdf

Lâm nghiệp

... of rainfall At the end of the rainy season, due to the combination of floodwater draining from the upstream areas, the overland flood water entering from Cambodia across the Vietnam border, the ... forest in the Upper and the Lower U Minh areas were burned, accounting for approximately 57% (17% in the Lower U Minh and 40% in the Upper U Minh) of the total Melaleuca forest area In the U Minh ... step in the formulation of sustainable strategies in wetland conservation The inventories provide information on the type and the location of wetland, the economic and ecological value of the...
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An investigation into the use of communicative activities in teaching english speaking to 10th graders at upper secondary schools in nghe an luận văn thạc sĩ giáo dục học

An investigation into the use of communicative activities in teaching english speaking to 10th graders at upper secondary schools in nghe an luận văn thạc sĩ giáo dục học

Khoa học xã hội

... worthy to investigate the students’ attitude towards learning the speaking skill Therefore, the question is raised to find out whether they like learning this skill It is easy to see that most of the ... that their teachers often wrote the title of the lesson on the board and ask them to the tasks in textbook According to some students, their teachers started the speaking lesson by introducing ... have the function in the interaction The message has to be encoded by the speaker in order to convey it in appropriate language, while the listener has to decode the message Sharing this point of...
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Tài liệu Addressing the Mental Health Needs of Young Children in the Child Welfare System pdf

Tài liệu Addressing the Mental Health Needs of Young Children in the Child Welfare System pdf

Sức khỏe trẻ em

... provide nurturing care The three subcomponents of the intervention help foster parents to: learn to follow the child’s lead, the value of touching, cuddling, and hugging their child, and to create ... suggests the acute need to enhance the training of mental health providers to develop competencies in serving young children.71 –– Recent studies of pre-schoolers indicate variation in the profile of ... interaction The initial assessment sessions include individual sessions with the mother to communicate emerging assessment findings, agree on the course of treatment, and plan how to explain the treatment...
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Tài liệu Báo cáo khoa học: The tandemly repeated domains of a b-propeller phytase act synergistically to increase catalytic efficiency doc

Tài liệu Báo cáo khoa học: The tandemly repeated domains of a b-propeller phytase act synergistically to increase catalytic efficiency doc

Báo cáo khoa học

... We focus on the function and relationship of the two single domains Additionally, the possibility that fusion of the PhyH N-terminal domain to other single-domain BPPs would improve the catalytic ... 298 nm The structure was intact after 12 h of incubation and failed to refold after of boiling The kinetic values for PhyH and PhyH-DII towards InsP6 at 35 °C and 20 °C are given in Table The higher ... Some of the residues involved in phosphate and calcium binding are conserved in the PhyH-DII sequence, whereas only one phosphate-binding residue is conserved in the PhyH-DI sequence (Fig S1) There...
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Tài liệu Benefits Table database: Estimates of the marginal external costs of air pollution in Europe pptx

Tài liệu Benefits Table database: Estimates of the marginal external costs of air pollution in Europe pptx

Điện - Điện tử

... cost of tonne of SO2 released in a city of 100,000 people is €6,000 The default results then provide a set of factors for cities of different sizes To scale up to a city of 500,000 people, the initial ... providing the main details of the database and default estimates of externalities, but lacking the facility for manipulation of functions, etc that is present in the full version of the database The ... or for individual countries as specified using the cell shaded pink Results are scaled up to an emission of 1000 tonnes of the primary pollutant simply to make them easier to read Impacts to materials...
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Tài liệu Global action plan to control the spread and impact of antimicrobial resistance in Neisseria gonorrho pdf

Tài liệu Global action plan to control the spread and impact of antimicrobial resistance in Neisseria gonorrho pdf

Sức khỏe trẻ em

... challenge today, due to the high incidence of infections accompanied by a dwindling of treatment options The objective of this global action plan is to control the spread and minimize the impact of ... which outlines the policies and principles for the prevention and care of STIs, to offer guidance to ministry of health officials who have the responsibility of developing and implementing interventions ... cases in a month), a more thorough determination of the magnitude of the problem is mandated The response of the public health system then includes liaising with the laboratory to identify the...
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Tài liệu Báo cáo khoa học: A role for the intersubunit disulfides of seminal RNase in the mechanism of its antitumor action docx

Tài liệu Báo cáo khoa học: A role for the intersubunit disulfides of seminal RNase in the mechanism of its antitumor action docx

Báo cáo khoa học

... Penicillin-Streptomycin-Glutamine 1X (Gibco-Life Technology) Cell lines were maintained at 37 C in a humidied incubator containing 10% CO2 mixed with air Cytotoxicity assay Cells were seeded in 24- ... thioethylamine or glutathione moieties, respectively (Table 1) This led us to hypothesize that the cytotoxic activity of the latter monomers was due to the presence in these proteins of disulde ... found to be totally converted into dimers When the incubation was carried out in the presence of 10 mM IAM, the product of Fig Gel-ltration analysis of the labelled monomeric derivative of BS-RNase...
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Tài liệu Báo cáo khoa học: Key role of the loop connecting the two beta strands of mussel defensin in its antimicrobial activity docx

Tài liệu Báo cáo khoa học: Key role of the loop connecting the two beta strands of mussel defensin in its antimicrobial activity docx

Báo cáo khoa học

... obtained by other groups who also point to the role of the connecting loop of the b-hairpin of defensins A combination of mutational analysis [35] and structural analysis of the plant defensin ... comprising Ôresidues in the protruding domain consisting of the type VI b-turn and the first part of b-strand 3Õ (i.e the b-hairpin loop and part of the adjoining b-sheet) and Ôresidues in the loop ... without lysing the bacteria Therefore, it is speculated that the binding of MGD1 to the bacterial membrane is mediated by the loop region of the defensin, thus participating in the early events of bactericidal...
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Tài liệu The 28th: A Record of War Service in the Australian Imperial Force, 1915-19 docx

Tài liệu The 28th: A Record of War Service in the Australian Imperial Force, 1915-19 docx

Khoa học xã hội

... to holding and strengthening the positions gained The 2nd Australian Division took no part in any of these operations, but one of its battalions the 18th arrived in time to join in the fighting ... commanders in the field Another factor to be borne in mind was that from the ranks of the N.C.Os would, in the future, be drawn the men to fill the gaps caused by casualties in the commissioned ranks The ... to the depôt units The Battalion was the better for the changes June 3rd was the anniversary of the Birthday of His Majesty the King The 28th, together with certain other troops from the training...
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Báo cáo khoa học: Val216 decides the substrate specificity of a-glucosidase in Saccharomyces cerevisiae doc

Báo cáo khoa học: Val216 decides the substrate specificity of a-glucosidase in Saccharomyces cerevisiae doc

Báo cáo khoa học

... bind to the active site because the side chain of Val216 interfere with binding of a 4-linked glucose The CG1 of Val216 is too close to the O3¢ of maltose On the other hand, both isomaltose and ... maltose can bind to the V216T mutant because the steric hindrance between OG1 of Thr216 and O3¢ of maltose is canceled by the rotation of the side chain of Thr216 The results indicate that the ... was inserted into the pKP1500 vector and the resulting plasmid was introduced into E coli KP3998 Several transformants containing the 1.8 kb insert were selected and sequenced The plasmid carrying...
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Báo cáo khoa học: Investigation of the kinetics and order of tyrosine phosphorylation in the T-cell receptor f chain by the protein tyrosine kinase Lck potx

Báo cáo khoa học: Investigation of the kinetics and order of tyrosine phosphorylation in the T-cell receptor f chain by the protein tyrosine kinase Lck potx

Báo cáo khoa học

... arising in the order of phosphorylation of the subsequent tyrosines in the whole cTCRf chain in vitro, relative to the single-tyrosine-containing peptides, may well be due to the presence of an ... located on the intact protein Therefore, determination of the kinetics of phosphorylation of these peptides allows the order of phosphorylation of the six TCRf ITAM tyrosines, by the PTK Lck, to be ... Role of electrostatic interactions in SH2 domain recognition: salt dependence of tyrosyl-phosphorylated peptide binding to the tandem SH2 domain of the Syk kinase and the single SH2 domain of the...
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Báo cáo khoa học:

Báo cáo khoa học: "Semantic Retrieval for the Accurate Identification of Relational Concepts in Massive Textbases" ppt

Báo cáo khoa học

... articles indexed in MEDLINE at the end of 2004 (14,785,094 articles) The following sections explain in detail off-/on-line processing for the text retrieval system for MEDLINE 3.1 Off-line processing: ... ontologies4 Comparison of X-1 and X-2 clarifies the effect of using the term ontology Comparison of X-2 and X-3 shows the effect of the event expression ontology The results for X-3 indicate the ... part -of- speech base form of the word ID of modifying phrase ID of the X-th argument of the word event type sentence’s ID whether gene, gene prod, or disease ID in GENA ID in the UMLS meta-thesaurus...
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Báo cáo Y học: Structural basis for the inhibitory efficacy of efavirenz (DMP-266), MSC194 and PNU142721 towards the HIV-1 RT K103N mutant doc

Báo cáo Y học: Structural basis for the inhibitory efficacy of efavirenz (DMP-266), MSC194 and PNU142721 towards the HIV-1 RT K103N mutant doc

Báo cáo khoa học

... rearrangements of the inhibitor and binding site The consequences of a conserved binding mode on inhibitory efficacy In order to allow for bigger readjustments of the inhibitor and lining amino-acid ... PNU142721 show that these inhibitors bind to the K103N mutant in essentially the same way Only minor adjustments are seen in the positioning of the inhibitors and lining residues Interestingly, our structural ... readjustments in the positions of residues lining the binding site Thus, compared to the corresponding wild-type structures, these inhibitors bind to the mutant in a conservative mode rather than through...
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Tìm thêm: hệ việt nam nhật bản và sức hấp dẫn của tiếng nhật tại việt nam xác định các nguyên tắc biên soạn khảo sát chương trình đào tạo của các đơn vị đào tạo tại nhật bản khảo sát chương trình đào tạo gắn với các giáo trình cụ thể xác định thời lượng học về mặt lí thuyết và thực tế tiến hành xây dựng chương trình đào tạo dành cho đối tượng không chuyên ngữ tại việt nam điều tra đối với đối tượng giảng viên và đối tượng quản lí khảo sát các chương trình đào tạo theo những bộ giáo trình tiêu biểu nội dung cụ thể cho từng kĩ năng ở từng cấp độ xác định mức độ đáp ứng về văn hoá và chuyên môn trong ct phát huy những thành tựu công nghệ mới nhất được áp dụng vào công tác dạy và học ngoại ngữ mở máy động cơ lồng sóc các đặc tính của động cơ điện không đồng bộ hệ số công suất cosp fi p2 đặc tuyến hiệu suất h fi p2 động cơ điện không đồng bộ một pha phần 3 giới thiệu nguyên liệu từ bảng 3 1 ta thấy ngoài hai thành phần chủ yếu và chiếm tỷ lệ cao nhất là tinh bột và cacbonhydrat trong hạt gạo tẻ còn chứa đường cellulose hemicellulose chỉ tiêu chất lượng theo chất lượng phẩm chất sản phẩm khô từ gạo của bộ y tế năm 2008 chỉ tiêu chất lượng 9 tr 25