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On a Fundamental Reorganisation of the Landesbanks and Savings Banks Sector in Germany ppt

On a Fundamental Reorganisation of the Landesbanks and Savings Banks Sector in Germany ppt

Ngân hàng - Tín dụng

... The business model of the Sparkassenzentralinstitut is sustainable, as it encompasses the Verbund business with the savings banks and regional banks, as well as the associated indirect access ... of the Landesbanks The goal of tying the business models of Landesbanks and savings banks in this way, however, is not to subsidise the weaknesses of one side with the strengths of the other The ... financial crisis The interconnectedness of savings banks and Landesbanks It is a matter of public record that key segments of the German Landesbanks lack a stable and self-sustaining business model...
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Báo cáo sinh học:

Báo cáo sinh học: "A quantitative analysis of the mechanism that controls body size in Manduca sexta" docx

Báo cáo khoa học

... instar to instar, the size increment from instar to instar is constant That is, the final mass of each is a constant multiple of the final mass of the previous instar As a consequence, the mass ... about 11 g, so almost 90% of the final mass of the larva is gained during this single instar Because most of the body mass of Manduca accumulates during the last larval instar, variation in the ... mass of a larva at each larval molt increases exponentially from instar to instar (Figure 4) The only exception to this rule is the final mass of the last larval instar, which is substantially...
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A case study of the community college baccalaureate, what happened in ten years

A case study of the community college baccalaureate, what happened in ten years

Tổng hợp

... areas such as nursing and teaching Projection of the shortages in these areas may leave states in a catastrophic situation Searching for individuals to be employed in these areas may lessen the ... anticipated accreditation issues; and relationship to the associate degrees Although the NSHE Board of Regents requires the requesting institution to address each of these issues, questions arise whether ... regionally accredited to award the associate in arts or the associate in science as its highest degree‖ (p 5) They professed that community colleges began with the same core mission and have maintained...
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A Brief Tour of the X Display Environment

A Brief Tour of the X Display Environment

Kỹ thuật lập trình

... access and the minus sign disallows access This gives you finegrained control of what systems and users have access to your X server Using the xhost + command disables all access control, and any ... it was earlier export DISPLAY= casper:14 Since the ssh server can have many tunneled X sessions attached at the same time, the display number increases with the number of sessions attached to the ... even easier All that is required is to add these entries to your personal profile or bash_profile All the systems in the environment will then have access to the same ssh tunnel session You would...
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Tài liệu Báo cáo khoa học: Hypoxic resistance to articular chondrocyte apoptosis – a possible mechanism of maintaining homeostasis of normal articular cartilage pdf

Tài liệu Báo cáo khoa học: Hypoxic resistance to articular chondrocyte apoptosis – a possible mechanism of maintaining homeostasis of normal articular cartilage pdf

Báo cáo khoa học

... possesses certain features of apoptosis or programmed cell death [31] Apoptosis is mediated by a cascade of aspartatespecific cysteine proteases or caspases, and increased caspase expression has ... pressure was applied to the medial side of the straight patellar ligament A 21-gauge spinal needle was inserted through the fat pad into the intercondylar space lateral to the straight patellar ... degradation These findings indicate that the maintenance of hypoxic conditions in cartilage inhibits articular chondrocyte apoptosis and may suppress the progression of arthritis Materials and methods Induction...
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So, you want to go to grad school in Economics? A practical guide of the first years (for outsiders) from insiders pptx

So, you want to go to grad school in Economics? A practical guide of the first years (for outsiders) from insiders pptx

Cao đẳng - Đại học

... some time to relax, but also to chat with professors and other students and at least share some of the pain you are suffering in the first year Besides the professors, the TA s of the courses ... the first year (after learning all the material, of course) Instructors don’t care if you got an A+ or a C- as long as you These are also known as core examinations, qualifier examinations, among ... depends on the institution In some cases you are allowed to repeat the examinations within a certain limit of trials (like in Minnesota) In others, failure to pass may mean being suspended from the...
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HYGIENIC PHYSIOLOGY WITH SPECIAL REFERENCE TO THE USE OF ALCOHOLIC DRINKS AND NARCOTICS BEING A REVISED EDITION OF THE FOURTEEN WEEKS IN HUMAN PHYSIOLOGY ppt

HYGIENIC PHYSIOLOGY WITH SPECIAL REFERENCE TO THE USE OF ALCOHOLIC DRINKS AND NARCOTICS BEING A REVISED EDITION OF THE FOURTEEN WEEKS IN HUMAN PHYSIOLOGY ppt

Điện - Điện tử

... requires the action of many muscles to maintain this position The head so rests upon the spine as to tend to fall in front, but the muscles of the neck steady it in its place [Footnote: In animals the ... constitution of bone the same in animals as in man? _Ans_. The bones of quadrupeds not differ much from those of man In general they are of a coarser texture, and in some, as in those of the elephant 's ... ring of cartilage is inserted in its joints, something after the manner of a washer in machinery This follows the movements of the jaw, and admits of freer motion, while it guards against dislocation.]...
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Báo cáo khoa học: The twin-arginine translocation (Tat) systems from Bacillus subtilis display a conserved mode of complex organization and similar substrate recognition requirements doc

Báo cáo khoa học: The twin-arginine translocation (Tat) systems from Bacillus subtilis display a conserved mode of complex organization and similar substrate recognition requirements doc

Báo cáo khoa học

... the TatAdCd pathway of B subtilis has shown that TatAd is in the cytosol as well as the plasma membrane, and the cytosolic form has been proposed to act as the initial receptor for substrates ... aspect of studies into the TatAdCd system of B subtilis was the identification of a soluble substrate-binding species of TatAd in the cytoplasm [24] This led to the idea that the substrate first ... GTGAGTCGCAAAGGTTTGGTAAAAACG) and RKDmsAR (CGTTTTTACCAAACCTTTGCGACTCACCTC AGCAGC) for RK mutation; and KRtoKKDmsAF (GCTGAGGTGAGTAAAAAGGGTTTGGTAAAAACG ACAGCG) and KRtoKKDmsAR (CGCTGTCGTTT TTACCAAACCCTTTTTACTCACCTCAGC)...
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The raman effect a unified treatment of the theory of raman scattering by molecules   derek a  long

The raman effect a unified treatment of the theory of raman scattering by molecules derek a long

Vật lý

... as elastic scattering and Raman scattering as inelastic scattering Also, as Raman scattering involves a net exchange of energy between the radiation and the molecule, it is often classified as ... diagrams for (a) CARS (b) CSRS Both CARS and CSRS are passive processes with no net energy change in the material system energy change in the material system and the process is said to be passive ... stimulated hyper-Raman spectroscopy stimulated Raman gain/loss spectroscopy 3, 13–14 Stokes and anti-Stokes Raman spectrum, pure rotational 206 Stokes bands Stokes hyper-Raman scattering 10 Stokes’...
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What Changes Are Being Made to Social Assistance Benefits: A Community Perspective on the Impact of these Changes. pdf

What Changes Are Being Made to Social Assistance Benefits: A Community Perspective on the Impact of these Changes. pdf

Cao đẳng - Đại học

... the various proposed changes to social assistance benefits These were grouped into the themes of health, children and families, travel and transportation, and housing benefits Each of these themes ... costs to social, medical and justice systems Finally, it was agreed that removing existing benefits which are integrated into a comprehensive social assistance system will increase demand on other ... Peterborough are considering doing in response to the changes, and about the process for municipal decisionmaking;  discover what provincial and local actions are taking place in response to the changes;...
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Always Leave Home Without It: A Further Investigation of the Credit-Card Effect on Willingness to Pay pptx

Always Leave Home Without It: A Further Investigation of the Credit-Card Effect on Willingness to Pay pptx

Ngân hàng - Tín dụng

... demonstrates that willingness -to- pay is increased when customers are instructed to use a credit card rather than cash The results are surprising both due to the size of the premium and the ubiquity of ... well in advance The game was played on a Sunday afternoon, three days after the Thursday auction The other pair of tickets was to a regular season baseball game, between the Red ALWAYS LEAVE HOME ... certi®cate at a nearby restaurant The restaurant is a local landmark and is within 3±4 minutes walking distance of the school campus The certi®cate was described as follows: The certi®cate is good...
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Báo cáo Y học: Barley a-amylase Met53 situated at the high-affinity subsite )2 belongs to a substrate binding motif in the bfia loop 2 of the catalytic (b/a)8-barrel and is critical for activity and substrate specificity pot

Báo cáo Y học: Barley a-amylase Met53 situated at the high-affinity subsite )2 belongs to a substrate binding motif in the bfia loop 2 of the catalytic (b/a)8-barrel and is critical for activity and substrate specificity pot

Báo cáo khoa học

... Isoamylase CGTase c Sucrose phosphorylase Dextran sucrase d Glucosyltransferase d Alternansucrase d Amylosucrase 4-Glucanotransferase Amylomaltase e c Cyclodextrin glycosyltransferase d VS ... substrate binding at subsites )1 and )2 as illustrated in the structure of AMY2 (Fig 1A) The Met is essentially unique to plant a- amylases and has been subjected to mutational analysis, while the invariant ... structure of complexes of inhibitory substrate analogues derived from acarbose and barley a- amylase (AMY2 [16]); and Taka-amylase A (TAA [17]) (A) Stereo view of interactions involving segments of ba...
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d. to stay --> b 114. A artist went to a beautiful part of the country for a holiday, and stayed pdf

d. to stay --> b 114. A artist went to a beautiful part of the country for a holiday, and stayed pdf

Kỹ năng nói tiếng Anh

... conclusion > d 152 He is not very sanguine about his chances of successful a very b sanguine c about d successful > d 153 She admires Korean actresses in so far as she wears as them a admires b actresses ... did the other person say d what was the other person saying > b The salary of a bus driver is much higher a in comparison with the salary of a teacher b than a teacher c than that of a teacher ... continues at the same rate, there would be nothing left by the year 2005 a If b continues c would d left > c 248 Scientists says that the disappearance of the trees is already causing changes in the...
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New York City Industrial Development Agency (a component unit of The City of New York) Notes to Financial Statements (continued) doc

New York City Industrial Development Agency (a component unit of The City of New York) Notes to Financial Statements (continued) doc

Kế toán - Kiểm toán

... theft of, damage to, and destruction of assets; errors and omissions; and natural disasters IDA requires all beneficiaries to purchase and maintain commercial insurance coverage for these risks and ... environmental claims, property damage, breach of contract and other miscellaneous claims and lawsuits In many of these matters there is liability coverage insuring the IDA and the IDA s clients are, in ... lease receivable Deferred bond issuance costs Deferred outflow of resources Total noncurrent assets Total assets Net assets: Unrestricted Total net assets Total liabilities and net assets 4,228,097...
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MARCH 2009 UNIVERSITY OF CENTRAL FLORIDA A COMPONENT UNIT OF THE STATE OF FLORIDA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30, 2008_part1 pot

MARCH 2009 UNIVERSITY OF CENTRAL FLORIDA A COMPONENT UNIT OF THE STATE OF FLORIDA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30, 2008_part1 pot

Kế toán - Kiểm toán

... Contracts State and Local Grants and Contracts Nongovernmental Grants and Contracts Royalties and Licensing Fees Gifts and Donations Sales and Services of Auxiliary Enterprises Interest on Loans and ... UNIVERSITY OF CENTRAL FLORIDA A COMPONENT UNIT OF THE STATE OF FLORIDA STATEMENT OF NET ASSETS As of June 30, 2008 University ASSETS Current Assets: Cash and Cash Equivalents Restricted Cash and Cash ... (EXPENSES) State Appropriations Federal and State Student Financial Aid Investment Income Other Nonoperating Revenues Loss on Disposal of Capital Assets Interest on Capital Asset-Related Debt Other...
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MARCH 2009 UNIVERSITY OF CENTRAL FLORIDA A COMPONENT UNIT OF THE STATE OF FLORIDA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30, 2008_part2 pot

MARCH 2009 UNIVERSITY OF CENTRAL FLORIDA A COMPONENT UNIT OF THE STATE OF FLORIDA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30, 2008_part2 pot

Kế toán - Kiểm toán

... Analysis Basic Financial Statements: • Statement of Net Assets • Statement of Revenues, Expenses, and Changes in Net Assets • Statement of Cash Flows • Notes to Financial Statements Basis of Accounting ... historical treasures, and other capital assets These assets are capitalized and recorded at cost at the date of acquisition or at estimated fair value at the date received in the case of gifts and ... of the Foundation s investments in bond mutual funds using Standard and Poor s, nationally recognized statistical rating organization: Quality Rating Fair Value S& P AA1 S& P AAA S& P AA+ S& P AA S& P...
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MARCH 2009 UNIVERSITY OF CENTRAL FLORIDA A COMPONENT UNIT OF THE STATE OF FLORIDA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30, 2008_part3 pot

MARCH 2009 UNIVERSITY OF CENTRAL FLORIDA A COMPONENT UNIT OF THE STATE OF FLORIDA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30, 2008_part3 pot

Kế toán - Kiểm toán

... Methods and Assumptions Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the This is ... expenses, and changes in net assets are presented by natural classifications The following are those same expenses presented in functional classifications as recommended by NACUBO: This is trial ... with the State The State s risk financing activities associated with State group health insurance, such as risk of loss related to medical and prescription drug claims, are administered through the...
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MARCH 2009 UNIVERSITY OF CENTRAL FLORIDA A COMPONENT UNIT OF THE STATE OF FLORIDA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30, 2008_part4 pptx

MARCH 2009 UNIVERSITY OF CENTRAL FLORIDA A COMPONENT UNIT OF THE STATE OF FLORIDA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30, 2008_part4 pptx

Kế toán - Kiểm toán

... our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued ... reporting that we consider to be material weaknesses, as defined above Compliance and Other Matters As part of obtaining reasonable assurance about whether the University s financial statements are ... University s financial statements This report does not include the results of the other auditors’ testing of internal control over financial reporting or compliance and other matters that are reported...
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FEBRUARY 2011 PALM BEACH STATE COLLEGE A COMPONENT UNIT OF THE STATE OF FLORIDA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30, 2010_part2 potx

FEBRUARY 2011 PALM BEACH STATE COLLEGE A COMPONENT UNIT OF THE STATE OF FLORIDA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30, 2010_part2 potx

Kế toán - Kiểm toán

... financial reporting that we consider to be material weaknesses, as defined above Compliance and Other Matters As part of obtaining reasonable assurance about whether the College s financial statements ... applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States Other auditors audited the financial statements of the discretely ... Federal Grants and Contracts State and Local Grants and Contracts Nongovernmental Grants and Contracts Sales and Services of Educational Departments Auxiliary Enterprises Other Operating Revenues...
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