... 20BackMMenuNext To the members of Australiaand New ZealandBankingGroup LimitedScopeWe have audited the concise financial report of Australia and NewZealandBankingGroup Limited and its controlled entitiesfor ... 23BackMMenuNext 1999 ANNUAL REPORT ã AUSTRALIAANDNEWZEALANDBANKINGGROUP LIMITED ACN 005 357 522www.anz.com1999 ANNUAL REPORT AUSTRALIAANDNEWZEALANDBANKINGGROUP LIMITEDME43515 AR_99_cover.FA ... 7BackMMenuNext AUSTRALIAANDNEWZEALANDBANKINGGROUP LIMITED23RISKã The Group Asset and Liability Committee oversees the Group s balance sheet risk – trading risk is monitored bythe Credit and Trading...
... business and key product area.Elmer Funke Kupper Group General ManagerRisk ManagementME26987_54_H_annual report 20/11/98 2:55 AM Page 20 AUSTRALIAANDAUSTRALIAAND NEW ZEALANDNEWZEALAND BANKING ... AUSTRALIAANDAUSTRALIAAND NEW ZEALANDNEWZEALAND BANKING GROUPBANKINGGROUP LIMITED LIMITED AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED ANNUAL REPORTME26987_54_H_annual report 20/11/98 ... directors of AustraliaandNewZealandBanking Group Limited declare that the accompanying concise financialreport of the consolidated Group is fairly presented as anabbreviation of the Group s...
... greatlyimproved efficiency and involved a 24%reduction in staffing levels. 9 Australia andNewZealandBankingGroup Limited – 1997 Annual ReportSummary Australia andNewZealandBankingGroup Limited ... 25 Australia andNewZealandBankingGroup Limited – 1997 Annual Report(left to right)DR R S DEANEPhD, B Com (Hons), FCA, FCIS, FNZIMChief Executive and Managing Director, Telecom NewZealand ... Holgervan Paucker and GordonBranson, Head ofStructured and ProjectFinance (in London), and General Manager Americas,Roy Marsden (in New York). 39 Australia andNewZealandBankingGroup Limited...