Chỉ thị 01/2008/CT-NHNN của Ngân hàng Nhà nước về việc tăng cường chỉ đạo công tác thanh lý Quỹ tín dụng nhân dân
NGAN IIANG NI{A NLTdC VIUT NAM So: 01/2008/C'l'-brHNN cQNcHoAxA s0r csu r*c;ulavr$r NAM 'Iu DQclap - - Hanh phfc trlAll6i, ngdy 29 thdng 01 ndm 2008 CHi THI vi vi€ctnng cuhrg chi dao congtr{cthanh Iy eui tin dqngnhan din Thdi gian qua cdng tdc thanhlv Qul rfn dung nh8n d0n bi thu hdi giay ph6pthqnhlQpv) hoat ddng qud trinh thuc hi€n cring cfi, hohnthien v-n phrit tridn h0 thdng Qui rin dgng rrhin dan thco tinh thdn chi thi rO srCryfW ngey 10i10/2000ctra BO chfnh tri "Vd cturg cd, hohn thien vl phdr tridn hQthdng Qu! tin dqng nhdn d6n" vd euyet ainn sd rcsl2aab/eD-T]-g ngdy 28fi1n0}0 ciia Thu 1u6ng Chinh phir "Vd vi€c phOduydt Dd r{n cirng c6, hoi,n thiOnvd ph6t tridn h0 thdng Qu! tin dgng nha.t dani'd6 dat duqc mdt so ket quAnhat dinh, g6p phdn dim bio trat tg an tohn x6 h6i vl an tohn hoat d6ng cira h0 thdng Qu! tin dgng nhin dAn, Tuy nhiOn,qua hon ndm tridn khai cdng t6c lv Qug tfn dung nhan d6.n,mf,c dD Ngan hurrgNhi nudc vb chinh quydn dia phuong& nhlrng noi c6 Qu! tin dqog nhan d&n dang thuc hidn li de cd g6ng tip trung chi dao, ddn ddc nhung vi€c lf Qug trn dung nh0n d6n dat hiOuquA v6n cdn thAp,thd hien qua m6t sd tdn tai cq thd nhu sau:cOngtiic thu hdi no tien tridn chdm, c6 bidu hiOntr] trOc15nddn tinh trang thdi gian lf k6o ddi, co quanquin Iy c6 thdm quydn phii gia han thanhly nhitiu ldn Nguy€n nhan phdn 16nno cho vay phii thu li no kh6 dbi, qud han di nhidu ndm tr) trudc Qu! tfn dung nhdn dan thr,tchidn iy, d6 phdn lcrn ngudi vay von qu6 nghdo,lhm f,n thua 16hoac gap kh6 khan dan ddn khOng c6 n6ngtri no vd rn6t so it ddi tugng rrdy j'kh6ng chiu tri no Dd th6o gd nhirng kh6 khan, nrdng m6c, ddy nhanh tidn dd tidn tdi sdtrnkdt thric cdng t6c ly Qu! tfn dung nhan d6n, Thdng ddc l!{gin hirngNhb nudc yOucdu Ngan hdng l{hd nudc chi nh6nhc6c tinh, thinh truc thuOcTrung udng noi c6 Qu! tfn dpng nhAnddn trdn dia blin dang thuc hi€n thanhlf khdn tnrctngtridn khai thuc hi6n rndt sd c6ng vi€c sau: NAng cao trdch nhiOrnvd ting culng hi6u qui hoat ddng gi6m s6t thanhly Quy tin dung nhAnd0n; thuhngxuy6n nam bat dien bidn ti6n t16thu hdi ncr,chi tri no vd nhfrngvdn dd ph6t sinh qu6 trinh lf rJdcd biOnph6p chi dao kip thiri nhim grip phdn ddy nhanhtidn dd lf Quy tin dung nhAnclin trdn dia b)n tliantr ly Qu! Ctrng cd, kiOn tohn bO rniy hoat dQngci:a H6i c'feirrg: tin dung nh6ndfln Ddnh gi6"rfit kinh nghi0mnhfi:rgnr.rirlur:p,cd;:g viOcdfl hi0u riua hoac hi$u tridn khai qud trinlr thr;rchi8n thanir ly ntr*rg c:hr.fa qui cbn th{p v} chua rlqrtke hoachdti ra; iJfin doc chi ctraoting cuth-rgtri4ch nhi€rn cua cdc cd nhan vd t6p thd HOi dOngthanh Iy trurugr,;u{tr)nh thuc hiOnthanh l-yiQu! tin dung nhfrn d6n, cldngttrili dd cfc u.iiii piuip nharn nAngcao hi0u quAcOngtiic thanhly QuVtfn dung nh0ndAn Ti0p tuc tharnrnrngcho Tinh iiy, Thdniruy vli Uy f':anullArrclin tirrh, thdrrhphd truc thudc lnrrfp-$ong tang cudng chi dao cfip u!, t,;i 5un nh{tn iicli cuc h0 trsl dAn cdc cApvl c6c co quan bao v0 ph6pluAt cr ilia phirctrg1 t{0i ddng thanhly Qu-ytrong lhu tfn dung nhdndAn c6ng tdc trdi nl cho v'a3' dd thanhto6n cho cfc chu no, han chd d$n mfic ttr'rap nhat ttjn thai tli sancdra Qu! tfn dUngnhOndfln vh cira nhh nudc quri tr)nh tLranlilf, dSngthiti kh,1ntruong sdm.kdt thric c0ng tdc li' $di vdl nirir::rgQulr tfn dqng nhAndAndd tofn hdt ciic khoan nctcho cdc cfrilintl ttreot1.uydinh, cdn kh€intrur:ng dOnctdclhm thu tuc kdt thric lf theo clurigrpr,vdlnh cua ph6plu0t Chi dao IIOi tldng ly QuI tin dulrglnhAn i1;i!n;lrliy theac6c nguy0ntic' saurfay: - Khrichhlng bi tdn tirat vd thi sin c6 li€n qlrandi:n r,'orivay dAnderr b1kh6khan vd tdi chfnh - Vi0c mi6n, giim ldi rrhn"rricdd rniOn"giAm l[i ifur,'c{h'"rctudn tr0n ccr sti kh6ch hdng tr6 du sd n,sgdc nh[rn khuydn khicir kh:ich h]ng tri no, iAn thu cdc kho6n ltrl vay Phuong 5n mi6n, giAm l5i tirin vay cldi vrii khiii:h hirng vay vdrl iai Qu! tin drlng ntr6.nclOndang fhanh lf Ft0i ddng llr xriy rlung phai drtrvcNgAnhing Nhl nutlc chi nhdnirtinh" thinh phd phe du;i,dtvrrhdo cdo IJ11ban nhAndAntinh" thlnh truc thuOc'l"mng dcrngxcrn x6,tchapthuari cho plr6p tridn khai thuc hiOn.I-iQiddng I.f chi dr;rrt:thilc iii€n vi*c mj6n,giam l6i von vay ddi vdi khdchhing saukhi Phrrnrgfiu r:ri6n,giArnliii ti6n vay ddi vdi ktuich hing cli cluocLIli lrun nhin tlitn tinli, thlrrh phr: truc thu6c Trung uffirg chdp thu&n;ddng thdi phii chiu triicir nlrrf:ni ve vieg 1r'idn khai thuc hi€n vi€c mi0n giiun l,1i vdn vay ddi v*i lihirch h,.'rngi.heorfdng quy dinh "fh&trrrctngCiic Vu, Cuc cd liOnqr-ran thu$c Ngin li*ng n*hbpufc, Gii{rnddc NgAnhbngi{hh ni.r#cchi nhirnhcdc tinh, thinh phii r:ci r;6 eui tin ) ,i dungnhandandangrhuchiOntha'h ly1chfi rich FI6iddngrhanhlf eu! tin dqngnh6nd6nchiurrdchnhiOrnthi hlnh Ctritiri chi thi niy c6 hiQuluc saumudilamngiy, kd tt ngeyddngc6ngb6o Noi nhdn: - Nhu khoAn5: - Thfr tucrngvi PTT Nguy6n Sinh Hilng (Od U/c); - Vdn phdng Chfnh phil (2 bin); - VP TV/ Ding: - Ban lSnhdao NHNN; - B0 tu phlp (Dd kidm tra); - Tinh uf, Thlnh uf vh UBND ci{c tinh, Tp truc thu6c TW c6 QTDND (dd phdi hqp chi - QTDND Trung o*g; Fr"o*c Doc,F puo rHdNcodc {u^r,,-z - Hisp hoi QTDNDVi€t Nam; - BAohidmtidngiii Vi€t Nam; - Luu VP, Vu PC,Vu CdcTCTDHT rni,N MrNHru.{N