Nâng cao hiệu quả hoạt động cho vay bất động sản của các ngân hàng thương mại trên địa bàn TPHCM

3E3 [ %* E E \( % ; 4b A " D ]@^ % A %* %* %( % BC D , , H2 HX G B % - / BC K2 D , K2 A " C K3 [@= Ai[ HS@ TU@A LMH NO@A PQ@ HXi c2 G G 3HE G 4c D CO BC % 3EE1 - > 3EE3 B; E I "a % &' F KH =d@A H=De@ fgi FR h=i h=j@ HJo@A =oXH NO@A HS@ TU@A LMH NO@A PQ@ WZE W[W G HJ\@ NIE LR@ D /0i cc 3K11 0O O K LA O > 3K1E ' BC G ươ D , J K 3K31 ( KK * % < ưT KK G %ư? KW 8L M O O KN 3K33 @ T * D 3K3E @ T * D 3K3H @ T 3K3K [ =>?@A D G %ư? BC D , KX W1 , ; + 7+ + CO BC D , W3 WE iQi k=[k FR hil@ @A=I @=mn @o@A WEo =ipD CDQ =qEH NO@A W=o FE^ LMH NO@A PQ@ WZE W[W HXi 'V Wr@ H=ilH k=Qi CDQ@ fs FR @o@A WEo =ipD CDQ =oXH NO@A W=o FE^ LMH NO@A PQ@ WZE W[W HXi 0b 24 I@= =>t@A =oXH NO@A HS@ TU@A LMH NO@A PQ@ 0c 22 OH P_ AiQi k=[ku hil@ @A=I @=mn @o@A WEo =ipD CDQ =oXH NO@A W=o FE^ nUW NSW= hi@= ToE@= LMH NO@A PQ@ Ni i I I i R EE13 EE1E @ T * V G D C ư" E E K `> M % T U G BC D b R EE1N @ WW BC D , D a BC , T D WW G %ư? WX , N2 > %Z D 8Fi G %ư? $ BC D E E H 4> EE1W c ( ; OO M 00 N1 ;O * > $ % D BD R , N1 S + d , N3 * + d E E 4> C R , * " %G %( % I B NE %( % + d %( % C EE1X NK O E E 12 f P i 7i &oa B R " + $ , NK NW NW @i NN @i l w , ` 49 è D hij9 #Uu eq / % e p lsi9 $ - /9 %[ B O /t ) u]4i9 v B > > w]9 > ; T j ]9 > x > i] +9 > O / %J - / % % o r A % ], 19 f D C ], 39 :; R , J ], E9 qe ], H9 C C B, ư" ( L " ]@^ ( G yU B, , R / % G B A Z ^ Z 39 Z Z 3E z { D eB Z D G D $ %ưF ) D ( / * - / Z H9 y %6 " Z K9 Z W9 iư " Z N9 B - / Z 89 y %6 % G B Z X9 y %6 g " ]@^ * / % Z 129 iư " $ D " ]@^ R $ D ]@^ * %ưF " > % " $ $ ]@^ % - / ]@^ ( g / % " ( > - / " G B ]@^ O > , O V 119 y " C ( / % $ - / e * 322X Z G B G B Z ]@^ % 322X ) $ G Sz * [ a9% K = ư4 @ ' K q- D 95 ^ 2[ @ ^ 2[ ^ 2[ A ' @ > 75 F +I 7HU% F +I O( F - '5% a ,a % e 2n % F F I F % ) F >6 F RQE#% Y D +ư4 ưG F '5 a9 I a Y a9 C +1 F- F F +I F ' F F + I -( / : ^ ' F ' a ưu c Y a ^ F 3 > Ri4 (Ni 121 D5a 5ơ K 33> I + [ D +ư4 3'9 -= K LM ? > '`% Y : ' #a 3'9 F % G % % ' Y ` @ ư1 - % I 2p 9I '` % a = a % ( @ +a Y > - ' a 6H F a ? 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G > $ F q9 F a9 > : > B % D +ư4 $ `% = a D +ư4 +: F F ' d F ' \% Z 2[ D +ư4 F @ Y % ơ= a > \ ơ \ * * D +ư4 F 96 a9% - a *a > @ = -( > ư1 O ^ j 9> ' ^ [ IO ^ % ^ D +ư4 F Ra-6 7a > > F a [ F D > V a- ^ : a9 + > F #H != < % ! \ +F F Y % F = a \ - ( F -\ + ^ ( ươ > ' -% 666 I ' > e F \ ư\ ^ F +I 6l \ v B a9 @ ' @ ' + F F ' F F A ^ 2[ a9 ‘oA% D ' % v \ * [ * F $ F +I 2t Y % F > ư1 A > ' - I- a ơ= a F Da ^ F a / a9 > \ F I; F 2: … - > > F ^ 2[ % ' ^ 9> ' ^ >% C +1 - F a a9 ư4 +5 \ + @ d F I Y F ' - *a F ' b- ' \ 8$ ươ % @8 ưA *a Da ư1 e = D I> *a F a9 > \k K - > C +1% ' '5 F ^ \% [ I6 9> zN P 2: A F D >% > ^ F F C +1 a- Y a F $ ươ B +/ ư\ > ' - > ' -k \6 O ^ * F ơ= a F F +I Y q QC +1 ư1 P 2: F 2: >% ^ a9 > D F C +1 \ - : : +a ^ F ^ *a 8$ F ( = a F QC +1 F ư1 ^ \ Y I d q9 D +ư4 > D +ư4 G C +1% ' \ 8$ a / 9> ' ^ $ Y @ F 2: F >% C +1 2: \ I-% $ a9 Q a 2D F ` R 3>, '` ươ ) % + \ 8$ \ 8$ ) & @ Y b- = >% A Z 2[ E ( I q9 a a% '` \V F a 2D - ' ( @ W F +D @ ' ( > F +I \ 8$ +I ' a : ư4 ) :R5 B v% % +ư\ ^ 2[ ` +* + ' I- F = ^ b- ' a ưA % K F F 96 a ư1 - % $ uUoH I a9 & + % K = 9@ > F +I ^ ' K @ +5 / Da ư4 ư1 -V K & = R ư1 V K > C +1 ^ 2[ a 2D 9' F F % @ F = 9@ F +I O ^ I > F = c > ' +/ ^ 8$ \ *a F \ 8$ ưA ươ = a F > 2; -B F F = D :% -V F 2: F Z 2[ ( ^ F +I F 2, \ 7HU = F D '> % ^ 2[ a F \ 8$ : zw P 2: V a9 - ' I- > ( R 2: \ 8$ I F 2[ O ^ 2[ F \ 8$ ^ 2[ + % ^ = V a V q a F ươ \ % F = ` q- D F ' F ươ -( / 2: e -[ + - a2 a K a F : %F > % a9 5 > ^ F d a9 q9 a a9 F > \% ^ \ - F +I ^ \% F 2[ F D ( J O \ 8$ % J $9 R >% ^ F a9% '_ OY F '` a 2[ \ 8$ A > ư4 > a9 @ - a ^ A j a V a9 I K : ; - a6 \ 8$ A @ % ươ % ’ a9 ư4 - a ư $ 5- / ' > ưA A Y > ) & # :ơ & ư4 - a \ 8$ a9 a9 + - a d I * [ I- $ +1 @ ' ư1 ? # & & = +/ *a F > I-% P 2: b ơ= a ^ F ' 2: 3>3 > q- D ^ R @F $ @ +a% > + > R a a \ 8$ 2p > 9> ' ^ ( > = %a a9 F a9 F ' a % F ' 7HU + = +/ q- a F [ a9 > v a 1’ Y A 7b a 9I ' F Y v' ( Y a a - K ư4 - a ' > ưA ) +a I F a9 ^ Y ư% zS OY 8e- 8_ A Y F 2: F $ Y ? A \ 8$ ư1 Y - 95 Y a % 8e- 8_ Y Y ' F Y I 2: F +K- *a 2: F % $ m +a b- d iMy I 8e- 8_ ^ a a9 ; ' Y ư6 3>> R G & ) $N8 #: OF a +ư4 ' ( ' a K ^ a R a @- : ^ %= 3>O R *a R &:B F \ 6E K @ + = a F K % ` 8a [ K- v d Y Y D 8$ % @ *a D % -a ^ 2[ F % ư4 ^ ư1 %< ` ư\ / * F ưA a ư1 - a \ >6 Q % > ' ( I ưA ja C +1% ; ? F + 2Y F ư1 K / ư4 a ' ( ư1 ưA a- , F +a @ e K-6 U: I \ a= c > ' - + a A * \ ư4 ' F *a > ' -% > @ Y \ a ư4 - a > ' ) ; ^` % a% ơ= a = %\ +a \ 8$ >% @ \ % a [ a 2: A R ư4 +ưA LM k iMy % > : q ưA E \ *= 8$ % ưA q % OY 23 ' = 9@ 2:a +5 a- $ = D - a +D a \ 8$ : = F ư% + I ' a 2: F Y - OF a ^ Y D +ư4 b- -[ = ) ; ^` % 96 \ I D ' '5 @ +/ + zz RS T U E+ ươ i + F ^ 2[ ƒ ' D A l> D A F ươ F ơ= a +5 Da = G - ưA ^ 2[ F RQE#6 l ( > F > : OF + = 9> ưA R +a% + ` W - a ưA = +5 = ươ b- F ' F a D a l> HI F % F '> A A ƒ *a F F H Ơ ưA Y I = I : , *a F Y ' > Y D % ( * ^ 2[ a- D ưa +a a I a ` Y W Y ^ 2[ - ^ a / = *a % +/ ' F +I '> F %- @ ' D A *a D +ư4 F K > ơ= a RS T U E D +ư4 EX6QO# a +I % ' ( I' ( Y = 'I > 9 A ưA O ^ +* + + D F > a +, ^ D +ư4 A *a F *a % Y ' ? > F ưA ^ 2[ >' a D R 7HU v ' ( % -( +ư4 v *a a- A D +ư4 ^ A D +ư4 ' [ I F ^ > > EX6QO#% F +I [ +1 a9 7HU - F @- K = a - % D +ư4 q- 2D E D +ư4 D +ư4 F +I / @ ' Y : aa -a *a : +1 ' m a b- F e a D +ư4 A +ư4 - + D +ư4 F '^ +F ` *a '^ ( Y Y D +ư4 F +I % W a ) F +I D +ư4 I-% ' a F I + > D +ư4 A @ 95 +a : 9% I ) @ +F â ' F ` oD : F , +* + a = >% d ^ % *' F / L = := a : Y - `2 % ? F +I *a b- +D +* + % = j Y ư4 : a +D ?@ /a % T#1[ !7 $ a 96 : > D ư4 ^ 7HU *a F RQE# +5 + E 5@= a % % : ' ) a W F RQE# - a 6O ^ 3 > ^ 2[ @ - *a " [ aD +ư4 D +ư4 ^ F +I a 2: R K 5- d ' ma % +^ ' ( a ( ^ F +I % I % â F Y +ư4 % I ' F A F D +ư4 K ^ F a D +ư4 6o D ^ 2[ ao * D +ư4 Y ' - a Da B @ cT v a ' 1IG#,[; I = a - F D ưA *a D +ư4 *a F b- d ^ 2[ D D A a Pa ưA % Y - Y Da ( I F ư4 95 ươ - @ ươ F- F ' II F F , D D +ư4 - >% K ưA / - \ I ) I a9 a ưA a9 a +a +* + -a ưa +a [ / *a *a 75 *a F ^ '> % I TI… LR O ! a K- ||i *a RưA O Q,a P$ Q O *R ja Ra- L6 ! a K- LMMi *a RưA O Q,a P$ Q O *R ja Ra- i6 ! a K- LMMN *a RưA O Q,a P$ Q O *R ja Ra- T6 ! ' R ja a K- LMMw *a RưA O Q,a P$ Q O * Ra-6 hG U\ 95 #( +ư4 % %o %o $ $ ! 1IG#,[ * eiijG w6 OF F F *a R R S6 OF ưA *a E+ z6 O ) Ra-6 7F |6 O( LMMN e LM M ưA F Ra- D +ư4 |szsLMMw6 ERQQ O7 Š Ta ! l 14 EX6QO# - % a F a+2 • * a f eiikl # ! &* Ra-g% ,% o < m ! < % !5 'P_1 " - ,ao ) &* < m 5< % D D 1IG#,[G M6 !D 6Q = ( Da &' a ^ fLMMwg% # &' oa M ! < % fLM Mg% I % ! M o ' P &' ! ?@ - \ o T6 L6 EU6 E F 7F Oq % E D +ư4 e @ ` : p i6 EU6 X - HC O ^% l * ^ 2[ #c a A RaT6 EU6R 9p # l @ fLMMSg% T < &L ' D RP7 '5% EX6QO# N6 H K “ fLMM|g% , " ) ( &' ' M % < % !5 o T% RP7 E ! '56 \ #

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