Các sản phẩm thẻ của Ngân hàng quốc tế VIB + Thẻ tín dụng (credit card) + Thẻ ghi nợ (debit card) Tính năng thẻ: + Tích điểm + Hoàn tiền Chính sách lãi, phí AT A GLANCE Make online payment, purchase conveniently within Vietnam and overseas INTEREST RATE Enjoy interest rate applied for current account ANNUAL FEE 0 VND
VIB CREDIT CARD VIB DEBIT CARD VIB CREDIT CARD World VIB Travel Élite Platinum Gold VIB Zero Interest Rate VIB Rewards Unlimited VIB Cash Back VIB Happy Drive Classic VIB Financial Free VIB DEBIT CARD PLATINUM CLASS CLASSIC CLASS Offer Offer AT AVIB GLANCE Information Platinum Make online payment, purchase conveniently within Vietnam and overseas Information AT AVIB GLANCE Classic Make online payment, purchase conveniently within Vietnam and overseas INTEREST RATE Enjoy interest rate applied for current account INTEREST RATE Enjoy interest rate applied for current account ANNUAL FEE VND ANNUAL FEE VND VIB Travel Élite TRANSACTION LIMIT Up to 1,2 bil VND Offer Information AT A GLANCE Foreign transaction fee: only 1.75% ANNUAL FEE 1,299,000 VND T H Ẻ T Ố T N H Ấ T VIB Zero Interest Rate TRANSACTION LIMIT Up to 600 mil VND Offer Information AT A GLANCE Earn up to 500 liters of gasoline every year 30% cashback on car service fee ANNUAL FEE 899,000 VND VIB Happy Drive TRANSACTION LIMIT Up to 600 mil VND Offer Information AT A GLANCE Earn up to 500 liters of gasoline every year 30% cashback on car service fee ANNUAL FEE 899,000 VND VIB Cashback TRANSACTION LIMIT Up to 600 mil VND Offer Information AT A GLANCE Cash back up to 6% for every transaction, equal of 12 million VND per year ANNUAL FEE 899,000 VND VIB Rewards Unlimited TRANSACTION LIMIT Up to 200 mil VND Offer Information AT A GLANCE Up to 5X Reward Points for every transaction ANNUAL FEE 499,000 VND VIB Financial Free TRANSACTION LIMIT Up to 50 mil VND Offer Information AT A GLANCE Cash withdrawal limit equals 100% of credit limit ANNUAL FEE No annual fee VIB Travel Élite info Terms and conditions to open credit card Income Annual fee & Issue fee primary card Issue fee supplementary card primary card Annual fee supplementary card Interest and cash withdraw fee Interest Cash withdraw fee Transaction limit/day Average income in nearest months: VND 20 million Free Free VND 1,299,000 VND 699,000 2.33% / month 4% (minimum: VND 100,000) Cash withdrawal VND 200 million (domestic) VND 30 million (oversea)(*) Sale transaction at POS machine/ E-commerce VND 200 million / time Within available credit limit/day Payment due date Payment due date Other fees PIN reissue fee Late payment fee Card product change fee Card limit adjustment fee 25 days after the statement date Free 4%/ amount due (minimum: VND120,000) Applied on closing balance unpaid stated in Monthly Statement VND 199,000 VND 100,000 VIB Zero Interest Rate info Terms and conditions to open credit card Income Annual fee & Issue fee primary card Issue fee supplementary card primary card Annual fee supplementary card Interest and cash withdraw fee Interest Cash withdraw fee Transaction limit/day Average income in nearest months: VND 12 million Free Free VND 699,000 VND 399,000 2.5% / month 4% (minimum: VND 100,000) Cash withdrawal VND 100 million (domestic) VND 30 million (oversea)(*) Sale transaction at POS machine/ E-commerce VND 200 million / time Within available credit limit/day Payment due date Payment due date Other fees 25 days after the statement date Processing fee PIN reissue fee Late payment fee Card product change fee Card limit adjustment fee 0.99% Waive for first statement cycles from issuing date Free 4%/ amount due (minimum: VND120,000) Applied on closing balance unpaid stated in Monthly Statement VND 299,000 VND 100,000 VIB Happy Drive info Terms and conditions to open credit card Income Annual fee & Issue fee primary card Issue fee supplementary card primary card Annual fee supplementary card Interest and cash withdraw fee Interest Cash withdraw fee Transaction limit/day Average income in nearest months: VND 12 million Free Free VND 899,000 VND 599,000 2.5% / month 4% (minimum: VND 100,000) Cash withdrawal VND 100 million (domestic) VND 30 million (oversea)(*) Sale transaction at POS machine/ E-commerce VND 200 million / time Within available credit limit/day Payment due date Payment due date Other fees Card limit adjustment fee PIN reissue fee Late payment fee Card product change fee Card limit adjustment fee 25 days after the statement date VND 100,000 Free 4%/ amount due (minimum: VND120,000) Applied on closing balance unpaid stated in Monthly Statement VND 299,000 VND 100,000 VIB Cashback info Terms and conditions to open credit card Income Annual fee & Issue fee primary card Issue fee supplementary card primary card Annual fee supplementary card Interest and cash withdraw fee Interest Cash withdraw fee Transaction limit/day Average income in nearest months: VND 12 million Free Free VND 699,000 VND 399,000 2.5% / month 4% (minimum: VND 100,000) Cash withdrawal VND 100 million (domestic) VND 30 million (oversea)(*) Sale transaction at POS machine/ E-commerce VND 200 million / time Within available credit limit/day Payment due date Payment due date Other fees 25 days after the statement date Processing fee PIN reissue fee Late payment fee Card product change fee Card limit adjustment fee 0.99% Waive for first statement cycles from issuing date Free 4%/ amount due (minimum: VND120,000) Applied on closing balance unpaid stated in Monthly Statement VND 299,000 VND 100,000 VIB Rewards Unlimited info Terms and conditions to open credit card Income Annual fee & Issue fee primary card Issue fee supplementary card primary card Annual fee supplementary card Interest and cash withdraw fee Interest Cash withdraw fee Transaction limit/day Average income in nearest months: VND 10 million Free Free VND 499,000 VND 299,000 2.54% / month 4% (minimum: VND 100,000) Cash withdrawal VND 50 million (domestic) VND 30 million (oversea)(*) Sale transaction at POS machine/ E-commerce VND 200 million / time Within available credit limit/day Payment due date Payment due date Other fees PIN reissue fee Late payment fee Card product change fee Card limit adjustment fee 15 days after the statement date 50,000 4%/ amount due (minimum: VND120,000) Applied on closing balance unpaid stated in Monthly Statement VND 399,000 VND 100,000 VIB Financial Free info Terms and conditions to open credit card Income Annual fee & Issue fee primary card Issue fee supplementary card primary card Annual fee supplementary card Average income in nearest months: VND million Free Free Free for first year The following years: VND 299,000 Free for first year The following years: VND 199,000 Interest and cash withdraw fee Interest Cash withdraw fee Transaction limit/day 0% for first statement cycles 3% per month afterwards 4% (minimum: VND 100,000) Cash withdrawal VND 25 million (domestic) VND 25 million (oversea)(*) Sale transaction at POS machine/ E-commerce VND 200 million / time Within available credit limit/day Payment due date Payment due date Other fees PIN reissue fee Late payment fee Card product change fee Card limit adjustment fee 15 days after the statement date VND 50.000 4%/ amount due (minimum: VND120,000) Applied on closing balance unpaid stated in Monthly Statement VND 199,000 VND 100,000 PHỊNG SẢN PHẨM THẺ TÍN DỤNG CREDITCARD_ACQ@VPBANK.COM.VN VIB Travel Elite offer 1.75% foreign transaction fee Earn miles and redeem award - Enjoy your trip with excellent foreign transaction fee in market - only 1.75% • Earn Mile for every 25,000 VND of domestic spending or • Earn Mile for 20,000 VND of international spending • Earn Miles for every 25,000 VND of Prudential insurance transaction fee via Payment function on Internet Banking/ MyVIB application • Bonus 1.000 miles for every 400 million spending (maximum 5.000 miles/year) • The redeem Miles never expire *Gifts: Flight ticket from the widest range of airlines Cashback into account Fantastic gift reward Annual fee waiver Travel insurance offer Travel insurance offer with insured value up to USD 500,000 MasterCard Airport Experiences • Access to over 1000 airport lounges in 120+ airports worldwide • Free use times/year for primary card and times/year each supplementary card • Discount up to 10% for shopping, dining and spa at outlets at the airport • Easy to use MasterCard Airport Experiences (MCAE) on mobile app to locate airport lounge and offers VIB Zero Interest Rate Offer 0% interest rate lifetime - For all purchase spending Free processing fee - for all purchase spending within first cycles from issuance date Installment - 0% Installment VIB Happy Drive offer Rewards points program - Earn 30 liters of gasoline for every 10 million VND accumulative spending Prudential premium payment via Bill Payment function on MyVIB/ Internet Banking - Earn liters of gasoline for every 10 million VND accumulative spending Maximum 500 liters per year - Cardholder contact DVKH 1800 8180 to redeem accumulated points 30% cashback of car service fee 30% cashback of service fees at the Car Maintenance Center / Center (Service Product Catalog Code (MCC) 7531 or 7538) Total maximum cashback amount: VND million / year but not exceeding VND 500,000 / statement period 55 interest-free days Enjoy 55 interest-free days for all retail transactions Installment 0% Installment VIB Cash Back offer Cashback Cashback on every daily spending: • 6% cashback on Prudential premium payment via bill payment function on Internet Banking/ MyVIB application • 6% cashback on Education, Medical • 3% cashback on Dining, Cinema • 0.3% cashback on Others • Maximum 1,000,000 VND/month * The Cashback has no cash value until redeem successfully You can actively redeem the accumulated cash back into cash, annual fee via MyVIB in less than 30 seconds 55 interest-free days Enjoy 55 interest-free days for all retail transaction Installment 0% Installment VIB Rewards Unlimited Earn 5X Reward Points - Earn Reward Point for every 1,000 VND spending - Earn 5X Reward Point for spending at Supermarket and Shopping Mall - Earn 20 Reward Point for spending 1.000 VND of payment fee transaction of Prudential on Internet Banking or MyVIB - Bonus 5.000 miles for every 10 million VND accumulative spending The Reward Points have no limit in a billing cycle Gifts: Flight ticket from the widest range of airlines Cashback into account Fantastic gift reward Annual fee waiver 0% Installment - 0% Installment VIB Financial Free offer Maximum cash withdrawal limit Cash withdrawal limit equals 100% of credit limit Waive annual fee for life - Waive 1st year annual fee - Waive annual fee of 2nd year onward if having at least transaction/month in the previous year 0% interest - 0% interest for the first statement cycles including all spending and cash withdrawal VIB Platinum Debit Card info Annual fee & Issue fee Issue fee Annual fee primary card Free supplementary card Free primary card VND 249,000 supplementary card VND 249,000 Transaction limit/day Cash withdrawal VND 100,000,000 (domestic) VND 30,000,000 (oversea) Sale transaction at POS machine/ E-commerce VND 200 million / time Within available credit limit/day Fee Cash withdrawal (VIB's ATM) Free Cash withdrawal (Other banks' ATM) VND 10,000/time Free if the average card balance of the previous month is at least VND 5,000,000 Administration fee applied for overseas transactions (non-VAT) 3%/ transaction amount (min: VND 10,000/time) Card re-issuance/replacement/PIN re-issuance fee Free VIB Platinum Debit Card offer Free cash withdrawal fee - At most of the local banks' ATM if average account balance of the previous month is at least million VND Cashback • Cashback 5% on purchases at supermarkets and restaurants on Saturday & Sunday Cashback 0.25% on other purchases • Maximum cashback: 500,000 VND/month • Cashback condition: Minimum total spend of all categories is million VND/month Lifetime annual fee waiver • Free 1st year annual fee • 2nd year: 249,000 VND Free if making at least 12 retail transactions in the previous year VIB Classic Debit Card info Annual fee & Issue fee Issue fee Annual fee primary card Free supplementary card Free primary card VND 149,000 supplementary card VND 149,000 Transaction limit/day Cash withdrawal VND 30,000,000 (domestic & oversea) Sale transaction at POS machine/ E-commerce VND 200 million / time Within available credit limit/day Fee Cash withdrawal (VIB's ATM) Free Cash withdrawal (Other banks' ATM) VND 3,300/time Free if the average card balance of the previous month is at least VND 5,000,000 Administration fee applied for overseas transactions (non-VAT) 4%/ transaction amount (min: VND 10,000/time) Card re-issuance/replacement/PIN re-issuance fee Free VIB VIB Classic Debit Card offer Free cash withdrawal fee - At most of the local banks' ATM if average account balance of the previous month is at least million VND Lifetime annual fee waiver • Free 1st year annual fee • 2nd year: 149,000 VND Free if making at least 12 retail transactions in the previous year (*) .. .VIB CREDIT CARD World VIB Travel Élite Platinum Gold VIB Zero Interest Rate VIB Rewards Unlimited VIB Cash Back VIB Happy Drive Classic VIB Financial Free VIB DEBIT CARD PLATINUM... balance unpaid stated in Monthly Statement VND 199,000 VND 100,000 PHỊNG SẢN PHẨM THẺ TÍN DỤNG CREDITCARD_ACQ@VPBANK.COM.VN VIB Travel Elite offer 1.75% foreign transaction fee Earn miles and redeem... ANNUAL FEE VND VIB Travel Élite TRANSACTION LIMIT Up to 1,2 bil VND Offer Information AT A GLANCE Foreign transaction fee: only 1.75% ANNUAL FEE 1,299,000 VND T H Ẻ T Ố T N H Ấ T VIB Zero Interest