Reference table tài liệu ftu

Bảng 1: Giá trị $1 trả vào cuối năm n 1/(1+r ) 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 0.1% 9990 9980 9970 9960 9950 9940 9930 9920 9910 9901 9891 9881 9871 9861 9851 9841 9832 9822 9812 9802 9792 9783 9773 9763 9753 9743 9734 9724 9714 9705 9695 9685 9676 9666 9656 9647 9637 9627 9618 9608 9598 9589 9579 9570 9560 9551 9541 9532 9522 9513 9503 9494 9484 9475 9465 9456 9446 9437 9427 9418 0.1% 0.2% 9980 9960 9940 9920 9901 9881 9861 9841 9822 9802 9783 9763 9744 9724 9705 9685 9666 9647 9627 9608 9589 9570 9551 9532 9513 9494 9475 9456 9437 9418 9399 9381 9362 9343 9325 9306 9287 9269 9250 9232 9213 9195 9177 9158 9140 9122 9104 9086 9067 9049 9031 9013 8995 8977 8959 8941 8924 8906 8888 8870 0.2% 0.3% 9970 9940 9911 9881 9851 9822 9792 9763 9734 9705 9676 9647 9618 9589 9561 9532 9504 9475 9447 9418 9390 9362 9334 9306 9278 9251 9223 9195 9168 9141 9113 9086 9059 9032 9005 8978 8951 8924 8897 8871 8844 8818 8791 8765 8739 8713 8687 8661 8635 8609 8583 8558 8532 8506 8481 8456 8430 8405 8380 8355 0.3% 0.4% 9960 9920 9881 9842 9802 9763 9724 9686 9647 9609 9570 9532 9494 9456 9419 9381 9344 9307 9270 9233 9196 9159 9123 9086 9050 9014 8978 8942 8907 8871 8836 8801 8766 8731 8696 8661 8627 8592 8558 8524 8490 8456 8423 8389 8356 8322 8289 8256 8223 8191 8158 8125 8093 8061 8029 7997 7965 7933 7902 7870 0.4% 0.5% 9950 9901 9851 9802 9754 9705 9657 9609 9561 9513 9466 9419 9372 9326 9279 9233 9187 9141 9096 9051 9006 8961 8916 8872 8828 8784 8740 8697 8653 8610 8567 8525 8482 8440 8398 8356 8315 8274 8232 8191 8151 8110 8070 8030 7990 7950 7910 7871 7832 7793 7754 7716 7677 7639 7601 7563 7525 7488 7451 7414 0.5% 0.6% 9940 9881 9822 9764 9705 9647 9590 9533 9476 9419 9363 9307 9252 9197 9142 9087 9033 8979 8926 8872 8819 8767 8715 8663 8611 8560 8509 8458 8407 8357 8307 8258 8209 8160 8111 8063 8014 7967 7919 7872 7825 7778 7732 7686 7640 7594 7549 7504 7459 7415 7371 7327 7283 7240 7196 7153 7111 7068 7026 6984 0.6% 0.7% 9930 9861 9793 9725 9657 9590 9523 9457 9391 9326 9261 9197 9133 9070 9007 8944 8882 8820 8759 8698 8637 8577 8518 8458 8400 8341 8283 8226 8169 8112 8055 7999 7944 7889 7834 7779 7725 7671 7618 7565 7513 7460 7409 7357 7306 7255 7205 7155 7105 7055 7006 6958 6909 6861 6814 6766 6719 6673 6626 6580 0.7% 0.8% 9921 9842 9764 9686 9609 9533 9457 9382 9308 9234 9161 9088 9016 8944 8873 8803 8733 8664 8595 8527 8459 8392 8325 8259 8194 8129 8064 8000 7937 7874 7811 7749 7688 7627 7566 7506 7447 7388 7329 7271 7213 7156 7099 7043 6987 6931 6876 6822 6768 6714 6661 6608 6555 6503 6452 6400 6350 6299 6249 6200 0.8% Trang / 14 n 0.9% 9911 9822 9735 9648 9562 9477 9392 9308 9225 9143 9061 8981 8901 8821 8742 8664 8587 8511 8435 8359 8285 8211 8138 8065 7993 7922 7851 7781 7712 7643 7575 7507 7440 7374 7308 7243 7178 7114 7051 6988 6926 6864 6803 6742 6682 6622 6563 6505 6447 6389 6332 6276 6220 6164 6109 6055 6001 5947 5894 5842 0.9% 1.0% 9901 9803 9706 9610 9515 9420 9327 9235 9143 9053 8963 8874 8787 8700 8613 8528 8444 8360 8277 8195 8114 8034 7954 7876 7798 7720 7644 7568 7493 7419 7346 7273 7201 7130 7059 6989 6920 6852 6784 6717 6650 6584 6519 6454 6391 6327 6265 6203 6141 6080 6020 5961 5902 5843 5785 5728 5671 5615 5560 5504 1.0% 1.1% 9891 9784 9677 9572 9468 9365 9263 9162 9062 8964 8866 8770 8674 8580 8487 8394 8303 8213 8123 8035 7947 7861 7775 7691 7607 7524 7442 7362 7281 7202 7124 7046 6970 6894 6819 6745 6671 6599 6527 6456 6386 6316 6247 6179 6112 6046 5980 5915 5851 5787 5724 5662 5600 5539 5479 5419 5360 5302 5244 5187 1.1% 1.2% 9881 9764 9648 9534 9421 9309 9199 9090 8982 8876 8770 8666 8564 8462 8362 8263 8165 8068 7972 7878 7784 7692 7601 7510 7421 7333 7246 7161 7076 6992 6909 6827 6746 6666 6587 6509 6432 6355 6280 6206 6132 6059 5987 5916 5846 5777 5708 5641 5574 5508 5442 5378 5314 5251 5189 5127 5067 5006 4947 4888 1.2% 1.3% 9872 9745 9620 9496 9375 9254 9136 9018 8903 8788 8676 8564 8454 8346 8239 8133 8029 7926 7824 7723 7624 7526 7430 7335 7240 7148 7056 6965 6876 6788 6700 6615 6530 6446 6363 6281 6201 6121 6043 5965 5889 5813 5738 5665 5592 5520 5449 5380 5311 5242 5175 5109 5043 4978 4915 4851 4789 4728 4667 4607 1.3% 1.4% 9862 9726 9591 9459 9328 9200 9073 8947 8824 8702 8582 8463 8347 8231 8118 8006 7895 7786 7679 7573 7468 7365 7263 7163 7064 6966 6870 6775 6682 6590 6499 6409 6320 6233 6147 6062 5979 5896 5815 5734 5655 5577 5500 5424 5349 5275 5203 5131 5060 4990 4921 4853 4786 4720 4655 4591 4527 4465 4403 4342 1.4% 1.5% 9852 9707 9563 9422 9283 9145 9010 8877 8746 8617 8489 8364 8240 8118 7999 7880 7764 7649 7536 7425 7315 7207 7100 6995 6892 6790 6690 6591 6494 6398 6303 6210 6118 6028 5939 5851 5764 5679 5595 5513 5431 5351 5272 5194 5117 5042 4967 4894 4821 4750 4680 4611 4543 4475 4409 4344 4280 4217 4154 4093 1.5% Bảng 1: Giá trị $1 trả vào cuối năm n 1/(1+r ) 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 1.6% 9843 9688 9535 9385 9237 9092 8948 8807 8669 8532 8398 8266 8135 8007 7881 7757 7635 7515 7396 7280 7165 7052 6941 6832 6724 6619 6514 6412 6311 6211 6114 6017 5923 5829 5737 5647 5558 5471 5385 5300 5216 5134 5053 4974 4895 4818 4742 4668 4594 4522 4451 4381 4312 4244 4177 4111 4046 3983 3920 3858 1.6% 1.7% 9833 9668 9507 9348 9192 9038 8887 8738 8592 8449 8307 8169 8032 7898 7766 7636 7508 7383 7259 7138 7019 6901 6786 6673 6561 6451 6344 6238 6133 6031 5930 5831 5733 5638 5543 5451 5360 5270 5182 5095 5010 4926 4844 4763 4683 4605 4528 4452 4378 4305 4233 4162 4093 4024 3957 3891 3826 3762 3699 3637 1.7% 1.8% 9823 9649 9479 9311 9147 8985 8826 8670 8517 8366 8218 8073 7930 7790 7652 7517 7384 7253 7125 6999 6875 6754 6634 6517 6402 6289 6177 6068 5961 5856 5752 5650 5550 5452 5356 5261 5168 5077 4987 4899 4812 4727 4644 4561 4481 4402 4324 4247 4172 4098 4026 3955 3885 3816 3749 3682 3617 3553 3490 3429 1.8% 1.9% 9814 9631 9451 9275 9102 8932 8766 8602 8442 8284 8130 7978 7830 7684 7540 7400 7262 7126 6993 6863 6735 6609 6486 6365 6247 6130 6016 5904 5794 5686 5580 5476 5373 5273 5175 5078 4984 4891 4800 4710 4622 4536 4452 4369 4287 4207 4129 4052 3976 3902 3829 3758 3688 3619 3552 3485 3420 3357 3294 3233 1.9% 2.0% 9804 9612 9423 9238 9057 8880 8706 8535 8368 8203 8043 7885 7730 7579 7430 7284 7142 7002 6864 6730 6598 6468 6342 6217 6095 5976 5859 5744 5631 5521 5412 5306 5202 5100 5000 4902 4806 4712 4619 4529 4440 4353 4268 4184 4102 4022 3943 3865 3790 3715 3642 3571 3501 3432 3365 3299 3234 3171 3109 3048 2.0% 2.5% 9756 9518 9286 9060 8839 8623 8413 8207 8007 7812 7621 7436 7254 7077 6905 6736 6572 6412 6255 6103 5954 5809 5667 5529 5394 5262 5134 5009 4887 4767 4651 4538 4427 4319 4214 4111 4011 3913 3817 3724 3633 3545 3458 3374 3292 3211 3133 3057 2982 2909 2838 2769 2702 2636 2572 2509 2448 2388 2330 2273 2.5% 3.0% 9709 9426 9151 8885 8626 8375 8131 7894 7664 7441 7224 7014 6810 6611 6419 6232 6050 5874 5703 5537 5375 5219 5067 4919 4776 4637 4502 4371 4243 4120 4000 3883 3770 3660 3554 3450 3350 3252 3158 3066 2976 2890 2805 2724 2644 2567 2493 2420 2350 2281 2215 2150 2088 2027 1968 1910 1855 1801 1748 1697 3.0% 3.5% 9662 9335 9019 8714 8420 8135 7860 7594 7337 7089 6849 6618 6394 6178 5969 5767 5572 5384 5202 5026 4856 4692 4533 4380 4231 4088 3950 3817 3687 3563 3442 3326 3213 3105 3000 2898 2800 2706 2614 2526 2440 2358 2278 2201 2127 2055 1985 1918 1853 1791 1730 1671 1615 1560 1508 1457 1407 1360 1314 1269 3.5% Trang / 14 n 4.0% 9615 9246 8890 8548 8219 7903 7599 7307 7026 6756 6496 6246 6006 5775 5553 5339 5134 4936 4746 4564 4388 4220 4057 3901 3751 3607 3468 3335 3207 3083 2965 2851 2741 2636 2534 2437 2343 2253 2166 2083 2003 1926 1852 1780 1712 1646 1583 1522 1463 1407 1353 1301 1251 1203 1157 1112 1069 1028 0989 0951 4.0% 4.5% 9569 9157 8763 8386 8025 7679 7348 7032 6729 6439 6162 5897 5643 5400 5167 4945 4732 4528 4333 4146 3968 3797 3634 3477 3327 3184 3047 2916 2790 2670 2555 2445 2340 2239 2143 2050 1962 1878 1797 1719 1645 1574 1507 1442 1380 1320 1263 1209 1157 1107 1059 1014 0970 0928 0888 0850 0814 0778 0745 0713 4.5% 5.0% 9524 9070 8638 8227 7835 7462 7107 6768 6446 6139 5847 5568 5303 5051 4810 4581 4363 4155 3957 3769 3589 3418 3256 3101 2953 2812 2678 2551 2429 2314 2204 2099 1999 1904 1813 1727 1644 1566 1491 1420 1353 1288 1227 1169 1113 1060 1009 0961 0916 0872 0831 0791 0753 0717 0683 0651 0620 0590 0562 0535 5.0% 5.5% 9479 8985 8516 8072 7651 7252 6874 6516 6176 5854 5549 5260 4986 4726 4479 4246 4024 3815 3616 3427 3249 3079 2919 2767 2622 2486 2356 2233 2117 2006 1902 1803 1709 1620 1535 1455 1379 1307 1239 1175 1113 1055 1000 0948 0899 0852 0807 0765 0725 0688 0652 0618 0586 0555 0526 0499 0473 0448 0425 0403 5.5% 6.0% 9434 8900 8396 7921 7473 7050 6651 6274 5919 5584 5268 4970 4688 4423 4173 3936 3714 3503 3305 3118 2942 2775 2618 2470 2330 2198 2074 1956 1846 1741 1643 1550 1462 1379 1301 1227 1158 1092 1031 0972 0917 0865 0816 0770 0727 0685 0647 0610 0575 0543 0512 0483 0456 0430 0406 0383 0361 0341 0321 0303 6.0% 6.5% 9390 8817 8278 7773 7299 6853 6435 6042 5674 5327 5002 4697 4410 4141 3888 3651 3428 3219 3022 2838 2665 2502 2349 2206 2071 1945 1826 1715 1610 1512 1420 1333 1252 1175 1103 1036 0973 0914 0858 0805 0756 0710 0667 0626 0588 0552 0518 0487 0457 0429 0403 0378 0355 0334 0313 0294 0276 0259 0243 0229 6.5% 7.0% 9346 8734 8163 7629 7130 6663 6227 5820 5439 5083 4751 4440 4150 3878 3624 3387 3166 2959 2765 2584 2415 2257 2109 1971 1842 1722 1609 1504 1406 1314 1228 1147 1072 1002 0937 0875 0818 0765 0715 0668 0624 0583 0545 0509 0476 0445 0416 0389 0363 0339 0317 0297 0277 0259 0242 0226 0211 0198 0185 0173 7.0% Bảng 1: Giá trị $1 trả vào cuối năm n 1/(1+r ) 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 7.5% 9302 8653 8050 7488 6966 6480 6028 5607 5216 4852 4513 4199 3906 3633 3380 3144 2925 2720 2531 2354 2190 2037 1895 1763 1640 1525 1419 1320 1228 1142 1063 0988 0919 0855 0796 0740 0688 0640 0596 0554 0516 0480 0446 0415 0386 0359 0334 0311 0289 0269 0250 0233 0216 0201 0187 0174 0162 0151 0140 0130 7.5% 8.0% 9259 8573 7938 7350 6806 6302 5835 5403 5002 4632 4289 3971 3677 3405 3152 2919 2703 2502 2317 2145 1987 1839 1703 1577 1460 1352 1252 1159 1073 0994 0920 0852 0789 0730 0676 0626 0580 0537 0497 0460 0426 0395 0365 0338 0313 0290 0269 0249 0230 0213 0197 0183 0169 0157 0145 0134 0124 0115 0107 0099 8.0% 8.5% 9217 8495 7829 7216 6650 6129 5649 5207 4799 4423 4076 3757 3463 3191 2941 2711 2499 2303 2122 1956 1803 1662 1531 1412 1301 1199 1105 1019 0939 0865 0797 0735 0677 0624 0575 0530 0489 0450 0415 0383 0353 0325 0300 0276 0254 0235 0216 0199 0184 0169 0156 0144 0133 0122 0113 0104 0096 0088 0081 0075 8.5% 9.0% 9174 8417 7722 7084 6499 5963 5470 5019 4604 4224 3875 3555 3262 2992 2745 2519 2311 2120 1945 1784 1637 1502 1378 1264 1160 1064 0976 0895 0822 0754 0691 0634 0582 0534 0490 0449 0412 0378 0347 0318 0292 0268 0246 0226 0207 0190 0174 0160 0147 0134 0123 0113 0104 0095 0087 0080 0074 0067 0062 0057 9.0% 9.5% 9132 8340 7617 6956 6352 5801 5298 4838 4418 4035 3685 3365 3073 2807 2563 2341 2138 1952 1783 1628 1487 1358 1240 1133 1034 0945 0863 0788 0719 0657 0600 0548 0500 0457 0417 0381 0348 0318 0290 0265 0242 0221 0202 0184 0168 0154 0140 0128 0117 0107 0098 0089 0081 0074 0068 0062 0057 0052 0047 0043 9.5% 10% 9091 8264 7513 6830 6209 5645 5132 4665 4241 3855 3505 3186 2897 2633 2394 2176 1978 1799 1635 1486 1351 1228 1117 1015 0923 0839 0763 0693 0630 0573 0521 0474 0431 0391 0356 0323 0294 0267 0243 0221 0201 0183 0166 0151 0137 0125 0113 0103 0094 0085 0077 0070 0064 0058 0053 0048 0044 0040 0036 0033 10% 11% 9009 8116 7312 6587 5935 5346 4817 4339 3909 3522 3173 2858 2575 2320 2090 1883 1696 1528 1377 1240 1117 1007 0907 0817 0736 0663 0597 0538 0485 0437 0394 0355 0319 0288 0259 0234 0210 0190 0171 0154 0139 0125 0112 0101 0091 0082 0074 0067 0060 0054 0049 0044 0040 0036 0032 0029 0026 0024 0021 0019 11% 12% 8929 7972 7118 6355 5674 5066 4523 4039 3606 3220 2875 2567 2292 2046 1827 1631 1456 1300 1161 1037 0926 0826 0738 0659 0588 0525 0469 0419 0374 0334 0298 0266 0238 0212 0189 0169 0151 0135 0120 0107 0096 0086 0076 0068 0061 0054 0049 0043 0039 0035 0031 0028 0025 0022 0020 0018 0016 0014 0012 0011 12% Trang / 14 n 13% 8850 7831 6931 6133 5428 4803 4251 3762 3329 2946 2607 2307 2042 1807 1599 1415 1252 1108 0981 0868 0768 0680 0601 0532 0471 0417 0369 0326 0289 0256 0226 0200 0177 0157 0139 0123 0109 0096 0085 0075 0067 0059 0052 0046 0041 0036 0032 0028 0025 0022 0020 0017 0015 0014 0012 0011 0009 0008 0007 0007 13% 14% 8772 7695 6750 5921 5194 4556 3996 3506 3075 2697 2366 2076 1821 1597 1401 1229 1078 0946 0829 0728 0638 0560 0491 0431 0378 0331 0291 0255 0224 0196 0172 0151 0132 0116 0102 0089 0078 0069 0060 0053 0046 0041 0036 0031 0027 0024 0021 0019 0016 0014 0013 0011 0010 0008 0007 0007 0006 0005 0004 0004 14% 15% 8696 7561 6575 5718 4972 4323 3759 3269 2843 2472 2149 1869 1625 1413 1229 1069 0929 0808 0703 0611 0531 0462 0402 0349 0304 0264 0230 0200 0174 0151 0131 0114 0099 0086 0075 0065 0057 0049 0043 0037 0032 0028 0025 0021 0019 0016 0014 0012 0011 0009 0008 0007 0006 0005 0005 0004 0003 0003 0003 0002 15% 16% 8621 7432 6407 5523 4761 4104 3538 3050 2630 2267 1954 1685 1452 1252 1079 0930 0802 0691 0596 0514 0443 0382 0329 0284 0245 0211 0182 0157 0135 0116 0100 0087 0075 0064 0055 0048 0041 0036 0031 0026 0023 0020 0017 0015 0013 0011 0009 0008 0007 0006 0005 0004 0004 0003 0003 0002 0002 0002 0002 0001 16% 17% 8547 7305 6244 5337 4561 3898 3332 2848 2434 2080 1778 1520 1299 1110 0949 0811 0693 0592 0506 0433 0370 0316 0270 0231 0197 0169 0144 0123 0105 0090 0077 0066 0056 0048 0041 0035 0030 0026 0022 0019 0016 0014 0012 0010 0009 0007 0006 0005 0005 0004 0003 0003 0002 0002 0002 0002 0001 0001 0001 0001 17% 18% 8475 7182 6086 5158 4371 3704 3139 2660 2255 1911 1619 1372 1163 0985 0835 0708 0600 0508 0431 0365 0309 0262 0222 0188 0160 0135 0115 0097 0082 0070 0059 0050 0042 0036 0030 0026 0022 0019 0016 0013 0011 0010 0008 0007 0006 0005 0004 0004 0003 0003 0002 0002 0002 0001 0001 0001 0001 0001 0001 0000 18% 19% 0.84 0.706 0.593 0.499 4190 3521 2959 2487 2090 1756 1476 1240 1042 0876 0736 0618 0520 0437 0367 0308 0259 0218 0183 0154 0129 0109 0091 0077 0064 0054 0046 0038 0032 0027 0023 0019 0016 0013 0011 0010 0008 0007 0006 0005 0004 0003 0003 0002 0002 0002 0001 0001 0001 0001 0001 0001 0000 0000 0000 0000 19% Bảng 1: Giá trị $1 trả vào cuối năm n 1/(1+r ) 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 20% 0.833 0.694 0.579 0.482 4019 3349 2791 2326 1938 1615 1346 1122 0935 0779 0649 0541 0451 0376 0313 0261 0217 0181 0151 0126 0105 0087 0073 0061 0051 0042 0035 0029 0024 0020 0017 0014 0012 0010 0008 0007 0006 0005 0004 0003 0003 0002 0002 0002 0001 0001 0001 0001 0001 0001 0000 0000 0000 0000 0000 0000 20% 21% 0.826 0.683 0.564 0.467 3855 3186 2633 2176 1799 1486 1228 1015 0839 0693 0573 0474 0391 0323 0267 0221 0183 0151 0125 0103 0085 0070 0058 0048 0040 0033 0027 0022 0019 0015 0013 0010 0009 0007 0006 0005 0004 0003 0003 0002 0002 0002 0001 0001 0001 0001 0001 0000 0000 0000 0000 0000 0000 0000 0000 0000 21% 22% 0.82 0.672 0.551 0.451 3700 3033 2486 2038 1670 1369 1122 0920 0754 0618 0507 0415 0340 0279 0229 0187 0154 0126 0103 0085 0069 0057 0047 0038 0031 0026 0021 0017 0014 0012 0009 0008 0006 0005 0004 0004 0003 0002 0002 0002 0001 0001 0001 0001 0001 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 22% 23% 0.813 0.661 0.537 0.437 3552 2888 2348 1909 1552 1262 1026 0834 0678 0551 0448 0364 0296 0241 0196 0159 0129 0105 0086 0070 0057 0046 0037 0030 0025 0020 0016 0013 0011 0009 0007 0006 0005 0004 0003 0003 0002 0002 0001 0001 0001 0001 0001 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 23% 24% 0.806 0.65 0.524 0.423 3411 2751 2218 1789 1443 1164 0938 0757 0610 0492 0397 0320 0258 0208 0168 0135 0109 0088 0071 0057 0046 0037 0030 0024 0020 0016 0013 0010 0008 0007 0005 0004 0003 0003 0002 0002 0001 0001 0001 0001 0001 0001 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 24% 25% 0.8 0.64 0.512 0.41 3277 2621 2097 1678 1342 1074 0859 0687 0550 0440 0352 0281 0225 0180 0144 0115 0092 0074 0059 0047 0038 0030 0024 0019 0015 0012 0010 0008 0006 0005 0004 0003 0003 0002 0002 0001 0001 0001 0001 0001 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 25% 26% 0.794 0.63 0.5 0.397 3149 2499 1983 1574 1249 0992 0787 0625 0496 0393 0312 0248 0197 0156 0124 0098 0078 0062 0049 0039 0031 0025 0019 0015 0012 0010 0008 0006 0005 0004 0003 0002 0002 0002 0001 0001 0001 0001 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 26% n 27% 0.787 0.62 0.488 0.384 3027 2383 1877 1478 1164 0916 0721 0568 0447 0352 0277 0218 0172 0135 0107 0084 0066 0052 0041 0032 0025 0020 0016 0012 0010 0008 0006 0005 0004 0003 0002 0002 0001 0001 0001 0001 0001 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 27% Trang / 14 28% 0.781 0.61 0.477 0.373 2910 2274 1776 1388 1084 0847 0662 0517 0404 0316 0247 0193 0150 0118 0092 0072 0056 0044 0034 0027 0021 0016 0013 0010 0008 0006 0005 0004 0003 0002 0002 0001 0001 0001 0001 0001 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 28% 29% 0.775 0.601 0.466 0.361 2799 2170 1682 1304 1011 0784 0607 0471 0365 0283 0219 0170 0132 0102 0079 0061 0048 0037 0029 0022 0017 0013 0010 0008 0006 0005 0004 0003 0002 0002 0001 0001 0001 0001 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 29% 30% 0.769 0.592 0.455 0.35 2693 2072 1594 1226 0943 0725 0558 0429 0330 0254 0195 0150 0116 0089 0068 0053 0040 0031 0024 0018 0014 0011 0008 0006 0005 0004 0003 0002 0002 0001 0001 0001 0001 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 30% 35% 0.741 0.549 0.406 0.301 2230 1652 1224 0906 0671 0497 0368 0273 0202 0150 0111 0082 0061 0045 0033 0025 0018 0014 0010 0007 0006 0004 0003 0002 0002 0001 0001 0001 0001 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 35% 40% 0.714 0.51 0.364 0.26 1859 1328 0949 0678 0484 0346 0247 0176 0126 0090 0064 0046 0033 0023 0017 0012 0009 0006 0004 0003 0002 0002 0001 0001 0001 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 40% 50% 0.667 0.444 0.296 0.198 1317 0878 0585 0390 0260 0173 0116 0077 0051 0034 0023 0015 0010 0007 0005 0003 0002 0001 0001 0001 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 0000 50% n Bảng 2: Giá trị niên kim cho luồng tiền liên tục $1 n kỳ hạn 1/r - 1/(1+r ) 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 0.1% 0.9990 1.9970 2.9940 3.9900 4.9850 5.9791 6.9721 7.9641 8.9552 9.9452 10.934 11.922 12.909 13.896 14.881 15.865 16.848 17.830 18.811 19.792 20.771 21.749 22.726 23.703 24.678 25.652 26.626 27.598 28.569 29.540 30.509 31.478 32.445 33.412 34.378 35.342 36.306 37.269 38.231 39.191 40.151 41.110 42.068 43.025 43.981 44.936 45.890 46.843 47.796 48.747 49.697 50.646 51.595 52.542 53.489 54.434 55.379 56.323 57.265 58.207 0.1% 0.2% 0.9980 1.9940 2.9880 3.9801 4.9701 5.9582 6.9443 7.9285 8.9107 9.8909 10.869 11.845 12.820 13.792 14.763 15.731 16.698 17.663 18.625 19.586 20.545 21.502 22.457 23.410 24.362 25.311 26.258 27.204 28.148 29.090 30.029 30.968 31.904 32.838 33.770 34.701 35.630 36.557 37.482 38.405 39.326 40.246 41.163 42.079 42.993 43.906 44.816 45.724 46.631 47.536 48.439 49.341 50.240 51.138 52.034 52.928 53.820 54.711 55.600 56.487 0.2% 0.3% 0.9970 1.9910 2.9821 3.9702 4.9553 5.9375 6.9168 7.8931 8.8665 9.8370 10.805 11.769 12.731 13.690 14.646 15.599 16.550 17.497 18.442 19.384 20.323 21.259 22.192 23.123 24.051 24.976 25.898 26.818 27.735 28.649 29.560 30.468 31.374 32.278 33.178 34.076 34.971 35.863 36.753 37.640 38.525 39.406 40.285 41.162 42.036 42.907 43.776 44.642 45.505 46.366 47.225 48.080 48.934 49.784 50.632 51.478 52.321 53.161 53.999 54.835 0.3% 0.4% 0.9960 1.9881 2.9762 3.9603 4.9406 5.9169 6.8893 7.8579 8.8226 9.7835 10.741 11.694 12.643 13.589 14.531 15.469 16.403 17.334 18.261 19.184 20.104 21.020 21.932 22.841 23.746 24.647 25.545 26.439 27.330 28.217 29.100 29.980 30.857 31.730 32.600 33.466 34.329 35.188 36.044 36.896 37.745 38.591 39.433 40.272 41.107 41.940 42.769 43.594 44.417 45.236 46.051 46.864 47.673 48.479 49.282 50.082 50.878 51.672 52.462 53.249 0.4% 0.5% 0.9950 1.9851 2.9702 3.9505 4.9259 5.8964 6.8621 7.8230 8.7791 9.7304 10.677 11.619 12.556 13.489 14.417 15.340 16.259 17.173 18.082 18.987 19.888 20.784 21.676 22.563 23.446 24.324 25.198 26.068 26.933 27.794 28.651 29.503 30.352 31.196 32.035 32.871 33.703 34.530 35.353 36.172 36.987 37.798 38.605 39.408 40.207 41.002 41.793 42.580 43.364 44.143 44.918 45.690 46.457 47.221 47.981 48.738 49.490 50.239 50.984 51.726 0.5% 0.6% 0.9940 1.9821 2.9644 3.9407 4.9112 5.8760 6.8350 7.7882 8.7358 9.6778 10.614 11.545 12.470 13.390 14.304 15.213 16.116 17.014 17.906 18.794 19.676 20.552 21.424 22.290 23.151 24.007 24.858 25.704 26.544 27.380 28.211 29.037 29.857 30.673 31.484 32.291 33.092 33.889 34.681 35.468 36.250 37.028 37.801 38.570 39.334 40.094 40.848 41.599 42.345 43.086 43.823 44.556 45.284 46.008 46.728 47.443 48.154 48.861 49.564 50.262 0.6% 0.7% 0.9930 1.9792 2.9585 3.9310 4.8967 5.8557 6.8080 7.7538 8.6929 9.6255 10.552 11.471 12.385 13.292 14.192 15.087 15.975 16.857 17.733 18.603 19.466 20.324 21.176 22.022 22.862 23.696 24.524 25.347 26.163 26.975 27.780 28.580 29.375 30.163 30.947 31.725 32.497 33.264 34.026 34.783 35.534 36.280 37.021 37.757 38.487 39.213 39.933 40.649 41.359 42.065 42.765 43.461 44.152 44.838 45.519 46.196 46.868 47.535 48.198 48.856 0.7% 0.8% 0.9921 1.9763 2.9526 3.9213 4.8822 5.8355 6.7813 7.7195 8.6503 9.5737 10.490 11.399 12.300 13.195 14.082 14.962 15.836 16.702 17.562 18.414 19.260 20.099 20.932 21.758 22.577 23.390 24.196 24.997 25.790 26.578 27.359 28.134 28.902 29.665 30.422 31.172 31.917 32.656 33.389 34.116 34.837 35.553 36.263 36.967 37.665 38.359 39.046 39.728 40.405 41.077 41.743 42.403 43.059 43.709 44.354 44.994 45.629 46.259 46.884 47.504 0.8% Trang / 14 0.9% 0.9911 1.9733 2.9468 3.9116 4.8678 5.8154 6.7547 7.6855 8.6080 9.5223 10.428 11.327 12.217 13.099 13.973 14.839 15.698 16.549 17.393 18.229 19.057 19.878 20.692 21.498 22.298 23.090 23.875 24.653 25.424 26.189 26.946 27.697 28.441 29.178 29.909 30.633 31.351 32.063 32.768 33.467 34.159 34.846 35.526 36.200 36.868 37.530 38.187 38.837 39.482 40.121 40.754 41.382 42.004 42.620 43.231 43.836 44.436 45.031 45.621 46.205 0.9% 1.0% 1.1% 1.2% 1.3% 1.4% 1.5% 0.9901 0.9891 0.9881 0.9872 0.9862 0.9852 1.9704 1.9675 1.9646 1.9617 1.9588 1.9559 2.9410 2.9352 2.9294 2.9237 2.9179 2.9122 3.9020 3.8924 3.8828 3.8733 3.8638 3.8544 4.8534 4.8391 4.8249 4.8108 4.7967 4.7826 5.7955 5.7756 5.7559 5.7362 5.7166 5.6972 6.7282 6.7019 6.6757 6.6497 6.6239 6.5982 7.6517 7.6181 7.5847 7.5516 7.5186 7.4859 8.5660 8.5243 8.4829 8.4418 8.4010 8.3605 9.4713 9.4207 9.3705 9.3207 9.2712 9.2222 10.368 10.307 10.248 10.188 10.129 10.071 11.255 11.184 11.114 11.045 10.976 10.908 12.134 12.052 11.970 11.890 11.810 11.732 13.004 12.910 12.817 12.725 12.634 12.543 13.865 13.758 13.653 13.549 13.445 13.343 14.718 14.598 14.479 14.362 14.246 14.131 15.562 15.428 15.296 15.165 15.035 14.908 16.398 16.249 16.102 15.957 15.814 15.673 17.226 17.062 16.900 16.740 16.582 16.426 18.046 17.865 17.687 17.512 17.339 17.169 18.857 18.660 18.466 18.274 18.086 17.900 19.660 19.446 19.235 19.027 18.822 18.621 20.456 20.224 19.995 19.770 19.549 19.331 21.243 20.993 20.746 20.503 20.265 20.030 22.023 21.753 21.488 21.228 20.971 20.720 22.795 22.506 22.221 21.942 21.668 21.399 23.560 23.250 22.946 22.648 22.355 22.068 24.316 23.986 23.662 23.344 23.033 22.727 25.066 24.714 24.370 24.032 23.701 23.376 25.808 25.435 25.069 24.711 24.360 24.016 26.542 26.147 25.760 25.381 25.010 24.646 27.270 26.852 26.442 26.042 25.651 25.267 27.990 27.549 27.117 26.695 26.283 25.879 28.703 28.238 27.784 27.340 26.906 26.482 29.409 28.920 28.442 27.976 27.521 27.076 30.108 29.594 29.093 28.604 28.127 27.661 30.800 30.261 29.736 29.224 28.725 28.237 31.485 30.921 30.372 29.836 29.314 28.805 32.163 31.574 31.000 30.441 29.896 29.365 32.835 32.219 31.621 31.037 30.469 29.916 33.500 32.858 32.234 31.626 31.035 30.459 34.158 33.490 32.840 32.207 31.592 30.994 34.810 34.114 33.438 32.781 32.142 31.521 35.455 34.732 34.030 33.348 32.685 32.041 36.095 35.344 34.615 33.907 33.220 32.552 36.727 35.948 35.192 34.459 33.747 33.056 37.354 36.546 35.763 35.004 34.268 33.553 37.974 37.138 36.327 35.542 34.781 34.043 38.588 37.723 36.885 36.073 35.287 34.525 39.196 38.301 37.435 36.597 35.786 35.000 39.798 38.874 37.980 37.115 36.278 35.468 40.394 39.440 38.517 37.626 36.763 35.929 40.984 40.000 39.049 38.130 37.242 36.383 41.569 40.554 39.574 38.628 37.714 36.831 42.147 41.102 40.093 39.119 38.179 37.271 42.720 41.644 40.606 39.604 38.638 37.706 43.287 42.180 41.112 40.083 39.091 38.134 43.849 42.710 41.613 40.556 39.537 38.556 44.405 43.234 42.108 41.023 39.978 38.971 44.955 43.753 42.596 41.483 40.412 39.380 1.0% 1.1% 1.2% 1.3% 1.4% 1.5% n Bảng 2: Giá trị niên kim cho luồng tiền liên tục $1 n kỳ hạn 1/r - 1/(1+r ) 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 1.6% 0.9843 1.9530 2.9065 3.8450 4.7687 5.6778 6.5727 7.4534 8.3203 9.1735 10.013 10.840 11.653 12.454 13.242 14.018 14.781 15.533 16.273 17.001 17.717 18.422 19.116 19.800 20.472 21.134 21.785 22.427 23.058 23.679 24.290 24.892 25.484 26.067 26.641 27.206 27.761 28.308 28.847 29.377 29.898 30.412 30.917 31.415 31.904 32.386 32.860 33.327 33.786 34.239 34.684 35.122 35.553 35.977 36.395 36.806 37.211 37.609 38.001 38.387 1.6% 1.7% 0.9833 1.9501 2.9008 3.8356 4.7548 5.6586 6.5473 7.4211 8.2804 9.1252 9.9560 10.773 11.576 12.366 13.142 13.906 14.657 15.395 16.121 16.835 17.537 18.227 18.905 19.573 20.229 20.874 21.508 22.132 22.745 23.349 23.942 24.525 25.098 25.662 26.216 26.761 27.297 27.824 28.342 28.852 29.353 29.845 30.330 30.806 31.274 31.735 32.188 32.633 33.071 33.501 33.924 34.341 34.750 35.152 35.548 35.937 36.320 36.696 37.066 37.429 1.7% 1.8% 0.9823 1.9473 2.8952 3.8263 4.7409 5.6394 6.5220 7.3890 8.2407 9.0773 9.8991 10.706 11.499 12.278 13.044 13.795 14.534 15.259 15.972 16.671 17.359 18.034 18.698 19.350 19.990 20.619 21.236 21.843 22.439 23.025 23.600 24.165 24.720 25.265 25.801 26.327 26.844 27.351 27.850 28.340 28.821 29.294 29.758 30.214 30.663 31.103 31.535 31.960 32.377 32.787 33.189 33.585 33.973 34.355 34.730 35.098 35.460 35.815 36.164 36.507 1.8% 1.9% 0.9814 1.9444 2.8895 3.8170 4.7272 5.6204 6.4969 7.3572 8.2013 9.0298 9.8428 10.641 11.424 12.192 12.946 13.686 14.412 15.125 15.824 16.510 17.184 17.845 18.493 19.130 19.755 20.368 20.969 21.560 22.139 22.707 23.265 23.813 24.350 24.878 25.395 25.903 26.401 26.890 27.370 27.841 28.304 28.757 29.202 29.639 30.068 30.489 30.902 31.307 31.704 32.095 32.477 32.853 33.222 33.584 33.939 34.288 34.630 34.965 35.295 35.618 1.9% 2.0% 0.9804 1.9416 2.8839 3.8077 4.7135 5.6014 6.4720 7.3255 8.1622 8.9826 9.7868 10.575 11.348 12.106 12.849 13.578 14.292 14.992 15.678 16.351 17.011 17.658 18.292 18.914 19.523 20.121 20.707 21.281 21.844 22.396 22.938 23.468 23.989 24.499 24.999 25.489 25.969 26.441 26.903 27.355 27.799 28.235 28.662 29.080 29.490 29.892 30.287 30.673 31.052 31.424 31.788 32.145 32.495 32.838 33.175 33.505 33.828 34.145 34.456 34.761 2.0% 2.5% 0.9756 1.9274 2.8560 3.7620 4.6458 5.5081 6.3494 7.1701 7.9709 8.7521 9.5142 10.258 10.983 11.691 12.381 13.055 13.712 14.353 14.979 15.589 16.185 16.765 17.332 17.885 18.424 18.951 19.464 19.965 20.454 20.930 21.395 21.849 22.292 22.724 23.145 23.556 23.957 24.349 24.730 25.103 25.466 25.821 26.166 26.504 26.833 27.154 27.467 27.773 28.071 28.362 28.646 28.923 29.193 29.457 29.714 29.965 30.210 30.448 30.681 30.909 2.5% 3.0% 0.9709 1.9135 2.8286 3.7171 4.5797 5.4172 6.2303 7.0197 7.7861 8.5302 9.2526 9.9540 10.635 11.296 11.938 12.561 13.166 13.754 14.324 14.877 15.415 15.937 16.444 16.936 17.413 17.877 18.327 18.764 19.188 19.600 20.000 20.389 20.766 21.132 21.487 21.832 22.167 22.492 22.808 23.115 23.412 23.701 23.982 24.254 24.519 24.775 25.025 25.267 25.502 25.730 25.951 26.166 26.375 26.578 26.774 26.965 27.151 27.331 27.506 27.676 3.0% 3.5% 0.9662 1.8997 2.8016 3.6731 4.5151 5.3286 6.1145 6.8740 7.6077 8.3166 9.0016 9.6633 10.303 10.921 11.517 12.094 12.651 13.190 13.710 14.212 14.698 15.167 15.620 16.058 16.482 16.890 17.285 17.667 18.036 18.392 18.736 19.069 19.390 19.701 20.001 20.290 20.571 20.841 21.102 21.355 21.599 21.835 22.063 22.283 22.495 22.701 22.899 23.091 23.277 23.456 23.629 23.796 23.957 24.113 24.264 24.410 24.550 24.686 24.818 24.945 3.5% Trang / 14 4.0% 0.9615 1.8861 2.7751 3.6299 4.4518 5.2421 6.0021 6.7327 7.4353 8.1109 8.7605 9.3851 9.9856 10.563 11.118 11.652 12.166 12.659 13.134 13.590 14.029 14.451 14.857 15.247 15.622 15.983 16.330 16.663 16.984 17.292 17.588 17.874 18.148 18.411 18.665 18.908 19.143 19.368 19.584 19.793 19.993 20.186 20.371 20.549 20.720 20.885 21.043 21.195 21.341 21.482 21.617 21.748 21.873 21.993 22.109 22.220 22.327 22.430 22.528 22.623 4.0% 4.5% 0.9569 1.8727 2.7490 3.5875 4.3900 5.1579 5.8927 6.5959 7.2688 7.9127 8.5289 9.1186 9.6829 10.223 10.740 11.234 11.707 12.160 12.593 13.008 13.405 13.784 14.148 14.495 14.828 15.147 15.451 15.743 16.022 16.289 16.544 16.789 17.023 17.247 17.461 17.666 17.862 18.050 18.230 18.402 18.566 18.724 18.874 19.018 19.156 19.288 19.415 19.536 19.651 19.762 19.868 19.969 20.066 20.159 20.248 20.333 20.414 20.492 20.567 20.638 4.5% 5.0% 0.9524 1.8594 2.7232 3.5460 4.3295 5.0757 5.7864 6.4632 7.1078 7.7217 8.3064 8.8633 9.3936 9.8986 10.380 10.838 11.274 11.690 12.085 12.462 12.821 13.163 13.489 13.799 14.094 14.375 14.643 14.898 15.141 15.372 15.593 15.803 16.003 16.193 16.374 16.547 16.711 16.868 17.017 17.159 17.294 17.423 17.546 17.663 17.774 17.880 17.981 18.077 18.169 18.256 18.339 18.418 18.493 18.565 18.633 18.699 18.761 18.820 18.876 18.929 5.0% 5.5% 0.9479 1.8463 2.6979 3.5052 4.2703 4.9955 5.6830 6.3346 6.9522 7.5376 8.0925 8.6185 9.1171 9.5896 10.038 10.462 10.865 11.246 11.608 11.950 12.275 12.583 12.875 13.152 13.414 13.662 13.898 14.121 14.333 14.534 14.724 14.904 15.075 15.237 15.391 15.536 15.674 15.805 15.929 16.046 16.157 16.263 16.363 16.458 16.548 16.633 16.714 16.790 16.863 16.932 16.997 17.058 17.117 17.173 17.225 17.275 17.322 17.367 17.410 17.450 5.5% 6.0% 0.9434 1.8334 2.6730 3.4651 4.2124 4.9173 5.5824 6.2098 6.8017 7.3601 7.8869 8.3838 8.8527 9.2950 9.7122 10.106 10.477 10.828 11.158 11.470 11.764 12.042 12.303 12.550 12.783 13.003 13.211 13.406 13.591 13.765 13.929 14.084 14.230 14.368 14.498 14.621 14.737 14.846 14.949 15.046 15.138 15.225 15.306 15.383 15.456 15.524 15.589 15.650 15.708 15.762 15.813 15.861 15.907 15.950 15.991 16.029 16.065 16.099 16.131 16.161 6.0% 6.5% 0.9390 1.8206 2.6485 3.4258 4.1557 4.8410 5.4845 6.0888 6.6561 7.1888 7.6890 8.1587 8.5997 9.0138 9.4027 9.7678 10.111 10.432 10.735 11.019 11.285 11.535 11.770 11.991 12.198 12.392 12.575 12.746 12.907 13.059 13.201 13.334 13.459 13.577 13.687 13.791 13.888 13.979 14.065 14.146 14.221 14.292 14.359 14.421 14.480 14.535 14.587 14.636 14.682 14.725 14.765 14.803 14.838 14.872 14.903 14.932 14.960 14.986 15.010 15.033 6.5% 7.0% 0.9346 1.8080 2.6243 3.3872 4.1002 4.7665 5.3893 5.9713 6.5152 7.0236 7.4987 7.9427 8.3577 8.7455 9.1079 9.4466 9.7632 10.059 10.336 10.594 10.836 11.061 11.272 11.469 11.654 11.826 11.987 12.137 12.278 12.409 12.532 12.647 12.754 12.854 12.948 13.035 13.117 13.193 13.265 13.332 13.394 13.452 13.507 13.558 13.606 13.650 13.692 13.730 13.767 13.801 13.832 13.862 13.890 13.916 13.940 13.963 13.984 14.003 14.022 14.039 7.0% n Bảng 2: Giá trị niên kim cho luồng tiền liên tục $1 n kỳ hạn 1/r - 1/(1+r ) 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 7.5% 0.9302 1.7956 2.6005 3.3493 4.0459 4.6938 5.2966 5.8573 6.3789 6.8641 7.3154 7.7353 8.1258 8.4892 8.8271 9.1415 9.4340 9.7060 9.9591 10.194 10.413 10.617 10.807 10.983 11.147 11.299 11.441 11.573 11.696 11.810 11.917 12.015 12.107 12.193 12.273 12.347 12.415 12.479 12.539 12.594 12.646 12.694 12.739 12.780 12.819 12.855 12.888 12.919 12.948 12.975 13.000 13.023 13.045 13.065 13.084 13.101 13.117 13.132 13.146 13.159 7.5% 8.0% 0.9259 1.7833 2.5771 3.3121 3.9927 4.6229 5.2064 5.7466 6.2469 6.7101 7.1390 7.5361 7.9038 8.2442 8.5595 8.8514 9.1216 9.3719 9.6036 9.8181 10.017 10.201 10.371 10.529 10.675 10.810 10.935 11.051 11.158 11.258 11.350 11.435 11.514 11.587 11.655 11.717 11.775 11.829 11.879 11.925 11.967 12.007 12.043 12.077 12.108 12.137 12.164 12.189 12.212 12.233 12.253 12.272 12.288 12.304 12.319 12.332 12.344 12.356 12.367 12.377 8.0% 8.5% 0.9217 1.7711 2.5540 3.2756 3.9406 4.5536 5.1185 5.6392 6.1191 6.5613 6.9690 7.3447 7.6910 8.0101 8.3042 8.5753 8.8252 9.0555 9.2677 9.4633 9.6436 9.8098 9.9629 10.104 10.234 10.354 10.465 10.566 10.660 10.747 10.827 10.900 10.968 11.030 11.088 11.141 11.190 11.235 11.276 11.315 11.350 11.382 11.412 11.440 11.465 11.489 11.510 11.530 11.549 11.566 11.581 11.596 11.609 11.621 11.632 11.643 11.652 11.661 11.669 11.677 8.5% 9.0% 0.9174 1.7591 2.5313 3.2397 3.8897 4.4859 5.0330 5.5348 5.9952 6.4177 6.8052 7.1607 7.4869 7.7862 8.0607 8.3126 8.5436 8.7556 8.9501 9.1285 9.2922 9.4424 9.5802 9.7066 9.8226 9.9290 10.027 10.116 10.198 10.274 10.343 10.406 10.464 10.518 10.567 10.612 10.653 10.691 10.726 10.757 10.787 10.813 10.838 10.861 10.881 10.900 10.918 10.934 10.948 10.962 10.974 10.985 10.996 11.005 11.014 11.022 11.029 11.036 11.042 11.048 9.0% 9.5% 0.9132 1.7473 2.5089 3.2045 3.8397 4.4198 4.9496 5.4334 5.8753 6.2788 6.6473 6.9838 7.2912 7.5719 7.8282 8.0623 8.2760 8.4713 8.6496 8.8124 8.9611 9.0969 9.2209 9.3341 9.4376 9.5320 9.6183 9.6971 9.7690 9.8347 9.8947 9.9495 9.9996 10.045 10.087 10.125 10.160 10.192 10.221 10.247 10.271 10.294 10.314 10.332 10.349 10.364 10.378 10.391 10.403 10.414 10.423 10.432 10.441 10.448 10.455 10.461 10.467 10.472 10.477 10.481 9.5% 10% 0.9091 1.7355 2.4869 3.1699 3.7908 4.3553 4.8684 5.3349 5.7590 6.1446 6.4951 6.8137 7.1034 7.3667 7.6061 7.8237 8.0216 8.2014 8.3649 8.5136 8.6487 8.7715 8.8832 8.9847 9.0770 9.1609 9.2372 9.3066 9.3696 9.4269 9.4790 9.5264 9.5694 9.6086 9.6442 9.6765 9.7059 9.7327 9.7570 9.7791 9.7991 9.8174 9.8340 9.8491 9.8628 9.8753 9.8866 9.8969 9.9063 9.9148 9.9226 9.9296 9.9360 9.9418 9.9471 9.9519 9.9563 9.9603 9.9639 9.9672 10% 11% 0.9009 1.7125 2.4437 3.1024 3.6959 4.2305 4.7122 5.1461 5.5370 5.8892 6.2065 6.4924 6.7499 6.9819 7.1909 7.3792 7.5488 7.7016 7.8393 7.9633 8.0751 8.1757 8.2664 8.3481 8.4217 8.4881 8.5478 8.6016 8.6501 8.6938 8.7331 8.7686 8.8005 8.8293 8.8552 8.8786 8.8996 8.9186 8.9357 8.9511 8.9649 8.9774 8.9886 8.9988 9.0079 9.0161 9.0235 9.0302 9.0362 9.0417 9.0465 9.0509 9.0549 9.0585 9.0617 9.0646 9.0672 9.0695 9.0717 9.0736 11% 12% 0.8929 1.6901 2.4018 3.0373 3.6048 4.1114 4.5638 4.9676 5.3282 5.6502 5.9377 6.1944 6.4235 6.6282 6.8109 6.9740 7.1196 7.2497 7.3658 7.4694 7.5620 7.6446 7.7184 7.7843 7.8431 7.8957 7.9426 7.9844 8.0218 8.0552 8.0850 8.1116 8.1354 8.1566 8.1755 8.1924 8.2075 8.2210 8.2330 8.2438 8.2534 8.2619 8.2696 8.2764 8.2825 8.2880 8.2928 8.2972 8.3010 8.3045 8.3076 8.3103 8.3128 8.3150 8.3170 8.3187 8.3203 8.3217 8.3229 8.3240 12% Trang / 14 13% 0.8850 1.6681 2.3612 2.9745 3.5172 3.9975 4.4226 4.7988 5.1317 5.4262 5.6869 5.9176 6.1218 6.3025 6.4624 6.6039 6.7291 6.8399 6.9380 7.0248 7.1016 7.1695 7.2297 7.2829 7.3300 7.3717 7.4086 7.4412 7.4701 7.4957 7.5183 7.5383 7.5560 7.5717 7.5856 7.5979 7.6087 7.6183 7.6268 7.6344 7.6410 7.6469 7.6522 7.6568 7.6609 7.6645 7.6677 7.6705 7.6730 7.6752 7.6772 7.6789 7.6805 7.6818 7.6830 7.6841 7.6851 7.6859 7.6866 7.6873 13% 14% 0.8772 1.6467 2.3216 2.9137 3.4331 3.8887 4.2883 4.6389 4.9464 5.2161 5.4527 5.6603 5.8424 6.0021 6.1422 6.2651 6.3729 6.4674 6.5504 6.6231 6.6870 6.7429 6.7921 6.8351 6.8729 6.9061 6.9352 6.9607 6.9830 7.0027 7.0199 7.0350 7.0482 7.0599 7.0700 7.0790 7.0868 7.0937 7.0997 7.1050 7.1097 7.1138 7.1173 7.1205 7.1232 7.1256 7.1277 7.1296 7.1312 7.1327 7.1339 7.1350 7.1360 7.1368 7.1376 7.1382 7.1388 7.1393 7.1397 7.1401 14% 15% 0.8696 1.6257 2.2832 2.8550 3.3522 3.7845 4.1604 4.4873 4.7716 5.0188 5.2337 5.4206 5.5831 5.7245 5.8474 5.9542 6.0472 6.1280 6.1982 6.2593 6.3125 6.3587 6.3988 6.4338 6.4641 6.4906 6.5135 6.5335 6.5509 6.5660 6.5791 6.5905 6.6005 6.6091 6.6166 6.6231 6.6288 6.6338 6.6380 6.6418 6.6450 6.6478 6.6503 6.6524 6.6543 6.6559 6.6573 6.6585 6.6596 6.6605 6.6613 6.6620 6.6626 6.6631 6.6636 6.6640 6.6644 6.6647 6.6649 6.6651 15% 16% 0.8621 1.6052 2.2459 2.7982 3.2743 3.6847 4.0386 4.3436 4.6065 4.8332 5.0286 5.1971 5.3423 5.4675 5.5755 5.6685 5.7487 5.8178 5.8775 5.9288 5.9731 6.0113 6.0442 6.0726 6.0971 6.1182 6.1364 6.1520 6.1656 6.1772 6.1872 6.1959 6.2034 6.2098 6.2153 6.2201 6.2242 6.2278 6.2309 6.2335 6.2358 6.2377 6.2394 6.2409 6.2421 6.2432 6.2442 6.2450 6.2457 6.2463 6.2468 6.2472 6.2476 6.2479 6.2482 6.2485 6.2487 6.2489 6.2490 6.2492 16% 17% 0.8547 1.5852 2.2096 2.7432 3.1993 3.5892 3.9224 4.2072 4.4506 4.6586 4.8364 4.9884 5.1183 5.2293 5.3242 5.4053 5.4746 5.5339 5.5845 5.6278 5.6648 5.6964 5.7234 5.7465 5.7662 5.7831 5.7975 5.8099 5.8204 5.8294 5.8371 5.8437 5.8493 5.8541 5.8582 5.8617 5.8647 5.8673 5.8695 5.8713 5.8729 5.8743 5.8755 5.8765 5.8773 5.8781 5.8787 5.8792 5.8797 5.8801 5.8804 5.8807 5.8809 5.8811 5.8813 5.8815 5.8816 5.8817 5.8818 5.8819 17% 18% 0.8475 1.5656 2.1743 2.6901 3.1272 3.4976 3.8115 4.0776 4.3030 4.4941 4.6560 4.7932 4.9095 5.0081 5.0916 5.1624 5.2223 5.2732 5.3162 5.3527 5.3837 5.4099 5.4321 5.4509 5.4669 5.4804 5.4919 5.5016 5.5098 5.5168 5.5227 5.5277 5.5320 5.5356 5.5386 5.5412 5.5434 5.5452 5.5468 5.5482 5.5493 5.5502 5.5510 5.5517 5.5523 5.5528 5.5532 5.5536 5.5539 5.5541 5.5544 5.5545 5.5547 5.5548 5.5549 5.5550 5.5551 5.5552 5.5552 5.5553 18% 19% 0.8403 1.5465 2.1399 2.6386 3.0576 3.4098 3.7057 3.9544 4.1633 4.3389 4.4865 4.6105 4.7147 4.8023 4.8759 4.9377 4.9897 5.0333 5.0700 5.1009 5.1268 5.1486 5.1668 5.1822 5.1951 5.2060 5.2151 5.2228 5.2292 5.2347 5.2392 5.2430 5.2462 5.2489 5.2512 5.2531 5.2547 5.2561 5.2572 5.2582 5.2590 5.2596 5.2602 5.2607 5.2611 5.2614 5.2617 5.2619 5.2621 5.2623 5.2624 5.2625 5.2626 5.2627 5.2628 5.2628 5.2629 5.2629 5.2630 5.2630 19.0% n Bảng 2: Giá trị niên kim cho luồng tiền liên tục $1 n kỳ hạn 1/r - 1/(1+r ) 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 20% 21% 22% 23% 0.8333 0.8264 0.8197 0.8130 1.5278 1.5095 1.4915 1.4740 2.1065 2.0739 2.0422 2.0114 2.5887 2.5404 2.4936 2.4483 2.9906 2.9260 2.8636 2.8035 3.3255 3.2446 3.1669 3.0923 3.6046 3.5079 3.4155 3.3270 3.8372 3.7256 3.6193 3.5179 4.0310 3.9054 3.7863 3.6731 4.1925 4.0541 3.9232 3.7993 4.3271 4.1769 4.0354 3.9018 4.4392 4.2784 4.1274 3.9852 4.5327 4.3624 4.2028 4.0530 4.6106 4.4317 4.2646 4.1082 4.6755 4.4890 4.3152 4.1530 4.7296 4.5364 4.3567 4.1894 4.7746 4.5755 4.3908 4.2190 4.8122 4.6079 4.4187 4.2431 4.8435 4.6346 4.4415 4.2627 4.8696 4.6567 4.4603 4.2786 4.8913 4.6750 4.4756 4.2916 4.9094 4.6900 4.4882 4.3021 4.9245 4.7025 4.4985 4.3106 4.9371 4.7128 4.5070 4.3176 4.9476 4.7213 4.5139 4.3232 4.9563 4.7284 4.5196 4.3278 4.9636 4.7342 4.5243 4.3316 4.9697 4.7390 4.5281 4.3346 4.9747 4.7430 4.5312 4.3371 4.9789 4.7463 4.5338 4.3391 4.9824 4.7490 4.5359 4.3407 4.9854 4.7512 4.5376 4.3421 4.9878 4.7531 4.5390 4.3431 4.9898 4.7546 4.5402 4.3440 4.9915 4.7559 4.5411 4.3447 4.9929 4.7569 4.5419 4.3453 4.9941 4.7578 4.5426 4.3458 4.9951 4.7585 4.5431 4.3462 4.9959 4.7591 4.5435 4.3465 4.9966 4.7596 4.5439 4.3467 4.9972 4.7600 4.5441 4.3469 4.9976 4.7603 4.5444 4.3471 4.9980 4.7606 4.5446 4.3472 4.9984 4.7608 4.5447 4.3473 4.9986 4.7610 4.5449 4.3474 4.9989 4.7612 4.5450 4.3475 4.9991 4.7613 4.5451 4.3476 4.9992 4.7614 4.5451 4.3476 4.9993 4.7615 4.5452 4.3477 4.9995 4.7616 4.5452 4.3477 4.9995 4.7616 4.5453 4.3477 4.9996 4.7617 4.5453 4.3477 4.9997 4.7617 4.5453 4.3478 4.9997 4.7617 4.5454 4.3478 4.9998 4.7618 4.5454 4.3478 4.9998 4.7618 4.5454 4.3478 4.9998 4.7618 4.5454 4.3478 4.9999 4.7618 4.5454 4.3478 4.9999 4.7618 4.5454 4.3478 4.9999 4.7619 4.5454 4.3478 20.0% 21.0% 22.0% 23.0% 24% 0.8065 1.4568 1.9813 2.4043 2.7454 3.0205 3.2423 3.4212 3.5655 3.6819 3.7757 3.8514 3.9124 3.9616 4.0013 4.0333 4.0591 4.0799 4.0967 4.1103 4.1212 4.1300 4.1371 4.1428 4.1474 4.1511 4.1542 4.1566 4.1585 4.1601 4.1614 4.1624 4.1632 4.1639 4.1644 4.1649 4.1652 4.1655 4.1657 4.1659 4.1661 4.1662 4.1663 4.1663 4.1664 4.1665 4.1665 4.1665 4.1666 4.1666 4.1666 4.1666 4.1666 4.1666 4.1666 4.1666 4.1666 4.1667 4.1667 4.1667 24.0% 25% 0.8000 1.4400 1.9520 2.3616 2.6893 2.9514 3.1611 3.3289 3.4631 3.5705 3.6564 3.7251 3.7801 3.8241 3.8593 3.8874 3.9099 3.9279 3.9424 3.9539 3.9631 3.9705 3.9764 3.9811 3.9849 3.9879 3.9903 3.9923 3.9938 3.9950 3.9960 3.9968 3.9975 3.9980 3.9984 3.9987 3.9990 3.9992 3.9993 3.9995 3.9996 3.9997 3.9997 3.9998 3.9998 3.9999 3.9999 3.9999 3.9999 3.9999 4.0000 4.0000 4.0000 4.0000 4.0000 4.0000 4.0000 4.0000 4.0000 4.0000 25% 26% 0.7937 1.4235 1.9234 2.3202 2.6351 2.8850 3.0833 3.2407 3.3657 3.4648 3.5435 3.6059 3.6555 3.6949 3.7261 3.7509 3.7705 3.7861 3.7985 3.8083 3.8161 3.8223 3.8273 3.8312 3.8342 3.8367 3.8387 3.8402 3.8414 3.8424 3.8432 3.8438 3.8443 3.8447 3.8450 3.8452 3.8454 3.8456 3.8457 3.8458 3.8459 3.8459 3.8460 3.8460 3.8460 3.8461 3.8461 3.8461 3.8461 3.8461 3.8461 3.8461 3.8461 3.8461 3.8461 3.8461 3.8461 3.8461 3.8461 3.8462 26% 27% 0.7874 1.4074 1.8956 2.2800 2.5827 2.8210 3.0087 3.1564 3.2728 3.3644 3.4365 3.4933 3.5381 3.5733 3.6010 3.6228 3.6400 3.6536 3.6642 3.6726 3.6792 3.6844 3.6885 3.6918 3.6943 3.6963 3.6979 3.6991 3.7001 3.7009 3.7015 3.7019 3.7023 3.7026 3.7028 3.7030 3.7032 3.7033 3.7034 3.7034 3.7035 3.7035 3.7036 3.7036 3.7036 3.7036 3.7037 3.7037 3.7037 3.7037 3.7037 3.7037 3.7037 3.7037 3.7037 3.7037 3.7037 3.7037 3.7037 3.7037 27% Trang / 14 28% 0.7813 1.3916 1.8684 2.2410 2.5320 2.7594 2.9370 3.0758 3.1842 3.2689 3.3351 3.3868 3.4272 3.4587 3.4834 3.5026 3.5177 3.5294 3.5386 3.5458 3.5514 3.5558 3.5592 3.5619 3.5640 3.5656 3.5669 3.5679 3.5687 3.5693 3.5697 3.5701 3.5704 3.5706 3.5708 3.5709 3.5710 3.5711 3.5712 3.5712 3.5713 3.5713 3.5713 3.5714 3.5714 3.5714 3.5714 3.5714 3.5714 3.5714 3.5714 3.5714 3.5714 3.5714 3.5714 3.5714 3.5714 3.5714 3.5714 3.5714 28% 29% 0.7752 1.3761 1.8420 2.2031 2.4830 2.7000 2.8682 2.9986 3.0997 3.1781 3.2388 3.2859 3.3224 3.3507 3.3726 3.3896 3.4028 3.4130 3.4210 3.4271 3.4319 3.4356 3.4384 3.4406 3.4423 3.4437 3.4447 3.4455 3.4461 3.4466 3.4470 3.4473 3.4475 3.4477 3.4478 3.4479 3.4480 3.4481 3.4481 3.4481 3.4482 3.4482 3.4482 3.4482 3.4482 3.4482 3.4483 3.4483 3.4483 3.4483 3.4483 3.4483 3.4483 3.4483 3.4483 3.4483 3.4483 3.4483 3.4483 3.4483 29% 30% 0.7692 1.3609 1.8161 2.1662 2.4356 2.6427 2.8021 2.9247 3.0190 3.0915 3.1473 3.1903 3.2233 3.2487 3.2682 3.2832 3.2948 3.3037 3.3105 3.3158 3.3198 3.3230 3.3254 3.3272 3.3286 3.3297 3.3305 3.3312 3.3317 3.3321 3.3324 3.3326 3.3328 3.3329 3.3330 3.3331 3.3331 3.3332 3.3332 3.3332 3.3333 3.3333 3.3333 3.3333 3.3333 3.3333 3.3333 3.3333 3.3333 3.3333 3.3333 3.3333 3.3333 3.3333 3.3333 3.3333 3.3333 3.3333 3.3333 3.3333 30% 35% 0.7407 1.2894 1.6959 1.9969 2.2200 2.3852 2.5075 2.5982 2.6653 2.7150 2.7519 2.7792 2.7994 2.8144 2.8255 2.8337 2.8398 2.8443 2.8476 2.8501 2.8519 2.8533 2.8543 2.8550 2.8556 2.8560 2.8563 2.8565 2.8567 2.8568 2.8569 2.8569 2.8570 2.8570 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 2.8571 35% 40% 0.7143 1.2245 1.5889 1.8492 2.0352 2.1680 2.2628 2.3306 2.3790 2.4136 2.4383 2.4559 2.4685 2.4775 2.4839 2.4885 2.4918 2.4941 2.4958 2.4970 2.4979 2.4985 2.4989 2.4992 2.4994 2.4996 2.4997 2.4998 2.4999 2.4999 2.4999 2.4999 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 2.5000 40% 50% 0.6667 1.1111 1.4074 1.6049 1.7366 1.8244 1.8829 1.9220 1.9480 1.9653 1.9769 1.9846 1.9897 1.9931 1.9954 1.9970 1.9980 1.9986 1.9991 1.9994 1.9996 1.9997 1.9998 1.9999 1.9999 1.9999 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 2.0000 50% n Giá trị tương lai $1 đầu tư n kỳ hạn với lãi suất r (1+r ) 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 0.1% 1.0010 1.0020 1.0030 1.0040 1.0050 1.0060 1.0070 1.0080 1.0090 1.0100 1.0111 1.0121 1.0131 1.0141 1.0151 1.0161 1.0171 1.0182 1.0192 1.0202 1.0212 1.0222 1.0233 1.0243 1.0253 1.0263 1.0274 1.0284 1.0294 1.0304 1.0315 1.0325 1.0335 1.0346 1.0356 1.0366 1.0377 1.0387 1.0398 1.0408 1.0418 1.0429 1.0439 1.0450 1.0460 1.0471 1.0481 1.0491 1.0502 1.0512 1.0523 1.0533 1.0544 1.0555 1.0565 1.0576 1.0586 1.0597 1.0607 1.0618 0.1% 0.2% 1.0020 1.0040 1.0060 1.0080 1.0100 1.0121 1.0141 1.0161 1.0181 1.0202 1.0222 1.0243 1.0263 1.0284 1.0304 1.0325 1.0345 1.0366 1.0387 1.0408 1.0429 1.0449 1.0470 1.0491 1.0512 1.0533 1.0554 1.0575 1.0597 1.0618 1.0639 1.0660 1.0682 1.0703 1.0724 1.0746 1.0767 1.0789 1.0810 1.0832 1.0854 1.0875 1.0897 1.0919 1.0941 1.0963 1.0985 1.1007 1.1029 1.1051 1.1073 1.1095 1.1117 1.1139 1.1162 1.1184 1.1206 1.1229 1.1251 1.1274 0.2% 0.3% 1.0030 1.0060 1.0090 1.0121 1.0151 1.0181 1.0212 1.0243 1.0273 1.0304 1.0335 1.0366 1.0397 1.0428 1.0460 1.0491 1.0522 1.0554 1.0586 1.0617 1.0649 1.0681 1.0713 1.0745 1.0778 1.0810 1.0842 1.0875 1.0908 1.0940 1.0973 1.1006 1.1039 1.1072 1.1105 1.1139 1.1172 1.1206 1.1239 1.1273 1.1307 1.1341 1.1375 1.1409 1.1443 1.1477 1.1512 1.1546 1.1581 1.1616 1.1651 1.1686 1.1721 1.1756 1.1791 1.1826 1.1862 1.1897 1.1933 1.1969 0.3% 0.4% 1.0040 1.0080 1.0120 1.0161 1.0202 1.0242 1.0283 1.0325 1.0366 1.0407 1.0449 1.0491 1.0533 1.0575 1.0617 1.0660 1.0702 1.0745 1.0788 1.0831 1.0874 1.0918 1.0962 1.1005 1.1050 1.1094 1.1138 1.1183 1.1227 1.1272 1.1317 1.1363 1.1408 1.1454 1.1500 1.1546 1.1592 1.1638 1.1685 1.1731 1.1778 1.1825 1.1873 1.1920 1.1968 1.2016 1.2064 1.2112 1.2161 1.2209 1.2258 1.2307 1.2356 1.2406 1.2455 1.2505 1.2555 1.2605 1.2656 1.2706 0.4% 0.5% 1.0050 1.0100 1.0151 1.0202 1.0253 1.0304 1.0355 1.0407 1.0459 1.0511 1.0564 1.0617 1.0670 1.0723 1.0777 1.0831 1.0885 1.0939 1.0994 1.1049 1.1104 1.1160 1.1216 1.1272 1.1328 1.1385 1.1442 1.1499 1.1556 1.1614 1.1672 1.1730 1.1789 1.1848 1.1907 1.1967 1.2027 1.2087 1.2147 1.2208 1.2269 1.2330 1.2392 1.2454 1.2516 1.2579 1.2642 1.2705 1.2768 1.2832 1.2896 1.2961 1.3026 1.3091 1.3156 1.3222 1.3288 1.3355 1.3421 1.3489 0.5% 0.6% 1.0060 1.0120 1.0181 1.0242 1.0304 1.0365 1.0428 1.0490 1.0553 1.0616 1.0680 1.0744 1.0809 1.0874 1.0939 1.1004 1.1070 1.1137 1.1204 1.1271 1.1339 1.1407 1.1475 1.1544 1.1613 1.1683 1.1753 1.1823 1.1894 1.1966 1.2038 1.2110 1.2182 1.2256 1.2329 1.2403 1.2477 1.2552 1.2628 1.2703 1.2780 1.2856 1.2933 1.3011 1.3089 1.3168 1.3247 1.3326 1.3406 1.3486 1.3567 1.3649 1.3731 1.3813 1.3896 1.3979 1.4063 1.4148 1.4232 1.4318 0.6% 0.7% 1.0070 1.0140 1.0211 1.0283 1.0355 1.0427 1.0500 1.0574 1.0648 1.0722 1.0798 1.0873 1.0949 1.1026 1.1103 1.1181 1.1259 1.1338 1.1417 1.1497 1.1578 1.1659 1.1740 1.1822 1.1905 1.1989 1.2072 1.2157 1.2242 1.2328 1.2414 1.2501 1.2588 1.2677 1.2765 1.2855 1.2945 1.3035 1.3127 1.3218 1.3311 1.3404 1.3498 1.3592 1.3688 1.3783 1.3880 1.3977 1.4075 1.4173 1.4273 1.4373 1.4473 1.4574 1.4676 1.4779 1.4883 1.4987 1.5092 1.5197 0.7% 0.8% 1.0080 1.0161 1.0242 1.0324 1.0406 1.0490 1.0574 1.0658 1.0743 1.0829 1.0916 1.1003 1.1091 1.1180 1.1270 1.1360 1.1451 1.1542 1.1635 1.1728 1.1821 1.1916 1.2011 1.2107 1.2204 1.2302 1.2400 1.2500 1.2600 1.2700 1.2802 1.2904 1.3008 1.3112 1.3217 1.3322 1.3429 1.3536 1.3645 1.3754 1.3864 1.3975 1.4086 1.4199 1.4313 1.4427 1.4543 1.4659 1.4776 1.4895 1.5014 1.5134 1.5255 1.5377 1.5500 1.5624 1.5749 1.5875 1.6002 1.6130 0.8% Trang / 14 0.9% 1.0090 1.0181 1.0272 1.0365 1.0458 1.0552 1.0647 1.0743 1.0840 1.0937 1.1036 1.1135 1.1235 1.1336 1.1438 1.1541 1.1645 1.1750 1.1856 1.1963 1.2070 1.2179 1.2288 1.2399 1.2511 1.2623 1.2737 1.2851 1.2967 1.3084 1.3202 1.3320 1.3440 1.3561 1.3683 1.3806 1.3931 1.4056 1.4183 1.4310 1.4439 1.4569 1.4700 1.4832 1.4966 1.5101 1.5236 1.5374 1.5512 1.5652 1.5792 1.5935 1.6078 1.6223 1.6369 1.6516 1.6665 1.6815 1.6966 1.7119 0.9% 1.0% 1.0100 1.0201 1.0303 1.0406 1.0510 1.0615 1.0721 1.0829 1.0937 1.1046 1.1157 1.1268 1.1381 1.1495 1.1610 1.1726 1.1843 1.1961 1.2081 1.2202 1.2324 1.2447 1.2572 1.2697 1.2824 1.2953 1.3082 1.3213 1.3345 1.3478 1.3613 1.3749 1.3887 1.4026 1.4166 1.4308 1.4451 1.4595 1.4741 1.4889 1.5038 1.5188 1.5340 1.5493 1.5648 1.5805 1.5963 1.6122 1.6283 1.6446 1.6611 1.6777 1.6945 1.7114 1.7285 1.7458 1.7633 1.7809 1.7987 1.8167 1.0% 1.1% 1.0110 1.0221 1.0334 1.0447 1.0562 1.0678 1.0796 1.0915 1.1035 1.1156 1.1279 1.1403 1.1528 1.1655 1.1783 1.1913 1.2044 1.2176 1.2310 1.2446 1.2583 1.2721 1.2861 1.3003 1.3146 1.3290 1.3436 1.3584 1.3734 1.3885 1.4037 1.4192 1.4348 1.4506 1.4665 1.4827 1.4990 1.5155 1.5321 1.5490 1.5660 1.5832 1.6007 1.6183 1.6361 1.6541 1.6723 1.6907 1.7093 1.7281 1.7471 1.7663 1.7857 1.8054 1.8252 1.8453 1.8656 1.8861 1.9069 1.9278 1.1% 1.2% 1.0120 1.0241 1.0364 1.0489 1.0615 1.0742 1.0871 1.1001 1.1133 1.1267 1.1402 1.1539 1.1677 1.1818 1.1959 1.2103 1.2248 1.2395 1.2544 1.2694 1.2847 1.3001 1.3157 1.3315 1.3475 1.3636 1.3800 1.3965 1.4133 1.4303 1.4474 1.4648 1.4824 1.5002 1.5182 1.5364 1.5548 1.5735 1.5924 1.6115 1.6308 1.6504 1.6702 1.6902 1.7105 1.7310 1.7518 1.7728 1.7941 1.8156 1.8374 1.8595 1.8818 1.9044 1.9272 1.9503 1.9737 1.9974 2.0214 2.0456 1.2% 1.3% 1.0130 1.0262 1.0395 1.0530 1.0667 1.0806 1.0946 1.1089 1.1233 1.1379 1.1527 1.1677 1.1828 1.1982 1.2138 1.2296 1.2455 1.2617 1.2781 1.2948 1.3116 1.3286 1.3459 1.3634 1.3811 1.3991 1.4173 1.4357 1.4544 1.4733 1.4924 1.5118 1.5315 1.5514 1.5716 1.5920 1.6127 1.6336 1.6549 1.6764 1.6982 1.7203 1.7426 1.7653 1.7882 1.8115 1.8350 1.8589 1.8831 1.9075 1.9323 1.9575 1.9829 2.0087 2.0348 2.0612 2.0880 2.1152 2.1427 2.1705 1.3% 1.4% 1.0140 1.0282 1.0426 1.0572 1.0720 1.0870 1.1022 1.1176 1.1333 1.1492 1.1652 1.1816 1.1981 1.2149 1.2319 1.2491 1.2666 1.2843 1.3023 1.3206 1.3391 1.3578 1.3768 1.3961 1.4156 1.4354 1.4555 1.4759 1.4966 1.5175 1.5388 1.5603 1.5822 1.6043 1.6268 1.6496 1.6726 1.6961 1.7198 1.7439 1.7683 1.7931 1.8182 1.8436 1.8694 1.8956 1.9221 1.9490 1.9763 2.0040 2.0321 2.0605 2.0894 2.1186 2.1483 2.1783 2.2088 2.2398 2.2711 2.3029 1.4% 1.5% 1.0150 1.0302 1.0457 1.0614 1.0773 1.0934 1.1098 1.1265 1.1434 1.1605 1.1779 1.1956 1.2136 1.2318 1.2502 1.2690 1.2880 1.3073 1.3270 1.3469 1.3671 1.3876 1.4084 1.4295 1.4509 1.4727 1.4948 1.5172 1.5400 1.5631 1.5865 1.6103 1.6345 1.6590 1.6839 1.7091 1.7348 1.7608 1.7872 1.8140 1.8412 1.8688 1.8969 1.9253 1.9542 1.9835 2.0133 2.0435 2.0741 2.1052 2.1368 2.1689 2.2014 2.2344 2.2679 2.3020 2.3365 2.3715 2.4071 2.4432 1.5% n Giá trị tương lai $1 đầu tư n kỳ hạn với lãi suất r (1+r ) 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 1.6% 1.0160 1.0323 1.0488 1.0656 1.0826 1.0999 1.1175 1.1354 1.1536 1.1720 1.1908 1.2098 1.2292 1.2489 1.2688 1.2891 1.3098 1.3307 1.3520 1.3736 1.3956 1.4180 1.4406 1.4637 1.4871 1.5109 1.5351 1.5596 1.5846 1.6099 1.6357 1.6619 1.6885 1.7155 1.7429 1.7708 1.7991 1.8279 1.8572 1.8869 1.9171 1.9478 1.9789 2.0106 2.0428 2.0754 2.1086 2.1424 2.1767 2.2115 2.2469 2.2828 2.3194 2.3565 2.3942 2.4325 2.4714 2.5109 2.5511 2.5919 1.6% 1.7% 1.0170 1.0343 1.0519 1.0698 1.0879 1.1064 1.1252 1.1444 1.1638 1.1836 1.2037 1.2242 1.2450 1.2662 1.2877 1.3096 1.3319 1.3545 1.3775 1.4009 1.4248 1.4490 1.4736 1.4987 1.5241 1.5500 1.5764 1.6032 1.6305 1.6582 1.6864 1.7150 1.7442 1.7738 1.8040 1.8347 1.8658 1.8976 1.9298 1.9626 1.9960 2.0299 2.0644 2.0995 2.1352 2.1715 2.2084 2.2460 2.2842 2.3230 2.3625 2.4026 2.4435 2.4850 2.5273 2.5702 2.6139 2.6584 2.7036 2.7495 1.7% 1.8% 1.0180 1.0363 1.0550 1.0740 1.0933 1.1130 1.1330 1.1534 1.1742 1.1953 1.2168 1.2387 1.2610 1.2837 1.3068 1.3303 1.3543 1.3787 1.4035 1.4287 1.4545 1.4806 1.5073 1.5344 1.5620 1.5902 1.6188 1.6479 1.6776 1.7078 1.7385 1.7698 1.8017 1.8341 1.8671 1.9007 1.9349 1.9698 2.0052 2.0413 2.0781 2.1155 2.1535 2.1923 2.2318 2.2719 2.3128 2.3545 2.3969 2.4400 2.4839 2.5286 2.5741 2.6205 2.6676 2.7157 2.7645 2.8143 2.8650 2.9165 1.8% 1.9% 1.0190 1.0384 1.0581 1.0782 1.0987 1.1196 1.1408 1.1625 1.1846 1.2071 1.2300 1.2534 1.2772 1.3015 1.3262 1.3514 1.3771 1.4033 1.4299 1.4571 1.4848 1.5130 1.5417 1.5710 1.6009 1.6313 1.6623 1.6939 1.7260 1.7588 1.7923 1.8263 1.8610 1.8964 1.9324 1.9691 2.0065 2.0447 2.0835 2.1231 2.1634 2.2045 2.2464 2.2891 2.3326 2.3769 2.4221 2.4681 2.5150 2.5628 2.6115 2.6611 2.7116 2.7632 2.8157 2.8692 2.9237 2.9792 3.0358 3.0935 1.9% 2.0% 1.0200 1.0404 1.0612 1.0824 1.1041 1.1262 1.1487 1.1717 1.1951 1.2190 1.2434 1.2682 1.2936 1.3195 1.3459 1.3728 1.4002 1.4282 1.4568 1.4859 1.5157 1.5460 1.5769 1.6084 1.6406 1.6734 1.7069 1.7410 1.7758 1.8114 1.8476 1.8845 1.9222 1.9607 1.9999 2.0399 2.0807 2.1223 2.1647 2.2080 2.2522 2.2972 2.3432 2.3901 2.4379 2.4866 2.5363 2.5871 2.6388 2.6916 2.7454 2.8003 2.8563 2.9135 2.9717 3.0312 3.0918 3.1536 3.2167 3.2810 2.0% 2.5% 1.0250 1.0506 1.0769 1.1038 1.1314 1.1597 1.1887 1.2184 1.2489 1.2801 1.3121 1.3449 1.3785 1.4130 1.4483 1.4845 1.5216 1.5597 1.5987 1.6386 1.6796 1.7216 1.7646 1.8087 1.8539 1.9003 1.9478 1.9965 2.0464 2.0976 2.1500 2.2038 2.2589 2.3153 2.3732 2.4325 2.4933 2.5557 2.6196 2.6851 2.7522 2.8210 2.8915 2.9638 3.0379 3.1139 3.1917 3.2715 3.3533 3.4371 3.5230 3.6111 3.7014 3.7939 3.8888 3.9860 4.0856 4.1878 4.2925 4.3998 2.5% 3.0% 1.0300 1.0609 1.0927 1.1255 1.1593 1.1941 1.2299 1.2668 1.3048 1.3439 1.3842 1.4258 1.4685 1.5126 1.5580 1.6047 1.6528 1.7024 1.7535 1.8061 1.8603 1.9161 1.9736 2.0328 2.0938 2.1566 2.2213 2.2879 2.3566 2.4273 2.5001 2.5751 2.6523 2.7319 2.8139 2.8983 2.9852 3.0748 3.1670 3.2620 3.3599 3.4607 3.5645 3.6715 3.7816 3.8950 4.0119 4.1323 4.2562 4.3839 4.5154 4.6509 4.7904 4.9341 5.0821 5.2346 5.3917 5.5534 5.7200 5.8916 3.0% 3.5% 1.0350 1.0712 1.1087 1.1475 1.1877 1.2293 1.2723 1.3168 1.3629 1.4106 1.4600 1.5111 1.5640 1.6187 1.6753 1.7340 1.7947 1.8575 1.9225 1.9898 2.0594 2.1315 2.2061 2.2833 2.3632 2.4460 2.5316 2.6202 2.7119 2.8068 2.9050 3.0067 3.1119 3.2209 3.3336 3.4503 3.5710 3.6960 3.8254 3.9593 4.0978 4.2413 4.3897 4.5433 4.7024 4.8669 5.0373 5.2136 5.3961 5.5849 5.7804 5.9827 6.1921 6.4088 6.6331 6.8653 7.1056 7.3543 7.6117 7.8781 3.5% Trang 10 / 14 4.0% 1.0400 1.0816 1.1249 1.1699 1.2167 1.2653 1.3159 1.3686 1.4233 1.4802 1.5395 1.6010 1.6651 1.7317 1.8009 1.8730 1.9479 2.0258 2.1068 2.1911 2.2788 2.3699 2.4647 2.5633 2.6658 2.7725 2.8834 2.9987 3.1187 3.2434 3.3731 3.5081 3.6484 3.7943 3.9461 4.1039 4.2681 4.4388 4.6164 4.8010 4.9931 5.1928 5.4005 5.6165 5.8412 6.0748 6.3178 6.5705 6.8333 7.1067 7.3910 7.6866 7.9941 8.3138 8.6464 8.9922 9.3519 9.7260 10.115 10.520 4.0% 4.5% 1.0450 1.0920 1.1412 1.1925 1.2462 1.3023 1.3609 1.4221 1.4861 1.5530 1.6229 1.6959 1.7722 1.8519 1.9353 2.0224 2.1134 2.2085 2.3079 2.4117 2.5202 2.6337 2.7522 2.8760 3.0054 3.1407 3.2820 3.4297 3.5840 3.7453 3.9139 4.0900 4.2740 4.4664 4.6673 4.8774 5.0969 5.3262 5.5659 5.8164 6.0781 6.3516 6.6374 6.9361 7.2482 7.5744 7.9153 8.2715 8.6437 9.0326 9.4391 9.8639 10.308 10.772 11.256 11.763 12.292 12.845 13.423 14.027 4.5% 5.0% 1.0500 1.1025 1.1576 1.2155 1.2763 1.3401 1.4071 1.4775 1.5513 1.6289 1.7103 1.7959 1.8856 1.9799 2.0789 2.1829 2.2920 2.4066 2.5270 2.6533 2.7860 2.9253 3.0715 3.2251 3.3864 3.5557 3.7335 3.9201 4.1161 4.3219 4.5380 4.7649 5.0032 5.2533 5.5160 5.7918 6.0814 6.3855 6.7048 7.0400 7.3920 7.7616 8.1497 8.5572 8.9850 9.4343 9.9060 10.401 10.921 11.467 12.041 12.643 13.275 13.939 14.636 15.367 16.136 16.943 17.790 18.679 5.0% 5.5% 1.0550 1.1130 1.1742 1.2388 1.3070 1.3788 1.4547 1.5347 1.6191 1.7081 1.8021 1.9012 2.0058 2.1161 2.2325 2.3553 2.4848 2.6215 2.7656 2.9178 3.0782 3.2475 3.4262 3.6146 3.8134 4.0231 4.2444 4.4778 4.7241 4.9840 5.2581 5.5473 5.8524 6.1742 6.5138 6.8721 7.2501 7.6488 8.0695 8.5133 8.9815 9.4755 9.9967 10.546 11.127 11.739 12.384 13.065 13.784 14.542 15.342 16.186 17.076 18.015 19.006 20.051 21.154 22.317 23.545 24.840 5.5% 6.0% 1.0600 1.1236 1.1910 1.2625 1.3382 1.4185 1.5036 1.5938 1.6895 1.7908 1.8983 2.0122 2.1329 2.2609 2.3966 2.5404 2.6928 2.8543 3.0256 3.2071 3.3996 3.6035 3.8197 4.0489 4.2919 4.5494 4.8223 5.1117 5.4184 5.7435 6.0881 6.4534 6.8406 7.2510 7.6861 8.1473 8.6361 9.1543 9.7035 10.286 10.903 11.557 12.250 12.985 13.765 14.590 15.466 16.394 17.378 18.420 19.525 20.697 21.939 23.255 24.650 26.129 27.697 29.359 31.120 32.988 6.0% 6.5% 1.0650 1.1342 1.2079 1.2865 1.3701 1.4591 1.5540 1.6550 1.7626 1.8771 1.9992 2.1291 2.2675 2.4149 2.5718 2.7390 2.9170 3.1067 3.3086 3.5236 3.7527 3.9966 4.2564 4.5331 4.8277 5.1415 5.4757 5.8316 6.2107 6.6144 7.0443 7.5022 7.9898 8.5092 9.0623 9.6513 10.279 10.947 11.658 12.416 13.223 14.083 14.998 15.973 17.011 18.117 19.294 20.549 21.884 23.307 24.822 26.435 28.153 29.983 31.932 34.008 36.218 38.572 41.080 43.750 6.5% 7.0% 1.0700 1.1449 1.2250 1.3108 1.4026 1.5007 1.6058 1.7182 1.8385 1.9672 2.1049 2.2522 2.4098 2.5785 2.7590 2.9522 3.1588 3.3799 3.6165 3.8697 4.1406 4.4304 4.7405 5.0724 5.4274 5.8074 6.2139 6.6488 7.1143 7.6123 8.1451 8.7153 9.3253 9.9781 10.677 11.424 12.224 13.079 13.995 14.974 16.023 17.144 18.344 19.628 21.002 22.473 24.046 25.729 27.530 29.457 31.519 33.725 36.086 38.612 41.315 44.207 47.302 50.613 54.156 57.946 7.0% n Giá trị tương lai $1 đầu tư n kỳ hạn với lãi suất r (1+r ) 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 7.5% 1.0750 1.1556 1.2423 1.3355 1.4356 1.5433 1.6590 1.7835 1.9172 2.0610 2.2156 2.3818 2.5604 2.7524 2.9589 3.1808 3.4194 3.6758 3.9515 4.2479 4.5664 4.9089 5.2771 5.6729 6.0983 6.5557 7.0474 7.5759 8.1441 8.7550 9.4116 10.117 10.876 11.692 12.569 13.512 14.525 15.614 16.785 18.044 19.398 20.852 22.416 24.098 25.905 27.848 29.936 32.182 34.595 37.190 39.979 42.977 46.201 49.666 53.391 57.395 61.700 66.327 71.302 76.649 7.5% 8.0% 1.0800 1.1664 1.2597 1.3605 1.4693 1.5869 1.7138 1.8509 1.9990 2.1589 2.3316 2.5182 2.7196 2.9372 3.1722 3.4259 3.7000 3.9960 4.3157 4.6610 5.0338 5.4365 5.8715 6.3412 6.8485 7.3964 7.9881 8.6271 9.3173 10.063 10.868 11.737 12.676 13.690 14.785 15.968 17.246 18.625 20.115 21.725 23.462 25.339 27.367 29.556 31.920 34.474 37.232 40.211 43.427 46.902 50.654 54.706 59.083 63.809 68.914 74.427 80.381 86.812 93.757 101.26 8.0% 8.5% 1.0850 1.1772 1.2773 1.3859 1.5037 1.6315 1.7701 1.9206 2.0839 2.2610 2.4532 2.6617 2.8879 3.1334 3.3997 3.6887 4.0023 4.3425 4.7116 5.1120 5.5466 6.0180 6.5296 7.0846 7.6868 8.3401 9.0490 9.8182 10.653 11.558 12.541 13.607 14.763 16.018 17.380 18.857 20.460 22.199 24.086 26.133 28.354 30.764 33.379 36.217 39.295 42.635 46.259 50.191 54.457 59.086 64.109 69.558 75.470 81.885 88.846 96.397 104.59 113.48 123.13 133.59 8.5% 9.0% 1.0900 1.1881 1.2950 1.4116 1.5386 1.6771 1.8280 1.9926 2.1719 2.3674 2.5804 2.8127 3.0658 3.3417 3.6425 3.9703 4.3276 4.7171 5.1417 5.6044 6.1088 6.6586 7.2579 7.9111 8.6231 9.3992 10.245 11.167 12.172 13.268 14.462 15.763 17.182 18.728 20.414 22.251 24.254 26.437 28.816 31.409 34.236 37.318 40.676 44.337 48.327 52.677 57.418 62.585 68.218 74.358 81.050 88.344 96.295 104.96 114.41 124.71 135.93 148.16 161.50 176.03 9.0% 9.5% 1.0950 1.1990 1.3129 1.4377 1.5742 1.7238 1.8876 2.0669 2.2632 2.4782 2.7137 2.9715 3.2537 3.5629 3.9013 4.2719 4.6778 5.1222 5.6088 6.1416 6.7251 7.3639 8.0635 8.8296 9.6684 10.587 11.593 12.694 13.900 15.220 16.666 18.250 19.983 21.882 23.960 26.237 28.729 31.458 34.447 37.719 41.303 45.227 49.523 54.228 59.379 65.020 71.197 77.961 85.367 93.477 102.36 112.08 122.73 134.39 147.16 161.14 176.44 193.21 211.56 231.66 9.5% 10% 1.1000 1.2100 1.3310 1.4641 1.6105 1.7716 1.9487 2.1436 2.3579 2.5937 2.8531 3.1384 3.4523 3.7975 4.1772 4.5950 5.0545 5.5599 6.1159 6.7275 7.4002 8.1403 8.9543 9.8497 10.835 11.918 13.110 14.421 15.863 17.449 19.194 21.114 23.225 25.548 28.102 30.913 34.004 37.404 41.145 45.259 49.785 54.764 60.240 66.264 72.890 80.180 88.197 97.017 106.72 117.39 129.13 142.04 156.25 171.87 189.06 207.97 228.76 251.64 276.80 304.48 10% 11% 1.1100 1.2321 1.3676 1.5181 1.6851 1.8704 2.0762 2.3045 2.5580 2.8394 3.1518 3.4985 3.8833 4.3104 4.7846 5.3109 5.8951 6.5436 7.2633 8.0623 8.9492 9.9336 11.026 12.239 13.585 15.080 16.739 18.580 20.624 22.892 25.410 28.206 31.308 34.752 38.575 42.818 47.528 52.756 58.559 65.001 72.151 80.088 88.897 98.676 109.53 121.58 134.95 149.80 166.27 184.56 204.87 227.40 252.42 280.18 311.00 345.21 383.19 425.34 472.12 524.06 11% 12% 1.1200 1.2544 1.4049 1.5735 1.7623 1.9738 2.2107 2.4760 2.7731 3.1058 3.4785 3.8960 4.3635 4.8871 5.4736 6.1304 6.8660 7.6900 8.6128 9.6463 10.804 12.100 13.552 15.179 17.000 19.040 21.325 23.884 26.750 29.960 33.555 37.582 42.092 47.143 52.800 59.136 66.232 74.180 83.081 93.051 104.22 116.72 130.73 146.42 163.99 183.67 205.71 230.39 258.04 289.00 323.68 362.52 406.03 454.75 509.32 570.44 638.89 715.56 801.43 897.60 12% Trang 11 / 14 13% 1.1300 1.2769 1.4429 1.6305 1.8424 2.0820 2.3526 2.6584 3.0040 3.3946 3.8359 4.3345 4.8980 5.5348 6.2543 7.0673 7.9861 9.0243 10.197 11.523 13.021 14.714 16.627 18.788 21.231 23.991 27.109 30.633 34.616 39.116 44.201 49.947 56.440 63.777 72.069 81.437 92.024 103.99 117.51 132.78 150.04 169.55 191.59 216.50 244.64 276.44 312.38 352.99 398.88 450.74 509.33 575.54 650.37 734.91 830.45 938.41 1060.4 1198.3 1354.0 1530.1 13% 14% 1.1400 1.2996 1.4815 1.6890 1.9254 2.1950 2.5023 2.8526 3.2519 3.7072 4.2262 4.8179 5.4924 6.2613 7.1379 8.1372 9.2765 10.575 12.056 13.743 15.668 17.861 20.362 23.212 26.462 30.167 34.390 39.204 44.693 50.950 58.083 66.215 75.485 86.053 98.100 111.83 127.49 145.34 165.69 188.88 215.33 245.47 279.84 319.02 363.68 414.59 472.64 538.81 614.24 700.23 798.27 910.02 1037.4 1182.7 1348.2 1537.0 1752.2 1997.5 2277.1 2595.9 14% 15% 1.1500 1.3225 1.5209 1.7490 2.0114 2.3131 2.6600 3.0590 3.5179 4.0456 4.6524 5.3503 6.1528 7.0757 8.1371 9.3576 10.761 12.375 14.232 16.367 18.822 21.645 24.891 28.625 32.919 37.857 43.535 50.066 57.575 66.212 76.144 87.565 100.70 115.80 133.18 153.15 176.12 202.54 232.92 267.86 308.04 354.25 407.39 468.50 538.77 619.58 712.52 819.40 942.31 1083.7 1246.2 1433.1 1648.1 1895.3 2179.6 2506.6 2882.6 3314.9 3812.2 4384.0 15% 16% 1.1600 1.3456 1.5609 1.8106 2.1003 2.4364 2.8262 3.2784 3.8030 4.4114 5.1173 5.9360 6.8858 7.9875 9.2655 10.748 12.468 14.463 16.777 19.461 22.574 26.186 30.376 35.236 40.874 47.414 55.000 63.800 74.009 85.850 99.586 115.52 134.00 155.44 180.31 209.16 242.63 281.45 326.48 378.72 439.32 509.61 591.14 685.73 795.44 922.71 1070.3 1241.6 1440.3 1670.7 1938.0 2248.1 2607.8 3025.0 3509.0 4070.5 4721.8 5477.3 6353.6 7370.2 16% 17% 1.1700 1.3689 1.6016 1.8739 2.1924 2.5652 3.0012 3.5115 4.1084 4.8068 5.6240 6.5801 7.6987 9.0075 10.539 12.330 14.426 16.879 19.748 23.106 27.034 31.629 37.006 43.297 50.658 59.270 69.345 81.134 94.927 111.06 129.95 152.04 177.88 208.12 243.50 284.90 333.33 390.00 456.30 533.87 624.63 730.81 855.05 1000.4 1170.5 1369.5 1602.3 1874.7 2193.3 2566.2 3002.5 3512.9 4110.1 4808.8 5626.3 6582.8 7701.8 9011.1 10543 12335 17% 18% 19% 1.1800 1.1900 1.3924 1.4161 1.6430 1.6852 1.9388 2.0053 2.2878 2.3864 2.6996 2.8398 3.1855 3.3793 3.7589 4.0214 4.4355 4.7854 5.2338 5.6947 6.1759 6.7767 7.2876 8.0642 8.5994 9.5964 10.147 11.4198 11.974 13.5895 14.129 16.1715 16.672 19.2441 19.673 22.9005 23.214 27.2516 27.393 32.4294 32.324 38.5910 38.142 45.9233 45.008 54.6487 53.109 65.0320 62.669 77.3881 73.949 92.0918 87.260 109.589 102.97 130.411 121.50 155.189 143.37 184.675 169.18 219.764 199.63 261.519 235.56 311.207 277.96 370.337 328.00 440.701 387.04 524.434 456.70 624.076 538.91 742.651 635.91 883.754 750.38 1051.67 885.45 1251.48 1044.8 1489.27 1232.9 1772.23 1454.8 2108.95 1716.7 2509.65 2025.7 2986.48 2390.3 3553.92 2820.6 4229.16 3328.3 5032.70 3927.4 5988.91 4634.3 7126.81 5468.5 8480.90 6452.8 10092.3 7614.3 12009.8 8984.8 14291.7 10602 17007.1 12510 20238.4 14762 24083.7 17420 28659.6 20555 34105.0 18% 19% n Giá trị tương lai $1 đầu tư n kỳ hạn với lãi suất r (1+r ) 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 20% 1.2000 1.4400 1.7280 2.0736 2.4883 2.9860 3.5832 4.2998 5.1598 6.1917 7.4301 8.9161 10.6993 12.8392 15.4070 18.4884 22.1861 26.6233 31.9480 38.3376 46.0051 55.2061 66.2474 79.4968 95.3962 114.475 137.371 164.845 197.814 237.376 284.852 341.822 410.186 492.224 590.668 708.802 850.562 1020.67 1224.81 1469.77 1763.73 2116.47 2539.77 3047.72 3657.26 4388.71 5266.46 6319.75 7583.70 9100.44 10920.5 13104.6 15725.6 18870.7 22644.8 27173.8 32608.5 39130.2 46956.3 56347.5 20% 21% 1.2100 1.4641 1.7716 2.1436 2.5937 3.1384 3.7975 4.5950 5.5599 6.7275 8.1403 9.8497 11.9182 14.4210 17.4494 21.1138 25.5477 30.9127 37.4043 45.2593 54.7637 66.2641 80.1795 97.0172 117.391 142.043 171.872 207.965 251.638 304.482 368.423 445.792 539.408 652.683 789.747 955.594 1156.27 1399.08 1692.89 2048.40 2478.56 2999.06 3628.87 4390.93 5313.02 6428.76 7778.80 9412.34 11388.9 13780.6 16674.5 20176.2 24413.2 29540.0 35743.4 43249.5 52331.9 63321.5 76619.1 92709.1 21% 22% 1.2200 1.4884 1.8158 2.2153 2.7027 3.2973 4.0227 4.9077 5.9874 7.3046 8.9117 10.8722 13.2641 16.1822 19.7423 24.0856 29.3844 35.8490 43.7358 53.3576 65.0963 79.4175 96.8894 118.205 144.210 175.936 214.642 261.864 319.474 389.758 475.505 580.116 707.741 863.444 1053.40 1285.15 1567.88 1912.82 2333.64 2847.04 3473.39 4237.53 5169.79 6307.14 7694.71 9387.55 11452.8 13972.4 17046.4 20796.6 25371.8 30953.6 37763.4 46071.3 56207.0 68572.6 83658.6 102063 124517 151911 22% 23% 1.2300 1.5129 1.8609 2.2889 2.8153 3.4628 4.2593 5.2389 6.4439 7.9259 9.7489 11.9912 14.7491 18.1414 22.3140 27.4462 33.7588 41.5233 51.0737 62.8206 77.2694 95.0413 116.901 143.788 176.859 217.537 267.570 329.112 404.807 497.913 612.433 753.292 926.550 1139.66 1401.78 1724.19 2120.75 2608.52 3208.48 3946.43 4854.11 5970.55 7343.78 9032.85 11110.4 13665.8 16808.9 20675.0 25430.2 31279.2 38473.4 47322.3 58206.4 71593.9 88060.5 108314 133227 163869 201559 247917 23% 24% 1.2400 1.5376 1.9066 2.3642 2.9316 3.6352 4.5077 5.5895 6.9310 8.5944 10.6571 13.2148 16.3863 20.3191 25.1956 31.2426 38.7408 48.0386 59.5679 73.8641 91.5915 113.574 140.831 174.631 216.542 268.512 332.955 412.864 511.952 634.820 787.177 976.099 1210.36 1500.85 1861.05 2307.71 2861.56 3548.33 4399.93 5455.91 6765.33 8389.01 10402.4 12898.9 15994.7 19833.4 24593.4 30495.9 37814.9 46890.4 58144.1 72098.7 89402.4 110859 137465 170457 211366 262094 324997 402996 24% 25% 1.2500 1.5625 1.9531 2.4414 3.0518 3.8147 4.7684 5.9605 7.4506 9.3132 11.6415 14.5519 18.1899 22.7374 28.4217 35.5271 44.4089 55.5112 69.3889 86.7362 108.420 135.525 169.407 211.758 264.698 330.872 413.590 516.988 646.235 807.794 1009.74 1262.18 1577.72 1972.15 2465.19 3081.49 3851.86 4814.82 6018.53 7523.16 9403.95 11754.9 14693.7 18367.1 22958.9 28698.6 35873.2 44841.6 56051.9 70064.9 87581.2 109476 136846 171057 213821 267276 334096 417619 522024 652530 25% 26% 1.2600 1.5876 2.0004 2.5205 3.1758 4.0015 5.0419 6.3528 8.0045 10.0857 12.7080 16.0120 20.1752 25.4207 32.0301 40.3579 50.8510 64.0722 80.7310 101.721 128.169 161.492 203.480 256.385 323.045 407.037 512.867 646.212 814.228 1025.93 1292.67 1628.76 2052.24 2585.82 3258.14 4105.25 5172.62 6517.50 8212.04 10347.2 13037.4 16427.2 20698.2 26079.8 32860.5 41404.3 52169.4 65733.4 82824.1 104358 131492 165679 208756 263033 331421 417590 526164 662967 835338 27% 1.2700 1.6129 2.0484 2.6014 3.3038 4.1959 5.3288 6.7675 8.5948 10.9153 13.8625 17.6053 22.3588 28.3957 36.0625 45.7994 58.1652 73.8698 93.8147 119.145 151.314 192.168 244.054 309.948 393.634 499.916 634.893 806.314 1024.02 1300.50 1651.64 2097.58 2663.93 3383.19 4296.65 5456.75 6930.07 8801.19 11177.5 14195.4 18028.2 22895.8 29077.7 36928.7 46899.4 59562.3 75644.1 96068.0 122006 154948 196784 249916 317393 403089 511923 650142 825681 28% 1.2800 1.6384 2.0972 2.6844 3.4360 4.3980 5.6295 7.2058 9.2234 11.8059 15.1116 19.3428 24.7588 31.6913 40.5648 51.9230 66.4614 85.0706 108.890 139.380 178.406 228.360 292.300 374.144 478.905 612.998 784.638 1004.34 1285.55 1645.50 2106.25 2695.99 3450.87 4417.12 5653.91 7237.01 9263.37 11857.1 15177.1 19426.7 24866.2 31828.7 40740.7 52148.1 66749.6 85439.5 109363 139984 179180 229350 293568 375767 480982 615656 788040 1008691 1291125 1048614 1652640 1331740 2115379 1052526 1691310 2707685 26% 27% Trang 12 / 14 28% 29% 1.2900 1.6641 2.1467 2.7692 3.5723 4.6083 5.9447 7.6686 9.8925 12.7614 16.4622 21.2362 27.3947 35.3391 45.5875 58.8079 75.8621 97.8622 126.242 162.852 210.080 271.003 349.593 450.976 581.759 750.468 968.104 1248.85 1611.02 2078.22 2680.90 3458.36 4461.29 5755.06 7424.03 9577.00 12354.3 15937.1 20558.8 26520.9 34212.0 44133.4 56932.1 73442.5 94740.8 122216 157658 203379 262359 338443 436591 563203 726532 937226 1209022 1559638 2011933 2595393 3348057 4318994 29% 30% 1.3000 1.6900 2.1970 2.8561 3.7129 4.8268 6.2749 8.1573 10.6045 13.7858 17.9216 23.2981 30.2875 39.3738 51.1859 66.5417 86.5042 112.455 146.192 190.050 247.065 321.184 417.539 542.801 705.641 917.333 1192.53 1550.29 2015.38 2620.00 3405.99 4427.79 5756.13 7482.97 9727.86 12646.2 16440.1 21372.1 27783.7 36118.9 46954.5 61040.9 79353.1 103159 134107 174339 226641 294633 383022 497929 647308 841500 40% 1.4000 1.9600 2.7440 3.8416 5.3782 7.5295 10.5414 14.7579 20.6610 28.9255 40.4957 56.6939 79.3715 111.120 155.568 217.795 304.913 426.879 597.630 836.683 1171.36 1639.90 2295.86 3214.20 4499.88 6299.83 8819.76 12347.7 17286.7 24201.4 33882.0 47434.8 66408.7 92972.2 130161 182226 255116 357162 500027 700038 980053 50% 1.5000 2.2500 3.3750 5.0625 7.5938 11.3906 17.0859 25.6289 38.4434 57.6650 86.4976 129.746 194.620 291.929 437.894 656.841 985.261 1477.89 2216.84 3325.26 4987.89 7481.83 11222.7 16834.1 25251.2 37876.8 56815.1 85222.7 127834 191751 287627 431440 647160 970740 1372074 1920903 2689265 3764971 5270959 1335633 7379343 1803104 10331080 2434191 14463512 3286158 20248916 4436313 28348483 5989023 39687876 1093951 8085181 55563026 1422136 10914994 77788237 1848776 14735242 108903531 2403409 19892576 152464944 3124432 26854978 213450921 4061762 36254221 298831290 5280290 48943198 418363806 6864377 66073317 585709328 24878998 30% 35% 1.3500 1.8225 2.4604 3.3215 4.4840 6.0534 8.1722 11.0324 14.8937 20.1066 27.1439 36.6442 49.4697 66.7841 90.1585 121.714 164.314 221.824 299.462 404.274 545.769 736.789 994.665 1342.80 1812.78 2447.25 3303.78 4460.11 6021.15 8128.55 10973.5 14814.3 19999.3 26999.0 36448.7 49205.7 66427.7 89677.4 121065 163437 220640 297864 402117 542857 732858 989358 35% 40% 1456110 2184164 3276247 4914370 7371555 11057332 16585998 37318497 55977745 83966617 125949926 188924889 283387333 425081000 637621500 956432250 1434648375 2151972563 3227958845 4841938267 7262907401 10894361101 16341541652 24512312478 36768468717 50% Bảng 4: Giá trị tương lai $1 đầu tư với lãi suất gộp liên tục r % năm t năm e rt 00 10 20 30 40 50 60 70 80 90 1.00 1.10 1.20 1.30 1.40 1.50 1.60 1.70 1.80 1.90 2.00 2.10 2.20 2.30 2.40 2.50 2.60 2.70 2.80 2.90 3.00 3.10 3.20 3.30 3.40 3.50 3.60 3.70 3.80 3.90 rt 00 1.0000 1.1052 1.2214 1.3499 1.4918 1.6487 1.8221 2.0138 2.2255 2.4596 2.7183 3.0042 3.3201 3.6693 4.0552 4.4817 4.9530 5.4739 6.0496 6.6859 7.3891 8.1662 9.0250 9.9742 11.0232 12.1825 13.4637 14.8797 16.4446 18.1741 20.0855 22.1980 24.5325 27.1126 29.9641 33.1155 36.5982 40.4473 44.7012 49.4024 00 01 1.0101 1.1163 1.2337 1.3634 1.5068 1.6653 1.8404 2.0340 2.2479 2.4843 2.7456 3.0344 3.3535 3.7062 4.0960 4.5267 5.0028 5.5290 6.1104 6.7531 7.4633 8.2482 9.1157 10.0744 11.1340 12.3049 13.5991 15.0293 16.6099 18.3568 20.2874 22.4210 24.7791 27.3851 30.2652 33.4483 36.9661 40.8538 45.1504 49.8990 01 02 1.0202 1.1275 1.2461 1.3771 1.5220 1.6820 1.8589 2.0544 2.2705 2.5093 2.7732 3.0649 3.3872 3.7434 4.1371 4.5722 5.0531 5.5845 6.1719 6.8210 7.5383 8.3311 9.2073 10.1757 11.2459 12.4286 13.7357 15.1803 16.7769 18.5413 20.4913 22.6464 25.0281 27.6604 30.5694 33.7844 37.3376 41.2644 45.6042 50.4004 02 03 1.0305 1.1388 1.2586 1.3910 1.5373 1.6989 1.8776 2.0751 2.2933 2.5345 2.8011 3.0957 3.4212 3.7810 4.1787 4.6182 5.1039 5.6407 6.2339 6.8895 7.6141 8.4149 9.2999 10.2779 11.3589 12.5535 13.8738 15.3329 16.9455 18.7276 20.6972 22.8740 25.2797 27.9383 30.8766 34.1240 37.7128 41.6791 46.0625 50.9070 03 04 1.0408 1.1503 1.2712 1.4049 1.5527 1.7160 1.8965 2.0959 2.3164 2.5600 2.8292 3.1268 3.4556 3.8190 4.2207 4.6646 5.1552 5.6973 6.2965 6.9588 7.6906 8.4994 9.3933 10.3812 11.4730 12.6797 14.0132 15.4870 17.1158 18.9158 20.9052 23.1039 25.5337 28.2191 31.1870 34.4669 38.0918 42.0980 46.5255 51.4186 04 05 1.0513 1.1618 1.2840 1.4191 1.5683 1.7333 1.9155 2.1170 2.3396 2.5857 2.8577 3.1582 3.4903 3.8574 4.2631 4.7115 5.2070 5.7546 6.3598 7.0287 7.7679 8.5849 9.4877 10.4856 11.5883 12.8071 14.1540 15.6426 17.2878 19.1060 21.1153 23.3361 25.7903 28.5027 31.5004 34.8133 38.4747 42.5211 46.9931 51.9354 05 06 1.0618 1.1735 1.2969 1.4333 1.5841 1.7507 1.9348 2.1383 2.3632 2.6117 2.8864 3.1899 3.5254 3.8962 4.3060 4.7588 5.2593 5.8124 6.4237 7.0993 7.8460 8.6711 9.5831 10.5910 11.7048 12.9358 14.2963 15.7998 17.4615 19.2980 21.3276 23.5706 26.0495 28.7892 31.8170 35.1632 38.8613 42.9484 47.4654 52.4573 06 rt 07 1.0725 1.1853 1.3100 1.4477 1.6000 1.7683 1.9542 2.1598 2.3869 2.6379 2.9154 3.2220 3.5609 3.9354 4.3492 4.8066 5.3122 5.8709 6.4883 7.1707 7.9248 8.7583 9.6794 10.6974 11.8224 13.0658 14.4400 15.9586 17.6370 19.4919 21.5419 23.8075 26.3113 29.0785 32.1367 35.5166 39.2519 43.3801 47.9424 52.9845 07 Giá trị $1 thu sau t năm với lãi suất gộp liên tục r % năm e 08 1.0833 1.1972 1.3231 1.4623 1.6161 1.7860 1.9739 2.1815 2.4109 2.6645 2.9447 3.2544 3.5966 3.9749 4.3929 4.8550 5.3656 5.9299 6.5535 7.2427 8.0045 8.8463 9.7767 10.8049 11.9413 13.1971 14.5851 16.1190 17.8143 19.6878 21.7584 24.0468 26.5758 29.3708 32.4597 35.8735 39.6464 43.8160 48.4242 53.5170 08 09 rt 1.0942 00 1.2092 10 1.3364 20 1.4770 30 1.6323 40 1.8040 50 1.9937 60 2.2034 70 2.4351 80 2.6912 90 2.9743 1.00 3.2871 1.10 3.6328 1.20 4.0149 1.30 4.4371 1.40 4.9037 1.50 5.4195 1.60 5.9895 1.70 6.6194 1.80 7.3155 1.90 8.0849 2.00 8.9352 2.10 9.8749 2.20 10.9135 2.30 12.0613 2.40 13.3298 2.50 14.7317 2.60 16.2810 2.70 17.9933 2.80 19.8857 2.90 21.9771 3.00 24.2884 3.10 26.8429 3.20 29.6660 3.30 32.7859 3.40 36.2341 3.50 40.0448 3.60 44.2564 3.70 48.9109 3.80 54.0549 3.90 09 rt Trang 13 / 14 -rt 00 01 02 03 04 05 06 07 08 09 1.0000 0.9900 0.9802 0.9704 0.9608 0.9512 0.9418 0.9324 0.9231 0.9139 0.9048 0.8958 0.8869 0.8781 0.8694 0.8607 0.8521 0.8437 0.8353 0.8270 0.8187 0.8106 0.8025 0.7945 0.7866 0.7788 0.7711 0.7634 0.7558 0.7483 0.7408 0.7334 0.7261 0.7189 0.7118 0.7047 0.6977 0.6907 0.6839 0.6771 0.6703 0.6637 0.6570 0.6505 0.6440 0.6376 0.6313 0.6250 0.6188 0.6126 0.6065 0.6005 0.5945 0.5886 0.5827 0.5769 0.5712 0.5655 0.5599 0.5543 0.5488 0.5434 0.5379 0.5326 0.5273 0.5220 0.5169 0.5117 0.5066 0.5016 0.4966 0.4916 0.4868 0.4819 0.4771 0.4724 0.4677 0.4630 0.4584 0.4538 0.4493 0.4449 0.4404 0.4360 0.4317 0.4274 0.4232 0.4190 0.4148 0.4107 0.4066 0.4025 0.3985 0.3946 0.3906 0.3867 0.3829 0.3791 0.3753 0.3716 0.3679 0.3642 0.3606 0.3570 0.3535 0.3499 0.3465 0.3430 0.3396 0.3362 0.3329 0.3296 0.3263 0.3230 0.3198 0.3166 0.3135 0.3104 0.3073 0.3042 0.3012 0.2982 0.2952 0.2923 0.2894 0.2865 0.2837 0.2808 0.2780 0.2753 0.2725 0.2698 0.2671 0.2645 0.2618 0.2592 0.2567 0.2541 0.2516 0.2491 0.2466 0.2441 0.2417 0.2393 0.2369 0.2346 0.2322 0.2299 0.2276 0.2254 0.2231 0.2209 0.2187 0.2165 0.2144 0.2122 0.2101 0.2080 0.2060 0.2039 0.2019 0.1999 0.1979 0.1959 0.1940 0.1920 0.1901 0.1882 0.1864 0.1845 0.1827 0.1809 0.1791 0.1773 0.1755 0.1738 0.1720 0.1703 0.1686 0.1670 0.1653 0.1637 0.1620 0.1604 0.1588 0.1572 0.1557 0.1541 0.1526 0.1511 0.1496 0.1481 0.1466 0.1451 0.1437 0.1423 0.1409 0.1395 0.1381 0.1367 0.1353 0.1340 0.1327 0.1313 0.1300 0.1287 0.1275 0.1262 0.1249 0.1237 0.1225 0.1212 0.1200 0.1188 0.1177 0.1165 0.1153 0.1142 0.1130 0.1119 0.1108 0.1097 0.1086 0.1075 0.1065 0.1054 0.1044 0.1033 0.1023 0.1013 0.1003 0.0993 0.0983 0.0973 0.0963 0.0954 0.0944 0.0935 0.0926 0.0916 0.0907 0.0898 0.0889 0.0880 0.0872 0.0863 0.0854 0.0846 0.0837 0.0829 0.0821 0.0813 0.0805 0.0797 0.0789 0.0781 0.0773 0.0765 0.0758 0.0750 0.0743 0.0735 0.0728 0.0721 0.0714 0.0707 0.0699 0.0693 0.0686 0.0679 0.0672 0.0665 0.0659 0.0652 0.0646 0.0639 0.0633 0.0627 0.0620 0.0614 0.0608 0.0602 0.0596 0.0590 0.0584 0.0578 0.0573 0.0567 0.0561 0.0556 0.0550 0.0545 0.0539 0.0534 0.0529 0.0523 0.0518 0.0513 0.0508 0.0503 0.0498 0.0493 0.0488 0.0483 0.0478 0.0474 0.0469 0.0464 0.0460 0.0455 0.0450 0.0446 0.0442 0.0437 0.0433 0.0429 0.0424 0.0420 0.0416 0.0412 0.0408 0.0404 0.0400 0.0396 0.0392 0.0388 0.0384 0.0380 0.0376 0.0373 0.0369 0.0365 0.0362 0.0358 0.0354 0.0351 0.0347 0.0344 0.0340 0.0337 0.0334 0.0330 0.0327 0.0324 0.0321 0.0317 0.0314 0.0311 0.0308 0.0305 0.0302 0.0299 0.0296 0.0293 0.0290 0.0287 0.0284 0.0282 0.0279 0.0276 0.0273 0.0271 0.0268 0.0265 0.0263 0.0260 0.0257 0.0255 0.0252 0.0250 0.0247 0.0245 0.0242 0.0240 0.0238 0.0235 0.0233 0.0231 0.0228 0.0226 0.0224 0.0221 0.0219 0.0217 0.0215 0.0213 0.0211 0.0209 0.0207 0.0204 0.0202 0.0200 0.0198 0.0196 0.0194 0.0193 0.0191 0.0189 0.0187 0.0185 00 01 02 03 04 05 06 07 08 09 Bảng d 00 10 20 30 40 50 60 70 80 90 1.00 1.10 1.20 1.30 1.40 1.50 1.60 1.70 1.80 1.90 2.00 2.10 2.20 2.30 2.40 2.50 2.60 2.70 2.80 2.90 3.00 3.10 3.20 3.30 3.40 3.50 3.60 3.70 3.80 3.90 rt 5: Xác suất lũy kế biến số phân phối chuẩn N (0,1) có giá trị nhỏ d 00 01 02 03 04 05 06 07 08 09 0.5000 0.5398 0.5793 0.6179 0.6554 0.6915 0.7257 0.7580 0.7881 0.8159 0.8413 0.8643 0.8849 0.9032 0.9192 0.9332 0.9452 0.9554 0.9641 0.9713 0.9772 0.9821 0.9861 0.9893 0.9918 0.9938 0.9953 0.9965 0.9974 0.9981 0.9987 0.9990 0.9993 0.9995 0.9997 0.9998 0.9998 0.9999 0.9999 1.0000 0.5040 0.5438 0.5832 0.6217 0.6591 0.6950 0.7291 0.7611 0.7910 0.8186 0.8438 0.8665 0.8869 0.9049 0.9207 0.9345 0.9463 0.9564 0.9649 0.9719 0.9778 0.9826 0.9864 0.9896 0.9920 0.9940 0.9955 0.9966 0.9975 0.9982 0.9987 0.9991 0.9993 0.9995 0.9997 0.9998 0.9998 0.9999 0.9999 1.0000 0.5080 0.5478 0.5871 0.6255 0.6628 0.6985 0.7324 0.7642 0.7939 0.8212 0.8461 0.8686 0.8888 0.9066 0.9222 0.9357 0.9474 0.9573 0.9656 0.9726 0.9783 0.9830 0.9868 0.9898 0.9922 0.9941 0.9956 0.9967 0.9976 0.9982 0.9987 0.9991 0.9994 0.9995 0.9997 0.9998 0.9999 0.9999 0.9999 1.0000 0.5120 0.5517 0.5910 0.6293 0.6664 0.7019 0.7357 0.7673 0.7967 0.8238 0.8485 0.8708 0.8907 0.9082 0.9236 0.9370 0.9484 0.9582 0.9664 0.9732 0.9788 0.9834 0.9871 0.9901 0.9925 0.9943 0.9957 0.9968 0.9977 0.9983 0.9988 0.9991 0.9994 0.9996 0.9997 0.9998 0.9999 0.9999 0.9999 1.0000 0.5160 0.5557 0.5948 0.6331 0.6700 0.7054 0.7389 0.7704 0.7995 0.8264 0.8508 0.8729 0.8925 0.9099 0.9251 0.9382 0.9495 0.9591 0.9671 0.9738 0.9793 0.9838 0.9875 0.9904 0.9927 0.9945 0.9959 0.9969 0.9977 0.9984 0.9988 0.9992 0.9994 0.9996 0.9997 0.9998 0.9999 0.9999 0.9999 1.0000 0.5199 0.5596 0.5987 0.6368 0.6736 0.7088 0.7422 0.7734 0.8023 0.8289 0.8531 0.8749 0.8944 0.9115 0.9265 0.9394 0.9505 0.9599 0.9678 0.9744 0.9798 0.9842 0.9878 0.9906 0.9929 0.9946 0.9960 0.9970 0.9978 0.9984 0.9989 0.9992 0.9994 0.9996 0.9997 0.9998 0.9999 0.9999 0.9999 1.0000 0.5239 0.5636 0.6026 0.6406 0.6772 0.7123 0.7454 0.7764 0.8051 0.8315 0.8554 0.8770 0.8962 0.9131 0.9279 0.9406 0.9515 0.9608 0.9686 0.9750 0.9803 0.9846 0.9881 0.9909 0.9931 0.9948 0.9961 0.9971 0.9979 0.9985 0.9989 0.9992 0.9994 0.9996 0.9997 0.9998 0.9999 0.9999 0.9999 1.0000 0.5279 0.5675 0.6064 0.6443 0.6808 0.7157 0.7486 0.7794 0.8078 0.8340 0.8577 0.8790 0.8980 0.9147 0.9292 0.9418 0.9525 0.9616 0.9693 0.9756 0.9808 0.9850 0.9884 0.9911 0.9932 0.9949 0.9962 0.9972 0.9979 0.9985 0.9989 0.9992 0.9995 0.9996 0.9997 0.9998 0.9999 0.9999 0.9999 1.0000 0.5319 0.5714 0.6103 0.6480 0.6844 0.7190 0.7517 0.7823 0.8106 0.8365 0.8599 0.8810 0.8997 0.9162 0.9306 0.9429 0.9535 0.9625 0.9699 0.9761 0.9812 0.9854 0.9887 0.9913 0.9934 0.9951 0.9963 0.9973 0.9980 0.9986 0.9990 0.9993 0.9995 0.9996 0.9997 0.9998 0.9999 0.9999 0.9999 1.0000 0.5359 0.5753 0.6141 0.6517 0.6879 0.7224 0.7549 0.7852 0.8133 0.8389 0.8621 0.8830 0.9015 0.9177 0.9319 0.9441 0.9545 0.9633 0.9706 0.9767 0.9817 0.9857 0.9890 0.9916 0.9936 0.9952 0.9964 0.9974 0.9981 0.9986 0.9990 0.9993 0.9995 0.9997 0.9998 0.9998 0.9999 0.9999 0.9999 1.0000 00 01 02 03 04 05 06 07 08 09 Trang 14 / 14