Bảng từ vựng tiếng anh tài chính ngân hàng

No Headword Part of speec h Transcription Meaning Example Collocation/Idiom/ Phrase Word family 1 Abolish v ‘əbɒlɪʃ to officially end a law, a system or an institution thủ tiêu, bãi bỏ, hủy bỏ This tax should be abolished. Abolition (n) the ending of a law, a system or an institution Abolitionist (n) a person who is in favour of the abolition of sth 2 Authority n ɔ:’θɒrəti 1. the power to give orders to people quyền lực 2. authority (to do sth) the power or right to do sth 3.official permission to do sth. 4. the people or an organization who have the power to make decisions or who have a particular area of responsibility in a country or region. Người hoặc tổ chức có quyền ra lệnh, nhà chức trách, nhà cầm quyền 5. the power to influence people because they respect your knowledge or official position. 6. authority (on sth) a person with special knowledge Chuyên gia 1.in a position of authority 2. Only the manager has the authority to sign cheques. 3. It was done without the principal’s authority. 4. The health authorities are investigating the problem. 5. He spoke with authority on the topic. 6. She’s an authority on criminal law. 1.have authority over in authority (= have a position of power) 3. under the authority of 5. with authority have sth on good authority to be able to believe sth because you trust the person who gave you the information authorization (authorisation) (n) 1.official permission or power to do sth; the act of giving permission: 2.a document that gives sb official permission to do sth authorize ( v) to give official permission for sth, or for sb to do sth 3 Bond n bɒnd 1. a legal agreement by which a bank lends you money to 1. high grade bond chứng khoán cấp hạng cao buy a house, etc. which you pay back over many years; the sum of money that is lent Chứng khoán 2. an agreement by a government or a company to pay you interest on the money you have lent; a document containing this agreement công trái 2. defence bond công trái quốc phòng installment bond công trái trả làm nhiều kỳ 4 Building society n 1.(chứng khoán) Hiệp hội nhà ở 2. (Kinh tế )công ty nhà building-society interest tiền lãi trả cho công ty nhà 5 Capital n ‘kæpɪtl 1.[sing] a large amount of money that is invested or is used to start a business (Vốn) 2. wealth or property that is owned by a business or a person (tư bản) 1.to set up a business with a starting capital of £100 0003. 2. capital assets capital expenditure (= money that an organization spends on buildings, equipment, etc.) floating (working) capital vốn luân chuyển, vốn lưu động fixed capital tư bản bất biến, vốn cố định dead capital vốn ứ đọng capital expenditure chi phí xây dựng, mua sắm trang thiết bị 6 Commercial bank n Ngân hàng thương mại 7 Conglomerate n kɘn’glɒmərət a large company formed by joining together different firms tập đoàn a media conglomerate conglomeration (n) 1.a ~ (of sth) (formal) a mixture of different things that are found all together 2.the process of forming a conglomerate or the state of being a conglomerate 8 Deposit N v dɪ’pɒzɪt (n)1.a ~ (on sth) a sum of money that is given as the first part of a larger payment (tiền đặt cọc) 2. a sum of money that is paid by sb when they rent sth and that is returned to them if they do not lose or damage the thing they are renting 3.a sum of money that is paid into a bank account. (tiền gửi ngân hàng) (v) 1.to put money into a bank account (gửi tiền vào ngân hàng) 2. to pay a sum of money as the first part of a larger payment; to pay a sum of money that you will get back if you return in good condition sth that you have rented (đặt cọc) 1. We’ve put down a 5% deposit on the house. They normally ask you to pay £100 (as a) deposit. 2. to pay a deposit 3. Deposits can be made at any branch (Verb) 1. Millions were deposited in Swiss bank accounts. bank deposit tiền gửi ngân hàng bank of deposit/ deposit bank ngân hàng tiền gửi breach a deposit/loan hoàn trả sớm tiền gửi/ tiền vay, rút tiền gửi trước kỳ hạn, cheque deposit tiền gửi chi phiếu credit deposit số dư tiền gửi deposit account tài khoản tiền gửi có kỳ hạn, tiền gửi có kỳ hạn deposit book sổ tiền gửi depositor (noun) a person who puts money in a bank account 9 Deregulate v di:’regjuleɪt [often passive] to free a trade, a business activity, etc. from rules and controls bãi bỏ quy định deregulated financial markets deregulation (n) deregulatory (adj) [only before noun] 10 Investment bank (NAmE) = Merchant bank (BrE) n a bank that deals with large businesses Ngân hàng thương mại bán buôn 11 Merger n ‘mɜ: ʤǝ(r) the act of joining two or more organizations or businesses a merger between the two banks merger (between / of A and B) | merger (with into one hợp nhất our proposed merger with the university sth) 12 Mortgage N, v ‘mɔ:gɪʤ (n) a legal agreement by which a bank or similar organization lends you money to buy a house, etc., and you pay the money back over a particular number of years; the sum of money that you borrow (v) to give a bank, etc. the legal right to own your house, land, etc. if you do not pay the money back that you have borrowed from the bank to buy the house or land. thế chấp, cầm cố 1.mortgage rates (= of interest) a mortgage on the house 2. He had to mortgage his house to pay his legal costs to apply for / take out / pay off a mortgage mortgagee(n) a person or an organization that lends money to people to buy houses, etc. mortgagor (n) a person who borrows money from a bank or a similar organization to buy a house, etc. 13 Pension N, v ‘penʃn (n)an amount of money paid regularly by a government or company to sb who is considered to be too old or too ill / sick to work Tiền trợ cấp, lương hưu (v) trợ cấp to receive an old-age / a retirement pension a disability / widow’s pension a state pension to live on a pension to take out a personal / private pension a pension fund pension sb 'off [usu passive] to allow or force sb to retire and to pay them a pension Pensionable (adj) giving sb the right to receive a pension pensioner (n) pension plan /pension scheme/ retirement plan (n) 14 Repeal v rɪ’pi:l if a government or other group or person with authority repeals a law, that Repeal (n) law is no longer valid bãi bỏ, hủy bỏ 15 Retail bank n ngân hàng mạng lưới, ngân hàng tồn khoản 16 Share n ʃeə(r) any of the units of equal value into which a company is divided and sold to raise money. People who own shares receive part of the company’s profits cổ phần shares in British Telecom a fall in share prices share (in sth) 17 stock n stɒk 1. the value of the shares in a company that have been sold cổ phiếu 2. a share that sb has bought in a company or business 3. money that is lent to a government at a fixed rate of interest; an official document that gives details of this công trái 2. stock prices, stocks and shares 3. government stock 18 Takeover n ‘teɪkəʊvə(r) 1.an act of taking control of a company by buying most of its shares 2.an act of taking control of a country, an area or a political organization by force sự tiếp quản, giành quyền kiểm soát 1. a takeover bid for the company takeover and merger thôn tính và hợp nhất Take over (v) 19 Underwrite v ʌndə’raɪt 1.to accept financial responsibility for an activity so that you will pay for special costs or for losses it may make 2.to accept responsibility for Underwriter (n) 1.a person or organization that underwrites insurance policies, an insurance policy so that you will pay money in case loss or damage happens (bảo hiểm, đảm bảo) 3.to agree to buy shares that are not bought by the public when new shares are offered for sale (bao tiêu cổ phiếu) especially for ships 2.a person whose job is to estimate the risks involved in a particular activity and decide how much sb must pay for insurance 20 Universal bank n = international financial conglomerate Ngân hàng đa năng No Headword Phrase Part of speech Transcription Meaning Example Collocation/Idio m/ Phrase Word family 1 Affluent adj having a lot of money and a good standard of living SYN prosperous, wealthy Giàu có, thịnh vượng affluent Western countries a very affluent neighborhood affluence (n) 2 Bank Giro credit Tín dụng chuyển khoản ngân hàng 3 Bearer cheque n a cheque which can be encashed across the counter of the bank branch on which it is issued and no need of depositing it into account. Séc vô danh 4 Bounce a cheque v customers write a cheque for more money than they have in their account ký phát séc quá số dư tài khoản 5 breed n a type of person một loại người Players as skillful as this are a rare breed. be a breed apart= Special, different from other Breed (v) 6 Bring along peace of mind do not have to worry không phải lo lắng 7 Counterfoil n the part of a cheque, ticket, etc. that you keep when you give the other part to sb else SYN stub (cuống) dividend counterfoil cuống cổ tức 8 Default v 1.default (on sth) to fail to do sth that you legally have to do, especially by not paying a debt (bỏ cuộc, vỡ nợ) 2.default (to sth) (especially computing) to 1. to default on a loan / debt 1.default (on sth) 2.default (to sth) Default (n) defaulter (n) happen when you do not make any other choice or change (ngầm định) 9 Denomination n a unit of value, especially of money (mệnh giá) coins and banknotes of various denominations Denominate (v) 10 Direct debit n a financial transaction in which one person withdraws funds from another person's bank account (nợ ghi trực tiếp) 11 Entry n an item, for example a piece of information, that is written or printed in a dictionary, an account book, a diary, etc bút toán Single entry = bút toán đơn Double entry= bút toán kép entry (in sth) 12 Expense n the money that you spend on sth (Chi tiêu) at sb’s expense= paid for by sb at the expense of sb/sth= with loss or damage to sb/sth go to the Expend (v) Expensive (adj) expense of sth / of doing sth= to spend money on sth put sb to the expense of sth/of doing sth=make sb spend money on sth 13 Expire v (of a document, an agreement, etc.) to be no longer valid because the period of time for which it could be used has ended SYN run out Hết hạn When does your driving licence expire? expired (adj) expiration (n) 14 Exploit n 1.to use sth well in order to gain as much from it as possible 2. to develop or use sth for business or industry Khai thác 1. She fully exploits the humour of her role in the play. 2. countries exploiting the rainforests for hardwood 2. exploit sth (for sth) Exploiter (n) exploitation (n) exploitative (adj) exploration (n) 15 Fraudulence n intended to cheat sb, usually in order to make money illegally Fraudulent (adj) Fraudulently (adv) Fraud (n) sự lừa đảo fraudster (n) 16 Idle adj not in use Nhàn rỗi Idle Money= tiền nhàn rỗi the devil makes work for idle hands (saying) = people who do not have enough to do often start to do wrong idleness (n) idle (v) 17 Implementation n The act of making sth that has been officially decided start to happen or be used Thực thi the implementation of the new system Implement (v) 18 Incentive v encourage Thúc đẩy Incentive (n) 19 Initial v to mark or sign sth with your initials Ký nháy Please initial each page and sign in the space provided. Initial (n) 20 Lucrative adj producing a large amount of money; making a large profit có lãi lớn, sinh nhiều lợi nhuận a lucrative business / contract / market Lucratively (adv) Lucre (n) 21 Mandate n (formal) an official order given to sb to perform a particular task ủy nhiệm The bank had no mandate to honour the cheque. mandate (to do sth) payment-making mandate= ủy nhiệm chi Mandate (v) Mandated (adj) mandatory (n) [...]... of a business, property, etc Thanh lý deductions from your pay for tax tax deductions Deductive (adj) Deduct (v) Deductible (adj) Depreciate (v) Derive (v) Dispose (v) 44 45 EBIT= Earnings Before Interest & Tax EBIT Eligible dɪs’rʌpʃn The state of sth has difficulty in continuing in the normal way tình trạng trì trệ =Revenue-operating expenses Lãi từ hoạt động kinh doanh ‘elɪʤəbl 43 Disruption a person... cost n dɪ’spəʊzəl 42 Disposal n within 12 months Tài sản lưu động A liquidity ratio that measures a company's ability to pay short-term obligations =current assets/current liabilities tỷ lệ khả năng thanh toán To raise capital funds by borrowing Tài trợ nợ Any debt issued by a government or corporation that may be traded Chứng khoán nợ the process of taking an amount of sth, especially money, away from... provision n 32 credit rating n 33 Credit standing n 34 current asset >< fixed asset n ‘kredɪt prə’vɪƷn ‘kredɪt ‘reɪtɪŋ ‘kredɪt ‘stændɪŋ ‘kʌrənt ‘æset tools and analysis used to make these decisions Tài trợ doanh nghiệp Á system of different banks in different countries which have accounts with each other Hệ thống đại lý nước ngoài A type of accounting process that aims to capture a company's costs of production... easier to understand Có tính giải thích Factoring is a financial transaction whereby a business sells its accounts receivable (i.e., invoices) to a third party (called a factor) at a discount Mua nợ, bao thanh toán The estimated value of all assets and liabilities of an acquired company used to consolidate the financial statements of both companies Giá thị trường goods that have completed the manufacturing... Intangible Interest expense Interest income ɪn’kʌm ‘steɪtmənt A financial statement that measures a company's financial performance over a specific accounting period bản báo cáo kết quả hoạt động kinh doanh ɪn’tænʤəbl that does not exist as a physical thing but is still valuable to a company vô hình OPP Tangible Chi phí lãi n adj n n ɪn’tɜ:prɪt interpret Interval inventory =stock v ‘ɪntəvl n n Intangible... in which a bank, a business, etc records the money it has paid and received Sổ cái the amount of money that a person or company owes nợ phải trả The ability to convert an asset to cash quickly Tính thanh khoản Funds for loans Tiền để cho vay the people who run and control a business or similar organization Hội đồng quản trị collateral that the holder of a financial to give somebody an IOU for 500 dollars... phòng A company that has issued securities through an initial public offering (IPO) and is traded on at least one stock exchange or in the over the counter market Công ty cổ phần hữu hạn, công ty quốc doanh to purchase, on a promise, in fact or in law, to make payment at a future day Mua chịu OPP sell on credit An indicator of a company's short-term liquidity = (Current Assets - Inventories) / 1 We’re... rɪ’zɜ:v rɪ’kwaɪəmənt n rɪ’teɪnd ‘ɜ:nɪŋ retained earnings n reverse repurchase agreement n ROA n ROE n PHẦN 1 safe n rɪ’zɜ:v rɪ’‘pɜtʃəs ə’gri:mənt -deposit box seɪf dɪ’pɒzɪt bɒks Current Liabilities Hệ số nhanh A company assessing a business’s creditworthiness and credit status Công ty đánh giá tín dụng An accounting process used to compare two sets of records to ensure the figures are in agreement and are... trademark n ‘treƷəri bɪl Treasury bill = T-bill n unit-linked adj Venture n verify v ‘ju:nɪt lɪŋk ‘ventʃər ‘verɪfaɪ két sắt A firm's total assets minus its total liabilities vốn cổ đông =new business Doanh nghiệp mới A very large loan arranged by several banks Khoản vay đồng tài trợ done according to a system or plan, in a thorough, efficient or determined way có hệ thống OPP unsystematic Tiền bán hàng . renting 3.a sum of money that is paid into a bank account. (tiền gửi ngân hàng) (v) 1.to put money into a bank account (gửi tiền vào ngân hàng) 2. to pay a sum of money as the first part of a larger. branch (Verb) 1. Millions were deposited in Swiss bank accounts. bank deposit tiền gửi ngân hàng bank of deposit/ deposit bank ngân hàng tiền gửi breach a deposit/loan hoàn trả sớm tiền gửi/ tiền vay,. repeals a law, that Repeal (n) law is no longer valid bãi bỏ, hủy bỏ 15 Retail bank n ngân hàng mạng lưới, ngân hàng tồn khoản 16 Share n ʃeə(r) any of the units of equal value into which a