Đang tải... (xem toàn văn)
Unit 2 Five Tips For Your Financial Future 2 LEAD IN CONNECT to the TOPIC LEAD IN MONEY A B C D G H E F LEAD IN – match the word in pairs Column A Column B a nickel a dime a quarter a buck a quid a fi.
Unit Five Tips For Your Financial Future LEAD-IN CONNECT to the TOPIC LEAD IN - MONEY C E H F G A D B LEAD- IN – match the word in pairs Column A a nickel a dime a quarter a buck a quid a fiver a tenner a grand Column B a cents b £5 c £1,000 d 10 cents e £10 f 25 cents g £ h $1 ANSWERS a nickel = cents (US) a dime = 10 cents (US) a quarter = 25 cents (US) a buck = $1 (US) a quid = £ (UK) a fiver = £5 (UK) a tenner = £10 (UK) a grand = £1,000 (UK) = $1000 (US) Lead in – WHAT VERBS CAN COME with MONEY LEND OBTAIN WIN SAVE BORROW DONATE MONEY SPEND TRANSFER EARN INVEST PROVIDE WASTE MAKE LOSE Amount of money available of needed for a specific use A salary B budget C pension D loan An amount of money that a person, business, or country borrows, especially from a bank A loan B fund C budget D deposit Topic: financial strategies Introduction: -Think about your hopes and dreams: have a secure (safe) comfortable travel lifestyle buy house provide wealth for children get married require money => All ……………………………………………………… Topic: financial strategies Five financial strategies: Get a college degree - Big ………………………………………………………………… investment (time, money) - In the future: ……………………………………………………… will pay off -> future income - Some statistics: ………………………………………………………………………… Bachelor’s -> earn twice as much $ as sb with high school ………………………………………………………………………… education ($2.1 mil vs $1.2 mil) Be careful with credit cards - In the U.S, ……………………………………………………………………… financial Topic: - Credit is OK if ……………………………., have to think about strategies ……………… average credit card debt = - Ex: ……………………………………………………………………………… $8000 you’re interes ……………………………………………………………………………… buy newcareful computer on credit card ($1000), t 3…………………………………………………………… interest = 22% -> $220 of interest/ year - Establish Prepare for emergencies ………………………………………………………………………… - Regularly emergency account deposit before bills, movie, ………………………………………………………………………… etc Topic: Invest money financial strategies - Start ………………………………………………………………………………… small, see money grow - Don’t like taking risks:put money in low-risk fund …………………………………………………………… hire professional, read (books, websites) - Want help: ………………………………………………………………………… Save for retirement …………………………………… early with small amount + from your first job - Start ……………………………………………………………………………… Conclusion: Financial security = personal security ………………………………………………………………………………………… Use the note to answer questions 35 Choose the best answer use your notes Getting a college degree is A the first step toward financial security B a big investment C both a and b On average, a person with a college degree makes in a lifetime A $2.1 million B $2.5 million C $1 million We should be careful with credit cards because A they will make us financially secure B we can buy something and never pay for it C we will have to pay interest Choose the best answer use your notes We can pay for unexpected events by A regularly putting money into an emergency account B going out to eat or to a movie C both a and b If you don’t like risk, you should A spend all of your money B put money in a low-risk fund credit cards C use Retirement is something we should think about A now B when we’re in our sixties C only if we have extra money “We all know that happiness doesn’t depend upon money” means that: A money is not necessary in life B we cannot be happy without money C if we don’t have a lot of money, we can still be happy 38 FOLLOWUP DISCUSSIO N Discuss with your partner the following questions ●Based on strategies lecture, the given how financial in the financially secure would you say you are? ●Which financial strategy you find the most helpful? LISTENING STRATEGY 40 Here are some examples of how the big picture of a lecture is introduced Use the given words to complete the sentences that follow example compare cover reasons look causes look First we’ll (1)………………at some new trends in advertising and then we’ll discuss the reasons cover I’m going to (2) ………………different aspects of business ethics and then… We’ll discuss a few (3) ……………… examplesof innovation in business I want to discuss the (4) ……………… causes leading to the problem of … What I want to is (5)compare ……………males and females when it comes to spending money reasons for changes in work habit in America We’ll look at several (6) ……………… Read the introduction from a lecture on global brands Then: - circle the pic picture of the lecture - Underline the big picture language topic Hi there, everyone It’s nine o’clock, so let’s go ahead and get started What I want to talk about this morning is the history of global brands Now, why I want to talk about the history of global brands? Shouldn’t we be talking about the future? Maybe, but in business, we can’t understand the future until we understand the past… All right I want to discuss the causes of the failure of some companies who have tried to business – Novelties and other companies that are no longer around big picture Listen to the introduction of two different lectures Listen for the topic and the big picture lecture language Introduction Big picture: Several ways that Levis has expanded globally …………………………………………………………………………… Today I’m going to look at Big picture lecture language: …………………………………………………… Introduction compare the business plans of Lindt Chocolate What I want to today is Big picture: …………………………………………………………………………… Big picture lecture language: …………………………………………………… 44 FURTHE R PRACTIC E FURTHER PRACTICE You will hear part of a lecture, given by an economist, about North American women's attitude to money and saving Write NO MORE THAN THREE WORDS AND/ OR A NUMBER for each answer politics 1) Bernard Shaw, men are supposed to understand economics and finance learn 2) However, women are more prepared to about them (their) children’s 3) Women tend to save for and a house a car education 4) Men tend to save for and for retirement nursing when they are old 5) Women who are left alone may have to pay for care 45 Saving for the future Research indicates that many women only think about their financial future when a crisis occurs This is the worst time to make decisions It is best for women to start (6) early A good way for women to thinking about pensions when they are in their (7) twenties develop their (8) confiden in dealing with financial affairs would be to attend classes in money t (9) When investing in stocks and shares, it is suggested that womenmanagement should put a high proportion of their savings in (10)low-risk In such investment ways, women can have a comfortable, independent retirement ... for and a house a car education 4) Men tend to save for and for retirement nursing when they are old 5) Women who are left alone may have to pay for care 45 Saving for the future. .. Topic: financial strategies ? ?Five financial strategies: Get a college degree - Big ………………………………………………………………… investment (time, money) - In the future: ……………………………………………………… will pay off -> future. .. happy 38 FOLLOWUP DISCUSSIO N Discuss with your partner the following questions ●Based on strategies lecture, the given how financial in the financially secure would you say you are? ●Which financial