I- Restaurant
HOAĐN THIÏƠN CÚ SÚÊ PHAÂP LYÂ CHO HOAƠT ĂÖƠNG THANH TOAÂN
thađnh phöị, Ngín hađng Cöng thûúng triïín khai túâi 44 chi nhaânh taơi 17 tónh, thađnh phöị. Dõch vuơ thanh toaân qua ngín hađng tiïịp tuơc phaât triïín maơnh, ăùơc biïơt lađ caâc dõch vuơ thanh toaân coâ ûâng duơng cöng nghïơ cao. Dõch vuơ thanh toaân theê ATM ăaô ặúơc triïín khai taơi 25 ngín hađng vúâi khoaêng 4.300 maây ATM, 23.000 ăiïím chíịp nhíơn theê vađ khoaêng 8,3 triïơu theê ặúơc phaât hađnh. Nhiïìu ngín hađng phaât hađnh caâc loaơi theê coâ ăöơ baêo míơt cao vađ cung cíịp nhiïìu tiïơn ñch ăi keđm cho khaâch hađng. Tuy nhiïn, sûơ thiïịu liïn kïịt giûôa caâc ngín hađng trong dõch vuơ nađy ăaô taơo khöng ñt phiïìn hađ cho ngûúđi sûê duơng. Ăïí thuâc ăííy dõch vuơ thanh toaân theê phaât triïín hiïơu quaê hún, Thöịng ăöịc NHNN ăaô ra Quýịt ắnh söị 3113/QĂ- NHNN ngađy 31/12/2007 ban hađnh Ăïì aân xíy dûơng Trung tím chuýín maơch theê thöịng nhíịt. Theo Ăïì aân, Cöng ty Cöí phíìn chuýín maơch tađi chñnh quöịc gia Viïơt Nam (Banknetvn) ặúơc lûơa choơn ăïí phaât triïín thađnh trung tím chuýín maơch theê thöịng nhíịt. Cuöịi nùm 2007, 2 liïn minh theê lúân nhíịt lađ Banknetvn vađ Smartlink ăaô kyâ thoaê thuíơn kïịt nöịi maơng lûúâi thanh toaân thöịng nhíịt trïn toađn quöịc.
cities and provinces by the Vietnam Bank for Industry and Trade.
The payment service through bank was on the impe- tus of powerful growth, especially high-tech payment services. ATM payment service has been introduced at 25 banks with nearly 4,300 ATMs, 23,000 points of sale and about 8.3 million ATM cards were issued. Many banks have issued high security cards accom- panied with numerous convenient services for cus- tomers. Nevertheless, the lack of association between banks in card service caused quite a few discomforts to users. In order to promote card pay- ment service, the Governor of the State Bank issued Decision No. 3113/QD-NHNN dated December 31st 2007 on the promulgation of the Development Plan of Unified Card Switching Center. Under this Plan, the Vietnam National Financial Switching Joint Stock Company (Banknetvn) was chosen as the core unit to be turned into a Unified Card Payment Switching Network. At the end of 2007, two largest card alliances namely Banknetvn and Smartlink signed the agreement on interconnection of the united national payment network.
OPERATIONS OF THE STATE BANK OF VIETNAM
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Circular No.01/2007/TT-NHNN dated 7 March 2007 guiding the implementation of Articles 4 and 7 of Decree No. 161 dated 28 December 2006 of the Government
regulating cash payments.
- Decision No. 20/2007/QĂ-NHNN dated 15 May 2007 issuing the Regulation on issuance, usage, payment, and providing supporting service for bank cards; Decision No. 32/2007/QĂ-NHNN dated 3 July 2007 on balance credit line for anonymous prepaid cards and Decision No. 38/2007/QĂ-NHNN dated 30 October 2007 issuing the Regulation on issuing, using and managing codes for card issuing institutions.
- Decision No. 48/2007/QĂ-NHNN dated 26 December 2007 issuing the Regulation on collecting payment fees via payment service institutional providers and Decision No. 50/2007/QĂ- NHNN dated 28 December 2007 issuing levels of fees collected for payment services via payment service institutional providers.
- Decision No. 3113/QĂ-NHNN dated 31 December 2007 approving the Sub-Plan to develop a Unified Switching Center as part of Non-cash Payment Plan for the 2006-2010 period and vision to 2020 approved according to the Decision No. 291/2006/QĂ-TTg of the Prime Minister dated 29 December 2006.
- Directive 05/2007/CT-NHNN dated 11 October 2007 on the salary payment through account to those who receive salary from the State budget in accordance with Directive 20/2007/CT-TTg of the
Prime Minister dated 24 August 2007.