I- Restaurant
Thõ trûúđng ngoaơi tïơ liïn ngín hađng
Nùm 2007, thõ trûúđng ngoaơi tïơ liïn ngín hađng tiïịp tuơc phaât triïín maơnh vïì quy mö thõ trûúđng vađ doanh söị giao dõch thõ trûúđng tùng cao. Doanh söị giao dõch giûôa caâc ngín hađng tùng khoaêng 113% so vúâi nùm 2006, trong ăoâ doanh söị giao dõch giao ngay tùng 125%, doanh söị giao dõch kyđ haơn vađ giao dõch hoaân ăöíi tùng 30%, caâc NHTM ăaô sûê duơng nhiïìu caâc nghiïơp vuơ giao dõch ăïí phođng ngûđa ruêi ro trong kinh doanh ngoaơi höịi. Thõ trûúđng ngoaơi tïơ liïn ngín hađng coâ 65 ngín hađng thađnh viïn tham gia. Nhiïìu ngín hađng tñch cûơc tham gia ăaô taơo thïm sûơ söi ăöơng cuêa thõ trûúđng.
Trong nùm 2007, vúâi vai trođ can thiïơp cuöịi cuđng
mid-May to November 2007, VND mobilizing annual interest rates decreased by about 0.1%-0.2% as credit institutions had surplus in their liquidity during this period. From mid- November to the end of 2007, VND mobilizing interest rates increased in some JSCBs, but yet to affect the general level of interest rates thanks to the stable interest rates offered by the SOCBs that accounted for 60% of the mar- ket.
USD interest rates: in the first half of 2007, USD internet rates increased as some com- mercial banks issued valuable papers at annu- al interest rates of 0.05%-0.45% higher than those of the same term deposits and adjusted interest rates paid on legal entities' USD demand deposits equal to those of saving deposits. From July 2007, many JSCBs raised USD deposit interest rates by 0.05%-0.15% annually to increase USD mobilization in order to meet the increasing needs for foreign cur- rency loans. However, in August 2007, some commercial banks having interest rates com- paratively higher than the general level slightly adjusted downwardly their annual rates by 0.1%. Generally, interest rates stayed at 4.2%- 4.6%, 4.5%-4.8%, and 4.85%-5.1% p.a. for the 3-, 6- and 12-month USD deposits, respective- ly; and at about 11.48%-13.8% and 11.8%- 16.2% p.a. for short-term and medium- and long-term loans, respectively.