I- Hađng ùn vađ dõch vuơ ùn uöịng
Kiïím soaât tùng trûúêng vađ chíịt lûúơng tñn duơng
lûúơng tñn duơng
Muơc tiïu ăùơt ra trong ăiïìu hađnh hoaơt ăöơng tñn duơng nùm 2008 lađ nhùìm kiïím soaât töịc ăöơ tùng trûúêng tñn duơng phuđ húơp vúâi ýu cíìu kiïím soaât töịc ăöơ tùng TPTTT ăïí kiïìm chïị laơm phaât, ăöìng thúđi ăaêm baêo khaê nùng thanh toaân vađ tíơp trung ăaâp ûâng caâc nhu cíìu vöịn cho caâc lônh vûơc phaât triïín kinh tïị bïìn vûông, ăaêm baêo an toađn vađ hiïơu quaê cho hoaơt ăöơng cuêa caâc TCTD. Theo ăoâ, NHNN ăaô thûơc hiïơn caâc biïơn phaâp cuơ thïí nhû:
Theo doôi chùơt cheô hoaơt ăöơng cho vay ăíìu tû vađ kinh doanh bíịt ăöơng saên vađ chûâng khoaân, quy ắnh chùơt cheô vïì ăiïìu kiïơn cho vay vađ khöịng chïị dû núơ cho vay, chiïịt khíịu giíịy túđ coâ giaâ ăïí ăíìu tû, kinh doanh chûâng khoaân khöng ặúơc vûúơt quaâ 20% vöịn ăiïìu
sequently to 6%, 11% and 13%, and yearly overnight rate for electronic interbank market from 10.8% to 15%. SBV specified the mobi- lization cap of 12% for the period from February 16, 2008. Since May 19 2008, the SBV managed base interest rate in line with the Decision No 16/2008/QĂ-NHNN on regula- tory mechanism of VND base interest rate. Accordingly, maximum VND mobilizing and lending interest rate will be equalled to 150% of the base interest rate. In the year-end months, in order to mitigate negative impact of the global financial and economic crisis and to stabilize the macroeconomic situation, the SBV decided to lower key rates such as: the yearly base interest rate from 14%/year sequently to 13%, 12%, 11%, 10% and 8.5%; yearly refi- nancing rate went from 15% sequently to 14%, 13%, 12%, 11% and 9.5%; yearly discount rate went from 13% sequently to 12%, 11%, 10%, 9% and 7.5%.