© Copyright Envision SBS. 2004. All rights reserved. Protected by the copyright laws of the United States & Canada and by international treaties. IT IS ILLEGAL AND STRICTLY PROHIBITED TO DISTRIBUTE, PUBLISH, OFFER FOR SALE, LICENSE OR SUBLICENSE, GIVE OR DISCLOSE TO ANY OTHER PARTY, THIS PRODUCT IN HARD COPY OR DIGITAL FORM. ALL OFFENDERS WILL BE SUED IN A COURT OF LAW. May 28, 2004 Contact Name Address Address2 City, State/Province Zip/Postal Code OBJECT: DENIAL OF CREDIT Dear [CONTACT NAME], After careful consideration of your request for a [NAME OF ACCOUNT APPLIED FOR], we must regretfully advise you that we are unable to accommodate you at this time. The decision to deny this credit is based on information contained in a credit report obtained from [COMPANY CREDIT REPORT OBTAINED FROM]. You are entitled to receive a free copy of this report by [ADDRESS]. We are sorry for the inconvenience it may cause you. Please feel free to reapply after having corrected what is mentionned on your credit report Sincerely, Your name Your title (800) 123-4567 youremail@yourcompany.com . FORM. ALL OFFENDERS WILL BE SUED IN A COURT OF LAW. May 28, 2004 Contact Name Address Address2 City, State/Province Zip/Postal Code OBJECT: DENIAL OF CREDIT Dear. time. The decision to deny this credit is based on information contained in a credit report obtained from [COMPANY CREDIT REPORT OBTAINED FROM]. You