M.C 10 - MLH 6

UNIT 14. BANKS AND BANKING TEST 1 I. Choose the word which is pronounced differently from the others. 1. a. deposit b. credit c. pocket d. decide 2. a. loan b. home c. borrow d. deposit 3. a. borrow b. not c. pocket d. work 4. a. community b. company c. money d. brother 5. a. lend b. send c. open d. chjque II. Choose the right word or phrase that best completes the sentence. 6. The money of a depositor is credited ____ his account. a. to b. with c. at d. of 7. People save money in banks _____ future use. a. about b. of c. for d. in 8. An account _____ the money adepositor has in bank. a. saves b. keeps c. counts d. records 9. The depotsitor can _____ his money. a. withdraw b. draw c. take d. take off 10.Every company wish it had sever registers _____ 11. 12.The bank has two ____ to a depositor. a. plans b. responsibilities c. duties d. roles 13.Banks in the United Kingdom______at 9.30 a.m. a.close b.serve c.open d.are on duty 14.He_____some of his money in a bank for safe-keeping. a.lets b.puts c.sends d.deposits 15.Banks in the United Kingdom don’t close at______. a.night b.lunchtime c.lunch d.evening 16.People are carrying____cheque cards and credit cards nowadays. a.more and more b.much .many d.few III. Find the one choice that best completes the sentence. 17.You may but money in a small coin bank, _____ to keep it safe. a.such as a piggy bank b.such a piggy bank c.as a piggy bank d.like a piggy bank 18.Since ancient times, silver _____ to human beings. a.is known b.is being known c.has been knowing d.has been known 19.He went to the bank______. a.for keeping his money b.to deposit his money c.to keep his money d.for depositing his money 20.Farming helps him a lot in bringing _____ his children and making a fortune. a.about b.in c.of d.up 21.______ is very helpful in our everyday business. a.Banks b.Banking c.Bankers d.Bank 22. 21.Why don’t we_____for a swim? a.go b.enjoy c.wait d.take 23.Cars are not the_____means of transport in the world. a.safe b.safety c.safest d.safely 24.Look at the man who is borrowing a book_____the librarian. a.of b.at c.from d.in 25.We are going to_____student’s fair in our school. a.organization b.organizers c.organizing d.organize 26.Do you go to the bank to deposit your money as you______? a.are advised b.advised c.be advised d.advising IV. Choose the words or phrases that are not correct in standard English. 27. We study hard to want to get high grade. a b c d 28. I went to see him so that to see what had happened a b c d 29. Peter ran quick so as to catch the bus a b c d 30. Mr.Brown rode to the post office for the stamps. a b c d 31. He goes to bed early so that to get up early the next morning. a b c d 32. She wore warm clothes so as to catch cold. a b c d 33. The thief wore dark glasses and a false beard in order that not to be. a b c recognized d 34. My sister opens a saving account in a local bank. a b c d 35. You can use a credit card to pay for your shopping instead of paying on cash. a b c d 36. Cashing a cheque mean exchanging for or converting a cheque ab into coin and note. c d V. Choose the word (a,b,c or d) that best fits each of the blank spaces In 1271,Marco Polo (36) _____ out on his first voyage together wih his father and his uncle.They(37) _____to a land which his father (38) _____ during his previous voyage.This land(39)_____by a great Emperor called Kublai Khan. It(40) _____ them four years to reach Cathay, the capital city of Mongol Emperor. The travelers (41). ______ a warm welcome. The Emperor liked and trusted Marco. He (42) ______ Marco on errands to other parts of Mongolian Empire. Marco was fond of (43) ______ down notes about the things and people he (44) ______ on his travels. He(45) ______ from each trip with valuable information for the Emperor.Marco lived in Cathay for many years before he returned home. 37.a.set b.sets c.setting d.hadset 38.a.are journeying b.have journeyed c.will journey d.journeyed 39.a.discovered b.has discovered c.had discovered d.discovers 40.a.rules b.ruled c.is ruled d.was ruled 41.a.cost b.had cost c.took d.has taken 42.a.was given b.were given c.has been given d.had been given 43.a.send b.sends c.sent d.is sending 44.a.write b.wrote c.writing d.written 45.a.saw b.was seeing c.has seen d.will see 46.a.returned b.returns c.has returned d.was returned VI. Read the following passage and choose the item (a,b,c or d) that best answers each of the questions about it If all countries had the same monetary units,a difficult problem of international trade would be solve .One country’s money is not usually good in another,however,and it is necessary to have a system for exchanging the currency of the buyer into that of the seller.Bankers handle this by doing what is called buying or selling foreign exchange. When an exporter sells his goods to a merchant in a foreign country, he makes out a bill of exchange for the merchandise.The bill of exchange looks like a common bank check.The exporter sends this bill to his bank and receives his money . Thus, the exporter receives payment in his own currency. The exporter’s bank sends the bill of exchange to its branch bank which nitifies the importer who pay the bill in his currency. The branch bank keeps his money and uses it to pay future bills of exchange presented by merchants in that country who have goods to export. 47.Money in one country is_____. a.the same at that in another b.different from that in another c.difficult to solve d.called foreign exchange 48.A difficult problem of international trade would be solve_____ a.if money were the same in every country b.if there were not banks c.if our country’s money were good d.if money were necessary 49.What does buying and selling foreign exchange refer to? a.currency b.buyers and sellers c.a system of money d.a system for exchanging the currency of the buyer into that of the seller 50.The exporter gives the bill of exchange to_____. a.the importer’s bank b.the exporter’s bank c.the branch bank d. the importing country 51. The importter pays _______. a.the branch bank b.the exporter c.the exporter’s bank d.his bank TEST2 I.Choose the word which is pronounced diffirently from the others 1. a.account b.country c.county d.doubt 2. a.save b.safe c.bank d.make 3. a.large b.man c.back d.carry 4. a.pay b.may c.part d.day 5. a.small b.call c.withdraw d.company II. Choose the right word or phrase that best completes the sentence. 6. ______ make it easier for us to pay bills and carry on business. a.Banking b.Bank services c.Checking accounts d.Banks 7. The money of a depositor is added to his_____. a.credit card b.savings account c.account d.deposit 8. Employers may______employees each week for his work. a.pay b.lend c.borrow d.wage 9. .A man may not spend all his_____in a day. a.payment b.pay c.expenditure d.income 10. It may be risky_____you to carry in your pocked a lot of money. a.to b.for c.of d.about 11. You should not carry much_____money in your pocket. a.unbought b.safe c.paper d.unspent 12. It may be dangerous for us_____money at home. a.at holding b.in keeping c.to hide d.of saving 13. At the moment_____is running at 20%. a.inflation b.subordination c.entry d.justification 14. Fruit is a(n)_____trade in Thailand. a.staple b.prudential c.prospective d.redundant 15. If we put our money in a bank we are called a_____ a.lender b.giver c.depositor d.saver III. Find the one choice that best completes the sentence 16. Banks provide services,_____,so that we can carry on our business more easily. a.as checking accounts b.such checking accounts c.such as checking accounts d.checking accounts 17. You can buy a lot of things, _____ ,with a credit card. a.clothes, groceries, and furniture, example b.as clothes, groceries,and furniture c.such clothes, groceries,and furniture d.such as clothes, groceries,and furniture 18. The bank receives money ______ a.so that it can keep the money safe b. so that you can keep the money safe c.in order to sell cheques. d.in order not to help community 19. _____ is a very important industry in this country because it has a long coast of 2,500 kilometers. a.swimming b.beach c.fishing d.sailing 20. Many bankers_____ more than one bank. a.are having b.have had c.has had d.have 21. _____first when we do manual work. a.safe b.safety c.safest d.safely 22. You can____ yourself some money if you take a bus. a.save b.use c.spend d.waste 23. He came to our class and_____the map of the world. a.borrow b.borrows c.was borrowing d.borrowed 24. Make a_____ in the bank if you want to keep your money safe. a.deposit (v) b.depositor c.deposited d.deposit(n) 25. Yesterday they _____ hunting in the forest nearby. a.got b.went c.had d.took IV. Choose the words or phrases that are not correct in standard English 26. If you buy something by credit you pay for it at a later time a b c d 27. A bank is a place of safeguarding or storage. a b c d 28. Abank clerk is the person you work with when you open savings a b c account or cash a cheque d 29. A person serving as an officer or owner of a bank is called a banking. a b c d 30. Drink too much alcohol is very bad for you. a b c d 31. He really enjoys listening his own voice. a b c d 32. What’s wrong with lieing in bed all day? a b c d 33. Her favorite sports are climb and skiing. a b c d 34. Learning languages is a hard work. a b c d 35. Mary hates to say goodbye when goes away. a b c d V. Choose the word (a,b,c or d) that best fits each of the blank spaces. An increasing number of people are now going on(36)_____to Egypt.Last year,for example,about one and a half million(37)_____ visited Egypt.The(38)______of Egypt is about fifty milion and the(39)_____is EIQahira (Cairo),a busy city of just under nine milion people.Although the(40)_____is hot and dry and most of the country is desert,the average(41)_____from October to March is not too high.The most(42)_____are the pyramids at Giza.However,it is also pleasant to(43)_____Alexandria,Port Said and several other places and do as much(44)____as possible in the time available.A(45)_____to Luxor is an unforgetable experience. 36. a.visit b.holiday c.trip d.excursion 37. a.tourists b.passengers c.voyagers d.explorers 38. a people b.citizenship c.nation d.population 39. a.town b.head c.state d.capital 40. a.temperature b.climate c.condition d.position 41. a.weather b.measurement c.temperature d.climate 42. a.famous b.known c.visited d.requested 43. a.search b.inspect c.examine d.visit 44. a.sightseeing b.looking c.inspecting d.viewing 45. a.picnic b.trip c.guide d.entertainment VI. Read the following passage and choose the item (a,b,c or d) that best answers each of the questions about it. One day a well-known singer was invited by a rich lady to her house. His name was Carney. He was asked to sing to the guests. But he was not invited to have dinner with them;dinner was order for him downstairs together with day lady’s servants…. He has a good dinner and after that he addressed the servants. “Well, now, my good friends,” he said, “I want to sing to you”. The servants were,of course,very glad and so he sang to them.There was no piano,but he sang for half an hour even without it. At ten o’clock the singer was asked to come upstairs to sing to the lady’s guest.Carney went there.All the guests were already waiting for him. “We are ready”, said the lady. “Ready for what”asked Carney. “For your songs” she answered. “But I sang only an hour ago and I can’t sing twice in the evening.” “It’s impossible!Where did you sing?”exclaimed the lady. “I sang downstairs and I’m sorry that you were not there,”said Carney. “But I invite you to sing to us here,not the servants downstairs!”exclaimed the lady. “But you know, I always have dinner with the company to which I sing”And with these words he left the house. 46. Carney was ______. a.a rich lady b.the lady’s guest c.a famous singer d.the lady’s servant 47. The singer had a good dinner with____. a.the rich lady b.the lady’s guests c.his good friends d.the lady’s servant 48. The servants were very happy when____ . a. they heard Carney sing b.they sang together c.the singer was asked to come upstairs d.the singer had a good dinner 49. The singer said that_____. a.he could sing for an hour b.he only sang to those he had dinner with c.he couldn’t sing in the evening d.he was sorry that he was not there 50. The word “company”used in the story means_____. a.business b.poor servants c.group of people d.lady’s guests TEST 3 I.Choose the word which is pronounced differently from the others. 1. a.special b.different c.weekend d.spend 2. a.such b.unspend c.number d.business 3. a.lunchtime b.but c.United d.shut 4. a.provide b.decide c.credit d.combine 5. a.ready b.easy c.each d.reach II. Choose the right word or phrase that best completes the sentence. 6. You may put money in a small coin ______. a.bank b.box c.pig d.bag 7. You put your money in a bank _____it safe. a.keep b.keeps c.to keep d.keeping 8. A bank sends your money _____work. a.off b.out off c.out to d.out 9. A bank receives money for_____ a.borrowing b.lending c.keeping d.safe-keeping 10. A bank____ loan to borrowers. a.made b.make c.has make d.makes 11. The bank will always pay_____with a number. a.cards b.credits c.cheques d.loans 12. The bank uses the money_____the community. a.in help b.to help c.helping d.helps 13. Your money is_____with that of others. a.combined b.used c.put d.withdrawn 14. The bank can make loan _____ individuals, organizations, goverments, and businessese. a.off b.to c.for d.with 15. Banks provide_____such as checking accounts. a.business b.banking c.service d.works III. Find the one choice that best completes the sentence 16. People can save money_______for future use. a.putting money in a bank b.for example putting money in a bank c.such as putting money in a bank d.like putting money in a bank 17. Nowadays,more and more people are using bank services, _____in their daily lives. a.cheques,cheque cards and credit cards b.with cheques,cheque cards and credit cards c.such as cheques,cheque cards and credit cards d.the same as cheques,cheque cards and credit cards 18. She locked the door_____. a.in order not to be broken into b.so that nobody could enter the house c.so to go bed d.so as not to enter the house 19. Every year they export a lot of _____ to other coutries in the world. a.fishery b.fish c.fishing d.instant fish 20. Regular____ will make one healthy and strong. a.walk b.walking c.walker d.walks 21. The plane arrived______ after a violent storm. a.safe b.safety c.safest d.safely 22. He went to the bank_____a large sum of money to invest in his brother’s business. a. to borrow b. borrow c. borrowing d. having borrowed 23. The United Nations______is an international one. a.organization b.organizes c.organizing d.organize 24. The Worker’s Club is _____ a seminer on safety. a.organization b.organizes c.organizing d.organize 25. His heavy drink_____makes him a poor role model. a.and gambling b.and the fact that he gambles c.and that he gambles d.and he gambles which IV. Choose the words or phrases that are not correct in standard English. 26. Some people say that forget is better than remembering A b c d 27. Looking animals can teach you a lot a b c d 28. What’s your job?-Hearing the phone and typing letters. a b c d 29. He is very good about telling jokes a b c d 30. Mary is busy to do her homework now. a b c d 31. He was angry with my come late. a b c d 32. There’s no point arguing with him about such a thing. a b c d 33. He hates to be made fun at. a b c d 34. Jackson was late because he was not well aware with the time. a b c d 35. Most of us think of sharks as danger,due to a lack of information a b c rather than fear. d V. Choose the word (a,b,c or d) that best fits each of the blank spaces. Since civilization began,gold has been regarded as a (36) ____ of power and wealth.In many societies gold was seen as a (37) _____ substance which could protect people (38) ______ illness and evil spirits.It is one material that has always been accepted in (39) _____ for goods or services. Mankind nevers seems to have enough gold and the search for it has driven men (40)______. The need to search for gold has been compared to (41) ______, and is called “gold fever”.In the Middle Ages, men called “alchemists”tried to manufacture gold (42) ______ other metals. The first gold (43) _____ was issued by King Cross of Lydia in the sixth century BC.Today gold still plays an important (44) _____ in the international monetary system.It is likely that gold will always be valued as (45) ______ against inflation.People can buy in the forms of bars, coins, and medals. 36. a.design b.sign c.symbol d.statue 37. a.magic b.magical c.wonders d.rare 38. a.to b.again c.from d.against 39. a.change b.changing c.place d.exchange 40. a.ill b.mad c.intelligent d.strong 41. a.richness b.flu c.disease d.illness 42. a.in b.to c.for d.from [...]... hours before his hardearned breakfast 46 The learn-while-you-sleep method is a.very popular now c.still in the laboratories b.popular in some countries d the best method of learning language 47 Compared with other methods of learning, the learn- while-you-sleep method is _ a.slower b.quicker c.very easy d.very tiring 48 How long does each lesson last? a.8 hours b .10 hours c.12 hours d.24hours 49 How... b.predictions c.pre-tells d.guesses 45 a.seen b.thought c.told d.considered VI Read the following passage and choose the item (a,b,c or d) that best answers each of the questions about it If you ask some people: “How did you learn English so well”You may get a surprising answer: “Inmy sleep!” These are people who have taken part in one of the recent experiments to test learn-while-you-sleep mothod,which... necessary to have a system in exchange the currency of the a b buyer into that of a seller c b V Choose the word (a,b,c or d) that best fits each of the blank spaces Albert Einstein(187 9-1 955) was a German-born American ( 36) He finished his secondary (37) _ in Switzerland, (38) entered the Swiss National Polytechnic in Zurich.After his (39) _ in 1900,he got a (40) _ in the Swiss patent office... being tried in several countries,and with several subjects,of which English is only one Specialists say that this sleep-study method speeds language learning tremendouly.They say that the average person can learn two or three times as much during sleep as in the same period during the day-and this does not affect his rest in any way.A word of warning, however, sleeping teaching will only hammer into your... of the world work together, they should be able to find out the causes of EI Nino Then they will be able to predict what will happen and work to prevent a repeat of the death and destruction of 198 2-1 983 46 How often does EI Nino happen? a.every four years b.every ten years c.every four ten years d.every four or ten years 47 The 1982 EI Nino was _ a.a small one b.difference one c.drought d.storm 48... c.is a natural phenomenon d.all are correct TEST 4 I.Choose the word which is stressed diffirently from the others 1 a.money b.receive c.borrow d.service 2 a.provide b.account c.pocket d.protect 3 4 5 II 6 a.credit b.community c.combine d.deposit a.introduction b.individual c.combination d.government a.organize b.lunchtime c.concern d.different Choose the right word or phrase that best completes the sentence... a fluid,and a revolutionary hypothesis that light can be(45) _ as consisting of particles with individual energies In 1905 he published a remarkable paper known as the special theory of relativity 36 a.physicist b.chemist c.geneticist d.mathematician 37 a.graduation b.study c.school d.scholar 38 a.after b.at that time c.when d.and then 39 a.study b.graduation c.school d.degree 40 a.work b.task c.job... c.wash/still have d.had washed/still had 8 In shops,the assistants put the cheque number the back of the cheque a.about b.at c.in d.on 9 The number the cheque a.guarantees b.assures c.identifies d.marks 10 The bank will always pay cheques _ a number a.in b.with c.of d.for 11 _ is the business of receiving,safeguarding,and lending the money a.Depositing b.Banking c.Making loans d.Serving 12 You can... c.credit cards d.money 15 The goods will be dispatched immediately upon receipt of your _ for 2.000 a.sheet b.price list c.remittance d.quotation III Find the one choice that best completes the sentence 16 You can put money, _ in a large bank a.with coins and paper notes b.as coins and paper notes c.the same with coins and paper notes d.such as coins and paper notes 17 You may put your money in a small... will only hammer into your head what you have studied already while you are awake In our experiment ten lessons were broadcast over the radio at intervals of a fortnight.Each lesson lasted twelve hours-from 8 p.m to 8 a.m The first three hours of English grammar and vocabulary was given with the students awake.At 11p.m a soothing lullaby was broadcast to send the students to sleep and for the rest three . sentence 16. Banks provide services,_____,so that we can carry on our business more easily. a.as checking accounts b.such checking accounts c. such as checking. lives. a.cheques,cheque cards and credit cards b.with cheques,cheque cards and credit cards c. such as cheques,cheque cards and credit cards d.the same as cheques,cheque