Báo cáo tài chính hợp nhất quý 2 năm 2015 - Ngân hàng Thương mại Cổ phần Việt Nam Thịnh Vượng

Báo cáo tài chính hợp nhất quý 2 năm 2015 - Ngân hàng Thương mại Cổ phần Việt Nam Thịnh Vượng tài liệu, giáo án, bài giả...

WSFTB :ltjilj jl;j$r r:nr: l:tts:iij$ :rrt)-,ri+nlt NcAN HANG THl"oT{c MAr co pmN sAr cdx - HA Nol 77I'rdn Hung Dpo - eu4n Hoan Ki6rn _ H;N;i- - Tel: 04.39423388 Fax:04.3941e942 86o e6o tii chinh hqp nh6t Quf lI nim 20I I Miu s6: Q-0ta TD - BANG cAN DoI KE ToAN Chi ti6u Md chi Thuy6t ti€u minh 56 cuiit t<y Don vi tinh: VND Si5 Oiu nem A. TAISAN I Ti€n m{t, vAng b4c, tt6 quf II Ti6n gfti tai NHNN III Ti6n, ving gfri t4i c6c TCTD kh6c vi chn vay c6c TCTD kh6c I Ti6n, vang gui t4ri cric TCTD kh6c 2 Cho vay cdc TCTD khric 3 Du phdng rti ro cho vay c6c TCTD khiic IV Chring khodn kinh doanh 1 Chung khorin kinh doanh 2 DU phdng giim git"chring khorin kinh doanh v cdc c6ng cg tii ehinh phii sinh vi cic tii s6n tii chinh khic W Chovaykhichhing I Cho vay khrich hirng )2/66-) -<da 2 Du phdng rui ro cho vay khrlch hang ll0 15 L20 t6 r30 n lJl t32 139 140 l8 141 149 lsO t9 160 161 20 169 2l 170 22 171 172 179 210 23 2lr 212 2r4 )1q 220 . 2Zt 24 222 223 224 22s 226 ))1 t( 228 229 240 241 241 250 26 2sl 252 253 254 255 259 300 321.,349,567,630 193,640,295,702 17,526,332,092,967 17,526,332,082,967 33,269,723,509 33,953,195,577 (683,472,068) 9,249,932,014 26,596,964,379,g31 26,883,339,950,830 (286,475,57r,999) 9,191,179,665,995 8,204,946,19r,656 1,000,000,000,000 (r3,767 ,s2s,76t) 322,999,000,000 201,670,98-1 ,695 505,232,494,164 11,636,740,990,717 11 ,636,740,990,717 98,g2g,3gg,040.64 99,51 1,870,109 /683"472,068) 24,1.A3,032,795,693 24,375,588,493,562 (272,s5s,697 ,879) 8,767,942,245,109 1,48r,36t.119,909 r ,300,000,000,000 ( t 3.418"874,800) 333,389,000,000 , i ^N4NTI Chring kho6n diu ru ,, lll]r^,\il1 Chung khodn dAu tu s6n sang d6 biin l/ C0 PHril/l- ll2 chuns khoin dArr rrr -ir, .+i- :,. *: "' vv rrlANI . l2 Chune khoiin dAu tu git diin ngdy drio han ;XA ilAt/.:ll: ou ptr-nng giim giri chimg khorin dAu tu /VllJ Grip viin. tliu tudhi h4n 1 Ddu tu vAo c6ng ty con 2 Y6ng6p li€n doanh 3 Ddu tu viro c6ng ty li6n k6t 4 DAu tu dii han khdc 5 Du phdng giam giri diu ru dii han IX Tni sin c6 Agnh I Tii san c6 dinh hiru hinh a Nguydn gi6 TSCD hiru hinh b Hao mdn TSCD htia hinh 2 Tii san c6 Oinn thu€ ti.i chinh a NguyAn gid TSCD b Hao mdnTSCD 3 Tli san c6 dinh v6 hinh a Nguy€n gid TSCD v6 hinh b Hao mdn TSCD v6 hinh X ndt O0ng sin itAu tu a Nguydn gid BDSET b Haomdn BESDT XI TAi sin C6 kh6c I Cric khodn phrii rhu 2 Cdc kho6n ldi, phiphdi thu 3 Tdi san thu6 TNDN ho6n lai 4 Tdi sdn C6 khric - Trong d6: Lqi thA thtrong mqi 5 C6c khoan dg phdng rii ro cho c:ic tdi san Cd n.i bdng kh6c TONG rAI SAN C6 322,889,000,000 2,lg6,113,gg1,32g 139,290,796,536 201,871,47r,004 (63,590,634,468) 2,047,933,094,793 2,056,639,664,081 (8,806,569,288) 4,667,951.,122,546 1,993,916,673,227 1,641,304,51t,016 I ,026,729,938,304 333,:389,000,000 1,526,153,g19,6g0 126,554,397,690 176,'165,476.626 (.50,21 1,078,936) 1,399,599,422,000 1 ,406,365,498,441 (6,766,076,441) 3,859,970,637,496 2,A30,461,983,684 957,082,854,32.) 872,325,799,483 61,039,939,640,424 51,032,g61,262,594 Chi ti6u Md chi ti6u Thuytit minh sii cu6i ry Sii aiu nem B Nq pltir rRA vA vON cr{u so HW I C6c khorin nq Chinh pht vi NIINN II Tidn grfri vi vay ciia c6c TCTD khdc I Ti0n gui cira cdc TCTD kh6c 2 Yay cdc TCTD khric III Ti6n giii cfra kh6ch hing rY cdc c6ng cg tii chinh ph6i sinh vi c6c khoin nq tdi chinh kh6c V Viin tii trq, uf th6c ttiu tu, cho vay mi TCTD phii chiu rrii ro VI Phdt hnnh gi6y rb c6 gi6 WI Cdc khoin Nq kh6c I Cdc khoan lii, phiphdi trA 2 Thu6 TNDN hodn l4i ph6i trd 3 Cdc khoan ph6i trd vir c6ng ng khric 4 DF phdng rui ro a" NG 86o c6o th6ng NgAn hdrng Thuong m4i C6 phAn ViQt Nam Thinh Vuqng Th6ng tin doanh nghiQp Gidy ph6p IIo4t NgAn hdng sd tlQng 0042AIH - Gp ngdy 12 thintg nlm 1993 GiAy ph6p host tlQng Ngdn hang NgAn hdng Nhd nu6c V]Qt Nam cAp vd c6 thdi han 99 ndm k6 ttr ngayt cAp cAp Gidy Chr?ng nhfn 0100233 D[ng hj Kinh doanh s5 nsivRth,inoOn;h 83 Fi:ufit'# loci? ##*i:tlB:ii}n",1i,lfi,,1,1#f #'th"ffi? ""trf nhdt duqc cAp ngdy 08 tb6ng 07 nnm 2015 HQi tl6ng Quin tri Ong Ng6 Chi Dflng Ong Bii H.6i Qudn Ong L6 Bing Giang Ong Nguy6n Vdn H6o Ong Lucmg Phan Son Ong Nguydn Eric Vinh Ban T6ng Gi6m d6c Ong Nguy6n Drlc Vinh Ong Nguy6n Thanh Binl Ong Phan Nggc Hda Bd Duong Thi Thu Thriy Bd Luu Thi Th6o Ong NguySn Thdnh Long Ong Fung Kai Jin Ong Phgm Phri Khdi Nguli tl4i 6ngNg6 Chi Dfing diQn theo phdp lu$t Trg s& tling kf Chri tich Ph6 Chri tich Ph6 Chri tich Thdnl vi6l tlQc lfp Thdnh vi6n ThAdr vi6n Chti tich HOi hdng Qunn hi Igen PnqTh,u:orrgm4i C0 phin ViQt Nam Thinh Vuqrrg BLturg cAn ttdi k6 " nnm ro6n hqp nhdt r4i ngiy 30 th6ng 2015 B02a/TCTD-IIN (Ban hd, theo 31/1 N5INN Thuy6t miuh A TAI sAN I II Tidn m[t vA ving 3t/12t2014 T TiAn grli t4i Ngdn hing Nhd nu6c ViQt Nam I YI TriQu VND r.358.034 III IV tu s6 49/2014/TTl4 cfia Th6ng diic Nhd nudc T/iet Nam) !!b 3.701.393 610.824 13,924.797 s39.689 2.300.846 292.686 71.630.402 (J11 Chfng khodn kinh doanh ib('>nhlI sau: muabancachanghoa,dichvI,! 5- Nghi~pvI,!xuc tien ban hang, phoihqptieuthl,!vataitrqchoquatrinh tieu thl,! san ph~m,ch~ng hl\ln nhlI: Congty thanhvienA banotochokhach hangvacongty thanhvienB (thlIangla m('>tcong ty tai chfnh)se cho khach hang d6 vay tien d~ thanhtoan cho congty A, ho~ccongty tai chfnhB n6i trenc6th~thl!chi~ncacnghi~pvI,!cho thue(leasing)ho~ctai trq muatrag6p PhlIangthuc phoi hqp bien trongcact~pdoanotova congnghi~p n~ngnhlI Ford MotorCorp.,General Motor (GM), Toyota,HyundaiCorp., 1- HOl\ltd('>ng dautlI vonva rutvon MitsubishiCorp 6- Nghi~pvI,!tai trq ho~cho trq Un dautlI cuacongty m~doivaicaccong b('>, trongd6m('>t congtythanh ty thanhvientrongt~pdoan.Nghi~pvI,! dl,!ngn('>i naycOngthu('>c nh6mhOl\ltd('>ng dautlI vien (c6 th~ la m('>tcongty tai chfnh) nhlIngdlIqcthl!c hi~nbai congty m~, cungcap von cho m('>tcongty d6 c6quanh~ m~tthietvai sl! ki~m vienkhacho~cgiuacaccongty c6cac soatcuacongty m~va chienIlIqcphat giaodjchtaitrqd~cbi~tnhamthl!chi~n tri~ncuaTDKD thanhcongnhungdl! an ho~cchlIang 2- Nghi~pvI,!dau tlI von cua m('>t trinhcl,!th~ 7- CacgiaodichcungcapnhLrngIqi cong ty VaGm('>tcong ty thanhvien khac,ch~nghl\lnnhlI m('>t congty mua fch d~c bi~t, ch~nghl\lnm('>tcong ty co phieucua congty khactrong t~p thanhvien chuyenmonhoatrongITnh doan.NglIqcIl\Iivai giaodjchnaycOng vl!c marketingto chucchiendjchquang c6 10l\lihOl\ltd('>ng rutvondautlI (disin- caochungchocat~pdoanvacaccong vestment).Do moiquanh~ dautlI nen ty thanhvien kMc dlIqc therahlIang conphat sinhnghi~pvI,!trava nh~nIqi nhung tac d('>ngcua quang cao ma tuc co phangiuacacchuth~trongt~p khongphaitra tientrl!c tiep doan 8- Nghi~pvI,!thanhtoancackhoan 3- Quanh~muabanhanghoa,dich pMi thuvacackhoanpMi tragiuacac vI,! ho~c trao doi hang hoa dich vI,! chuth~trongt~pdoan,dayla cachOl\lt Nghi~pvI,!mua ban,trao doi cac ban d('>ngtai chfnh pMt sinh m('>tcach solol\li ph~m, linh ki~n, chlIa hoan thlIangxuyen.Ngoaira,conm('>t thanhquatrinhchetl\lOdoc6sl! tiepnoi nghi~pvI,!khaccandlIqcxemxet ve quytrinhcongngh~.LOl\ligiaodich III MOT SO Guil PHAP NHAM xAY DI!NG d~c bi~t bien cac t~p vA UNGDUNGKETOANHIJPNHAT doan che tl\lOcong ngh~ Ian nhlI 'VI~T NAM Mitsubishi, Toyota, General Motor, Samsung,LG, Doc6sif lienket theo ThO'nhlt: Cacngan hang thllang chieudQcve m~tcongngh~nenthong mqi can cJitienphongtrangnh?ntMc thlIangcaccongtythanhvienthl!chi~n ve bao cao tai chinh hqp nMt Vi~c chuyenmonhoa,damnh~nm('>tkhau ki~msoat va quyetdjnh cungcap Un sanxuatchebienxacdinh,do d6 giua dl,!ng,quyetdinhdautlI cuanganhang cac congty thanhvien phai mua ban doi vai m('>tdoanhnghi~pc6 cau truc cac banthanhph~m,cac linh ki~nd~ "m~ - con"phaidl!atrencacbaocaotai lap raprathanhph~mhoc'mchinh chfnhchfnhxacvaminhbl\lchmachic6 4- Cac hOl\ltd('>ngmua ban ho~c ketoanhqpnhatmaic6th~ cungcap traodoitaisancodinhgiuacaccongty Da c6 trlIang hqp ngan hangthlIang thanhvien.M('>tcongty c6 th~ muatai ml\likhOngc6dukhanangchuyenmon sancodjnhcuam('>t congty thanhvien d~th~mdinhtinhhinhtai chfnhcuacac khac;giaodjchnaycOngtlIangtl! nhlI doanh nghi~pdi vay cac dOi;!nh '-60 nghi~pd6 dlIqc "nap b6ng"duai"* cautruc"m~- con" phuc t9p nhuC6n~ ty MinhPhl,!ng Trongnhungnamveraqua,m~cdu maichi c6 m('>tso ft cacdoanhnghi~~ thfdi~mmohinhTDKDva m('>t s6t6ng congty tlI nhlI (nhlI HuyHoang,Minh Phl,!ng)c6cautrucphuchqp;nhung da pMt sinhnhieukh6khanvequanIyva ki~msoat tinh hinh tai chfnhcuacac I TCTc6 quymeIan.M('>t nhung nguyennhan cua tinh trl\lngd6 las~ thieuvangcua bao cao tai chinhhqp nMt DungtrlIacdoi h6i mai,trlIClC het nhungcan b('>lanh dl\lOcap caonhat cuaTCTphai thl!c sl! nh~nthucduqc sl! canthietsongconcua ketoanhqp nhat doi vai TCl SI! nh~nth(rcdung [...]... 60. 924 .t 32 33.033.917 28 .28 1.837 32. 804 .20 6 28 .11.9. 926 tri ghi s6 t9i ngny lip Nq phdi tr6 c{o) tri thuAn Tri$u VND (61.0s9.139) ( 32. 946. 922 ) (28 .1 12. 217) (1 42. 716) 7.709 (11.407,300) (7.748.089) (3.6s9 .21 1) (21 s.333) (le8.4 72) (16.861) (r3s.007) t2 ndm 20 14 ph6i sinh tidn €n tp tidn 16 rQ 43 .22 6.798 25 .118. 021 71.197.967 7.549.617 18.048.777 3.6 42. 350 13 Phft hnnh gi6y td c6 gi6 t2075 VND Du6i Tr) 12. .. nhu sau: 30/6t20rs 3t/ 72/ 2014 TriQu VND Ngin h4n Trung hpn Ddi hqn 6 37/ 72/ 2014 TriQu YI.{D TriQu \T.,lD Vo 28 .8 62. 9s6 29 ,98% 46.877. 924 48,69% 24 .914.040 37.350 .26 8 20 .537.679 21 ,33% 16.114. 524 47,6s% 20 ,56% 96 .27 8,s59 100% 78.378.8 32 I00Yo 31,79% Dqphdngrriirochovaykh6ch hAns 3Ut2 /20 14 TiliQu VND Dg phdng chung Dy phdng cs th6 573.535 545.605 l,t2:t.140 ilf,1*l*"rflt":':i3,tgqphdnviptNamrhinhvusng... tdi san Tro chi Chi a kl6ch hang 11 .27 0 1 .22 3 .29 7 791.093 322 .079 2. 79.71.3 61. 723 47.176 384.495 s36. 526 44.080 r37.rs2/ r.979 3 8.066 r,495,346, m4i Cii phAn ViQr Nam rdi chinh hqp nh6r euy II 21 Tidn vi c6c khoin tuong tlucrng ti6n 30/6 /20 15 Trigu VND 37/ 12/ 2014 TriQu Vl.{D 1 .26 6.003 i.358.034 2. 009.556 3.701.393 2. 857.974 t.0s7.896 to chfc tin dpng khdc ilhd r-L^r- cd i r r , , _, _ , , ^r i_!.j... vay theo chAt lugng nhu sau: 30/6 /20 15 TriQu \T.{I) Nh6m 1 - Nq dri ti6u chu6n Nh6m 2 - Ng cAn chri;i Nh6m 3 - Nq du6i ti6u chuAn Nh6m 4 - Ng nghi ngd Nh6m 5 - Nq c6 1ft6 ndng mAt v6n PhAn % % 89.796.137 4. 421 .5 72 960.161 92, 64% 74 .23 0.791 459% 94,70% 2. t59.699 1,00% 766.633 624 .748 706.443 7.075.941 0,65% r, 12% 2, 76% 0,98% 0,90% 515.866 0,66% 96 ,27 8.559 L00Vo 78,378,8 32 700% tich du ng cho vay theo thdi... 3t/ 72/ 2014 Tri6u \T.{D TriQu 4. 82 434 4. 026 .941 1.5 1.590.990 813 1.1 JJ 1.00 9 72 2.11 Chri'ng" 068 361.346 I7 5.766 2. 074.605 khodn vdn : 33 ii;ff i: :;: 5T?ffii?l:l;fii:x"xffi* Dp phdng nli ro chring kho6n kinh doanh 23 3.075 13C 400 115.497 JZ) 067 117.578 01 4 ,26 0.016 ee) (r6 .29 8) 4 .24 3.718 22 Ng0n hdrng-Thuong m4i C6 phAn ViQt Nam Thinh Vugng Thuydt minh br{o cdo rii chinh trqp nh6i inn na IInXm 20 15... B0pa/TCTD-HN theo Th6ng tu sii 49 /20 14/TT_ 31/ 12/ 2014 qila Th6ng ddc hdng Nhd nwdc ViQt Nam) tu 20 15 \rND 3l/ 12/ 2014 Tri6u VNI) nng tI6 brin 1 nudc Trong Ildi Lo dd: plt,* o Phleu n dqng trong nu6c ph6t hadl do tdni nuoc phrit hanh uoc ptrat nann 9 13.005 2 60.396 17 ,27 9.638 23 8s .20 3 r.8 92. 890 26 . 920 9 6 I I 1 88 1 1.667 1.850 8,400 1,541.583 8.618 .21 1 1 1.081 615 8.400 44,189, 329 Dp phdng rrli ro chrlng... 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