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Development strategy for Petro Capital and Infrastructure Investment Joint Stock Company (Petroland) in the period of 2011-2015

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Grice) Capstone Project Report

GRIGGS)

GLOBAL ADVANCED MASTER OF BUSINESS ADMINISTRATION

CAPSTONE PROJECT REPORT

DEVELOPMENT STRATEGY FOR PETRO CAPITAL AND INFRASTRUCTURE

| INVESTMENT JOINT STOCK COMPANY

| (PETROLAND) IN THE PERIOD OF 2011 - 2015 |

Group No.: 6

Member : | Bui Minh Chinh 2 Nguyen Thien Loi 3 Nguyen Van Quan 4 Dang Thi Tam 5 Ho Thi Thanh Thao 6 Nguyen Duy Thinh 7 Nguyen Van Tuan

Class : GaAMBAO01.C0609

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GRío3 SỐ Capstone Project Report

ACKNOWLEDGEMENT

After two years of learning and researching, with experience in working with many lecturers, classmate, and with the objective of highest grasp of knowledge, our group has gained various useful knowledge those we can used in our work

We would like to send our gratitude to all the lecturers those have devotedly given us with useful knowledge, company’s management for their best condition provided to us to complete our graduation assignment

Best wishes are sent to Petroland

Representative

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Gricod Capstone Project Report

Table of contents

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Griccd Capstone Project Report Chapter 2 Introduction about Petroland and current state of its production and HS ND vesnpnudtoisoiiittGiS82605 612413448 iãnganoGsiPErgpyESII011490101G1L00300000/0014000/5/603060I0840/016866 lĩ

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2.5.3 Matrix of external {actor Cvalugiion = LOPES sua deoaensdbdddiaaaaaoedaguisoaa 37

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Grlacs — Capstone Project Report

24,0 Matric Of internal factor CVAINGIOR IPE, simnsnnscnomnncncaxinmacnavesiancxnaressiies 44 2.2, Analysis of mairices to stratepically ĐBÍHHHNĐ-seseaugasebeaayiisiadsssdrasso 46

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2.5.4.1 Market expansion sirategy and business diversification strategy 50 2.5.4.2 Low expense strategy and product difference-making strategy J2 Chapter 3 Planning business strategy and solutions for Petroland .00000 34 FB 00] NỈ VOTED wc wsisccarsy essai a a nce seacoast 34 3.1.1 Forecasting the demand oƒ Real Estate Market - c5: Sccscsccssxee2 4 3.4.2.4 Croland 's Mission Gnd Vision 1OWONAS LUD và aadebeddiadsiaasasaasueoase Sf 3.1.3 Overall and specific objectives of Petroland in the period of 2011-2015 57 Phot dy ERA ORICON MIG DIO ICES voriisinsceccces mesnemennicceananmenion semioetnaias 58 Sid eas LOPGEIS JOP POVCIING HN PROT saadeeeitiditiibialGấbiilbasassotenbdgssasssgkagkonirai 73 3.1.4 18106fGd tdFkol GIỗ CH§ÍGIIĐIE c«seeesasaaniidiekoieiooaridssrrorrSE0E144048818000 400 74

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Grice) Capstone Project Report

List of tables

lable 2.J d0me basis aneiil data OF Poland poncnseswcccsanumaemnirveior wiacennunnonvoaver 19 Table 2.2 Some financial ratios oƒ Petroland - s55: =7 Tabhle 3 Ï The objcctive oƒrevenue, projfìts and dividends in the period oƒ 2011-2015

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Financial statements of Petroland in 2008, 2009, and 2010 ccccccccccccccesscescecssssesseeees 96

List of figures, graphs

Figure 1.1 Model of five competitive SOPCES OF MUTE POPP ccnsnseinnsasersensrccecreveaveves 1]

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Gala) ee SỐ Capstone Project Report

INTRODUCTION

“Tf we understand our situation and the competitors, we can always win victory;

otherwise, defeat is a certain result” Sun Tzu

A company, an organization, an individual, a family that desires to gain success in a final objective is required to identify a road Market is like a battlefield, especially for every company with responsibility to shareholders and employees Therefore, all companies should develop a proper business strategy as the basis for their business

operation in current time and future

Business ts like fighting "Sometimes it is as rapid as wind; sometimes as slow as forest; sometimes aggressive as fire but sometimes as defensive as mountain” Therefore, we must know how to orient, grasp the change, predict possible variations and changes in the market; how to satisfy customers, keep loyal customers All such issues are contained in the business strategy of the company

With the hope that our assignment can be applied in practice, we would like to develop the assignment “Development strategy for Petroland in period of 2011-2015”

This is the first research conducted by us; therefore, there maybe some

shortcomings So we hope that the university and Company’s management board will give us constructive ideas for our improvement

Representative

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Griccs) Capstone Project Report Chapter 1 Theoretical basis on business strategy and real estate business strategy 1.1 Definition, planning and implementation of strategy

1.1.1 Definition

According to Fred R David, “Strategy is a series of the complicated action plans to mobilize the resource of an organization to achieve a specific objective Business Strategy may consist of development in geography, activity diversification, capitalization, product development, market penetration, spending cut-down,

x (hh liquidation, and joint venture”

1.1.2 Strategy planning and implementation‘

The strategy management is comprised of 03 stages:

+ Strategy establishment is a process of establishing the business tasks; carrying out the research to determine the internal and external limitations; setting long-term objectives; and selecting alternative strategies and typical strategies for

pursuit

+ Strategy implementation requires company to establish the annual objectives, proposal of policies, encouragement of personnel and distribution of resources to implement the established strategy Implementation of strategy is comprised to development of a culture to support strategy in the establishment of effective structure,

orientation of activities, preparation of funds, development and use of information

system, encouragement of personnel’s operation

+ Strategy evaluation will monitor the comment on results of established activities and strategy implementation including the measurement of personal and organizational achievements, and the actions to be adjusted

(1) Fred R David, translators: Truong Cong Minh, Tran Tuan Thac, Tran Thi Tuong Nhu (2006),

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Gaiccd) Capstone Project Report 1.1.3 Some matrices commonly used in strategy planning `

1.1.3.1 External factor evaluation Matrix - EFE

EFE matrix is often used for assessment of external factors to enable strategists to summarize and evaluate economic, social, cultural, demographical, geographical, political, governmental, legal, technological and competitive information Therefore, Strategists can summarize the main opportunities and risks of external environment affecting the operation of the enterprises in order io evaluate the response with such opportunities and risks by the enterprise and determine if external factors impose positive or negative impacts on the company

1.1.3.2 Internal factor evaluation Matrix - IFE

Internal factor evaluation (IFE) matrix is a strategic management tool for auditing or evaluating major strengths and weaknesses in functional areas of a business IFE matnx also provides a basis for identifying and evaluating relationships among those areas The IFE matrix is used in to use and promote strengths and find the solution to mitigate the weakness

1.1.3.3 Competitive picture Matrix - CPM

Competitive picture matrix is an essential strategic management tool to compare the firm with the major competitors of the industry based on the factors affecting competitiveness of the company in the industry This help to provide the managers with clear picture to the firm about their strong points and weak points relative to their competitors; identify the competitive advantage of the company and the weakness to

be overcome

1.1.3.4 SWOT Matrix

Strengths — Weaknesses — Opportunities — Threats matrix, SWOT provides a the company to understand its weakness in business Therefore, company can manage

David, translators: Truong Cong Minh, Tran Tuan Thac Tran Thi Tuong Nhu (2006) Statistics Publisher, Ha Noi city, VietNam

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Griccd - SỐ Capstone Project Report and eliminate risks those are not aware by the company In addition, by using comparison tool, and SWOT analysis between companies and competitors, company can draft a strategy to distinguish company with the rivals, which facilitates company to compete effectiveness in the market

1.1.3.5 SPACE Matrix

SPACE matrix helps company to identify the what strategy is the most suitable with the company among aggressive, conservative, defensive, competitive The axis of SPACE matrix represents two internal aspects of the organization (Financial strength (FS) and competitive advantage (CA) and two external factors including environmental stability and industry strength These four factors are the most important factors deciding the strategic position of the organization

1.1.3.6 OSPM Matrix

The Quantitative Strategic Planning Matrix is a strategic tool which is used to evaluate alternative set of strategies QSPM identifies the attractiveness of various strategies by making use of or improving key external and internal successful factors A QSPM matrix may consist of any quantity of strategies However, only strategies in a specific group must be evaluated together For example, a group of strategies may include backwards combination strategy, upwards combination strategy, and associating combination strategy, while another group of strategies may include the issue of share and sale of an unit of company to increase a necessary capital These two groups of strategies are completely different and QSPM only evaluates the strategies in their group

1.2 Model of five competitive forces of Michael Porter”

According to Michael Porter, a leading strategy and competition planner, competition intensity of the market of any production sector is under the impact of 5

forces as follows:

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GgíGo3 Capstone Project Report Potential competitors

Threats from new entrant

Negotiating

power Competitors in the Price pressure

Supplier P P Buyer

- sector `

Of supplier of buyer Threats | Alternative

from products and services Alternative products

Figure 1.1 Model of five competitive forces of Michael Porter

Source: http /nqcenter wordpress.com’ 2008 /04/22/mo-hinh-5-ap-luc-canh-tranh-michael-

porter

(1) Supplier power: supplier power is shown in following characteristics including supplier concentration, importance of volume to supplier, differentiation of inputs, impact of inputs on cost or differentiation, switching costs of firms in the industry, presence of substitute inputs, threat of forward integration, cost relative to total purchases in industry

(2) Threat of substitute is shown in: switching costs, buyer inclination to substitute, price performance trade-off of substitutes, relationship between price and quality of

substitutes

(3) Potential competitors:

According to M-Porter, potential rivals are the firms those are not present in the industry but may affect the sector in the future The quantity of rivals, their pressure on the industry will depend on following factors:

+ Attractiveness of the industry: this factor is expressed through indicators including profit rate, quantity of customers, quantity of enterprise in the industry

‘ i YANG AA 7 es j 1 ere š ak Bais

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Gricad Capstone Project Report + High entrance barrier is expressed in following factors including absolute cost

advantage, understanding in market fluctuation, approach to input factors, policy of government, economic characteristic by scale, capital requirements, typical

characteristicsof commodity brand, switching cost of business industries, accessibility

to distribution channel, pay-back ability, exclusive products

(4) Power of customer is shown in: bargaining leverage, buyer volume, buyer information, brand identity, price sensitivity, threat of backward integration, product differentiation, buyer concentration vs industry, substitutes available, buyer’s

incentives

(5) Degree of rivalry: exit barrier, industry concentration, fixed costs/ value added, industry growth, intermittent overcapacity, product differences, switching costs, brand identity, diversity of rivals, corproate stakes

1.3 Overview about real estate business in Vietnam

“Real estate business is the provision of investment capital to establish, buy,

receive transfer, lease, real estate lease and buy for sale, transfer, leasing, re-hiring to

gain profit.’"”

Since 1986, Real estate market has experienced three up and down periods including 1993-1999 (growth in 1993-1996, decrease in 1996-1999); 2000-2006 period (growth in 2000-2003 and decree in 2004-2006), and since 2007 up to now (growth: 2007- 2008, decrease since early 2008).'”’

1.3.1 Office for lease market‘

Office for lease segment is facing with price reduction for competition as the supply source is increasing in the market

(3) Tran Tien Khar (2011), Real Estate Principle, Society Labour Publisher, Ho Chi Minh city, Viet

Nam

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Go) ; Capstone Project Report

At the end of 2010, this segment in Ho Chi Minh suffered from sharp reduction in output and rental This situation has not been improved in the early months of 2011

Currently, many buildings are built and operated In following period, offices for lease will gain high increase in quantity; however, the actual leasing demand is stopped at the moderate level compared with previous years

1.3.2 Housing market” High-class housing

Many high-class apartment projects will be finished in 2011 including Belleza project, Duc Khai project in District 7, Tulip Van Phat Hung project, Riverside Residence — Phu My Hung and many other projects Moreover, apartment investors try to sell the apartments to return capital This results in surplus in housing It is predicted that owners will reduce the price to avoid capital stagnation Some projects will be extended in progress pending more advantageous time

House for medium-income people

Apartments for medium-income people is a segment of real demand since its price is suitable with most of people The statistics of Dat Lanh Real Estate Company shows that the apartments are transacted at high rate in the market at the price of 500 million

to 5 billion VND, in which the apartments of less than | billion (about 15 million/m”)

represents about 80% of all transactions

Today, high-class apartments are excessive; therefore, many enterprises including domestic and foreign enterprises gradually shift to products for medium-income people to increase the liquidity and rapid capital pay-back According to real estate experts, apartments of less than | billion VND (60m? to 100m”) in new urban areas will be the segment of the most interest in the near future

6) Reference from http: vnexpi ict wl kinh-doanh bat-dong-san/2011/04/thi-truong-nha-thu-nhap

-binh-nhicu-trem-nany

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Grigcd ; Capstone Project Report

1.3.3 Trade center market

There will be additional supply of retail business sites to be launched in the market In the meanwhile, some previously-opened trade centers still face with difficulties in lessees This means the more and more violent competition in this sector Moreover, the policies to reduce inflation of the government impose negative impact on retail market in current period However, according to representatives of CB Richard Ellis Vietnam Company (CBRE), trade center lease market in Vietnam is very potential,

since the shopping demand of domestic customers is potential Vietnam is currently a

promising destination of many brands in the world 1.3.4 Tourism real estate market “”

According to representative of CBRE, by quarter III/2010, the supply of the market

was about 11,000 villages and 10,000 resort apartments The price of these villages

decrease from 1-1.5 million USD/villa to 200,000 — 800,000 USD/villa About 85% customers those buy tourism real estate products are Vietnamese; 10% overseas

Vietnamese, remaining percentage is foreigner Among them, only 30% are the ones with actual demand (apartment segment) at the average age of 38

Vietnam is always an attractive site of tourism real estate investment thank to its typical characteristics of Asia Tourism and resort real estate market in Vietnam is prospected to gain developing opportunities in the future, since it is a capital maintenance channel of relatively high safety, especially in the period in which the economy of Vietnam and the world is still impacted by global economic crisis and increasing inflation

7) Reference trom http://dddn.com.vn/20110322043924849catl73/cho-thue-trung-tam-thuong-mal-

neng-banh-khong-de-xoi.htm, and http://vietbao.vn/Kinh-te/Cho-thue-tung-tam-thuong-mat-dat-

10936751 87

an U

=

8) Reterence trom http.//vnbusiness.vn articles baldong-san-du-lich-va-nghi-dudng-bat-dau-am-len

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Griccd Capstone Project Report 1.3.5 Competition in real estate market —

Real estate market in 2011 is evaluated to suffer from violent competition, especially price competition The investors with weak financial capacity will withdraw

from the market, and the market will not be attractive to non-professional new

entrants

In the recent period, the investors normally implements project development before adjustment made in acordance with the market To ensure more effective project investment in the future, the owner needs to carry out intensive market research prior to the design of products suitable with the need of buyers and market In addition, the owners should implement good control of cost and propose proper sale and competitive price strategics

1.4 Necessity to make business strategy of Petroland

Globalization has created lots of opportunities for enterprises as well as fiercer and fiercer competitiveness In order to survive and develop, enterprises must be aware of its position in the market, its destination and way to get there That is reason why enterprises need to make its strategies, and Petroland is not exception Strategy planning helps Petroland be aware of and take advantages of opportunities, minimize negative impacts of adverse changes, and utilize its human resources most effectively

Currently, real estate is making high profit, and has great growth potential Therefore, real estate enterprises have lots of opportunities to develop However, demand for capital of real estate is very great, thus it is much influenced by macro economic factors With great fluctuation of the economy, capital arrangement, selection of market and products, activeness in adapting to changes in the market are critical to survival of real estate businesses Thus, strategy planning is very significant

to Petroland

(9) Reterence trom http: /www.cecoS07.com.vn/Nam-201 | gia-bat-dong-san-se-canh-tranh-quyet-liet

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Giao) Capstone Project Report Chapter 2 Introduction about Petroland and current state of its production and business

2.1 Introduction about the Company 2.1.1 Establishment and development

Petroland has been established and come into official operation since 1‘ November 2007 in accordance with Business Registration Certificate issued on 29” October 2007 by Ho Chi Minh City’s Department of Planning and Investment, 4" registration for changes on 7" August 2009 with charter capital of 1.000 billion dong which is

contributed from 6 shareholders, namely: PetroVietnam Construction Joint Stock Corporation (PVC), PetroVietnam Finance Corporation (PVFC), PetroVietnam Oil

Corporation (PVOil), Ho Chi Minh City Infrastructure Investment Joint Stock Company (CII), Bank for Investment and Development of Vietnam (BIDV) and PetroVietnam Trade Union Finance Investment Corporation (PVFI) By 31“ March 2010, shareholders of the Company have contributed enough registered charter capital In accordance with business license, the Company is permitted to operate in some fields and provide different products and services Main products and services are: - Invest in construction and trading in new urban zones, residential zones, office for

lease; commercial centers, finance, hotels; urban technical infrastructure and

relevant services;

- Invest in construction, management the operation and trading and exploiting petrol

industrial zones; industrial zones using natural gas and other industrial zones;

- Invest in construction and trading seaport, river port; storage of petrol, gas, and

chemical;

- Consult in investment into construction, consult in project management; management and exploitation of projects;

- Trade in real estate, materials and construction equipments;

- Carry out financial investment, sell and buy holdings, joint venture with domestic

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Grigcd) Capstone Project Report

and foreign companies to implement investment projects;

- Perform in other business fields in accordance with legal legislation if Board of Management see that it is beneficial for the Company;

Over the past time, the Company has been focusing on two main products and services which are construction investment and providing consultant services in construction Since its establishment to the end of 2010, the Company has made lots of achievements in business, it has been carrying out many big projects, products and services of the Company are accepted by customers Efforts and achievements in its business have been recognized and commended by PCV, Petro Vietnam Group and Ministry of Industry and Trade

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Grice) Capstone Project Report 2.1.2 Organizational structure

Figure 2.1 Organization Chart of Petroland

(Issued in attachment with the Decision no 846/OD-PETROLAND dated 29" March 2011 of

the Board of Directors of Petroland)

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Capstone Project Report

2.2 Overview about business activities of the Company 2.2.1 Business results of the Company

Table 2.1 Some basis financial data of Petroland

Item Year 2008 Year 2009 Year 2010

Total net revenue 1,172,443,332 47,687,568,864 934,600,026,640

Compare with previous

year 3967.37% 1859.84%

Net Profit 29,032,948,052 | 24,087,406,704 | 173,042,714,518

Unappropriated profits | 28,782,948,052 45.674.617.742 215,526,436,340

A Working asset and

Short term investment | 618,700,185,851 | 706,693,128,841 1,601,398,030,962 B Long - term assets 370,422,735,490 | 384,922,687,321 741 837,055,555 Total asset 989,122,921,341 | 1,091,615,816,162 | 2,343,235,086,517 A Payable Debts 22,719,973,289 105,442,903,614 1,123,553,997,003 I Short term debts 22,719,973,289 105,093,903,614 790,633,03 1,520 II Long term debts - 349,000,000 332,920,965,483 B Capital Sources

of Shareholders 966,402,948,052 | 986,172,912,548 1,219,681,089,514 Paid — in capital 937,620,000,000 | 937,620,000,000 1,000,000,000,000 Total Capital 989,122,921,341 | 1,091,615,816,162 | 2,343,235,086,517

Source: Financial Statement of Petroland in 2008,2009 and 2010

Table 2.2 Some financial ratios of Petroland

No Item Unit | Year 2009 | Year 2010 I Liquidity capability

Lgl Current Ratio times | 6.72 2.03 Le Quick Ratio times | 3.01 1.57 Lue Interest cover ratio (EBIT/interest) times 31.07 H Financial leverage

Self-financing ratio

2.1 (Equity/Total capital) % 90.34% 52.05%

Lid Debt ratio (Total debt/Total assets) % 9.66% 47.95%

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Capstone Project Report IH Operational capability if Assets turnover

Sil (Net revenue/ Average total assets) cycle | 0.05 0.54 3.2 Net revenue / Average fixed assets cycle | 0.28 3.10 a Stock days days 1,974 192 3.4 Debtor's payment period days | 559 189 a0 Creditor's payment period days | 580 126 IV Growth possibility

4.1 Rate of revenue growth % 3967.37% | 1859.84% 4.2 Rate of profit growth % -17.03% 618.39% V Profitability

ah Gross profit Margin % 25.19% 24.79% a Profit Margin % 50.51% 18.52% 15.3 Return on assets (ROA) % 2.32% 10.08% 5.4 Return on equity (ROE) % 2.47% 15.69% a Return on investment (ROT) % 2.57% 13.99% 5.6 EBIT/Net revenue % 56.13% 25.11% Di Earning per share (EPS) VND | 257 1,730 5.8 P/E 4.98

Source: Financial Statement of Petroland in 2008,2009 and 2010

Time to search, promote and invest in a real estate project is quite long (from 2 to 3 years) Therefore, during the first two years of operation, Petroland had almost no revenue from selling real estate products Majority of revenue in 2008 and 2009 was from consultancy, project management and from financial activities (interest on

deposit in banks and investment trust) However, in 2010, with efforts of Board of

Leaders as well as staffs and officers of Petroland, together with retailing policies in real estate trading floors, Petroland had gained revenue of 934.6 billion dong and after- tax profit of 173 billion dong This is an admiring achievement for a newly established real estate company, especially in the context of freezing real estate market and unstable economy

The increase of revenue in 2010 had made profitable effect, thus ROE, ROA and

ROI strongly increased in comparison to previous years

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Grlocd a Capstone Project Report

The Company has used debt and advance deposit of customers to increase efficiency of ownership utilization Currently, debt ratio is 47.95% This is quite safe level and lower than companies operating in the same sectors (50%-70%) _ Interest cover ratio is quite high, 31.07 This shows that Petroland has quite low financial risk

Liquidity of the Company is also at safe level In 2010, current ratio and quick ratio is 2.03 and 1.57 respectively

In general, financial situation of Petroland is quite good Currently, financial indicators of Petroland are at safe level Although profitability of Petroland is lower

than average level of the sector (ROE of the sector is about 20%)’, with reasonable

investment and sales policies, together with available potentials, Petroland has great potentials for development upcoming years

2)

2.2.2 Situation of project implementation"

By the end of 2010, Petroland carried out many activities at the same time: investment promotion, investment preparation, project investment, investment capital contribution and providing consultant services — project management The Company is seeking for new projects and new investment opportunities Below is situation of promotion and implementation of projects

® Projects directly invested by Petroland:

- Phu My Hung Petrol Commercial and Financial Center (Petroland Tower) has 3 basements and 30 levels (1° to 3% floor will be for commercial center, 4 to 24"

floor will be for offices and 25" to 30" floor will be for hi-end apartments), total

floor space of over 57,000 square meter, total investment of 1,003.68 billion dong Body structure, completion, fire prevention system and M&E system of the project have been finished The tower is estimated to be inaugurated and taken into

t 4

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Grigcd Capstone Project Report

operation on 19" May 2011

- Office Building 16 Truong Dinh The Building has | basement and 10 levels with

total floor space of 2.800 m2, total investment capital of 42 billion dong The project

has been completed and 1s being utilized

- Apartment Building Petroland in District No 2 The Apartment Building has 2

blocks, 18 floors, total area of 54,000 m2 with 380 apartments of which area from 70

-139 m2/apartment, total investment of 700 billion dong The project was

commenced on 21“ March 20!0 By 21° December 2010, execution of body

structure to 10" floor wili be finished, 8 floors will be completed and M&E will

reach 70% of volume

* Projects in which Petroland contributes its capital:

- My Phu Apartment Building This Apartment Building has 22 floors, was commenced on 16'" July 2010 In 2010, the execution of pile and foundation of the

basement was finished

- Vung Tau new urban area The Company has completed the planning and get approval for the planning scale 1/500 The project is on the process of carrying out procedures of compensation for resettlement The project is on the stage of basic design and establish investment project

- In addition, the Company also invests into some work scheduled projects such as: +Commercial — Services Center, Offices and hi-end apartments in Street 30/4 Vung

Tau city

+Golf yard and Cam Ranh eco villas The project has compensated and supported for 50/66 households and hand over site according to new boundary of the project +duynh Tan Phat Apartment Building: Cooperation contract has been signed between

<hang Thong Company, PIV Long Son, PVFC Land and Petroland The project was :ommenced on August 2010, execution of fence and test pile are completed

+Thang Long Apartment Building The Company has signed contract with Vu Anh

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Grice) Capstone Project Report General Hospital Company Ltd and cooperate to establish a construction investment and cooperation joint stock company with charter capital of 500 billion dong, in

which Petroland contributes 79.9%

+Tuong Binh Hiep Commercial Housing — Binh Duong The Company has signed 3- lateral cooperation contract with PetroVietnam Song Hong Investment and Trading Corporation and PIV Long Son to invest in construction commercial housing with total area of 30.6ha

* Projects on the stage of investment promotion:

Xuan Thoi Son urban area project Watching detailed plan 1/10.000, after being approved, the Company will consider whether to invest or not

Ring road No 2 and land funds project The Company is working with Department of Natural Resources and Environment of HCMC, Land fund development center to submit documents about land lots requested by Petroland

Hiep Phuoc Port project: In 2010, The Company continues to carry out its investment promotion in the Hiep Phuoc Petroland Port project

Consultancy — project management:

- Projects of which consultancy has been completed Vung Tau Hotel project and Anh Dao Kindergarten project

- Projects on the process of consulting for project management and supervising: (1) Dragon Tower Hi-end Office Building (investor is PVGas); (2) Complex of

Apartment and officer No 2 Nguyen Huu Canh — Vung Tau (investor is PVC MS); (3) working place of Construction and Erection enterprise and Service Enterprise - Vietsopetro (investor is Vietsopetro); (4) Investment in technical infrastructure for

residential areas for 2 and 3 areas Vi Thanh — Hau Giang (investor is PVC SG); (5)

Improve Guest House of Petro Vietnam (investor is Petrosetco); (6) Complex

Petrosetco Tower (investor is Petrosetco); (7) Commercial — Services Center, Offices

and hi-end apartments in Street 30/4 Vung Tau city (investor is PVC-IC); (8)

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Go) Capstone Project Report

Improve Holiday Mansion — Vung Tau (investor is Petrosetco); (9) My Phu

Apartment Building (investor is Petromyphu); (10) Site aggrading in Soai Rap — Tien Giang petrol services industrial zone (investor is PVC); (1) Steel pipe of straight welding factory — Tien Giang (investor is PV-PIPE); and (12) Other projects have been promoted, introduced to investors

2.3 Analysis of external environment 4.3.1 Macro environment

Impacts of macro economy on reai estate enterprises in Vietnam is very great

State’s policies such as tax, profit, foreign investment, population, economic activities

and people’s income have direct influences on supply and demand in real estate market Most of construction works of Petroland are located in Ho Chi Minh City, thus

indicators, policies and data relating to this area will be focused Below are analysis of

influences of macro economy on business activities of Petroland 2.3.1.1 Economic environment

Gross domestic income (GDP)

General Statistics Office has just announced official data about economic growth of Vietnam’s economy in 2010 Accordingly, GDP by practical price reached 1.98 million billion dong, equivalent to 104.6 billion In comparison in term of basis period

(1994), growth rate of GDP in Vietnam in 2010 reached 6.78% against 2009 '

Regarding foreign direct investment, by 21° December 2010, there were 969 projects in Vietnam with total registered FDI of 17.23 billion USD `”

In Ho Chi Minh City, average economic growth rate for 5 years (period 2005 — 20100 reached 11% Economic scope of the city by 2010 were 1.7 times more than the

year 2005, GDP per capita in 2010 was estimated to be 2,800USD, 1.68 times more than the year 2005 ’ GDP of the whole year 2010 reached 418,053 billion dong,

growth rate of 11.8%

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Griccd) Capstone Project Report

GDP Per capita (USD)

1400 1200 H00 1130 a 1024 1000 835 800 vo O39 600 192 "3 4o2 413 HO 400 200 i i Ĩ 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010

Figure 2.2 GDP Per Capita in VietNam in the period of 2000-2010

Source -hitp.//www.msb.com vn/g-tin-tuc-su-kien/b-tai-chinh-ngan-hang/tong-quan-kinh-te- viet-nam-nam-2010-ya-trien-vong-nam-2011/

Chart and Figures about GDP growth in Vietnam in general and in HCMC in particular show that people’s income have been more and more improved

For the period 2011 — 2015, it is estimated that the world’s economy will be recovered and Vietnam’s economy will reach growth rate of 6-7%/year''“’ Therefore,

real estate market will come back to its track

Opportunity: People’s income have been more and more improved, economy will be recovered and growth will be at high level period 2011 — 2015

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2800-usd-bang- | 68-lan-nam-2005.chn

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(16) http: www.unkinhte.com viet-nam phan-tich-du-bao/wb-viet-nam-se-tang-truong-trong-gial- doan-201 12013 .ndS-dt.143607.11312 1 html

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Grigcd) Capstone Project Report _

Economic structure

HCMC is the motive force in Vietnam’s economy This city accounts for 0.6% of area and 8.34% of population of Vietnam, but it accounts for 20.2% of total products, 27.9% of industrial production value and 34.9% of foreign projects In sectoral

economic structure of the city, service sector accounts for highest proportion — 51.1%

Industry and construction account for 47.7%, agriculture, forestry and aquaculture account for only 1.2% Construction output in 2010 was estimated to be 109,883 billion dong, an increase of 23.2% against 2009 `

Services and construction account for high proportion in economic structure of HCMC This means that HCM is developing towards a modern city and spending more capital in these sectors In 2010, growth rate of investment capital for construction was very high in comparison to 2009 This is an opportunities for

Petroland to make plan for key investment development in HCM '”’

Opportunity: Construction in general and real estate in particular have high growth rate

2.3.1.2 Political environment, policies and law

Political environment of Vietnam is stable, without insecurity which may affect economic development in general and real estate business in particular This will create trust with domestic and international investors in the long run This is one of favorable conditions to attract foreign direct investment This helps Petroland have opportunities to cooperate with foreign enterprises to learn experiences, technologies and carry out big projects However, it also creates fiercer and fiercer competitiveness

State’s policies on macro regulation of real estate and credit finance in period of

2009-2011 were not consistent, they are local, and in the short run, sometimes loosen,

sometimes tight which creates knots affecting operation of enterprises

Currently, the Government regulates transaction in real estate must be done on Floors and the State levy a tax on real estate transaction, this exerts an influence on

edia.org wiki Thanh pha Hoe Chi Minh

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Griccd ” s— Capstone Project Report

demand for buying houses for business It is estimated that demand for business houses will not be recovered in early period 2011-2015

Many documents and relevant regulations in real estate are not consistent and remain many problems Procedures and documents relating to real estate must be through many levels, many sectors and quite complicated and time consuming In addition, regulations about compensaticn and site clearance and other regulations also

have influence on real estate business

Creating land fund to develop projects are stuck due to Decree No 69/CP on planning and using land, land price, land revocation, compensation, supporting and resettlement In order to avoid speculation and risk for people buying apartments, the Government has promulgated Decree No 71/CP However, this indeliberately creates a

legal knot for investors who like “surfing” in real estate market In addition, the

Decree also creates risks for real estate enterprises in project development as the time

to release products into market will be longer and product cost will increase

The State is seeking for some solutions to help real estate market to stand up One of such solutions are to allow overseas Vietnamese to buy houses and to clear up

procedures However, this solution will not help to attract overseas Vietnamese and

foreigners to buy houses in Vietnam

Opportunity: cooperate with foreign companies Threats:

- Demand for buying houses for business will not recover in first half of 2011-2015 - Competitiveness become fiercer

- Inconsistent policies make releasing products into market more difficult and more ume consuming

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¬ ⁄

- GRío3 Capstone Project Report

2.3.1.3 Socio-cultural environment

According to forecast of Ministry of Construction, proportion of Vietmam’s urbanization in 2020 will be 40%, equivalent to population living in urban areas of more than 45 million people The objectives set for areas per capita is 100 m2/person

If so, Vietnam needs to have 450.000 ha of urban Jand, however, currently urban land

area of Vietnam is only 105.000 ha, be 4 of requirement

Rapid growth makes contribution to stimulate development of real estate In 2010 —

2015, new traffic routes have been established (East — West Highway, Tan Son Nhat —

Binh Loi Ring road ) This will create favorable conditions for development of real estate in areas such as District 9 — Thu Duc — District 2 — District 7 — Binh Chanh — Nha Be However, currently, infrastructure and welfare services in areas far from citics are underdeveloped which makes distant urban zones less attractive and have low price

Population environment

Total population of Vietnam at 0.00 on 1° April 2009 was 85,789,573 people

According to result of the census on 1° April 2009, HCM had 7.162.864 people’ ”’

Population in Vietnam in general and in HCM in particular is high and most of them are at working age Moreover, strong migrant from rural areas to cities makes

population in cities increase at average rate of 3.54%/year » Therefore, their demand

for houses are very great In addition, this also helps to increase demand for other real estate products such as commercial centers, office for lease

Opportunities:

- Demands for real estate products will increase

- Some infrastructure projects will be finished in 2010 — 2015 creating favorable

conditions for real estate business

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Griecd ¬ Capstone Project Report

Threat: Infrastructure and livelihood services in areas far from city’s center are inderdeveloped

2.3.1.4 Technological environment

Technology is more and more developed, helping staffs in real estate to access into system every time and everywhere, facilitate their daily works Regarding management, apart from utilities, the company can save their personnel cost

Regarding customers, all diversifying demands, from most basic to most complicated

demands are promptly satisfied

In addition, a series of technology in construction have been applied such as top — down execution helping to reduce execution time; quick floor pouring technology without formwork helping to reduce execution time and increase load capacity;, Bubbledeck technology helping to reduce weight of the construction work, increasing load capacity, save about 50% of materials, reduce transporting cost, reduce execution

time, increase work life ; Use centrifugal prestressed concrete pile, light concrete

brick ACC helps to reduce production cost, speed up work progress of the project In general, application of new technologies in construction helps to reduce cost, execution time, improve work’s quality, bring high economic efficiency These are factors contributing greatly to competiveness of the company Therefore, Petroland very focuses on application of new technologies

Opportunity: apply new technologies to improve competitive capability

2.3.2 Micro economy (1) Competitors

Due to influences of macro economic factors as well as demands of real estate market, there are more and more enterprises shifting to invest in housing projects for the medium income people — a product bringing main revenue for Petroland This creates fiercer and fiercer competitiveness pressure for Petroland Companies having competitiveness advantages in this segment and having projects of direct

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Grice) Capstone Project Report competitiveness with on-going projects of Petroland are Khang Dien Housing Investment and Trading Joint Stock Company (KDH), Van Phat Hung Joint Sitock Company (VPH), and Thu Duc Housing Development Corporation (TDH)

Van Phat Hung Joint Stock Company (VPH)

Van Phat Hung was started in 1999 and became a joint stock company in 21006 Van Phat Hung Joint Stock Company is acknowledged a prestigious trademark thanks for superior design, high quality projects and living environment of international

standards

Currently, charter capital of VPH is 277,148,160,000 dong, total equity of

461,478,849,000 dong (financial statement of VPH in 2010)

Strong point of VPH is the trademark which has been confirmed, long experiemces

in constriction and real estate business, and great land fund to implement projjects

especially projects on housing for the median income However, in financial structure of VPH in 2010, we can easily see overextended investment which is shown through

debt ratio accounts for 69.46% of total asset (financial statement of VPH in 2010) In the context of tightened monetary market, free fall securities market, real estate of low

liquidity, with current financial capacity, it is difficult for VPH to implement projects upcoming time and is facing high financial risks

Khang Dien Housing Investment and Trading Joint Stock Company (KDH) The Company was established on December 2001 and officially transformed into Joint stock company on May 2007 KDH has many years of experience in project investment and development Healthy financial situation with total equity of 1,204

billion dong and total asset of 2,451 billion dong (financial statement of KDH in

2010) KDH 1s also considered as one of big real estate companies

Currently, KDH is specially focusing on development of projects in District 2 and 9, where is considered as potential areas for planning residential areas with advantages

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Ggí6o3 Capstone Project Report such as near Administrative zone of city’s center with fresh air, be spacious, quite and newly constructed infrastructure

Thu Duc Housing Development Corporation (TDH)

The Company was established in 1990 and called Thu Duc District Housing

Management and Development Corporation On 24" November 2000, the Company

was transformed to a Joint Stock Company In 2010, TDH is considered as one of 500 biggest enterprises in Vietnam with total asset of 2,338 billion dong and total equity of 1,378 billion dong (finical statement of TDH in 20!0) TDH has quite good financial situation Thu Duc’s trademark is quite well-known because of many years of operation in real estate, together with quite rapid growth rate and good marketing

Currently, TDH has great land fund Business trend of TDH upcoming time will be towards projects on housing for the median income to increase liquidity and reduce time for turn of capital TDH is also studying to shift to segment of low income people by taking advantages of available land fund by industrial zones to build houses of cheap price to sell or for hire Target customers will be workers, officials, students This is very potential market as it has great demand but has not been focused by other real estate companies Apart from that, to overcome capital difficulties in such unstable economic condition as today, TDH will focus on Real

Estate investment trust as one of financial solutions (2) Customers

Currently, main customer group of Petroland are people having demand to buy house for living and real estate trading floors

According to survey of Dat Lanh Company, people having demand to buy house for living are one who have quite good income and relatively high (11-30 million dong/month) and quite good income (3-10 million dong/month) Currently, only 10% of intellectuals aged no more than 30 years old with salary from 2 — 10 million own a house, 60% hire house to live and the remaining live in houses of their parents or relatives Those customers only buy houses having small area

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Gricad Capstone Project Report

People are more and more concerned to their living quality They pay attention to

living environment and convenient livelihood Their demands, hobbies in terms of

color, pattern, size and interior are very diversified and it is not easy to meet these

demands

According to experts, customer group buying house to live have specific requirements: firstly, selling price must be reasonable, about 15 — 17 million dong/m2 (price of apartment from 600 million to 1.5 billion dong); secondly, most suitable area is 50 - 70 m’; thirdly, payment method must be suitable (many families can pay in cash but some need assistance from investors te help them borrow money from banks); fourthly, living environment and other utilities; fifthly, transposition must be convenient When infrastructure is more and more improved, then location is not an

important factor.''~’

Products of Petroland target customer’s demands and have competitive price Thus,

it is quite favorable for Pctroland to negotiate with real estate trading floor as well as

directly delivery to customers through real estate trading floor of Petroland In

addition, Petroland also has great potential customers in Petro Vietnam Staffs in the group are permitted to borrow money with low interest rate from the Group to buy houses of Petroland Furthermore, projects of the group also bring considerable revenue from consultancy and project management

Opportunities:

- Demands for real estate products, especially average real estate products in some districts surrounding HCMC are very great

- Policies to bring into full play of internal force and improve service development of

Petro Vietnam

Threat: customer’s requirements become higher and higher

Internal Documents of Petroland (2010), Ho Chi Minh city VietNan

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Griccd) Capstone Project Report

(3) Supplier Land fund

For real estate sector, land plays an important role in establishing product value and creating surplus value Although Petroland was established in a difficult stage of the economy in general and of real estate sector in particular, during 2008 -2009, Petroland has quickly grasped opportunities to create clean land fund in positions which are suitable to develop average rea! estate products, including land Icts in District 2, 7, 9, Nha Be Especially, Petroland has gained the !and lot to build the high- class complex in the core of Phu My Hung urban zone, creating a lever in expanding

its trademark

However, land lots good for new urban zone development and real estate business

in HCM city are more and more scare and have high price Most of them are owned,

remaining lots must be put to tender at high price Land lots for development of new urban zone of large scale are often at far distance and with inconvenient transportation It is also not easy to get land lots in Dong Nai, Binh Duong, Ba Ria — Vung Tau and Can Tho In addition, demands and price in these areas are much lower than in HCMC

Currently, there are many real estate business having good land lots but having

weak financial potential In current economic situation, it is difficult for them to

mobilize capital to carry out projects This is a good opportunity for Petroland to cooperate with such enterprises to develop business, increase competitiveness and

share risk In addition, with strong finical potential of Petro Vietnam Group, less

capital localities are willing to cooperate with Petro Vietnam in general and Petroland in particular in development of new urban zones and infrastructure construction

Opportunities:

- Growing demand for business cooperation

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Griccd Capstone Project Report

- Cooperation demand between HCMC and other localities with PetroVietnam and Petroland in development of urban zones and infrastructure construction

Threat:land fund is more and more narrow, land cost is higher and higher Companies providing services

- Construction companies

According to policies of PetroVietnam, Petroland select members of the Group to become contractor even though there are more competitive contractors in the market However, Petroland has qualified staffs and officers who can control technology, require contractors to use most reasonable execution manner for each circumstance to ensure work progress and quality of the construction work

- Design consultant and construction work management companies

For an architecture work, selecting a competent consultant company in architecture, construction and project management will bring high efficiency in utilities as well as economic efficiency for investors Thus, Petroland pays much attention to selecting companies providing those services Some famous design companies in Vietnam selected by Petroland are SWA Design company, NQH Design Company These companies have foreign architects who have had unique designs and been highly appreciated

Petroland has strength in offering consultancy, project management, supervising work This will help Petroland to save production cost and increase value in value chain However, in order to create conditions for staffs in Petroland to enquire experiences from foreign companies as well as improve competitiveness in term of quality, Petroland has connected with some consultant and construction work management companies with much experience and being trusted by many domestic investors such as APVE, Meinhard Company

Opportunity: Learn from foreign companies operating in design, consultancy, and

project management

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Grice) 7 Capstone Project Report

Threats:

- Limit in selecting construction companies having higher competitiveness capability - Cost of selecting foreign companies operating in design, consultancy, and project

management is higher Capital suppliers

For real estate sector, using equity in capital structure of a project accounts for 30% - 40%, the remaming will be supported from many other channels, most of which are through banking system or from custemers of that product

The Company who is owner of the project will directly borrow one part to sponsor for the project, the rest will combine with banks to grant a loan for customers and mortgage by the products which they buy with guaranty of investor

Petroland has established its relationship with many banks such as Techcombank,

Vietcombank, Baovietbank, Vietinbank, BIDV Each bank has its own service and

strength Therefore, transaction with different banks will increase choices for

customers in capital assistance, making customers of Petroland more satisfied In

addition, Petroland has been listed in HOSE floor, thus it can mobilize capital from securities market

Opportunity: Can mobilize capital from different channels

Threat: There remain some unstable factors in the economy, strong fluctuation of bank’s interest rate and securities market make cost for capital mobilization increase

This even threatens profitability of projects

(4) Alternative products

Real estate products in general are special products and have no alternative products However, for apartments, its alternative products can be ground base or private house Customers can buy land and build their house by themselves or buy a private house However, competitiveness pressure from this alternative product is not high due to competitiveness in price and utilities provided by apartments to customers

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Grice) Capstone Project Report

(5) Barrier from penetration into sector

According to legal legislation, minimum legal capital to establish a real estate company is 6 billion However, Decrees and Circulars guiding new urban zone investment or infrastructure in industrial zone clearly specify financial capacity of enterprises, for example equity must be minimum at 20% of total investment capital of the project; for housing projects of 20 ha, minimum equity must be at 15% of total investment capital

For rea! estate products, preparation time fer a project is very long (from 2 to 3 years) and sponsor capital is also very high In addition, Company must be really aware and understand this field so as to meet market’s demands This creates a great barricr for penetrating into real estate market

Profit of this sector is quite high Moreover, demand for real estate in Vietnam is

very high and diversify market segments Thus, multi-national companies and foreign investment funds have been penetrating into the market These companies have strength in capital, experience, technology, design capacity and project management However, for them, legal procedures to complete a project will be a barrier Therefore, they will carefully put their feet in the market and only pay attention to some segments which have not been sufficiently concerned by domestic companies Most of foreign companies choose ways to make joint venture with domestic enterprises when they penetrate into real estate in Vietnam

In general, barrier for penetrating into real estate is quite high

Opportunity: Establish joint venture with foreign real estate companies to learn their experience in project implementation, management experience and new techlology accept

Threat: Fiercer and fiercer competitiveness due to more and more potential rivals in the country and in foreign countries penetrate into the sector

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2.3.3 Matrix of external factor evaluation — EFE

Capstone Project Report

Importance | Classification | Mark of No | Main factors level importance

| Quite high economic growth rate 0.1 4 0.4 2 Growing demand for houses of | 0.1 4 0.4

people with medium income

3 Policy on bringing into full play of | 0.05 3 0.15 internal force of Petro Vietnam

Group

L4 Demand for business cooperation in | 0.05 3 0.15 real estates

5 Cooperation between provinces and | 0.1 3 0.3 cities with Petro Vietnam in general

and Petroland in particular in real estate development

6 Demand for buying houses for 0.1 3 0.3 business has not been recovered

Đ Infrastructure for livelihood is 0.1 2 0.2 underdeveloped

8 Real estate policies are inconsistent | 0.05 2 0.1 9 Requirements of customers become | 0.1 3 0.3

higher and higher

10 | Land fund is more and more narrow, | 0.1 4 0.4 land cost is higher and higher

II | Strong fluctuation of interest rate in | 0.05 2 0.1 the market

12 | Fierce competitiveness 0.1 3 0.3 Total 1 3.1

Level of classification shows ways strategies of the company react with each

factor, level 4 shows good reaction, 3 shows above medium level reaction, 2 is medium level and | is less reaction

strategies of Petroland react effectively with external environment

we OF x

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Go) UNIVERSITY Capstone Project Report Analysis of external environment shows that Petroland has following opportunities

and threats:

Main opportunities:

People’s income is higher and higher, economy will be recovered and growth rate will be at high level during period of 2011-2015

Some infrastructure projects will be finished in period of 2010-2015, creating favorable conditions for development of real estate business

Demand for real estate products, especially medium real estate products in some districts in HCMC upcoming time is great

Policies of PetroVietnam to bring into full play of internal force and intensify services development

Growing demand for business cooperation

Cooperation between HCMC and other locality with Petro Vietnam and Petroland in urban zone development and infrastructure construction

Main threats:

Demand for buying house for business has not been recovered in the first half of 2011 — 2015

Policies are inconsistent, thus releasing products to market is difficult and time consuming

Infrastructure and livelihood services in areas far from city’s center is underdeveloped

Requirements of customers are higher and higher

Land fund is more and more narrow, land cost is higher and higher

Priority to select construction companies belonging to Petro Vietnam (Policies of PetroVietnam to bring into full play of internal force)

Economic situation is unstable, bank’s interest rate and security market strongly fluctuate, causing high expense of capital mobilization This even threatens profitability of projects

Fiercer competitiveness due to more and more potential rivals in the country as well

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Griccd Capstone Project Report as from foreign countries

2.4 Analysis of internal environment 2.4.1 Financial capacity

With charter capital of 1,000 billion dong, Petroland is considered as one of real estate companies of large scale Currently, financial situation of the company is very good Financial indicators are at safe level and financial risk is quite low However, as it is a newly established company, one of main activities of the company is to seck new projects and promote investment Therefore, in 2008 — 2010, its expenses were high, but revenue and profit is not high Thus, capital from retained profit to re-invest is limited

Petroland can mobilize capital from difference sources (capital of partners and customers, borrow from banks, issue stock mobilizing capital) to implement projects In addition, Petroland can get support from Petro Vietnam and member companies in the group This helps Petroland avoid capital difficulties when the expense for capital mobilization from financial market is high as well as allows Petroland to implement big projects

Strength: financial capacity of Petroland is quite strong 2.4.2 Business capacity

Petroland is still young and was established in the context of economic crisis and recession of Vietnam’s economic, freezing real estate market, strongly decline price of houses and office buildings Those factors exert great influences on business activities of the company

However, Petroland has been implementing some good projects such as Phu My Hung Petrol Commercial — Financial Center (Petroland Tower), Office Building 16 Truong Dinh, Apartment Building Petroland in District 2, My Phu Apartment, Vung Tau new urban areas Apart from that, Petroland also offers consultancy in management, supervising for series of projects such as Vung Tau Petrol Hotel, Anh

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`";

fence) Capstone Project Report

Dao Kindergarten, Dragon Tower Office Building This proves good business capacity of Petroland

One of weaknesses of Petroland is capacity in participating in design, building new models of house, less attractive house interior Petroland lacks collection of typical house models, and apartments in Vietnam, and in other countries to design and construct attractive houses for customers This restricts the company to participate into designing process of a consultant, at the same time reduce its ability to consult for customers when they want to change or rearrange their interior structure of their

houses

In spite of this, Petroland always strive its effort to target its customer’s demands Therefore, despite of freezing real estate market, Petroland still gained revenue of 946 billion dong in 2010 Beside better meet customer’s demand, Petroland gains positive and effective support of PetroVietnam and member units in the group Many companies in the group are partners of the Company Companies in the group are important customers of the Companies and side by side with the Company during its development

Besides, Companies in the group have capital supporting policies at low cost for staffs in the group to buy houses of Petroland This greatly contributes to development of Petroland’s business, especially in such a tighten credit stage like present

In addition, PetroVietnam is a famous trademark in Vietnam This trademark helps its business be more convenient Close attachment with trademark of the group will contribute to help the Company attract partners, customers and work with local authorities more conveniently

PetroVietnam signs cooperation agreements with many localities in the country This creates initial favorable conditions for Petroland to promote cooperation with cities and provinces PetroVictnam can bring customers who are members of Petro Vietnam who will lease offices of Petroland and bring some projects for the Company

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