Hoàn thiện công tác thẩm định dự án đầu tư bđs để cho vay tại ngân hàng thương mại cổ phần hàng hải việt nam

TRUONG DAI HOC KINH TE QUOC DAN ■ ■ SOSdASgSGS -DAI HOC KTQD TT THONG TIN THU VIEN I PHONG LUAN AN-TQ LIE VU THI HUONG HOAN THIEN CONG TAC THAN DINH DO AN DAU TO BDS DE CHO VAY f TAI NGAN HANG THOONG MAI CO PHAN HANG HAI VIET NAN ■ ■ ■ ■ A » !? A* A ■ ■ (Lay vf du: Dw an dau tw xay dung khu thi moi xa Co Nhue, Huyen TU Liem, Thanh Ha Noi) chuyEn nganh: quan tri kinh doanh bat dOng san luAn vain thacsyqvantri hnhdoanh Ngtfo’i htfdng dan khoa hoc: TS NGUYfiN MINH NGOC Th 855^ HA NOI, NAM 2013 LO’I CAM DOAN Toi cam doan day la cong trinh nghien cuu cua rieng toi Cac noi dung nghien cuu, phan tich neu luan van la trung thnc va chua tung duoc cong bo bat ky cong trinh nao khac Ha Noi, thing nam 2013 Tac gia VU THI HUONG LOI CAM ON Trude tien, toi xin gui ldi cam on sau sac tdi thay hudng dan luan van cua tdi, TS Nguyen Minh Ngoc Thay da giup toi hinh y tudng ten de tai, mac du day la mot de tai kho, nhung suot qua trinh nghien cuu, thay da kien nhan hudng dan va dong vien tdi rat nhieu Su hieu biet sau sac ve khoa hoc, cung nhu kinh nghiem cua thay chinh la tien de giup tdi dat duoc nhung tuu va kinh nghiem quy bau sau Tdi xin chan cam on cac thay, cac cd Khoa Bat dong san va Kinh te tai nguyen - Truong Dai hoc Kinh te quoc dan da tan tinh gop y giup tdi hoan thien luan van Tdi cung xin cam on nhung chuyen gia linh vuc bat dong san, tham dinh va gia dinh da quan tarn, cd vu va dong vien tdi nhung luc kho khan de cd the vuot qua va hoan tot luan van Tdi xin chan cam on! MUC LUC • • LOI CAM DOAN Ldl CAM ON MUC LUC DANH MUC TIT VIET TAT DANH MUC BANG DANH MUC HINH TOM TAT LUAN VAN i LOI MO DAU CHUONG CO SO KHOA HOC VE THAM DINH DU AN DAU TU* BAT DONG SAN DE CHO VAY TAI CAC NGAN HANG THUONG MAI 1.1 Nhung van de chung ve dy an dau tu’ Bat dong san 1.1.1 Khai niem ve du- an dau tu Bat dong san 1.1.2 Dac diem cua du an dau tu Bat dong san 1.1.3 Trinh tu va thu tuc thuc hien du an dau tu Bat dong san 1.2 Nhung van de chung ve tham dinh dy an dau tu' Bat dong san de cho vay tai cac Ngan Hang thuong mai 10 1.2.1 Khai niem va y nghia cua tham dinh du an dautu Bat dong san 10 1.2.2 Cac bubc tham dinh du an dau tu bat dong san 11 1.2.3 Can cur tham dinh du an dau tu Bat dong san 14 1.2.4 Phuong phap tham dinh du an dau tu Bat dong san 16 1.2.5 Noi dung tham dinh du an dau tu Bat dong san 17 1.3 Cac nhan to anh huong den hoat dong tham dinh du- an dau tir Bat dong san de cho vay tai cac Ngan Hang thuong mai 34 1.3.1 Nhom cac nhan to chu quan 34 1.3.2 Nhom cac nhan to khach quan 35 1.4 Kinh nghiem tham dinh dy an dau tir Bat dong san de cho vay tai mot so Ngan Hang Thuong Mai 36 1.4.1 Cong tac tham dinh du an dau tu Bat dong san de cho vay tai ACB 36 1.4.2 Cong tac tham dinh du- an dau tu Bat dong san de cho vay tai Sacombank 38 1.4.3 Bai hoc kinh nghiem ap dung cho cong tac tham dinh du' an dau tu Bat dong san tai Maritime Bank 39 CHlTONG THtfC TRANG CONG TAC THAM DINH DU AN DAU TU BAT DONG SAN DE CHO VAY TAI NGAN HANG THUONG MAI CO PHAN HANG HAl VIET NAM .40 2.1 Tong quan ve Ngan Hang TMCP Hang Hai Viet Nam (Maritime Bank) 40 2.1.1 Tom tat qua trinh hinh va phat trien 40 2.1.2 Co cau to chuc Ngan Hang TMCP Hang Hai Viet Nam 42 2.1.3 Tinh hinh hoat dong kinh doanh 43 2.2 Thue trang cong tac tham dinh du’ an dau tu1 Bat dong san de cho vay tai Ngan Hang TMCP Hang Hai Viet Nam 47 2.2.1 Can cur tham dinh du an dau tu BDS tai Maritime Bank 47 2.2.2 Quy trinh tham dinh du an dau tu Bat dong san tai Maritime Bank .48 2.2.3 Phuong phap tham dinh du an dau tu Bat dong san tai Maritime Bank 51 2.2.4 Noi dung tham dinh du an dau tu Bat dong san tai Maritime Bank: Lay vi du thirc te tham dinh du an dau tu khu thi Co Nhue, huyen Tir Liem, Ha Noi 52 2.3 Danh gia ve cong tac tham dinh du1 an dau tu- BDS de cho vay tai Ngan Hang TMCP Hang Hai Viet Nam 91 2.3.1 Ket qua dat duoc 91 2.3.2 Han che ton tai 92 2.3.3 Nguyen nhan cua nhung han che 93 CHlTONG GIAI PHAP HOAN THIEN CONG TAC THAM DINH DU AN DAU TU* BAT DONG SAN DE CHO VAY TAI • • NGAN HANG TMCP HANG HAI VIET NAM 96 3.1 Dinh huong phat trien cua Ngan Hang TMCP Hang Hai Viet Nam giai doan 2012-2015 96 3.1.1 Dinh hudng phat trien chung 96 3.1.2 Muc tieu nam 2012 97 3.1.3 Chien luge kinh doanh nam 2012 97 3.1.4 Dinh hudng hoan thien cong tac tham dinh du an dau tu Bat dong san tai Maritime Bank 98 3.2 Giai phap nang cao hieu qua va hoan thien cong tac tham dinh du an dau tu Bat dong san tai Maritime Bank 99 3.2.1 Nang cao chat luong thong tin phuc vu cong tac tham dinh du an dau tu Bat dong san 99 3.2.2 Hoan thien quy trinh va noi dung hudng dan tham djnh du an ddu tu Bat dong san 102 3.2.3 Ap dung cac cong cu luong hoa, kiem soat rui ro tin dung theo chuan muc quoc te doi vdi cac dir an dau tu Bat dong san 104 3.2.4 Tieu chuan hoa va nang cao trinh do, kien thuc chuyen mon cho doi ngu can bo tham dinh du an dau tu Bat dong san 109 3.3 Kien nghi Ill 3.3.1 Kien nghi doi vdi Chinh Phu va cac Bo, Nganh lien quan 111 3.3.2 Kien nghi doi vdi Ngan Hang Nha nude (NHNN) 114 3.3.3 Kien nghi vdi Chu dau tu 116 KET LUAN 117 PHU LUC .118 DANH MUC TAI LIEU THAM KHAO 133 DANH MUC TU VIET TAT Dien giai Ky hieu BDS: Bat dong san TMCP: Thuong mai co phan NHNN: Ngan hang nha nudc TCTD: To chuc tin dung Maritime Bank: Ngan hang thuong mai co phan Hang Hai Viet Nam KDT: Khu thi ACB: Ngan hang TMCP A Chau Sacombank: Ngan hang TMCP Sai Gdn Thuong Tin UBND Uy Ban nhan dan CBTD Can bo tham dinh TNHH Trach nhiem huu han HDQT Hoi dong quan tri DANH MUC BANG Bang 2.1: Mot so chi tieu hoat dong chinh cua Maritime Bank 43 Bang 2.2: Tdc tang truong huy dong von Maritime Bank tu 2008 den2011 44 Bang 2.3: Du no cho vay theo ddi tuong khach hang (dv: Tr d) 45 Bang 2.4: Tinh hinh cho vay BDS tai Maritime Bank giai doan 2009-2011 46 Bang 2.5: Chi tieu toan 58 Bang 2.6: Chi tieu tai chinh 59 Bang 2.7: Tong muc dau tu du an khu thi co Nhue 68 Bang 2.9: Dien tich xay dung du an khu thi co Nhue 71 Bang 2.10: Tong muc dau tu du an khu thi co Nhue Maritime Bank lap 75 Bang 2.11: Bang du tinh san luong du an khu thi co Nhue 76 Bang 2.12: Du tinh doanh thu nha chung cu cao tang 76 Bang 2.13: Du tinh doanh thu nha thap tang .77 Bang 2.14: Du tinh doanh thu cho thue van phong 77 Bang 2.15: Ke hoach tra no du an KDT co Nhue 82 Bang 2.16: Nguon tra no du an KDT co Nhue 83 Bang 2.17: Ke hoach khau hao tai san cd dinh du an KDT co Nhue 83 Bang 2.18: Cac chi tieu hieu qua cua du an KDT co Nhue 84 Bang 2.19: Phan tich dong tien du an 85 Bang 2.20:Bien dong kha nang ban nha o (cao tang va biet thu) 86 Bang 2.21 :Bien dong don gia ban nha o (cao tang va biet thu) 87 Bang 2.22: Bien dong don gia thue van phong 87 Bang 2.23: Bien dong don gia ban nha o cung Bien dong don gia thue van phong 177 Bang 2.24:Bien dong Kha nang ban nha o cung Bien dong don gia thue van phong 88 Bang 2.25: Phan tich nhay da chieu 178 DANH MUC HINH • Hinh 2.1: Ca cau to chuc va quan ly Maritime Bank 42 Hinh 2.2: Tinh hinh huy dong von cua Maritime Bank tu 2008 den 2011 .44 Hinh 2.3: Ca cau du no tin dung theo ky han den 31.12.2011 45 Hinh 2.4: Quy trinh tac nghiep khoi quan ly tin dung 49 Hinh 2.5: Quy trinh tac nghiep khoi quan ly tin dung 50 Phan tich thi truong tieu thu san pham - Phan tich nhu cau hien tai ve san pham, dich vu cua Du- an - Du doan nhu cau tuong lai - Cac doi thu canh tranh - Phuong thuc tieu thu, mang luOi phan phoi, chinh sach ban hang Nhan xet ve kha nang tieu thu san pham, dich vu Du an di vao hoat dong va tang trudng twang lai r r r y Phan tich kha nang cung cap cac yeu to dau vao cua Du’ an A A - XT7' - Nguon cung cap dien, nuoc, nhien lieu - NguOn cung cap lao dong: - NguOn cung cap dau vao khac: /X • A Nguon cung cap nguyen, vat lieu Danh gia, nhan xet cac noi dung ve phuong dien ky thuat - Dia diem xay dung ■ Xem xet, danh gia dia diem co thuan loi ve mat giao thong hay khong, co gan cac nguon cung cap nguyen lieu, dien nuoc va thi truong tieu thu khong, co nam quy hoach khong ■ Co so vat chat tang hien co cua dia diem dau tu nhu the nao; danh gia so sanh ve chi phi dau tu so vOi cac du an tuong tu o dia diem khac ■ Dia diem dau tu co anh huong lOn den von dau tu cua du an cung nhu anh huong den gia thanh, suc canh tranh neu xa thi truOng nguyen nhien vat lieu, tieu thu - Quy mo san xuat va san pham cua du an ■ Cong suat thiet ke cua Du an la bao nhieu, co phu hop vOi kha nang tai chinh, trinh quan ly, dia diem, thi truOng tieu thu san pham hay khong? ■ San pham cua Du an la mOi hay da co tren thi truOng? ■ Quy cach, mau ma, pham chat cua san pham ■ - Yeu cau ky thuat, tay nghe de san xuat san pham co cao khong? Cong nghe, thiet bi ■ Quy trinh, cong nghe co tien tien, hien dai khong, o muc nao cua the gidi ■ Cong nghe co phu hop vdi trinh cong nghe hien tai cua Viet nam hay khong, ly lua chon cong nghe ■ Trinh tien tien cua thiet bi, can thiet phai thay doi san pham thi thiet bi co dap ung duoc hay khong Khi danh gia ve mat cong nghe thiet bi, ngoai viec dua vao hieu biet, kinh nghiem da tich luy, can tham khao cac nha chuyen mon, trudng hop can thiet co the de xuat vdi lanh dao thue tu van chuyen nganh de viec tham dinh duoc chinh xac va cu the - Quy mo, giai phap xay dung Xem xet quy mo xay dung giai phap kien truc co phu hop vdi du an hay khong, co tan dung duoc co so vat chat hien co hay khong ■ Tong du toan/du toan cua tung hang muc cong trinh, co hang muc nao can dau tu ma chua duoc du tinh hay khong, co hang muc nao khong can thiet hoac chua can thiet phai dau tu hay khong ■ Tien thi cong co phu hop vdi viec cung cap may moc thiet bi co phu hop vdi thuc te hay khong ■ Van de tang co so: giao thong, dien, cap thoat nudc Danh gia ve moi trudng, xa hoi, an ninh, phong chay chua chay ve to chuc, quan tri, dieu hanh Du an - Xem xet trinh do, kinh nghiem cua don vi lap du an - Xem xet cac to chuc, ca nhan tham gia thiet ke, thi cong ve kha nang chuyen mon, kinh nghiem, uy tin, nang luc thi cong va to chuc quan ly phu hcrp vdi yeu cau cua du an - Xem xet kha nang to chuc quan ly du an di vao van hanh (khai thac) 10 Phan tich, tinh toan va danh gia hieu qua, kha nang tra no’ cua Dw an 10.1 Cac co' so’ va gia thiet tinh toan - Ve cong suat, san luong thuc hien, don gia, doanh thu; - chi phi nguyen, nhien, vat lieu; - khau hao, sua chua lon, sua chua nhd, ly TS dau tu - chi phi nhan cong, bao hiem, quan ly - Lai suat vay (ngan, trung, dai han) - Thue nhap khau, VAT, the thu nhap 10.2 Ket qua tinh toan mot so chi tieu co ban cua Dw an - Doanh thu binh quan - Chi phi binh quan - Loi nhuan sau thue binh quan HIEU QUA DAU TU Ty le chiet khau NPV IRR ROE 10.3 Nguon tra no goc, lai va du kien Thoi han hoan von (nam) Diem hoa von Cong xuat hoa von BQuan Doanh thu hoa von BQuan Kha nang tra no’ binh quan ke hoach tra no: Nam Nam Nam Nam Phan ky tra goc dau tw Nam Quy thu nhat Quy thu hai Quy thu ba Quy thu tu Phan ky tinh lai dau tw Nam Quy thu nhat Quy thu hai Quy thu ba Quy thu tu - So tien tra no goc binh quan: Nam Nam Nam Ke hoach tra nd goc hang nam Tu khau hao co ban Tu loi nhuan sau thue Tu loi nhuan du an de lai Tu cac nguon vdn khac Ke hoach tra lai % - Nam Nam Nam 10.4 - Thai gian tra ng goc = Tong von vay / Tra ng goc bq - Thai gian an han - Thai gian vay = thai gian tra ng + thai gian an han Phan tich nhay du an BIEN OQNG Kha nang tieu thu san pham Bang TABLE lchieu Phuong an tTnh Cac chi tieu higu qua Muc bien dong 0% NPV IRR ROE Thai han hoan von (nam) Kha nang tra ng binh quan Bien dong don gia ban san pham Bang TABLE lchieu Phuong an tTnh Cac chi tieu hieu qua 0% Muc bien dong NPV IRR ROE Thai han hoan von (nam) Kha nang tra ng binh quan Bien dong chi phi nguyen vat lieu Bang TABLE lchieu Phuong an tTnh Muc bien dong Cac chi tieu higu qua NPV IRR ROE Thai han hoan von (nam) Kha nang tra ng binh quan Bien dong Bien dong don gia ban san pham cung Bien dong chi phi nguyen vat lieu Bang TABLE 2chieu Phuong an tTnh Bien dong don gia ban san pham Chi sO NPV Bien dong chi phi nguyen vat ligu Bien dong Kha nang tieu thu san pham cung Bien dong chi phi nguyen vat lieu Bang TABLE 2chieu Chi STNpV Bien dong chi phi nguyen vat lieu Phuong an tTnh Kha nang tieu thy san pham BIEN DQNG VON DAU TU/CHI PHI DAlJ VAO/DAU RA (So lu'Q'ng va gia) Tools/ SCENARIOS PA Tinh PA PA Tham sO bidn dqng Kha nang tang/giam von dau tu 0% Kha nang tieu thy san pham 0% Bien dong don gia ban san pham 0% Bien dqng chi phi nguyen vat liyu 0% Ket qua tu bien dong NPV IRR ROE Thai hqn hoan von (nam) Kha nang tra nq binh quan 11 Phan tich rui ro va bien phap han che rui ro 11.1 Rui ro ve co che chinh sach: 11.2 Rui ro ve tien thu'c hien: 11.3 Rui ro thi truong, thu nhap, toan: 11.4 Rui ro ve moi truong va xa hoi: 11.5 Rui ro kinh te vi mo: ty gia, lam phat, lai suat Cac loai rui ro khac: PA PA4 PHU LUC TINH HINH HOAT DONG KINH DOANH TAI MARITIME BANK Tang truo’ng thu nhap tw hoat dong dich vu tw 2008 den 2010 Nguon: Maritime Bank Co- cau doanh thu dich vu cung ung Ngan Hang 2010 Nguon: Maritime Bank PHU LUC BAO CAO TAI CHINH CUA CONG TY NAM CtfO’NG Cong ty TNHH Thuong Mai va Du Lich 2004 2006 2005 30/06/2007 Nam Cuong Don vi tinh: Trieu dong TONG TAI SAN 1,242,795 1,787,960 1,717,473 1,610,884 958,983 1,367,310 1,489,168 1,374,419 12,733 5,451 1,893 2,489 Tien mat 3,354 852 365 366 Tien giri ngan hang 9,378 4,600 1,527 A TAI SAN NGAN HAN I Tien va cac khoan tuong duong tien 2,123 II Cac khoan dau tu tai chinh ngan han III Cac khoan phai thu ngan han Phai thu khach hang - - - - 943,647 1,354,833 1,031,151 832,269 18,451 56,004 - 32,074 Tra trudc cho ngudi ban 258,180 285,262 111,894 95,998 Phai thu noi bo ngan han 5,729 275,205 154,008 99,729 Cac khoan phai thu khac 661,287 738,361 765,248 604,468 2,576 1,608 449,764 527,457 - - 448,916 526,915 2,576 1,608 848 541 27 5,417 6,360 12,204 - 967 - - 27 4,150 6,360 11,398 Thue va cac khoan khac phai thu NN - - - 807 Tai san ngan han khac - 300 - - B TAI SAN DAI HAN 283,812 420,649 228,304 236,465 - - - - 283,812 418,743 187,576 194,374 Tai san co dinh huu hinh 68,255 64,020 58,919 52,278 - Nguyen gia 90,400 91,779 92,513 83,314 (22,145) (27,759) (33,595) (31,036) - 271 - - IV Hang ton kho Chi phi SX, KD dang Hang hoa V Tai san ngan han khac Chi phi tra tnrdc ngan han Thue GTGT duoc khau tru I Cac khoan phai thu dai han II Tai san co dinh - Gia tri hao mon luy ke Tai san co dinh thue tai chinh - Nguyen gia - 327 - - - Gia tri hao mon luy ke - (56) - - Tai san co dinh vo hinh - - 189 189 - Nguyen gia - - 327 327 - Gia tri hao mon luy ke - - (138) (138) 215,558 354,453 128,468 141,907 III Bat dong san dau tu' - - - - IV Cac khoan dau tu tai chinh dai han - - 38,487 39,849 Dau tu vao cong ty - - 24,000 24,000 Dau tu vao cong ty lien ket, lien doanh - - 14,487 15,849 V Tai san dai han khac - 1,906 2,242 2,242 Chi phi tra truoc dai han - 1,906 2,242 2,242 1,242,795 1,787,960 1,717,473 1,610,884 A NO' PHAI TRA 609,544 674,114 601,886 493,933 I No' ngan~ han 308,994 336,784 317,886 81,933 16,500 16,500 - - - - - - 24,332 15,337 4,188 8,864 255,530 255,151 294,743 6,754 1,441 507 223 - 43 - 330 333 - 9,301 - - 1,147 39,988 18,401 15,982 II No' dai han 300,550 337,330 284,000 412,000 Vay va no dai han 300,550 337,330 284,000 412,000 - - - - B VON CHU SO HUU 633,251 1,113,846 1,115,587 1,116,952 I Von chu so' huu 633,251 1,113,447 1,115,188 1,116,553 595,000 1,111,100 1,111,100 1111,100 464 873 873 873 1,417 1,474 3,215 4,580 36,370 - - - II Nguon kinh phi va quy khac - 399 399 399 Quy khen thudng, phuc loi - 399 399 399 Chi phi xay dung co ban dd dang TONG NGUdN VON Vay va no ngan han - Tr/do: vay MSB Phai tra nguoi ban Ngudi mua tra tien truoc Thue va cac khoan phai nop Nha nuoc Phai tra ngudi lao dong Phai tra noi bo Cac khoan phai tra, phai nop ngan han - Tr/do: vay MSB Von dau tu cua chu sd huu Quy dau tu phat trien 10 Loi nhuan sau thue chua phan phoi 11 Nguon von dau tu XDCB Phan III: KET QUA KINH DOANH 2004 2005 2006 30/06/2007 Doanh thu ban hang va DV - 284,940 382,787 221,287 Cac khoan giam tru doanh thu - 1,019 799 39 - 1,019 799 39 Doanh thu thuan tu ban hang va DV t r Gia von hang ban - 283,921 381,989 221,247 - 214,399 305,085 193,021 - Tr/do: Khau hao gia von hang han - - - - Loi nhuan gop - 69,522 76,903 28,226 Doanh thu hoat dong tai chinh - 161 64 33 Chi phi tai chinh - 38,599 35,841 18,277 - Tr/do: Chi phi lai vay - 38,599 35,841 18,277 Chi phi ban hang - 16,892 19,235 3,140 - Tr/do: Khau hao gia vOn hang ban - - - - Chi phi quan ly doanh nghiep - 16,238 18,741 4,947 - Tr/do: Khau hao gia von hang ban \ Loi nhuan thuan tu HDKD - - - - - (2,046) 3,151 1,896 Thu nhap khac - 3,793 - Chi phi khac - - - - Loi nhuan khac - 3,793 - Tong loi nhuan ke toan trudc thue - 1,747 3,151 1,896 Chi phi thue TNDN hien hanh - 489 882 531 Chi phi thue TNDN hoan lai - - - - Loi nhuan sau thue TNDN - 1,258 2,269 1,365 Lai co ban tren co phieu - - - - 2004 2005 2006 30/06/2007 Loi nhuan rong/TSC binh quan (ROA) 0.00% 0.07% 0.13% 0.08% Loi nhuan rong/Von CSH binh quan (ROE) 0.00% 0.11% 0.20% 0.12% 50.95% 62.30% 64.96% 69.34% 16,500 16,500 - - 633,251 1,113,846 1,115,587 1,116,952 0.53 0.32 0.26 0.37 Kha nang toan hien thoi 3.10 4.06 4.68 16.77 Kha nang toan nhanh 3.10 4.04 3.25 10.19 0.24 0.27 0.15 - Chiet khau Phan IV: CAC CHI SO PHAN TICH Von CSH/Tong tai san Tong no ngan han Von chu so huu He so don bay Vong quay von luu dong (vong/ nam) PHU LUC CHI PHI XAY LAP D U AN KHU DO THI CO NHUE TT Ten hang muc DV Khoiluong Don gia I Nha van phong CQ2 CP xay dung cong trinh m2 16.500 3.000.000 CP xay dung nha tam CP thiet bi CP khac CP du phong Suat dau tu II Cung cu cao tang A Nha CT1 CP phan mong, coc betong CP xay dung tang ham CP xay dung cong trinh CP thiet bi (PCCC + thang may) Suat dau tu 922.859.170 31.660.733.983 9.493.005.454 6.718.125.781 5.957.256 4.038.424 328.591.000.000 COC m2 m2 5.079.941 78 900 11.284 Nha CT2 - ko dau tu c NhaCT3 Nha CT3 - CP phan mong, coc betong COC 216 CP xay dung tang ham m2 2.897 CP xay dung cong trinh CP thiet bi (PCCC + thang may) m2 34.420 Nha TCT3 - CP phan mong, coc betong CP xay dung tang ham CP xay dung cong trinh CP thiet bi (PCCC + thang may) Suat dau tu III 200.000.000 2.000.000 3.500.000 61.894.000.000 15.600.000.000 1.800.000.000 39.494.000.000 5.000.000.000 4.669.567 B Suat dau tu Thanh tien 98.294.724.388 49.500.000.000 266.697.000.000 4.715.384,41 200.000.000 2.000.000 3.500.000 175.964.000.000 43.200.000.000 5.794.000.000 120.470.000.000 6.500.000.000 4.541.201 90.733.000.000 coc m2 108 1.449 m2 17.210 4.862.693,61 200.000.000 2.000.000 21.600.000.000 2.898.000.000 3.500.000 60.235.000.000 6.000.000.000 4.541.133 31.688.000.000 Nha thap tang Khu biet thu- TT2 CP xay dung tho m2 6.024 2.000.000 12.048.000.000 12.048.000.000 Khu biet thu- TT3 CP xay dung tho m2 2.1 17 2.000.000 4.234.000.000 4.234.000.000 2.000.000 15.406.000.000 15.406.000.000 Khu biet thu- TT4 CP xay dung tho IV CP lan trai va cong tr'inh phu trp’ m2 7.703 3.602.790.000 462.176.514.388 Tong chi phi xay dung Trong CP xay (lung 413.015.780.405 CP thiet bi 49.160.733.983 PHU LUC CHI PHI DEN BU, GIAI PHONG MAT BANG VA CHI PHI Stf DUNG DAT DC AN KHU DO THI CO NHUE I Boi thuong, ho tr